Jeff For Banks

FEBRUARY 12, 2024

Raised capital in late 2019. Instead of doing what was "easy" and raising capital, $QCRH decided to sell its least profitable charter, Rockford Bank and Trust, to bring in the capital to support its robust growth. 14/25 Capital priorities for banks: 1. I will highlight $QCRH and $CFBK. shareholder value.

Columbus 106

Columbus Indianapolis Capital Community Bank 106

American Banker

FEBRUARY 12, 2020

Capital Corps, founded by former Banc of California CEO Steven Sugarman, wants the minority-run Broadway sold to a buyer that serves low- and moderate-income borrowers.

California 55

California Groups Capital Community Bank 55

Independent Banker

FEBRUARY 28, 2023

Derek Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., wanted to be a financier before finding his way to community banking. He has served as president and CEO of $365 million-asset Century Bank & Trust in Milledgeville, Ga., now part of Bank of America, before moving to Griffin, Ga.,

Community 172

Community Community Bank Georgia San Antonio 172

American Banker

JUNE 13, 2023

The Roseville, California institution is expanding into the Bay Area in hopes that it can land new clients and lenders in the wake of two large regional failures there this year.

San Francisco 41

San Francisco Capital California Regional 41

Independent Banker

JULY 31, 2022

Observing the gap in pandemic relief in south Florida due to a lack of local community banks, a trio of banking veterans teamed up to form a digital-first community bank—and were granted a charter in record time to support local businesses. Name: Locality Bank. Keith Costello, Locality Bank. “We

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

NOVEMBER 25, 2020

“We have a longstanding partnership with CGI, and the CGI Trade360 platform will mean we can continue delivering the best possible trade solutions and service to our clients for many years to come,” said James Binns , global head of trade and working capital at Barclays. Adobe Introduces B2B Capability for Customer Data Platform.

Payments 229

Payments Data Management System 229

Independent Banker

JUNE 30, 2022

The Peoples Bank helped the Jones family of Legacy Dairy in Hiseville, Ky., From left, Ally Jones; bank chairman, president and CEO Terry L. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. The bank provides crop insurance to farmers in 11 states.

Community Bank 172

Community Bank Community National Philadelphia 172

Independent Banker

DECEMBER 1, 2021

Under the leadership of CEO Randell Leach, Beneficial State Bank is pursuing an ambitious mission of financial activism and strong corporate values. The idea that community banking can be a force for positive change is at the heart of Beneficial State Bank, which engages its customers through financial activism.

Oakland 153

Oakland Community Community Bank Leadership 153

South State Correspondent

OCTOBER 26, 2023

The catalyst was likely a panel led by the CEO of Taktile (AI Underwriting), a Partner from Bain Capital, a partner for Andreessen Horowitz, the chief data scientist from Branch International (digital banking fintech for India and Africa), and a tech correspondent for CNBC.

Conference 221

Conference Las Vegas Fraud Case Study 221

PYMNTS

DECEMBER 7, 2018

Cross River Bank. Though not venture capital, the private equity raised for New Jersey-chartered community bank Cross River Bank is noteworthy not only for its impressive price tag of $100 million, but for its reflection of investors’ support for financial institutions that collaborate with the tech startup scene.

Analytics 176

Analytics Data Capital Software 176

Abrigo

JUNE 25, 2015

During leaner years is often when the demand for ag loans increases , as it’s common for those full-time farmers to tap into their community bank to cover operating costs or invest is other lines of the agricultural business. Farmers & Merchants Bank of Central California leads ag lending in the West, with more than $250 million.

Community Bank 150

Community Bank Sacramento Lending Wisconsin 150

American Banker

SEPTEMBER 27, 2016

Bank of Southern California in San Diego has agreed to sell $7 million of its common stock to the asset management firm Castle Creek Capital.

San Diego 28

San Diego California Capital Management 28

American Banker

DECEMBER 19, 2016

Banc of California in Irvine and PL Capital have reached an apparent truce, as the bank agreed to consider letting the activist investor group submit two nominees to next year's board election.

California 28

California Capital Groups CA 28

American Banker

MARCH 26, 2020

Tom Meyer, CEO of 1st Capital since 2015, decided to step down because shelter-in-place orders are keeping him from family hundreds of miles from the bank.

California 33

California Capital Community Bank Community 33

American Banker

MAY 9, 2016

PL Capital, a big investor in Banc of California, is proposing that the Irvine company adopt majority, rather than plurality voting, for the election of directors.

California 28

California Capital Company Community Bank 28

Jeff For Banks

DECEMBER 13, 2018

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. Welcome to the list! #2.

Oregon 101

Oregon Ohio California Community Bank 101

Independent Banker

FEBRUARY 24, 2016

Just about every community bank makes commercial real estate loans. A whopping 95 percent of ICBA members are active commercial real estate (CRE) lenders, according to the latest ICBA Community Bank Lending Survey. Seventy to 75 percent of the $871 million community bank’s portfolio involves CRE loans. “We

Community Bank 70

Community Bank Lending Community Regulation 70

Jeff For Banks

DECEMBER 7, 2019

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. First Capital, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

South State Correspondent

OCTOBER 28, 2022

During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself.

