PYMNTS

JANUARY 8, 2019

As fraudsters grow bolder, these brands are racing to implement new fraud protection services, as more instances of identity theft, digital payments fraud and gift card fraud emerge. credit card losses will exceed $12 billion. In fact, over 5 percent of online retail revenue is now lost to fraud. Around The Digital Fraud World.

Fraud 166

Fraud Retail Security Branding 166

PYMNTS

NOVEMBER 7, 2016

They sometimes pretend to be real retail chains like Dollar Tree and Foot Locker, or big department stores like Dillard’s and Nordstrom, or online product bazaars like Zappos.com and Polyvore, or even luxury brands like Jimmy Choo, Christian Dior and Salvatore Ferragamo. It’s important that brands monitor how their name is being used.”.

Retail 204

Retail Apple Branding New York 204

PYMNTS

JULY 30, 2019

He will also be the main contact person for the regulatory agencies tasked with oversight of Visa in the more than 200 countries in which it operates. Fabara will also be a big part of Visa ’s payment security initiatives moving forward, and will work on strategies to ensure the security of the future of payments for the company.

Strategy 174

Strategy Operations System Security 174

PYMNTS

SEPTEMBER 24, 2020

Mastercard Expands Digital Card Program To Include Instant Access, eWallet. Instant settlement helps Main Street merchants close the gap between a sale and a bank account deposit, but what about small and medium-sized businesses (SMBs) that don’t operate storefronts and are paid by check?

Company 137

Company Payments Atlanta Massachusetts 137

PYMNTS

NOVEMBER 23, 2018

But those illegal marketplaces — often called the “Dark Web” — also present a juicy opportunity for those fighting fraud to detect and even preempt criminal activities than cost businesses revenue and, often, parts of their brand reputation. Early Warning Value. Enough of the basics. But that goes only so far.

Fraud 184

Fraud Cards Data Maine 184

PYMNTS

JULY 20, 2017

Digital Shadows , the industry leader in digital risk management, revealed its findings on the changing habits and tactics of organized credit card fraud gangs, discovering a new trend in the form of remote learning “schools.”. In just two of the most popular ‘carding’ forums, 1.2

Study 124

Study Online Course Cards 124

MyBankTracker

OCTOBER 20, 2020

Student credit cards can give you spending power and help you establish good credit. The Chase Freedom Student Credit Card is a cash back rewards card designed for new credit users. This card offers a flat 1% cash back rewards rate on all purchases. If you’re in college, this card can help you build credit.

Cards 52

Cards Security Fraud Examples 52

PYMNTS

MARCH 20, 2020

Less stringent security steps that are frictionless for consumers may let bad actors in; however, those that require too much work can lead to lost sales. Main Street USA Was Healthy In February, But Coronavirus Is The Wild Card. Can The New England Patriots Brand Survive Losing Tom Brady?

Technology 181

Technology Apple New York City social media 181

PYMNTS

FEBRUARY 26, 2019

Ordering must not only be seamless, but needs to keep customers’ identities and card details safe. The Tracker also looks at the security challenges that QSRs are tackling as they work to keep fraudsters away. As the mobile app space gets more saturated, most brands are leaning hard on their loyalty and rewards programs for a boost.

Fraud 186

Fraud Mobile Branding User Experience 186

PYMNTS

APRIL 16, 2020

It should be noted, however, that Goldman has relatively minor exposure to “Main Street” than other banks. Elsewhere in the statement, the firm said that net credit losses on its Citi-branded cards were $795 million, or 3.5 percent of the total average card loans, up from 3.3 billion and the reserve was $4.3

America 141

America Cards Conference Maine 141

PYMNTS

JUNE 16, 2019

As well, there was no indication that the problem was due to hacking or a security breach. As for Target, the “retailer said Saturday that registers were fully back online and said the outage was due to an ‘internal technology issue”’ and was not security related.

Retail 101

Retail Maine Google Security 101

NCR

MARCH 17, 2016

We have seen card skimming attacks nearly triple in the United States. In our conversations with ATM operators we are beginning to see a much more progressive and proactive view about the deployment of security solutions. Today, more than ever, solutions exist to help provide protection against the main forms of attack.

