CFPB Monitor

MARCH 15, 2022

In 2019, California enacted AB 539 which, effective January 1, 2020, limited the interest rate that can be charged on loans of $2,500 to $10,000 by lenders licensed under the California Financing Law (CFL) to 36% plus the federal funds rate. Section 160.110(d).

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CFPB Monitor

JANUARY 12, 2021

The California Consumer Financial Protection Law (CCFPL) became effective on January 1, 2021. The CCFPL gives the California Department of Financial Protection and Innovation (DFPI) (the new name given to the state’s Department of Business Oversight) broad jurisdiction and sweeping new authorities that closely resemble those of the CFPB.

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CFPB Monitor

SEPTEMBER 20, 2021

AB-1864, which took effect on January 1, 2021 and significantly expanded the powers of the California Department of Financial Protection and Innovation, required the DFPI to establish a “Financial Technology Innovation Office.”. These discussions may include regulatory questions.

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PYMNTS

SEPTEMBER 28, 2020

Despite an order from the European Union ’s antitrust watchdog to curb its anticompetitive practices, Google continues to boost its market power, according to Reuters , which cited a study released Monday (Sept. In 2017, the European Commission , responsible for managing the day-to-day business of the EU, fined Google 2.4 billion euros ($2.8

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CFPB Monitor

OCTOBER 6, 2022

A California state court has overruled the demurrer filed by Opportunity Financial, LLC (OppFi) to the cross-complaint filed by the California Department of Financial Protection and Innovation (DFPI) in which OppFi asked the court to reject the DFPI’s “true lender” challenge.

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California FDIC Analysis Utah 78

Perficient

JANUARY 5, 2021

Perficient’s AVPs represent a cross-section of the firm’s end-to-end digital consulting portfolio, and will provide leadership and strategy for areas including management consulting, cloud platform solutions and integration technologies, custom software development and mobile solutions, and optimized global delivery capabilities.

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PYMNTS

MAY 2, 2019

” According to Fortune , the company will test the service in 18 markets: Austin, Texas; Charlotte, North Carolina; Chicago, Illinois; Dallas-Ft. .” ” According to Fortune , the company will test the service in 18 markets: Austin, Texas; Charlotte, North Carolina; Chicago, Illinois; Dallas-Ft.

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PYMNTS

JUNE 10, 2020

trillion market capitalization, 9to5Mac reported. . Last week, Apple inched closer to the all-time high market cap when its stock sold at $326 a share. In 2018 , Ives, a software and technology analyst at Wedbush Securities in Los Angeles, said Apple was on its way to set a U.S. company to reach a $1.52

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Gonzobanker

MARCH 9, 2022

Bank executives should take these new deals’ valuations as a sign that the free market sees the future of finance as unbundled from the traditional industry structure. As new cloud-native, API-driven solutions come to market, the term “core” seems to live in the eye of the beholder. Response From The Other Two Big 3 Players.

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PYMNTS

SEPTEMBER 9, 2019

The issue has been a contentious one since the California State Assembly passed the controversial bill earlier this year. But California’s state courts saw the issue somewhat differently. The AB 5 has passed the California State Senate’s Appropriations Committee and is now set to move to the floor for a full vote.

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Independent Banker

FEBRUARY 28, 2022

Kathy Strasser of IncredibleBank is evaluating marketing campaign management platforms. We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. Their ability to market and add banking functionality … is a natural fit.”.

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CFPB Monitor

SEPTEMBER 8, 2020

We previously wrote about California Governor Newsom’s 2020-2021 Budget and an accompanying trailer bill that would rename the Department of Business Oversight (“DBO”) and significantly increase its ability to oversee financial services providers in the state. California Consumer Financial Protection Law. Register here. the “CFPA”).

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California Innovation Regulation Report 78

Perficient

JANUARY 7, 2021

It’s frequently someone who is an early adopter of technology and likes everything at their fingertips, including a big screen in the car that helps seal the deal for many. For example, some states, such as California and Massachusetts, plan to ban the sale of new gas-powered cars by the year 2035.

