The Financial Brand

AUGUST 23, 2020

Banking-as-a-service could be a huge win for financial institutions that seize the opportunity, and a growing threat to those that ignore it. The post How Today’s Community Bank Becomes a Digital Deposit & Loan Machine appeared first on The Financial Brand.

Community Bank 42

Community Bank Community Branding Innovation Strategies 42

Independent Banker

OCTOBER 31, 2021

How Americans bank has been changing for years, including how they start their banking relationships. Offering the ability to open an account online can be one way to reach customers who are unable to join your community bank in person. In 2019, the two merged brands again under IncredibleBank.

Idaho 134

Idaho Community Bank Community New Jersey 134

The Financial Brand

MAY 20, 2019

Community banks and credit unions need to respond to digital opportunities by changing operational structure and internal culture. The post How Community Banks Can Compete In The Digital Age appeared first on The Financial Brand.

Community Bank 33

Community Bank Community Branding Operations 33

PYMNTS

NOVEMBER 18, 2020

It is also announcing a new partner in Daylight, a digital bank working with Visa and Fast Track to recreate a community bank concept digitally. An example of one such Fast Track FinTech is Daylight — a neo-bank designed to redefine the concept of community banking in the digital age.

Fintech 184

Fintech Community Community Bank Meeting 184

The Financial Brand

AUGUST 31, 2020

Building innovation on a basic bank chassis to produce fresh growth and expansion means venturing beyond your institution's comfort zone. The post Taking a Community Bank National Demands a Niche and a Strategy appeared first on The Financial Brand.

Community Bank 34

Community Bank National Strategy Community 34

The Financial Brand

OCTOBER 13, 2021

Community banks and credit unions outpace megabanks and even neobanks in key areas, but that edge won't sustain those that lag in technology. The post Square, PayPal Pose Grave Threat to Community Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community 39

Community Community Bank Banking Trends Analysis 39

PYMNTS

DECEMBER 3, 2020

Wintrust Financial Corporation has selected global enterprise technology provider NCR Corporation to provide its new digital-first banking platform, according to a press release. Wintrust’s investment in digital-first banking positions them for success in the increasingly challenging financial services landscape.”.

Leadership 190

Leadership Community Bank Branding Mobile 190

The Financial Brand

FEBRUARY 26, 2019

Despite their strengths, community banks and credit unions are still losing market share. The post Combine Digital With Traditional to Regain Community Banking Mojo appeared first on The Financial Brand. But the game isn't over yet. Here's how they can get back on top.

Community Bank 27

Community Bank Community Branding Marketing 27

Digital Growth Institute

JULY 24, 2023

While the world of SMB banking may seem like a minefield of loans, deposits, and confusing terminologies, there are profound opportunities for community financial brands willing to prioritize SMB owners and entrepreneurs. This expansion, in turn, broadens reach, deepens community connections, and creates new revenue streams.

Community 15

Community Community Bank Branding Lending 15

Independent Banker

OCTOBER 31, 2021

Offering digital lending isn’t about the bells and whistles. Community bankers tell us why. First State Bank & Trust in Williston, N.D., started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Chris Jundt, First State Bank & Trust.

Lending 91

Lending Community Bank Community North Dakota 91

PYMNTS

DECEMBER 14, 2017

Perhaps in the early days of digital banking and mobile apps, innovative technology was a “nice to have,” but that is no longer the case. It is important to note that 214 banks, excluding the top 25, participated in the Bank Innovation Readiness Index survey. Not innovating is not an option.

Innovation 162

Innovation Branding Payments Survey 162

The Financial Brand

FEBRUARY 18, 2019

Here's the story behind IncredibleBank, the digital banking unit created by a modest traditional community bank based in Wisconsin. Billion Institution Launched Its Own Digital Bank appeared first on The Financial Brand. The post How a $1.3

Digital Banking 33

Digital Banking Wisconsin Community Bank Community 33

Gonzobanker

FEBRUARY 23, 2022

Early adopters are earning prestige while investors and a hoard of community banks explore the opportunity to tap into this new source of revenue. Bank execs looking to champion a BaaS initiative must find the balance between the traditional business case model and an innovative investment strategy to drive future growth.

