PopularBank

OCTOBER 28, 2020

Popular is committed to meeting the needs of our customers and communities, guided by our 127-year legacy. This realignment in our New York Metro market is consistent with our small business and retail services model in South Florida,” said Popular, Inc. President and CEO Ignacio Alvarez. “We

Puerto Rico 52

Puerto Rico New York Metro Community 52

PYMNTS

APRIL 10, 2018

Kroger is doubling down on its human capital coming soon — the massive grocery chain has announced it will be hiring some 11,000 employees across its various supermarket brands. That hiring binge will extend to Fred Meyer locations, as well as Mariano’s Fresh Market.

United States 108

United States New York Capital Community 108

PYMNTS

NOVEMBER 16, 2020

There are currently 73 million baby boomers in the United States, more than half of whom have already passed their 65th birthday. The firm’s specific focus is on providing high-touch population health and wellness services to Medicare Advantage members, particularly in underserved communities.

Puerto Rico 196

Puerto Rico Innovation Nevada United States 196

Abrigo

SEPTEMBER 7, 2016

Those fees are the most common reason that 37 million adults in the United States choose to not have a checking account. If you are interested in how community banks and credit unions can capitalize on consumer data, check out Three ways bank-marketing executives should use data.

Community Bank 150

Community Bank United States Policies Community 150

Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. We worked with the Texas Department of Housing and Community Affairs to jumpstart its down payment assistance program,” recalls Schaeffer. “We

Austin 91

Austin Texas Community National 91

PYMNTS

SEPTEMBER 19, 2019

This is the kind of omni-channel partnership and offering that can redefine convenience for our customers and communities — delivering items to homes in minutes, not hours or days.”. Department of Transportation’s Integration Pilot Program, starting in 2016.

Virginia 109

Virginia United States Customer Experience Retail 109

PYMNTS

AUGUST 8, 2018

The lab is part of IIMA-CIIE’s Bharat Inclusion Initiative (BII), which launched in May to support startups that are developing financial technologies for India’s underserved communities in the areas of livelihoods, financial inclusion, health and education.

United States 100

United States Fintech Community Innovation 100

PYMNTS

MARCH 12, 2020

In terms of sheer size and locations, the United States Postal Service (USPS) is the biggest retailer in the country, with 31,000 locations covering pretty much every town. However, the report notes that the USPS may not have the expertise or capital to enter those markets. Quick: Who’s the biggest retailer in the U.S.?

Retail 169

Retail US Survey Examples 169

PYMNTS

JANUARY 19, 2018

Boxed has become one of the most sought-after tech startups because its distribution centers, which can provide 24-hour delivery to consumers’ homes in many parts of the United States. The investment was led by GGV Capital and Digital Sky Technologies, with participation from Founders Fund, AME Cloud Ventures and Vaizra Investments.

Millennials 128

Millennials Las Vegas New Jersey New York 128

CFPB Monitor

MARCH 30, 2020

Section 4012 – Temporary Relief For Community Banks. Section 4012 of the CARES Act provides temporary relief to financial institutions that elected to be subject to the Community Bank Leverage Ratio pursuant to the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA).

Regulation 122

Regulation United States Community Bank National 122

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Abrigo

APRIL 28, 2016

Every year since 1963, the President of the United States has issued a proclamation setting aside one week to “recommit to advancing these vital enterprises, and celebrate their contributions to our collective American story.” Today, I serve in the cabinet of the President of the United States.

National 150

National San Jose Los Angeles United States 150

Gonzobanker

JULY 10, 2020

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. What businesses need capital in the interim? Capital will be king!

Risk Management 88

Risk Management Capital Strategy social media 88

Gonzobanker

AUGUST 24, 2023

High interest rates have forced many banks to pay more to retain deposits (often via brokered deposits), while many institutions have seen deposits flee to higher-yielding money market funds. In the first half of 2023, nearly half of the “checking accounts” opened in the United States were opened by digital banks and fintechs.

Innovation 148

Innovation United States Industry Technology 148

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. Neocova: The startup core provider completed a $9.5

Fintech 109

Fintech FDIC Capital Community Bank 109

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. B y marketing that your financial institution offers SBA loan origination, you provide additional products that expand opportunities to businesses.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. B y marketing that your financial institution offers SBA loans, you provide additional products that expand opportunities to businesses.

Lending 195

Lending FDIC Capital Risk Management 195

PYMNTS

SEPTEMBER 25, 2019

Corporate entities have gained larger footprints on platforms as MySpace, Friendster and LiveJournal gave way to Facebook, Twitter and YouTube, enabling them to connect with customers and market their services. This top spot is appropriate for the United States’ biggest CU, with 8.6 million members and $106.1 billion in assets.

social media 128

social media Study Survey United States 128

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. Other sectors contributing to the state’s vibrancy include ranching, healthcare and even wineries. Clearly, community banks in the region have plenty of opportunities to do what they do best: forge deep and lasting relationships with their customers and communities.

Texas 182

Texas San Antonio Community Bank Community 182

Gonzobanker

SEPTEMBER 10, 2019

The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. market expansion. The timing of the announcement and due diligence were reportedly rushed to leverage the energy of the conference and communicate with clients face to face immediately after the announcement.