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PYMNTS

MARCH 31, 2020

“I’d say at the beginning of the year, a third of our business was online, with the rest coming through our storefront,” says Dwight Steffenson, proprietor of Solvang Antiques near Santa Barbara, California. ” According to the Art Basel and UBS Global Art Market Report of 2020, global sales of art and antiques reached $64.1

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PYMNTS

OCTOBER 2, 2017

Since opening their first store in Palo Alto, California, in 2015, b8ta has aimed to offer just such an experience: the ability to snap up tech products that might otherwise be hard to find — and buy anyplace but online. Sometimes the product takes 18 months to get to market, or never ships.”.

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PYMNTS

FEBRUARY 26, 2020

In today’s top news, the stock market takes its biggest hit since 2015 due to mounting fears over the coronavirus, and an ex-Microsoft engineer is found guilty of stealing $10 million in digital currency. Coronavirus Decimates US Stock Market $1.7T stock market is taking a hit due to mounting fears over the coronavirus.

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Perficient

FEBRUARY 15, 2022

California, New Jersey, Connecticut, Delaware, Oregon, Illinois, and Rhode Island have announced plans to lift their statewide mask mandates or school mask mandates, and more states have indicated they will revisit mask requirements in the near future. Mask mandates are being lifted across the country.

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PYMNTS

MAY 4, 2017

Then, companies working to develop the technological means for cars to drive themselves have levied more than a few criticisms against proposed regulation changes in the state of California. Apple, for one, is hoping that California will work to toughen some of its current self-driving road test policies.

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California Policies Company Apple 100

PYMNTS

AUGUST 21, 2020

As it approaches its potential introduction to the public markets, Palantir is reportedly set to be the newest in a line of tech firms to go public long prior to bringing in positive income, The New York Times reported. The California firm provided its investors with financial information before the intended market introduction.

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PYMNTS

JUNE 26, 2020

billion to acquire Zoox , the Foster City, California self-driving technology company, the Financial Times (FT) reported. . The source said Amazon would collaborate with Zoox to create a ride-hailing fleet, taking on Waymo Co, the California-based self-driving industry leader backed by Alphabet, Google’s parent company.

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California Course Technology Report 259

PYMNTS

FEBRUARY 7, 2020

It’s been several months, if not years, since blockchain was the darling of tech startup investors, but this week proved the technology still has a lot to offer venture capitalists. The company plans to use the funding to ready its software for enterprise adoption and explore additional verticals into which it can expand. ClearMetal.

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blockchain Fintech California System 247

MyBankTracker

FEBRUARY 26, 2021

Like a number of AAA-affiliated insurers, the Automobile Club of Southern California (ACSC) Insurance, offers discounted insurance, and other financial products to AAA members. What is Auto Club of Southern California? The AAA and its partners have won a number of awards for categories like value, customer service, and technology.

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California Policies San Diego Los Angeles 52

PYMNTS

OCTOBER 11, 2020

Epic sued Apple in August, accusing the technology giant of violating laws that restrict anti-competitive behavior. The suit, filed in federal court for the Northern District of California, alleges Apple has harmed both game-makers and payment processors and asks the court to compel Apple to grant easier access to the App Store.

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Apple San Francisco California Community 260

PYMNTS

MARCH 3, 2020

California’s Assembly Bill 5 ( AB5 ) was signed into law last year, but the legislation, which lays out rules to classify workers as either employees or independent contractors, continues to cause debate and disruption, with the trucking industry, one of the most heavily affected markets. Easing The Transition With Technology.

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PYMNTS

JANUARY 29, 2018

At Dispatch, Ahmed charged consumers high delivery fees because he needed humans to get goods to customers, limiting his service’s potential market to only consumers that were willing to pay a higher price for the convenience. His concept also has a cost-savings advantage over on-demand delivery services.