Community Bank 117

Community Bank Strategy Risk Management Fintech 117

Banking 2020

JULY 24, 2015

Articles via The Financial Brand, Business Insider, Mobile Payments Today. Reality checks for community banks switching to a digital model: There is a lot of talk about digital banking however, not all digital banking falls under the same umbrella.

Digital Banking 40

Digital Banking Innovation Payments Community Bank 40

PYMNTS

AUGUST 31, 2020

Leaning Into Community-First Lending. Microbusinesses without the wherewithal to deal with larger financial institutions (FIs) or even some community banks are turning to CUs more and more, as the sector has a special understanding of the needs of small (and very small) local businesses and the challenges they face. “In

Community 152

Community Lending Community Bank Innovation 152

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. Koger Propst.

Community Bank 91

Community Bank Community Tampa North Carolina 91

The Financial Brand

NOVEMBER 4, 2018

Here's how a community bank in Kansas City is partnering with fintechs, simplifying its products and processes, and expanding nationally. The post Is This Community Bank’s Bold Digital Play The Model Of The Future? appeared first on The Financial Brand.

Kansas City 32

Kansas City Community Kansas Community Bank 32

The Financial Brand

JANUARY 13, 2021

Financial institutions will find growth through digital channels by emphasizing human connections and providing expertise remotely. The post The Key Factors That Define Digital Banking Winners and Losers appeared first on The Financial Brand.

Digital Banking 40

Digital Banking Branding Customer Experience Community Bank 40

American Banker

FEBRUARY 16, 2021

Others, like JPMorgan Chase, have shut down their mobile-only brands. But Rising Bank, Midwest BankCentre's three-year-old neobank, is meeting its deposit goals, adding new products and avoiding cannibalization, says Dale Oberkfell, the bank's president.

Branding 60

Branding Meeting Mobile Community Bank 60

Independent Banker

MAY 26, 2016

Today, as digital and mobile channels expand, financial institutions find themselves at a crossroad to either regain their former reputation as the leaders in payment innovation or yield to the newcomers. Each channel should have a similar look and feel with clean, consistent branding.

Community Bank 70

Community Bank Community Innovation System 70

The Financial Brand

NOVEMBER 30, 2021

As part of a sweeping tech upgrade, a community bank brings retailing savvy to retail banking. The post Traditional Bank Borrows from Amazon to Build an App to Rival Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Being 100+ doesn't have to mean 'out of date.'

Community Bank 31

Community Bank Banking Trends Analysis Community 31

PYMNTS

JUNE 15, 2016

Kane will report to Gordon Smith, CEO of consumer and community banking. ” Before being promoted to the new chief executive, Kane headed Chase’s business development for card services division, where he was a lynchpin in securing various co-brand deals and improving Chase Pay relationships. .”

Leadership 100

Leadership Community Bank Community Branding 100

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Bad things about the banking industry. The Tiny Bank that Did It Award UBank of Texas.

Idaho 170

Idaho Community Industry Strategy 170

The Financial Brand

JULY 26, 2021

187-year-old savings bank stakes its future on a scalable combination of a digital-only brand, well-trained people and data analytics. The post A Small Bank Believes Its Digital Brand Will Succeed Where Chase Failed appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Branding 43

Branding Training Analytics Banking Trends 43

Gonzobanker

MAY 4, 2020

FIS/Zenmonics: FIS is quietly acquiring the remainder of Zenmonics following its 2018 minority investment into the provider of digital banking, origination and branch solutions that created the FIS Digital One solution. million fundraise including community bank participants Bank of St. customer impact.

