PYMNTS

FEBRUARY 14, 2018

Beyond the stereotype of the piña colada on the beach and tropical climates, the Caribbean beckons as a hot spot for B2B payments through virtual commercial cards. This is just more of that, in a different region, with a great partner in Mastercard.”. The STP model is particularly suited for the Caribbean, said Leavitt.

Marketing 100

Marketing Cards Regional Payments 100

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Lending Training 195

Bank Innovation

MAY 11, 2017

rehabilitation and growth has lagged behind the rest of the world, youth unemployment in the region continues to grow, political unrest is destabilising the continent, the progressive socio-economic pledge of Europe is being challenged and vitally, Europe has failed to develop any new corporate global powers for the digital age.

Regulation 252

Regulation Regional Apple America 252

PYMNTS

AUGUST 21, 2018

The Series D round, which includes investors as far-flung as Sequoia Capital China, Goldman Sachs and others, brought in a total funding of $300 million to date. Sequoia and Goldman are returning investors, and new backers seen in this funding round include Boyu Capital, based in China, and Technology Crossover Ventures.

Regional 103

Regional United States Capital Mobile 103

PYMNTS

MARCH 1, 2016

The decision to pare back operations in Africa — where the company will sell off much of its 62 percent ownership in publicly traded Barclays Africa — represents what The New York Times said was a step back from one of the key pillars of Barclays’ long-term strategy, right in lockstep with credit cards and investment banking.

Operations 100

Operations Strategy United States Regional 100

Jeff For Banks

NOVEMBER 19, 2014

Her answer: lack of capital. In fact, when I recently spoke to a group of New York bankers, I opined that community FIs would lend to small businesses only if they have three years of operating profit and a building as collateral. The second chart shows the primary sources of capital. Yes, a loan is the most often cited.

Lending 92

Lending San Francisco Community Community Bank 92

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Virtual card issuance. Business lending and corporate cards. Atlas reduces barriers to new business creation. Fraud prevention tools.

Online 98

Online Company Retail Payments 98

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. CAP COM and SEFCU in New York come to together to create an $8 billion cooperative organization. Performance and multiples continue to be solid, outperforming most regional banks. Has to be M-O-E. Bank Merger of the Year. So which merger was the best in 2021?

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

AUGUST 11, 2017

And in that context, PayPal’s just-announced acquisition of Swift Financial, as it moves to expand the purview of its PayPal Working Capital program, strikes a distinct chord. Working Capital leverages the front seat view that PayPal has into their merchants’ businesses to assess their creditworthiness — and their ability to pay back a loan.

Lending 117

Lending Capital Video Online 117

PYMNTS

MAY 27, 2016

The B2B venture capital roundup this week is flush with startups providing services to other corporates that, in one way or another, impact the business’ bottom line. Konfio links microbusinesses in the region to financing. But only a select few provide direct financial services to their fellow businesses. SME Lending.

Capital 100

Capital Management Taxes Security 100

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. The Tech Award – Goes to Capital One. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

DECEMBER 4, 2019

Swipe fees alone are a $90B-a-year business for banks, card networks like Visa, and payment processors like Stripe. The company announced it would pass on the special card savings Amazon gets from card networks (because of the volume of purchases they can guarantee) to retailers that adopt Amazon Pay.

Cards 101

Cards Lending Strategy US 101

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. The New Name for Community Award.

Community 216

Community Fintech Industry Innovation 216

Fintech Labs Insights

APRIL 15, 2021

By region: USA: 20 startups. New York, NY. New York, NY. Streamline your debt capital raise and management. New York, NY. Debit rewards card for gamers. Cards #Rewards. Credit cards for the underbanked with no credit check or cash deposits. Lending #Cards.

San Francisco 15

San Francisco CA Fintech Company 15

PYMNTS

JANUARY 24, 2020

The partnership will also allow non-Chinese visitors in China to pay in-store, using a virtual UnionPay card that is autogenerated when PayPal is presented at the point of sale — a QR code is created, and funds are taken directly from the consumer’s bank account. Back on U.S. When it is bad, they are maintaining. The Wave-To-Pay Rumor .