ATM 40

ATM Trends Security Cards 40

PYMNTS

NOVEMBER 17, 2020

PYMNTS’ latest Digital Fraud Tracker® , done in collaboration with Simility , is a study in the forces impacting fraud and security in a year when cyberthieves have been having a field day. To successfully address fraud, merchants need to have a fraud prevention strategy in place well before the holiday season.". They Can Get to Anyone.

Fraud 182

Fraud Study Analytics Tools 182

PYMNTS

DECEMBER 10, 2018

It’s the decoupled debit card. Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. Merchants paid less when they accepted those cards.

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

SEPTEMBER 4, 2018

The plastic payment card is dead. Long live the plastic payment card! Forgive the whipsaw attitude, but that’s how it can feel sometimes when discussing the future of payment cards. Card Clarity. The main message he offered? The payment card has “a long life ahead of it.” What to make of that?

Cards 103

Cards Innovation Mobile United States 103

PYMNTS

SEPTEMBER 3, 2019

The most transformative innovations in payments and commerce over the last decade are mostly the result of innovators making what was once visible, invisible: payments, stores, merchants, brands, issuers, even card networks. Yet, one of its most transformative innovations was making payment at the end of the ride a non-event.

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

JANUARY 22, 2019

Maybe one day, quick-service restaurant ( QSR ) operators will look back upon 2019 as their cramming experience when it comes to digital security and fraud prevention. For instance, a QSR brand “will promote and market an app,” then take a measure of joy as downloads run into the hundreds, thousands and perhaps tens of thousands.

How To 144

How To Fraud Online Mobile 144

PYMNTS

JULY 24, 2020

These marketplaces need to have strong security approaches in place, however, to ensure they do not accidentally onboard any fraudulent sellers or let other scams be perpetrated across their platforms. The collaboration is expected to give Visa’s global merchant and card network access to M-Pesa’s financial services network.

Compliance 152

Compliance Report Payments Security 152

Payments Source

JUNE 9, 2017

Counterfeit card fraud remains a fairly lucrative activity for criminals, mainly because the EMV chip migration the U.S. As such, there was never a clear spike in card-not-present fraud since the anti-counterfeiting design arrived in the country, according to the card brands. still has many gaps.

Fraud 60

Fraud Maine Cards Branding 60

PYMNTS

APRIL 3, 2019

Now, five years later, many coffee brands are clamoring to compete with mobile apps, loyalty points, online payments and even home delivery services. With major brands like Starbucks nipping at the company’s heels, being on mobile isn’t enough, he said. Costa Coffee , the U.K.’s Costa Coffee , the U.K.’s

Mobile 101

Mobile Innovation UX Security 101

PYMNTS

AUGUST 14, 2019

For these transactions to run smoothly, however, communication must remain seamless and secure. The platform, which relies on InstaReM’s existing global digital ecosystem that supports payments and remittances, enables companies to more easily issue branded cards without having to obtain multiple licenses.

Fintech 168

Fintech Payments Cards Regional 168

PYMNTS

AUGUST 21, 2020

Brands and marketplaces now make it simple to auto-refill all sorts of products such as pet food and paper towels. Mastercard: Inside The Samsung Pay ‘Super Card’. One of the most recent developments in this space was the announcement of the Samsung Pay Card , which is powered by Curve and Mastercard technology.

Payments 158

Payments Samsung Maine Report 158

PYMNTS

JULY 13, 2016

About three-quarters of Gen Zers also like to shop in stores that provide an “engaging in-store experience,” so think brands like Forever 21 or Urban Outfitters. 64 percent of Gen Zers like to pay with cash, as opposed to credit or debit cards or mobile payment apps. Other interesting findings of the survey, which involved 2,000 U.S.

Study 100

Study Millennials Retail social media 100

PYMNTS

JULY 2, 2020

Maybe the card has expired. If it’s a debit card, bank account or prepaid card, maybe there aren’t enough funds available for the purchase. The rise of card-not-present (CNP) transactions in the age of the coronavirus, said Magats, can be likened to India’s demonetization efforts that began in 2016 to rid the country of cash.

Cards 228

Cards Online Payments Course 228

PYMNTS

MAY 13, 2016

That ignition is thanks to the fact that all Transport of London trains accept contactless cards now – where the report says that 9 in 10 rides are paid for via a contactless card. Merchants and Chip Cards. IBM ), allegations of consumer harm over not being able to require the use of PINs with Chip Cards ( Walmart v.

