PYMNTS

APRIL 30, 2019

The government said the group will be tasked with exploring, amid other possibilities, a “virtual digital bridge from the ‘Silicon Docks in Dublin to IFS companies in Dublin, and in other regions.’”. Other firms that operate within P2P lending and insurance technologies will be considered. In the U.S.,

Fintech 189

Fintech Regional Operations California 189

PYMNTS

AUGUST 16, 2019

Small business finserv was a popular target this week, with startups securing funding for their SMB banking, lending and accounting tools. Kobo360 operates a freight technology platform, connecting truckers with businesses that need shipping services across the region. Below, PYMNTS breaks down the latest in B2B FinTech funding.

Fintech 179

Fintech Analytics Capital Lending 179

PYMNTS

OCTOBER 4, 2019

An Egyptian firm landed the MENA region’s largest-ever seed round, a California company proved U.S.-based based alternative small business lending isn’t dead with investors and an India startup landed more than half a billion dollars. See all of the latest B2B fundraises below. ForwardLine Financial.

Capital 128

Capital Lending California Regional 128

PYMNTS

AUGUST 25, 2016

The company takes a more narrow focus to small business lending than some other FIs by targeting the western U.S. in particular, a cross-section of states that CEO Douglas Bystry says has its own unique demands and impacts on regional economies. A Regional Reach. So, there is a real need, and we see this trend line growing.”

Regulation 100

Regulation Lending Community California 100

ABA Community Banking

MAY 22, 2015

SNL Regional Report: San Diego shimmers, allowing banks to boost lending Management Financial Trends Community Banking.

San Diego 40

San Diego California Community Bank Regional 40

PYMNTS

JUNE 15, 2020

While our lending business has served Main Street small businesses for years, we knew that as our sellers and their communities were facing deep economic uncertainty, we could play a meaningful role in disbursing stimulus funds,” said Jacqueline Reses , the head of Square Capital, in a statement. “I’m

Capital 141

Capital San Francisco New Jersey Massachusetts 141

CFPB Monitor

NOVEMBER 6, 2019

District Court for the Northern District of California, accuses Facebook of discriminating against women and individuals over 40 who were denied advertisements and information about certain financial services opportunities, including those for bank accounts, insurance and investing. A purported class action filed last week in the U.S.

social media 60

social media Lending Washington California 60

South State Correspondent

SEPTEMBER 20, 2023

For example, if you are a bank in California, Florida, New York, or Pennsylvania, going after private schools, colleges, or insurance companies should be considered due to not only the large number of target institutions but also the size of those institutions, which lends itself to having multiple banks.

Management 195

Management Survey Industry Community Bank 195

Abrigo

MARCH 20, 2015

The list highlights the top 20 banks within each region of the U.S. Regionally, Southern banks included the highest number of institutions with a zero Texas Ratio, with 16 of their top 20. California is also a healthy state for banking – with 15 of 20 banks on the Western list in the Golden State. with the lowest Texas Ratios.

Texas 150

Texas Regional California Community Bank 150

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

Insights on Business

NOVEMBER 19, 2018

Regions Bank announced in its recent earnings call that it is leveraging IBM Watson to help customers get answers to their customer service questions over the phone and to help bankers improve the speed and accuracy of their answers. What does this look like in practice?

Compliance 177

Compliance Regional blockchain Technology 177

Independent Banker

APRIL 30, 2022

Home Bank of California. In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. Genesee Regional Bank. Philip Pecora, president and CEO, Genesee Regional Bank. Genesee Regional Bank. Peoples State Bank.

Community Bank 172

Community Bank Community Montana Taxes 172

Gonzobanker

MARCH 9, 2022

While both firms have strong underlying technology and development shops, neither Finxact nor Technisys has the functional requirements to service all consumer and commercial account types for most regional and community banks. And it doesn’t appear that either will have those capabilities anytime soon.

Financial Technology 136

Financial Technology Technology Fintech Community 136

PYMNTS

AUGUST 5, 2016

The SaaS segment scored the highest volume of venture capital, but investors across Asia were particularly active, with half of the investments coming from this region, including a whopping $125 million private equity investment in an Indian logistics firm. Alternative Lending. We break down the investment activity below. Velostrata.

Capital 100

Capital Software Lending Regional 100

Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Happy State Bank’s 32 offices are spaced over 500 miles, giving the bank’s lending portfolio geographic diversity. Today, Happy State Bank lends more conservatively as oil prices move higher. New energy regions adapt.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

PYMNTS

DECEMBER 7, 2018

Existing partners of the FI including Coinbase and online lending platform Affirm. Looker, based in California, links enterprise clients to business intelligence and data analytics technologies through its Software-as-a-Service apps. Cross Creek Advisors and previous backers also participated. Reports in DemandGen Report said the U.S.

