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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.

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First Look: The 56 Fintech Companies in YC’s Latest Batch (W21)

Fintech Labs Insights

Streamline your debt capital raise and management. Embedded lending infrastructure for software companies. Debit rewards card for gamers. Cards #Rewards. Credit cards for the underbanked with no credit check or cash deposits. Lending #Cards. Go-to-card for conscious consumers. R2 Capital.

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Top 33 Digital Lenders to U.S. Small Businesses (SMB) in Nov 2021

Fintech Labs Insights

CAN Capital. Lighter Capital. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. Kabbage (AmEx). Fundera (NerdWallet). Fundera (NerdWallet). Biz2Credit. Camino Financial. SmartBiz Loans. SnapCap (LendingTree). Channel Partners. Minneapolis. Rapid Finance.

Atlanta 15
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Top 33 Digital Lenders to U.S. Small Businesses (SMB) in Nov 2021

Fintech Labs Insights

CAN Capital. Lighter Capital. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. Kabbage (AmEx). Fundera (NerdWallet). Fundera (NerdWallet). Biz2Credit. Camino Financial. SmartBiz Loans. SnapCap (LendingTree). Channel Partners. Minneapolis. Rapid Finance.

Atlanta 15
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Top 33 Digital Lenders to U.S. Small Businesses (SMB) in Nov 2021

Fintech Labs Insights

CAN Capital. Lighter Capital. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States. CAN Capital. Kabbage (AmEx). Fundera (NerdWallet). Fundera (NerdWallet). Biz2Credit. Camino Financial. SmartBiz Loans. SnapCap (LendingTree). Channel Partners. Minneapolis. Rapid Finance.

Atlanta 15
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Fintech Fundings: 26 Companies Raise $280 Million in 4th Week of June

Fintech Labs Insights

Pearl Capital. Gift card payment network. Alt-lending marketplace for consumers. Tags: SMB, lending, underwriting, trade finance, B2B ecommerce. Source: Crunchbase. Invoice lender to small businsesses. Latest round: $30 million Debt. Total raised: $30+ million. HQ: Surry Hills, Australia. Source: Crunchbase.