Abrigo

JANUARY 17, 2024

Takeaway 2 AML staff should recognize human trafficking red flags and know their customers well to help detect suspicious activity in their communities. One issue that hurts people and communities everywhere is human trafficking, and January is Human Trafficking Awareness Month.

Training 259

Training Community Software Texas 259

PYMNTS

DECEMBER 6, 2019

To test out renting attire as eco-conscious shoppers rein in their purchases, H&M said its COS brand has collaborated with the Chinese subscription rental platform YCloset to trial clothing rentals. that are lending their attire for a monthly rate, Reuters reported.

Branding 101

Branding Groups US Lending 101

South State Correspondent

MAY 1, 2024

Honkook Kim and his Gentle Monster Brand is a perfect example. With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. For inspiration in banking innovation, we often look to other industries.

Innovation 195

Innovation social media Branding Marketing 195

PYMNTS

FEBRUARY 15, 2018

For community banks serving small- to mid-sized businesses (SMBs), training an eye on credit cards can translate into additional revenue streams and tap into an unmet need for those SMBs. Kearney found 26 percent of small business cardholders have community banking relationships in place. There’s a lot of runway here.

Community Bank 118

Community Bank Community Cards United States 118

South State Correspondent

FEBRUARY 22, 2024

For example, at present, return on equity performance is about 12% for the average community bank. You can’t develop lending expertise overnight. A three-year time horizon isn’t long enough if say you want to take your lending platform nationally such as specializing in lending on robotics. Why is that?

How To 195

How To Strategy Capital Lending 195

Independent Banker

MAY 31, 2022

Josh Prejean (right) of Bank of Zachary, here with mortgage client David Rozas, says community banks must compete through customer service. Nonbank institutions continue to be serious contenders in the home lending space. A lot of those nonbanks are competing strictly on price, and as a small community bank, we can’t do that.

Community Bank 185

Community Bank Community Lending Marketing 185

Abrigo

OCTOBER 20, 2020

From economic forecasts to company culture, there were important takeaways for all community financial institutions. . Millennium Bank, like many community financial institutions, is heavily concentrated in commercial real estate (CRE). Drive Growth. Understanding the current state of banking and future expectations.

Management 195

Management Lending Community Strategy 195

Gonzobanker

APRIL 24, 2019

In five short years, The Financial Brand Forum has grown from startup to become the preeminent financial industry event. This year, 90 vendors and all but one of the major digital banking and CRM vendors were there, not to mention a few of the lending vendors. Tip of the hat to The Financial Brand’s Jeffry Pilcher.

Branding 125

Branding Conference Strategy Oregon 125

Abrigo

JULY 5, 2020

Technology can facilitate delivery on credit unions' brand promise of relationship-based services. Being able to collect applications, required documents, and borrower signatures without in-person meetings allowed the financial institution to scale its operations – ultimately benefiting more business owners in the community.

Technology 195

Technology Lending Capital Meeting 195

PYMNTS

JULY 1, 2016

Soon after Lending Club revealed its ex-CEO may have artificially inflated the company’s lending volumes, the U.S. Alternative Lending. India’s alternative lending industry scored yet another win this week with a nearly $25 million investment from Morgan Stanley Private Equity Asia. Lendingkart.

Lending 101

Lending Analytics Capital Industry 101

PYMNTS

MARCH 15, 2019

Community bank Patriot National has hit a regulatory roadblock in its plans to launch a Small Business Administrative platform, but reports in American Banker on Thursday (March 13) said the financial institution remains undeterred by the challenge. Hana is one of the largest SBA lenders, facilitating $96.6

National 139

National Community Bank Metro Lending 139

PYMNTS

AUGUST 31, 2020

Two-thirds of CU executives saying that microbusiness lending is a next-frontier digital innovation, making it possible for tiny businesses to process transactions like the pros. Leaning Into Community-First Lending. Advanced Banking Tech for Small Operators. PYMNTS’ findings reveal that 66.7