Conference 195

Conference Technology Las Vegas Trends 195

Jeff For Banks

DECEMBER 16, 2022

Short-term focus is a common trait of banks that focus on shareholder primacy over stakeholder primacy. Total return includes two components: capital appreciation and dividends. As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 9, 2022 was -1.21%. MetroCity Bankshares, Inc.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Grab some popcorn and watch.

Fintech 194

Fintech Community Regional Technology 194

CFPB Monitor

OCTOBER 25, 2019

Noah Breslow, Chairman and CEO, On Deck Capital. The panel members are: Maureen Busch, Vice President, Compliance and CRA Officer, The Bank of Tampa and Bureau Community Bank Advisory Council Member. The second panel will include a discussion regarding the implementation of Section 1071.

Tampa 60

Tampa Lending California Community 60

American Banker

SEPTEMBER 20, 2016

The activist investor is irate that the company's board will not meet to discuss concerns it has over executive compensation and corporate governance.

California 28

California Capital Meeting Company 28

Independent Banker

NOVEMBER 24, 2014

“I love being around people, and people are what community banking is all about.” Shirley Nelson, Summit Bank. Overcoming various long odds over the years, Shirley Nelson launched and then grew a thriving California community bank. Shirley Nelson , Summit Bank. Bank Headquarters: Oakland, Calif.

Oakland 98

Oakland Community Bank Community Industry 98

American Banker

MAY 20, 2016

California Bank of Commerce in Lafayette has raised $9 million to help it exit the Small Business Lending Fund.

California 29

California Lending Community Bank Capital 29

Abrigo

MARCH 20, 2015

The Texas Ratio is a key performance indicator in the banking industry, used to assess an individual bank’s health and viewed as a good early indicator of bank failures. The ratio gauges a bank’s ability to cover its bad debts with its tangible equity capital.

Texas 150

Texas Regional California Community Bank 150

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Paulina Gonzalez, Executive Director, California Reinvestment Coalition, San Francisco, CA. Retail Bank, Citibank, New York, NY.

San Antonio 60

San Antonio Kansas City Groups CA 60

Jeff For Banks

JULY 5, 2022

They once held all of the keys to the banking kingdom. They are/were the business owners, demanders of capital and loans, and significant depositors. More recently SoFi acquired this little $170 million in total assets California bank. The bank is now over $2 billion in total assets. Sorry to the English majors.

Millennials 78

Millennials Community Pennsylvania Community Bank 78

Independent Banker

SEPTEMBER 21, 2015

Under the right circumstances, providing residential mortgages that fall outside of the new federal Qualified Mortgage definition could help a community bank grow its lending, some community bankers say. a $613 million-asset community bank serving central and northern Wisconsin that engages in non-QM lending.

Community Bank 70

Community Bank Lending Community Survey 70

Fintech Labs Insights

JULY 12, 2016

Wealth management platform Personal Capital is partnering with BancAlliance. This gives California-based Personal Capital access to BancAlliance’s network of 200 community banks. BancAlliance’s member banks, which range in size from $200 million to $10 billion AUM across 40 U.S. billion AUM.

Capital 12

Capital Management San Francisco Tools 12

PYMNTS

MAY 27, 2020

If you talk to a bank CEO, they will tell you that most of them want to grow deposits, unless you are big enough that you worry about allocating capital. HMBradley offers FDIC-insured accounts through Hatch Bank based in California, and rates of about 3 percent on its savings accounts.

Fintech 236

Fintech Innovation Digital Banking FDIC 236

Fintech Labs Insights

JULY 12, 2016

Wealth management platform Personal Capital is partnering with BancAlliance. This gives California-based Personal Capital access to BancAlliance’s network of 200 community banks. BancAlliance’s member banks, which range in size from $200 million to $10 billion AUM across 40 U.S. billion AUM.

Capital 12

Capital Management San Francisco Tools 12

American Banker

DECEMBER 9, 2016

A California bank is planning to add mortgages and home equity lines to its product set.

Capital 28

Capital California CA Community Bank 28

American Banker

FEBRUARY 3, 2020

The California company will pay $1 billion for Opus, a once highflying bank that struggled with credit issues in recent years.

California 42

California Company Community Bank Capital 42

American Banker

JUNE 24, 2016

The recently rebranded California International Bank has stiffed the government on 30 dividend payments and has spurned a request to let Treasury officials observe its board meetings. million in capital into the bank. There is some optimism; a Vietnamese businessman was approved to take over control after injecting $4.5

California 28

California Meeting Capital Payments 28

American Banker

MARCH 3, 2016

billion-asset company will issue about 4.9 million shares at $14.50 apiece, according to a news release Thursday.

California 28

California Company CA Community Bank 28

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Bank Deal of the Year PNC nabs BBVA USA – paying 1.3 Let us break it down for you.

Idaho 172

Idaho Community Industry Strategy 172