PYMNTS

AUGUST 25, 2016

in particular, a cross-section of states that CEO Douglas Bystry says has its own unique demands and impacts on regional economies. But Clearinghouse CDFI can also offer interesting insight into the state of regulation of small business lending and how greater oversight may impact the SMEs that prop up their local communities.

Regulation 100

Regulation Lending Community California 100

PYMNTS

NOVEMBER 20, 2020

Earlier this week, California Congresswoman Maxine Waters (a Democrat from California) said in a statement that the $11.6 And digital remains a siren call for banks of all sizes, and for regional players. Tech mergers have been in the crosshairs for lawmaker scrutiny – particularly over antitrust concerns.

California 283

California Regional Google Guidelines 283

PYMNTS

JANUARY 2, 2020

Sezzle — a “buy now, pay later” (BNPL) company based in Minnesota, but listed in Australia — was denied a crucial lending license from California. Afterpay released a statement confirming approval of its own California lending license six weeks ago, upping its shares by 4.6 The company offers U.S. ”

CA 130

CA Lending California Minnesota 130

American Banker

AUGUST 2, 2023

The regions under scrutiny include New York, Seattle and several parts of California, according to the nonprofit organization whose complaint prompted the investigation. The Department of Housing and Urban Development is reviewing HSBC's lending practices in certain majority Black and Hispanic neighborhoods, the bank disclosed.

Seattle 67

Seattle New York California Regional 67

PYMNTS

NOVEMBER 5, 2020

The lowered forecast was the first one Apple reported since its 2007 launch in Cupertino, California, and shares fell 10 percent the next day, wiping out $74 billion in market value. Cook blamed that issue in part on the pressure on the Chinese economy from the trade tensions between the country and the U.S. 1 to $1.862 trillion by Oct.

Apple 145

Apple California Regional Report 145

PYMNTS

NOVEMBER 3, 2020

This puts merchants today in an intriguing position when it comes to fostering trust with consumers to keep them engaged, especially given the continued global development of open banking regulations. Regulators are more seriously examining consumers’ privacy concerns, which could have a significant impact on open banking rules in the future.

Study 192

Study Data Regulation Digital Banking 192

PYMNTS

MAY 28, 2020

Giant tech companies are seeking deals at their fastest pace in years, fueled by COVID-19 despite an increase in scrutiny by regulators. On Wednesday (May 27), PYMNTS reported Amazon is negotiating to purchase the California self-driving car company Zoox. The Financial Times reported Google, Amazon.com, Apple Inc.

New York 132

New York social media Washington Regulation 132

PYMNTS

OCTOBER 31, 2019

In states including California, Texas and Florida, shoppers can select from a variety of wine and beer options, including regional or local brands. Walmart has announced that customers in 2,000 locations in 29 states can use the retailer’s pickup service for their alcohol purchases. a month, and shoppers have to purchase a $49.95

Florida 101

Florida California Texas Retail 101

PYMNTS

JANUARY 22, 2021

In the Land Down Under, the ripple effects of the clash between regulators and a giant in online search (that would be Google , of course) may be such that consumers are left searching for search. As CNN reported , Facebook has said it will prevent users from sharing news in the country should the legislation be passed into law.

Google 188

Google Texas New York California 188

PYMNTS

MARCH 25, 2019

The bipartisan bill proposes several changes to how connected devices are treated, including general recommendations, standards and regulations for greater user protections. I think we’re rapidly approaching a world in which [regulations are] going to start happening more regularly.”. IoT security in a connected world.

Security 205

Security Data Regulation Washington 205

PYMNTS

DECEMBER 14, 2020

The Commission Nationale de l’Informatique et des Libertés (CNIL), the French data protection watchdog, has hit Amazon and Google with significant financial penalties for allegedly contravening regulations on the digital advertising trackers known as “cookies,” CNBC reported. Amazon was told to pay 35 million euros (approximately $42.5

Google 132

Google social media Compliance Regulation 132

PYMNTS

NOVEMBER 20, 2019

As reported in The Wall Street Journal , the move to seek bankruptcy, and restructure, comes even after the company had contracts in place with about 50,000 drivers in the New York region, and had been completing around 50,000 rides daily. The misguided regulations were not specifically noted in the announcement, which came from Gett.

New York 109

New York New York City Delaware California 109

PYMNTS

FEBRUARY 21, 2018

A regional government in Russia is now working with state-backed VEB, reports in CoinDesk said this week, as authorities explore how to use blockchain “to improve the quality of management decisions.”. As regulators begin to consider blockchain regulations, many have signaled a desire not to hamper innovation while doing so.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

PYMNTS

FEBRUARY 14, 2019

That’s because it marked the first hearing dedicated to a proposed bill in Congress that would offer financial institutions protections against federal regulators when dealing with legal cannabis operations. In California , the industry will be worth at least $5.1 In 2018, consumers in Colorado bought some $1.55

Oregon 230

Oregon Colorado Operations Washington 230

American Banker

NOVEMBER 8, 2016

Voters in Florida and North Dakota approved medical marijuana measures on Tuesday, while their counterparts in California and Massachusetts approved recreational pot initiatives, according to projections.

Massachusetts 35

Massachusetts Florida North Dakota California 35

Abrigo

MARCH 20, 2015

For the largest of American financial institutions – those that much of the public banks with for checking, mortgages and auto loans – stress testing regulations have been passed and executed to avoid a repeat of 2008. The list highlights the top 20 banks within each region of the U.S. has been analyzed and debated.