Community 152

Community Lending Community Bank Innovation 152

The Financial Brand

DECEMBER 15, 2021

The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows. The post The Convergence of Fintech & Banking Is Transforming Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 42

Lending Fintech Banking Trends Analysis 42

Abrigo

MARCH 6, 2017

The ABA has a new report out on how banks are using social media, and much of the report focuses on using Twitter, Facebook, LinkedIn and the like to boost customer service, make connections in the community and recruit staff. His recent research reports have covered SMB lending, alternative lenders and automating commercial lending.

social media 150

social media Lending Community Community Bank 150

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. Our customized online proposal generator is available to bankers to use, and we will even train your lending team on how to use it. Why The Loan Proposal Generator Works.

Tools 195

Tools Lending Online Training 195

South State Correspondent

AUGUST 15, 2022

At SouthState, our commercial lending teams use an online proposal generator, and we make that same app available to any community bank. Our customized online proposal generator is available to bankers to use, and we will even train your lending team on how to use it. Why The Loan Proposal Generator Works.

Tools 195

Tools Lending Online Training 195

PYMNTS

SEPTEMBER 22, 2020

The combined firm will remain the Paya brand have a NASDAQ listing under “PAYA.”. Fed Moves To Revamp Community Reinvestment Act. The Federal Reserve Board took the first measure in the direction of revamping the rules that impact lending by banks in economically challenged regions.

Groups 156

Groups Payments Texas Community 156

South State Correspondent

SEPTEMBER 20, 2022

Most banks will target around 6% of revenues next year for their marketing budget, and banks with strong brands and marketing programs target above 7%. All involved in any marketing effort should understand if it is about branding, sales funnel acquisition, funnel movement, conversion, or retention.

Conference 195

Conference Marketing social media Data 195

Perficient

DECEMBER 1, 2022

She had a list of eligible prospects from community events she had recently attended, as well as current clients in mind that would benefit from tax-aware asset location. All of this contributes to higher ROI and elevated customer experiences, which work in tandem to boost brand reputation and loyalty.

Taxes 294

Taxes Customer Experience Marketing Compliance 294

Independent Banker

JUNE 30, 2022

Academy Bank COO Tom Kientz notes that the community bank was eager to expand its deposit and loan services. Today, the community bank has successful relationships with HOAs across the country. billion-asset community bank is a wholly owned subsidiary of Dickinson Financial Corporation, a $3.5 Photo by Jason Tracy.

Kansas City 91

Kansas City Kansas FDIC Community Bank 91

The Financial Brand

AUGUST 18, 2020

Even before COVID socked the economy community banks and credit unions saw local loan demand falling. The post Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit? appeared first on The Financial Brand. Adapting a fintech technique may help.

Community Bank 43

Community Bank Analysis Community Branding 43

The Financial Brand

MAY 15, 2024

This article Redefining Affordable Capital: Q&A with SoLo Funds’ Rodney Williams appeared first on The Financial Brand. SoLo Funds co-founder Rodney Williams shares how the innovative peer-to-peer lending platform empowers underserved communities and challenges traditional banking models.

Capital 17

Capital Branding Lending Community 17

Perficient

NOVEMBER 21, 2023

With nearly three decades of experience directing commercial lending, corporate finance, and insurance for leading brands, Perficient’s Insurance Principal, Brian Bell, stands at the forefront of our financial services practice. We’re always seeking the best and brightest to work with us.

Industry 221

Industry Conference Meeting Maine 221

The Financial Brand

AUGUST 30, 2021

The post Community Institutions’ Golden Opportunity to Grow Small Business Loans appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The PPP program not only created a halo effect, but opened the door for ongoing loan growth. Tech upgrades will be essential.

Community 32

Community Banking Trends Analysis Trends 32

Digital Growth Institute

JULY 24, 2023

While the world of SMB banking may seem like a minefield of loans, deposits, and confusing terminologies, there are profound opportunities for community financial brands willing to prioritize SMB owners and entrepreneurs. This expansion, in turn, broadens reach, deepens community connections, and creates new revenue streams.