United States 89

United States Texas Austin Kansas City 89

PYMNTS

AUGUST 20, 2020

There’s less personal feedback from instructors, less feeling of community and a set of genuine space and expense limitations that keep customers from recreating their entire workout routines at home. I think we’ll see the private markets figure it out by the end of the year.”. And the gyms seem to be hanging on so far.

Industry 207

Industry Exercises Groups United States 207

PYMNTS

MAY 18, 2016

At JPMorgan Chase’s 2016 annual meeting of shareholders , CEO Jamie Dimon took the occasion to point toward the marriage, established and ongoing, between finance and technology, which may be viewed as a tailwind for market presence on a global scale and in new greenfield opportunities as well.

United States 100

United States Meeting Big Data US 100

PYMNTS

SEPTEMBER 20, 2018

That followed a $535 million round led by SoftBank , Sequoia Capital and GIC earlier this year, bringing the food delivery company to a $1.4 In early August, DoorDash announced it was dipping its toe into the subscription market with the launch of DashPass. billion valuation. And that big valuation has come with big expansions.

Florida 169

Florida United States Branding Training 169

PYMNTS

APRIL 20, 2017

Before we jump into the post, here are a few quick facts about Charlotte and its tech scene: The city had a population of 827,097 in 2015, making it the seventeenth largest city in the United States. PYMNTS: How does the startup and tech scene in Charlotte differ from other cities in the United States?

Charlotte 118

Charlotte North Carolina Community United States 118

PYMNTS

MAY 28, 2019

The company previously raised $111 million in venture funding from Accel, Bessemer Venture Partners, Square Peg Capital, Qumra Capital and others. Smartphones contributed one trillion dollars to overall retail sales in the United States during 2018. Additional setups or third-party apps are not needed.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

MARCH 17, 2017

For years, New York City has been at the epicenter of United States’ culture with the fashion and entertainment industries leading the way. Albany, New York’s state capital, has a population of just over 150,000. NYC is also the center of one of the biggest markets in the world for the tech industry.

New York City 100

New York City New York Community Industry 100

PYMNTS

NOVEMBER 29, 2016

With more than 700 now in operation across the United States, small business accelerators are becoming increasingly crucial engines of the U.S. Startups often need the resources — including the capital, equipment and expertise offered by these organizations — to stay afloat in an increasingly competitive marketplace.

Portland 100

Portland United States Analysis Resources 100

PYMNTS

OCTOBER 8, 2018

Shortly after 9/11, Time magazine declared the age of irony officially over, but by 2006, NPR was pretty sure it was alive and well in the United States – and by 2012, The New York Times said it was still firmly with us, but probably bad for us. They check everything,” he said. “I But it doesn’t feel authentic.”. million price tag.

Video 116

Video New York Capital United States 116

Independent Banker

FEBRUARY 24, 2016

Even as nearly one-third of Americans are already members of a credit union, it seems there’s almost nothing the NCUA still won’t try to further expand the market reach and special tax-exempt privileges of the credit unions it supervises. Basically, all air-breathing mammals in the United States would qualify to be credit union members.

South Dakota 70

South Dakota North Dakota Montana Wyoming 70

Ublocal

OCTOBER 6, 2022

Conducting market research first will save you time and money, and prevent you from going down an unprofitable road. Working with a local financial institution like Union Bank, you’ll benefit from over 130 years of experience and support for our community. What to do when you’re still in the planning phase?

New Hampshire 52

New Hampshire Vermont Community Lending 52

PYMNTS

MAY 18, 2017

A fifth said their companies are already growing, and 82 percent said they feel confident they can access the capital they need to invest in future growth. As they look to grow, business owners plan to increase capital investments, hire staff and increase usage of low cost methods like social media to attract new customers.”.

social media 100

social media Analysis United States National 100

Jeff For Banks

DECEMBER 29, 2020

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. First Capital, Inc.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Jeff For Banks

JUNE 2, 2023

The early 1980s was a difficult time for the United States, as consumers faced rising prices, high unemployment, and the effects of a supply shock—an oil embargo—which caused energy prices to skyrocket. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

FEBRUARY 6, 2018

percent, are owned by veterans of the United States Armed Forces. And so with his friend, former Capital One executive and former South African Air Force member Mickey Konson, he founded StreetShares , Inc. “We Imagine what that market could look like with real and fair access.”. SMBs, roughly 2.5 million, or 9.1

Lending 119

Lending Virginia United States Capital 119

PYMNTS

AUGUST 17, 2017

When it comes to open banking, there’s a clear choice in place: by fiat, which includes formal processes, or by evolution, which would imply letting the market dictate what happens. Here in the United States, the road is less clearly defined.

Data 192

Data United States Strategy Marketing Strategies 192

PYMNTS

SEPTEMBER 20, 2018

Those projects, of course, come from firms that are looking to capitalize on new revenue opportunities. In one market, top line stemming from Germany has been hurt by the consummation of the merger between Adecco and Tuja staffing businesses, while in France, management has been outperforming peers.

United States 128

United States Company Report Online 128

PYMNTS

MAY 31, 2019

As has been reported, Global Payments is the third largest merchant acquirer in the United States, while TSYS is the third largest card processor in the country. The overarching strategic aim for Global Payments and TSYS, as had been among the hallmarks of the aforementioned mergers, has been to gather scale and global reach.

Lending 122

Lending Payments Apple social media 122