Payments 131

Payments New York Technology Marketing 131

CB Insights

MAY 15, 2019

Notable projects: Card Free Access is a program developed out of the lab that allows Wells Fargo Banking customers to access ATMs through a variety of methods without their cards. Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

SEPTEMBER 3, 2018

per month — a business model that most experts never thought was sustainable for even a New York minute, despite all the talk that it was flush with cash and building a consumer base for a platform business that would be monetized later. The company won’t receive any proceeds from the IPO, which implies a market capitalization of 7.1

Branding 100

Branding Cards Fraud Marketing 100

PYMNTS

DECEMBER 27, 2018

Yet, as 2018 was coming to a close, Facebook was hit with just a bit more bad news. According to a report in The New York Times , citing hundreds of pages of internal Facebook documents, Facebook reportedly enabled some of the world’s biggest tech companies to access the personal data of users. Tap-To-Pay Inches Into The U.S.

Retail 123

Retail Online Cards United States 123

CB Insights

MARCH 6, 2019

Venture capitalists initially balked at investing in the company because Holmes refused to demonstrate her technology, according to the New York Times. Select investors : Amazon, Hummer Winblad Venture Partners, Bowman Capital Management LLC. Signs of Theranos’ eventual demise were present throughout the company’s ascent.

Report 78

Report San Francisco Capital New York 78

PYMNTS

SEPTEMBER 22, 2017

Startup formation is fizzling, according to New York Times reports – and dragging down the rest of the economic landscape with them. But the new shape of the slowdown has caught economists somewhat off guard and raised concerns. That is related to, but slightly different from, the regulatory hurdles that new businesses face.

US 108

US Apple Innovation Regulation 108

Fintech Labs Insights

NOVEMBER 17, 2015

Regional Finals were held this month in Zurich, London, Singapore, and New York. Stratos presented its wallet-simplifying, Bluetooth Connected Card with enhanced security, and emerged from the same New York round as fellow Finovate alum, Wealthforge. Capital Preferences. AimBrain Solutions.

San Jose 12

San Jose New York Michigan Virginia 12

PYMNTS

FEBRUARY 13, 2017

The percentage of sales lost by those physical store franchises can be seen not only in the pretty charts and graphs that we produce and share on a regular basis but the ongoing drumbeat of the national and regional store closings for those brands that can no longer keep up. And if you’re in the City — New York, that is — stop by.

Retail 134

Retail Innovation Maine Community 134

CB Insights

MAY 23, 2019

WrkRiot’s short-lived house of cards falls down. Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. Select Investors: CapitalG, Goldman Sachs Investment Partners, Pritzker Group Venture Capital. The Outcome.

Fraud 78

Fraud Las Vegas Company Video 78

Fintech Labs Insights

JULY 16, 2015

Selecting presenters for this year’s FinovateFall conference in New York was not an easy task, since we received the most number of applications to demo we’ve ever seen. Tickets have been selling fast for the event, which will be held September 16 & 17 at the New York Hilton Midtown. See you there!

Company 12

Company Mobile Software Big Data 12

CB Insights

JUNE 17, 2020

Tech giants aren’t the only companies that have spotted the opportunity in remote diagnostics — some biotech companies have moved quickly to demonstrate value and capitalize on the eased regulations as well. Online courses & content. CODECADEMY, UDEMY, AND COURSERA MOVE TO TRANSLATE SHORT-TERM DEMAND INTO LONG-TERM GROWTH.

Industry 101

Industry Technology Online Video 101

CB Insights

MAY 10, 2018

Bain, whose co-founders would go on to start Bain Capital, had a particular expertise in finance from the beginning. Mitt Romney, center, began his career at BCG but made his real fortune as vice president of Bain & Company and co-founder of Bain Capital — specialization-wise, a fitting career move.

Strategy 78

Strategy Management Analytics Tools 78

CB Insights

OCTOBER 31, 2017

“The initial 7 years were all about having negative working capital, positive cash flow and a sustained ability to fund our own growth. I started treasuring GMV, room-nights and other ‘vanity’ metrics instead of the fundamentals of cash flow and working capital,” he explained. Those were the only metrics we tracked. Product: Bridj.

Company 78

Company US San Francisco Capital 78

Fintech Labs Insights

AUGUST 12, 2016

Xero ( F11 ) partnered with a large bank in Southeast Asia , UOB, to launch its first direct bank feeds in the region. South Korea launched a new platform to encourage developers to build and test personal finance apps. “An Interview with the Inventor of the Credit Card Chip Reader” – The New Yorker.

Trends 12

Trends Lending Fintech blockchain 12

CB Insights

OCTOBER 31, 2019

Slack launched its own $80M chatbot fund, partnering with leading VCs including Spark Capital, Index Ventures, Accel, KPCB, Social Capital, and Andreessen Horowitz. There are multiple inputs to juggle — bank accounts, credit cards, bills — and complex data that needs to be communicated in a user-friendly way. Source: Trim.

Industry 78

Industry Examples Tools Retail 78