Community 15

Community Community Bank Branding Lending 15

The Financial Brand

APRIL 21, 2021

The post How One Community Bank Built its Strategy from an ROA/ROE Analysis appeared first on The Financial Brand. With a niche focus, the bank concentrates on a few things it’s really good at that big banks can't touch and fintechs haven't pounced on.

Community Bank 37

Community Bank Analysis Community Strategy 37

The Financial Brand

DECEMBER 8, 2022

This article How Banks Can Help Customers Tame Credit Card Debt appeared first on The Financial Brand. Community banks and credit unions can unlock lending opportunities by helping customers get a grip on credit card debt. This article How Banks Can Help Customers Tame Credit Card Debt appeared first on The Financial Brand.

Cards 39

Cards Community Bank Branding Lending 39

The Financial Brand

APRIL 18, 2023

This article Earnings Watch: Uninsured Deposits & Commercial Real Estate Loans Should Be Prime Focuses appeared first on The Financial Brand. The impact of rising interest rates on commercial real estate lending will be a key issue among regionals and community banks.

Community Bank 32

Community Bank Regional Lending Branding 32

PYMNTS

AUGUST 17, 2020

“The inclusion of products from various mall tenants in the program will create a new stream of sales and customers for stores, as well as drive awareness and brand recognition,” said PREIT in a statement. Local and regional businesses help shape the shopping experience at each of our properties and lend value to our portfolio.”.

Philadelphia 164

Philadelphia Regional United States Community 164

PYMNTS

APRIL 13, 2018

The software company this week announced more than $40 million in funding from PeakEquity Partners, which will go toward a continued focus on growth, expanding its product offering, strengthening sales and marketing and developing the overall Xeeva brand.

Lending 129

Lending blockchain Capital Software 129

PYMNTS

JULY 11, 2019

The tie-up with the bank is said to let Go-Jek bring SCB’s products in payments, insurance and digital lending to its apps in the months to come. It was also noted that customers, merchants and drivers will have additional access to bank products such as small business lending as well as insurance.

Lending 100

Lending Financial Technology Online Community 100

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. Acquisition of the Year: The No Time to Breathe Award. Provident Financial Services, Inc. Bravo April!

Community 216

Community Fintech Industry Innovation 216

Jeff For Banks

APRIL 17, 2010

This reminds me when my daughter performed a soda taste test at the local swimming pool, pitting Coke, Pepsi, RC, and a generic brand against each other. The winner: generic brand. Without the labels, top-selling brands are difficult to pick out. So why can’t we achieve premium pricing in community banking?

Branding 60

Branding Management Community Bank Community 60

PYMNTS

JANUARY 7, 2021

Lloyds' brand and reach, combined with our technology and speed of execution, is a great example of how established banks and innovative FinTech companies can work together to deliver better outcomes for [SMBs]," he said. business customers of Lloyds, a six-month trial will see access to invoice financing via the Satago platform.

Strategy 196

Strategy Fintech California Community 196

PYMNTS

MAY 8, 2020

The poll was conducted by a San Francisco-based advocacy group called Small Business Majority, and its CEO John Arensmeyer has been a proponent of community grants that exist outside of the formal banking system that has controlled government aid up to this point. Most small businesses don’t have a lending relationship with a bank.

Maine 142

Maine Groups San Francisco Lending 142

Perficient

OCTOBER 7, 2020

The delays that have been erased because of Covid-19 will lend themselves to fully virtual trials in the future. Once we reach that point, marketing becomes more about the performance of a healthcare system and what it can do for a patient specifically, rather than generic brand messages.

Cleveland 309

Cleveland social media System Tools 309

The Financial Brand

MARCH 5, 2019

Here's a roadmap for community financial institutions looking to profitably lend to small businesses before online lenders steal the market. The post Simplify and Streamline Bloated Processes Choking Business Lending appeared first on The Financial Brand.

Lending 22

Lending Community Branding Online 22