Analytics 176

Analytics Data Capital Software 176

Fintech Labs Insights

JULY 18, 2016

Lending platform Cloud Lending Solutions recently announced a partnership with Japanese technology company Fujitsu. Fujitsu will help Cloud Lending Solutions distribute CL Originate , CL Lease , CL Loan , and CL Collections to its large and small business customers in Japanese and ASEAN markets.

Lending 12

Lending San Francisco America California 12

Jeff For Banks

FEBRUARY 2, 2013

Take Silicon Valley Bank in Santa Clara, California. But innovation need not start in northern California. In fact, I would put to you that this region benefits tremendously by having nearby support systems that foster innovation. or outright balance sheet lending so long as you put a wall around the risk.

Innovation 93

Innovation Marketing Capital California 93

Gonzobanker

JANUARY 17, 2020

For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. California CCPA), it’s hard to imagine just how far techies will be able to upend the nuts and bolts of the banking industry. New regional banks will struggle with operational maturity and customer experience.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

Gonzobanker

DECEMBER 17, 2021

Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks.

Fintech 143

Fintech Strategy Leadership Lending 143

American Banker

JULY 12, 2016

Charles Schwab Bank, BBVA Compass and Mechanics Bank are among the latest investors in a California microfinance firm that specializes in small-business lending.

California 28

California Lending CA Regional 28

Independent Banker

AUGUST 31, 2021

The KSB Lends a Hand program took anniversary funds totaling $20,000 and distributed them to more than 100 local organizations. “We Roshan McArthur is a writer in California. To help the region rebuild, Central Valley Community Bank launched the CVCB Central Sierra Resiliency Fund within the nonprofit Museum of the Sierra.

Community Bank 196

Community Bank Community National Fresno 196

American Banker

JULY 21, 2020

Executives cited action in Texas and California to reverse reopenings and said they're still committed to the oil and gas business. The Dallas bank set aside less in the second quarter for credit losses than analysts expected.

Dallas 41

Dallas Texas California Regional 41

South State Correspondent

OCTOBER 28, 2022

Instead of promoting a commercial lending product, a bank will roll out augmented reality that overlays maximum loan values and indicative rates on buildings to help potential buyers decide when they drive areas looking for locations. This is more than just embedded finance. We are still baffled why this is a debate, but it is.

Conference 195

Conference Technology Las Vegas Trends 195

Gonzobanker

DECEMBER 22, 2014

GonzoBanker of the Year – We have to give this to Banc of California CEO Steven A. Banc of California went from $900 million in total assets five years ago to nearly $5 billion today. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. Mergers and Acquisitions.

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

APRIL 20, 2017

MP: We started referring to being part of the “Silicon of the South,” but we know that this is still an aspirational statement as we compare to Silicon Valley in California. Charlotte is fortunate to also have a significant cost-of-living advantage over other regions such as Silicon Valley and Boston.

Charlotte 118

Charlotte North Carolina Community United States 118

Independent Banker

NOVEMBER 24, 2014

Overcoming various long odds over the years, Shirley Nelson launched and then grew a thriving California community bank. Two years later, Nelson moved as a single mom to Oakland, where she again found a job as a teller at a regional bank. She worked her way up to become a senior vice president and senior manager of that regional bank.

Oakland 98

Oakland Community Bank Community Industry 98

Gonzobanker

DECEMBER 20, 2019

This was a terrific combination of two education-focused cooperatives across both Southern and Northern California markets. Regional bank CIOs will be watching closely to see if Fiserv can pull off its most complex conversion in years and finally challenge FIS IBS in the regional space. Credit Union Merger of the Year.

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

MAY 23, 2019

Under California state law, insurance brokers must complete a mandatory 52-hour pre-certification course to legally sell insurance in the state. LendingClub was one of many online lending services founded in the mid-2000s as entrepreneurs eyed the Byzantine financial sector as an area ripe for disruption. Total Funding: $263M.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

APRIL 17, 2018

Education: Columbia University (MBA), University of California – Berkely (BA). Notable Investments: Lending Club (IPO), DocuSign , Square (IPO), Spotify (IPO), Twitter (IPO), Houzz. Education: University of California – Los Angeles (BA). Current Firm: First Round Capital. Operating Location: San Francisco, CA.

San Francisco 71

San Francisco CA Capital Operations 71

CB Insights

OCTOBER 31, 2017

A notice sent to creditors said Jawbone entered into insolvency proceedings under California law on June 19. BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources. Kyle Hill, HomeCare CEO. Product: BTCJam.

Company 78

Company US San Francisco Capital 78