Fintech 109

Fintech FDIC Capital Community Bank 109

The Financial Brand

MARCH 18, 2021

Digital channels won the race for convenience. But branches are being reborn amid a new sense of community. The post Digital Banking’s COVID Boom Drives Branch Transformation appeared first on The Financial Brand.

Community 43

Community Digital Banking Branding Branch Design 43

Independent Banker

OCTOBER 29, 2014

Big-brand megabanks, the Visa and MasterCard networks, and big-box merchants had signed up to become partners with Apple’s universal retail smartphone app that uses Near Field Communication and tokenization technologies. So where do ballyhooed mobile banking and payments developments among the biggest players leave community banks?

Mobile 105

Mobile Community Bank Community Technology 105

Independent Banker

AUGUST 9, 2016

Community banks should evaluate solutions that align with their service-oriented traditions and bring value to customers throughout their communities. They should also consider the connection to and impact on their brand. Consumers Say More Rewards Is Their Top Demand from Banks. 2 – Chaudhuri, S.

Community 70

Community Millennials Community Bank America 70

The Financial Brand

JUNE 15, 2020

Beating 3 challenges community banks and credit unions face when they are going through a major institutional redefinition. The post The Digital Transformation Playbooks for Financial Institutions appeared first on The Financial Brand.

Community Bank 35

Community Bank Community Branding Digital Banking 35

Gonzobanker

FEBRUARY 20, 2021

GonzoBanker mothership Cornerstone Advisors’ recent What’s Going On In Banking 2021 research points to digital account opening being the top bank tech replacement priority in mid-size banks for the third year in a row. Digital banking providers answered the demand with digital account opening solutions.

Digital Banking 97

Digital Banking Lending ATM Atlanta 97

The Financial Brand

APRIL 29, 2020

Community banks and credit unions don't have to weaken their strong customer focus, but they must provide it digitally as well as in-person. The post How a Great Digital Experience Can Be Grown from Traditional Roots appeared first on The Financial Brand.

Community Bank 25

Community Bank Community Branding Customer Experience 25

Digital Growth Institute

MAY 3, 2022

"As leaders, it’s about communication and transparency - communicating often and frequently about why you’re changing, what your goals are, and what it means.” Most financial brands have a treasure trove of data about their customers, but they don’t know how to dig through it and leverage it for positive transformation.

Data 15

Data Community Bank Community Digital Banking 15

The Financial Brand

JULY 15, 2019

A fast-growing community bank specializing in high-touch banking, embraces the digital future by buying an online lending marketplace. The post Are Fintechs Key to Survival of Banks and Credit Unions? appeared first on The Financial Brand.

Fintech 33

Fintech Community Bank Lending Community 33

The Financial Brand

DECEMBER 16, 2019

Community bank goes modern in a big way by pioneering a new core system and partnering with an unusual fintech-powered mobile banking club. The post Traditional Bank Stakes Its Future on Daring Digital Strategy appeared first on The Financial Brand.

Digital Strategies 27

Digital Strategies Strategy Community Bank Community 27

The Financial Brand

SEPTEMBER 26, 2018

Community banks and credit unions admit their digital transformation strategies are lagging, slowly suffocating relationships with small businesses. The post Digital Is Critical For Banking Providers in The Small Business Market appeared first on The Financial Brand.

Marketing 30

Marketing Community Bank Strategy Community 30

The Financial Brand

FEBRUARY 19, 2024

This article Size Doesn’t Always Define Digital Maturity in Banking appeared first on The Financial Brand. New analysis shows digital prowess stems not from asset size alone. This article Size Doesn’t Always Define Digital Maturity in Banking appeared first on The Financial Brand.

Analysis 41

Analysis Branding Customer Experience Report 41

PYMNTS

APRIL 1, 2019

percent of CU members said they would not switch from a CU to a FinTech because they have less trust in these brands. There has been tremendous innovation in digital banking and faster payments — and I think we have a lot more feature functionality coming out of the digital space to come,” Lynch said.

Innovation 141

Innovation Fintech Fraud Security 141