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PYMNTS

JUNE 14, 2020

Bristol Farms , a California grocery store chain that operates 19 supermarkets, said its delivery business has doubled since the pandemic. Mid-Atlantic food retailer Weis Markets has 198 stores and as online sales rise, it will buy more refrigerated lockers, delivery trucks and technology, its CEO told WSJ.

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Iowa California Meeting Online 181

PYMNTS

MARCH 9, 2020

The COVID-19 virus is putting a renewed focus on technology and the supply chain. Data: 2020: The year Target will open new warehouses near key markets, including New York and southern California. All this, Today in Data. 2017: The year Ali Rizvi got the idea for FloatThat. 133B: The return reduction opportunity in 2020.

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New York California Retail Data 141

PYMNTS

NOVEMBER 24, 2020

The combined company, to be led by Metromile CEO Dan Preston , will have a pro forma market capitalization of approximately $1.3 Metromile launched in 2016 and is currently available in eight states, including California, New York, Washington, Pennsylvania and Arizona. Morgan Securities, Wells Fargo and Northland Capital Markets.

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PYMNTS

SEPTEMBER 9, 2020

refuses to let the popular “Fortnite” video game maker gain any advantage in a California courtroom. District Court Judge Yvonne Gonzalez Rogers for the Northern District of California issued a temporary split order.

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PYMNTS

JANUARY 6, 2020

When California state legislators passed the controversial AB5 law for gig workers, Uber took action to revise its app with a stealthy plan dubbed “Project Luigi,” The Washington Post reported on Monday (Jan. The bill was signed by Governor Gavin Newsom in September, and went into effect on Jan.

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CA California Washington Survey 131

PYMNTS

JANUARY 13, 2021

International travel management company TravelPerk has unveiled its acquisition of California-based NexTravel to help with its continuing growth roadmap in the American market. market knowledge, according to a Wednesday (Jan. The deal will encompass the latter company’s infrastructure, client base, inventory, staffers and U.S.

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PYMNTS

JULY 17, 2020

Facebook Inc’s top executives could be required to testify before the Federal Trade Commission (FTC) as the regulator investigates whether the California-based social media conglomerate has violated U.S. The company has emerged as a dominant player in the nation’s digital advertising market. states and the DOJ. states and the DOJ.

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social media California Google Apple 160

PYMNTS

JANUARY 9, 2019

That could give the country an edge when it comes to showcasing payment and commerce uses of the mobile network technology — and provide the rest of the world with an example of what might not work so well with 5G-enabled features. shouldn’t be far behind,” said Kevin McMahon, director of emerging technology at SPR , in a recent interview.

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PYMNTS

AUGUST 31, 2020

Over the past 20 years, we've developed the largest luxury inventory in the industry, created cutting-edge reCommerce technology, and have led the way in authentication excellence,” Fashionphile CEO Ben Hemminger said in the announcement. and other countries. Each company was to buy $125 million of the notes.

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System California Regional Technology 142

TheGuardian

MARCH 14, 2023

Probes announced in the UK and US over failure of California lender as financial markets recovered from Monday’s turmoil Inquiries into the collapse of Silicon Valley Bank (SVB) and its UK arm have been announced in Britain and America, as financial markets settled and banking shares recovered from Monday’s turmoil.

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California America US Regulation 69

PYMNTS

JANUARY 7, 2021

Wholesale clubs and Trader Joe’s themselves have proven there is a huge market for brands that don’t check all of the boxes for a standard supermarket trip. We did a comprehensive evaluation of the market before selecting Manthan-RichRelevance. The Placer report, which examines transactions for the seven top U.S.

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California CA Analytics Branding 203

PYMNTS

FEBRUARY 28, 2019

The San Francisco Chronicle , citing a letter to the California Employment Development Department sent by Apple, reported the layoffs are happening at Project Titan , its self-driving car unit. Tom Neumayr, a spokesman for the Cupertino, California iPhone maker, confirmed the letter sent to the state.

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