BankUnderground

JULY 13, 2022

I find that monetary and fiscal policy played a central role in macroeconomic developments – and that outcomes could have been better had policymakers been less wedded to the traditional policy consensus, and especially the Gold Standard. All of my data is at monthly frequency and is taken from sources available at the time.

Policies 106

Policies Taxes Comparison United States 106

PYMNTS

JULY 24, 2018

According to Mashable , a French blog reported that Apple updated its “HomePod OS 12” speaker with a variety of new features that are expected to launch this fall. The update will also bring Find My iPhone to the HomePod, as well as the ability for the smart speaker to quickly connect to different WiFi networks.

Apple 100

Apple Google Report Data 100

FICO

MAY 24, 2021

Responsible AI has been one of my big topics for a few years now, the subject of many articles, blogs and talks I’ve given to audiences around the world. The short answer: not great. AI has the power to transform the world, but in my view, as the popular saying goes, with great power comes great responsibility. .

Study 98

Study Leadership Regulation Analytics 98

Abrigo

NOVEMBER 20, 2014

If your institution practices scenario building, you can explore a range of possibilities and make informed decisions based upon your findings, not to mention you can bolster your environmental risk factor documentation with results of scenario tests. How much do I need to provision if a particular segment of my portfolio underperformed?

Analysis 223

Analysis Trends Examples Data 223

Perficient

AUGUST 31, 2020

You can find plenty of blogs and articles discussing all the ways COVID has caused disruption in the customer engagement space: long waits, remote agents, overwhelmed capacity, and on-premise limitations to name a few. It’s also a great time to think about innovation.

Innovation 369

Innovation Video Strategy Customer Experience 369

Abrigo

FEBRUARY 3, 2015

Scenario planning could show the worst-case scenario(s) and help answer questions like: • If the new model requires a 30 percent increase to the ALLL, how does that affect my Tier 1 ratio? • How much of an increase to the ALLL can my bank handle without having capital adequacy issues? Blog Bank Credit Union'

Exercises 150

Exercises Capital Examples Survey 150

Abrigo

SEPTEMBER 16, 2019

“If you watch CNBC, all you hear about is 10 big banks, but there are 5,000 small banks doing an incredibly important job in the economy and nobody knows anything about them, so let’s start finding out about them,” he said. Should My Financial Institution Enter into This Interest Rate Swap? Grow your loan portfolio. Learn More.

Community Bank 150

Community Bank Community Policies Survey 150

Abrigo

AUGUST 18, 2020

Fraudsters target the elderly population with this scam, preying on their health and age. “You have higher levels of anxiety and an opportunity to manipulate people into picking up the phone or answering an email when they normally wouldn’t,” said Dominitz. It’s not ‘what can we do in the short term?’ Asset/Liability. C&I Loans.

Fraud 195

Fraud Lending Trends Compliance 195

FICO

FEBRUARY 23, 2022

That finding stood out for me like a neon sign on a dark street and was one of the most surprising results of our survey. Clearly, fraudsters are finding fertile ground for their nefarious actions. But other findings from our survey shed more light on how and why scams are succeeding, and give a glimmer of hope on how to fight them. .

Fraud 98

Fraud Survey Customer Experience Retail 98

FICO

JULY 15, 2021

The FICO community allows you to engage with peers and FICO experts to find resources, get answers to questions, submit ideas, and share your knowledge and experiences. To hear more about my thoughts on fraud and financial crimes, follow me on Twitter @fraudbird . Join the new FICO fraud community now at [link]. by TJ Horan.

Community 52

Community Fraud Online Trends 52

Jeff For Banks

OCTOBER 9, 2018

In a follow up to my last post on the subject, that was driven by my friends from Performance Trust , I was asked in the comments section of that post if there was a correlation between non-interest bearing checking accounts and price-to-tangible book multiples. It's my blog. I can do what I want.

Kansas City 73

Kansas City Kansas Community Bank US 73

Abrigo

JULY 29, 2016

During a recent Sageworks webinar, “Interviewer Do's and Don'ts for Finding the Right Candidate, ” more than half of webinar attendees indicated that their greatest concern was knowing and asking the right questions. McConnell suggested answering briefly with something like: “This firm provided me with an opportunity I could not pass up.

Examples 150

Examples Millennials Marketing Strategies Company 150

Abrigo

AUGUST 18, 2020

Fraudsters target the elderly population with this scam, preying on their health and age. “You have higher levels of anxiety and an opportunity to manipulate people into picking up the phone or answering an email when they normally wouldn’t,” said Dominitz. It’s not ‘what can we do in the short term?’ BSA Rules and Regulation. Card Fraud.

Fraud 195

Fraud Trends Compliance Technology 195

Lars Markull

NOVEMBER 25, 2020

I became a freelancer “by accident” when I decided to stop working on my corporate credit startup early last year. So I kept looking and exploring the space and was choosing projects based on my interest and focus. Initially, I was still focused on founding a startup of my own. What I was looking for. investors).

Fintech 52

Fintech Cards Innovation Company 52

Abrigo

JUNE 13, 2016

An aging owner might approach a valuation firm saying, "What is my company worth? Retirement is around the corner and I need to know the value of my work." The focus is on the final answer. Has the firm done its job by providing the answer and sending the business owner on her way?

eBook 150

eBook Training Conference Video 150

FICO

DECEMBER 10, 2020

I recently did a Q&A for TechTarget’s WhatIs.com where I answered questions about Responsible AI. After that exchange I thought our FICO Blog readers might like to read the Q&A, and I’m sharing my definition of Responsible AI below. What is Responsible AI? Explainable AI.

