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The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

It turns out that confidence is more valuable than capital. The ratio would provide a bank’s current core capital position to risk-adjusted assets. 9) Brand Matters: SVB had one of the best brands in banking. Unfortunately, in this case, the brand couldn’t overcome the sizable liquidity risk on the balance sheet.

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The Secrets of Expert Deposit Pricing Management

South State Correspondent

The banker’s job is to separate those looking for a rate and those looking for another non-rate attribute such as safety, convenience, service, brand alignment, or similar. We can leverage S&P Capital IQ Deposit Data and know what they are likely to do by looking at the behavior of deposit competitors in the past.

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Oros Takes Activewear Into The Space Age

PYMNTS

This brand exercise allows us to express that.”. The direct-to-consumer brand has also been updating its digital shop, as it is now fresh off a $5 million seed-funding round. It is also, however, meant to be a departure from what is currently on offer in the market from other outdoor brands as well.

Branding 108
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‘reCommerce’ Marketplaces Eye Sustainability, Partnerships

PYMNTS

While the company made much progress on pricing automation , Wainwright noted that it also exercises human oversight to ensure that it capitalizes on market opportunities. The RealReal also partners with luxury brands that care deeply about improving the fashion industry’s impact on the environment. Retail Partnerships.

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When Merchants Don’t Change But Shoppers Do

PYMNTS

Not only did Vestis itself file for bankruptcy protection , but its retail holdings — sporting goods stores Sport Chalet and Eastern Mountain Sports and apparel brand Bob’s Stores — were suddenly thrown into financial turmoil as well.

Retail 100
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What’s Next For Payments In The Next Decade: The Seven 2020 Trendlines

PYMNTS

Not just any decade, but one that has seen unprecedented levels of innovation touch nearly every industry segment and almost every corner of the world. Only then, he said, can one get clarity about how those dots can guide innovators about the future. The last 10 years in payments and commerce have given us millions of dots to connect.

Payments 180
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10 Data-Driven Ideas To Increase Branch Engagement

South State Correspondent

Likely, it might be a combination of the above, but setting a branching strategy should dictate capital allocation, branch layout, marketing, and staffing. Banks should have a clear and stated set of measurable objectives for their branches and then allocate capital accordingly. Our point here is branching isn’t a passive activity.

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