Cards 100

Cards Lending Google Apple 100

PYMNTS

JULY 7, 2020

Fernando Souza , vice president at payments platform CyberSource , a Visa solution, told PYMNTS in a recent conversation that such fears have public transit systems around the world looking at moving to EMV contactless payments and away from cash, paper tickets and closed-loop, card-based systems. What’s Coming Down The Track?

Payments 169

Payments Training System Operations 169

PYMNTS

DECEMBER 5, 2018

That’s what led him to Goodworld, an online platform that removes the friction from digital donations, making them possible (and secure) by using hashtags. Those issues were the main topics during a recent discussion between Gossart and Karen Webster for the latest edition of the PYMNTS Matchmakers podcast series. Portable Hashtag.

social media 187

social media Online Maine Payments 187

PYMNTS

JANUARY 22, 2019

Maybe one day, quick-service restaurant ( QSR ) operators will look back upon 2019 as their cramming experience when it comes to digital security and fraud prevention. For instance, a QSR brand “will promote and market an app,” then take a measure of joy as downloads run into the hundreds, thousands and perhaps tens of thousands.

How To 108

How To Fraud Mobile Online 108

PYMNTS

FEBRUARY 3, 2020

To that end, Goldman Sachs Group, undergoing a very public transformation from Wall Street titan pivoting toward filling the the financial needs of Main Street, is reportedly in discussions with Amazon to bring small business loans to Amazon’s platform. Like the Apple effort, the Amazon lending partnership would be co-branded.

Lending 146

Lending Apple Study Online 146

PYMNTS

JULY 15, 2016

Brad Fauss, CEO of the National Branded Pre-Paid Card Association and MPD CEO Karen Webster dug into the potential for these rules to create the kind of inconsistencies that could very well disadvantage the very consumers that the CFPB intended to protect. Who Uses Prepaid Anyway? So far, so good.

Cards 100

Cards Millennials Regulation Cyber Security 100

PYMNTS

JANUARY 29, 2019

Which brands will blow it? Will Tom Brady turn in his jersey after the game for an AARP card and hit the celebrity golf circuit? Those were the main topics in a new PYMNTS interview, featuring Karen Webster and Zac Cohen, general manager at Trulioo , a global identity verification service. Which team will win?

Online 169

Online Las Vegas New Jersey Fraud 169

PYMNTS

JULY 5, 2017

Every brand is going through some type of digital transformation, and there is even greater need now to understand and meet the needs of companies redefining their customer experiences. Applause is massively expanding into helping top enterprises and brands perfect their digital experiences.

Innovation 121

Innovation Customer Experience Mobile Security 121

PYMNTS

MAY 15, 2019

China-based Bank of Beijing , for instance, recently partnered with ING for the launch of a fully digital banking brand, designed to appeal to a market of consumers already used to paying on their phones. Other banks are looking to upgrade the way they’ve designed their mobile banking features, including U.S.

Digital Banking 189

Digital Banking Mobile Meeting Fintech 189

PYMNTS

APRIL 18, 2019

Now, Wave’s small business customers can access their sales instantly, using Visa Direct rails and their debit cards. It’s not secure at all, yet it’s what customers know and trust. Getting their debit card out of their wallet is easy, familiar and simple.”. For us, this is kind of just obvious,” Whiting told Webster.

Taxes 226

Taxes Payments Cards User Experience 226

PYMNTS

JANUARY 17, 2018

While the growth of omnichannel retail has opened up new communication channels through which brands and consumers can connect, phone calls with contact center agents are still the most personal communications a company will have with its customers. Securing the Call. For iQor, that means taking steps to secure its own operations.

Security 100

Security Florida Operations Samsung 100

PYMNTS

DECEMBER 21, 2020

It was the main question put to a panel of payments and customer-facing professionals who told Karen Webster that the “old” ways of doling out rewards, on a merchant-by-merchant, point-by-point basis — even with thresholds in place before redemption — no longer applies. Are firms getting the proverbial bang for the buck?

Data 296

Data social media Tools Analytics 296

PYMNTS

JUNE 7, 2016

The Visa team, according to SVP of Issuer Processing, Todd Brockman, has been hard at work on the “apps factory floor” creating the Visa Digital Commerce App , an issuer-branded mobile commerce solution that will allow financial institutions to customize and deliver their own branded mobile app for their customers to use.

Tools 100

Tools Mobile Branding Cards 100