Texas 150

Texas Regional California Community Bank 150

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

American Banker

SEPTEMBER 29, 2016

California's treasurer blocked Wells Fargo from bond underwriting and other business relationships, as shockwaves from a fake accounts scandal in the company's retail bank rocked the fifth-largest municipal underwriter.

California 28

California Retail Company Regional 28

American Banker

JANUARY 5, 2017

A California consumer group on Thursday urged the Senate Finance Committee to delay Treasury Secretary-designate Steven Mnuchin's nomination hearing after a leaked 2013 memo described alleged illegal foreclosure practices at OneWest Bank when he was chairman and CEO.

California 31

California Groups FDIC Regional 31

CFPB Monitor

NOVEMBER 6, 2019

District Court for the Northern District of California, accuses Facebook of discriminating against women and individuals over 40 who were denied advertisements and information about certain financial services opportunities, including those for bank accounts, insurance and investing. A purported class action filed last week in the U.S.

social media 60

social media Lending Washington California 60

South State Correspondent

OCTOBER 28, 2022

cyber, infrastructure, and regulation. During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. Small Idea – Policy and Regulations are Lagging But Are Going in Banking’s Favor.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

FEBRUARY 13, 2019

That’s because it marked the first hearing dedicated to a proposed bill in Congress that would offer financial institutions protections against federal regulators if dealing with legal cannabis operations. In California, the industry will be worth at least $5.1 In 2018, consumers in Colorado bought some $1.55

Oregon 115

Oregon Colorado Operations Washington 115

PYMNTS

SEPTEMBER 27, 2019

Since California first declared marijuana “legal” for medical consumption in 1996, transactions involving legally permitted cannabis have been complicated things. More complicated because the disconnect between state and federal regulation of the substance is growing wider by the year.

Taxes 151

Taxes Compliance District of Columbia Industry 151

PYMNTS

MAY 11, 2016

The association, according to The New York Times , will work under the regional affiliate of the International Association of Machinists and Aerospace Workers union. IDG’s founder and assistant director and general counsel of the International Association of Machinists District 15, which represents workers in the Northeast region.

New York 100

New York New York City Austin Illinois 100

Gonzobanker

JANUARY 17, 2020

Banks are most afraid of big tech, just when these players face regulation. However, between anti-trust regulations, algorithm investigations and states focused on privacy (e.g., California CCPA), it’s hard to imagine just how far techies will be able to upend the nuts and bolts of the banking industry.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

PYMNTS

SEPTEMBER 18, 2019

In an interview with PYMNTS , Mike Schramm, director of global eCommerce for California-based software as a service (SaaS) video conferencing provider BlueJeans, explained how the company sought to expand its customer offerings worldwide and create more convenient payments experiences in disparate markets. A Spotlight on SCA.

Software 116

Software Study Survey Retail 116

American Banker

FEBRUARY 26, 2016

The bank's approval last year to buy OneWest Bank included a condition to submit an updated Community Reinvestment Act plan, but the CRA program now being presented by CIT is far from adequate.

Community 28

Community California FDIC Regional 28

BankUnderground

FEBRUARY 25, 2020

We find that US housing supply has become less elastic since the crisis, with bigger declines in places where land-use regulation has tightened the most, and in areas that had larger price declines during the crisis. In addition, land-use regulation also tends to be more stringent in these areas.

US 52

US Policies Albuquerque Regulation 52

Independent Banker

JUNE 30, 2022

Last August, for example, it became the first financial institution in its region to take part in the Eighth of August Parade, a festival celebrating the emancipation of enslaved people in Paducah, Ky. “[We] If you have a large Vietnamese community in your region, do you know the food that they eat? Listen and be curious. “It

Community Bank 91

Community Bank Community Leadership Millennials 91

American Banker

NOVEMBER 8, 2016

Voters in Florida, North Dakota, Montana and Arkansas approved medical marijuana measures on Tuesday, while their counterparts in California, Massachusetts and Nevada approved recreational pot initiatives.

North Dakota 48

North Dakota Montana Arkansas Nevada 48

Gonzobanker

DECEMBER 17, 2021

Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks.

Fintech 143

Fintech Strategy Leadership Lending 143

Abrigo

JANUARY 13, 2021

As recently as June, a construction contractor in Northern California was sentenced to eight years in prison after a jury convicted him of obtaining forced labor in a case investigated by the Department of Homeland Security’s Human Trafficking Unit. It only happens in other countries. Affecting the Heartland. Who are the U.S.

Training 195

Training Fraud National United States 195

American Banker

NOVEMBER 17, 2016

Two consumer advocacy groups in California have accused CIT Group's OneWest Bank of failing to provide mortgages and other financial services in minority neighborhoods.

California 28

California Groups Regional National 28

American Banker

DECEMBER 12, 2016

The California Department of Insurance launched an investigation Monday into allegations that Wells Fargo employees signed up consumers for Prudential Insurance policies without their authorization.

California 28

California Policies Regional National 28

American Banker

DECEMBER 5, 2016

Banks and credit unions in California plan to participate in a new working group that will focus on the cannabis industry's lack of access to the mainstream financial system, according to state officials.

Groups 28

Groups California System Industry 28

American Banker

SEPTEMBER 30, 2016

Bancorp has agreed to settle a lawsuit that claimed it neglected to maintain foreclosed properties in Southern California after the 2008 financial crisis.

California 28

California CA Regional National 28

CB Insights

NOVEMBER 22, 2017

Commercial operation of offshore fish farms has been limited to date due to regulations, as well as the challenges of efficiently operating a large farming operation far from land. Offshore farming regulations are loosening. Offshore fish farming has seen growing interest in the last decade. link] [link].

Study 45

Study Operations Regulation Regional 45