Data 52

Data Training Analytics blockchain 52

BankUnderground

SEPTEMBER 16, 2021

Curiously, however, if one searches for mentions of history in the ‘Minutes of the Monetary Policy Committee’, one finds few. Federal Reserve, where one finds multiple references to the Great Depression. Federal Reserve, where one finds multiple references to the Great Depression.

Policies 105

Policies Strategy California Conference 105

BankUnderground

JUNE 9, 2021

My findings suggest that zombie lending had negative consequences for output, investment and productivity in the euro area over the period 2011 to 2014. The Covid-19 crisis is a good example where these benefits are more likely to exist than in the economic setting covered by my paper. What I find. Further questions.

Lending 110

Lending Capital Policies Exercises 110

Abrigo

SEPTEMBER 21, 2020

What happened to my premium?” Invariably the answer lies in a little discussed, but oh-so-powerful assumption – the cost of servicing assumption. Historically these cost assumptions were from sources that are not easy to find or assess how they were arrived at. Faulty assumptions for servicing costs often behind changes.

Marketing 195

Marketing Study Analysis Course 195

Perficient

AUGUST 30, 2022

In this blog, I define Agile, explain the key components of an Agile approach, and provide an example of a financial services firm leveraging an Agile methodology to create new products that contribute to elevated customer experiences. They are who build the products. An Agile project begins with Sprint Zero.

Meeting 294

Meeting Examples UX Case Study 294

FICO

AUGUST 3, 2022

You're going to have to find a way to show people the technologies, the positive impacts and answer the question, “Why I should trust this, and how it can be explained to me?”. Follow me on LinkedIn and Twitter @ScottZoldi to see my latest thoughts on Responsible AI, AI governance, ESG, machine learning and data science.

Analytics 52

Analytics San Diego Cyber Security How To 52

Lars Markull

NOVEMBER 25, 2020

I became a freelancer “by accident” when I decided to stop working on my corporate credit startup early last year. So I kept looking and exploring the space and was choosing projects based on my interest and focus. Initially, I was still focused on founding a startup of my own. What I was looking for. investors).

Fintech 40

Fintech Cards Innovation Company 40

Celent Banking

MAY 24, 2017

My key takeaways follow. The groups respectively answered $80, $78, and $88. I’d bet that a lot of people were suspicious of the offer; it simply looked too good to be true, and why would my bank offer to switch me into a product where I’d be earning more? Financial Education, done right, can work.

Conference 125

Conference Colorado Study Course 125

NCR

JUNE 21, 2017

Over my last few blogs, I’ve discussed some of the key factors and challenges that banks need to consider when they’re embarking on an omni-channel strategy. AI can improve customer personalization, identify patterns and connections that humans can’t, and answer questions about banking issues in real-time.

Strategy 88

Strategy Cyber Security Technology Retail 88

MyBankTracker

MAY 27, 2020

So if you’re wondering if you can have multiple life insurance policies, the answer is yes. We’re going to help you answer that question. In fact, we’ll even ask a few more questions and toss in some answers for the low, low price of absolutely nothing. Car Insurance Wants to Total My Car: What Are the Options?

Policies 52

Policies Operations Course How To 52

FICO

FEBRUARY 23, 2022

That finding stood out for me like a neon sign on a dark street and was one of the most surprising results of our survey. Clearly, fraudsters are finding fertile ground for their nefarious actions. But other findings from our survey shed more light on how and why scams are succeeding, and give a glimmer of hope on how to fight them. .

Fraud 52

Fraud Survey Customer Experience Retail 52

Abrigo

FEBRUARY 3, 2017

By Eric Baxley, Chief Marketing Officer, Sageworks Since my last post , I’ve continued to meet with our banks and credit union clients across the country, and some common themes surfaced in the conversations. Most notably, the institutions recognized that change was overdue for their business lending programs.

Lending 150

Lending Community Bank Meeting Community 150

FICO

AUGUST 3, 2022

Intrepid payments professional that I am, my thoughts are still lingering on what a great event FICO World 2022 was, the amazing fraud insights we shared, and how excited I already am for FICO World 2023. In my mind, this was one of the most electric FICO Worlds ever, fueled by attendees’ high energy and spirited interactions.

Fraud 52

Fraud Analytics Trends Innovation 52

FICO

JANUARY 14, 2021

The inability to deal promptly with customers’ concerns led to the high levels of dissatisfaction and frustration detailed in my last blog. These findings are very interesting when you consider that we are supposedly in the era of digital transformation, with frictionless customer journeys the name of the game.

Meeting 52

Meeting Survey Online Operations 52

BankUnderground

JANUARY 19, 2023

To answer this question, I make use of Natural Language Processing ( NLP ) tools and an original corpus of tweets to capture market sentiment around climate change. Estimating a factor model, I find that sentiment is associated with immediate returns of climate change related stock indices. or leave a comment below.

Marketing 85

Marketing Analysis Policies Tools 85

FICO

NOVEMBER 30, 2017

In my previous post on application fraud, we explored the drivers behind the rapid acceleration of identity-based fraud , which includes identity theft / third-party fraud, synthetic identity fraud, and first-party fraud. For example, finding 95% of your frauds in the top 3% of risk-ranked referrals with a 20:1 false positive rate.

Fraud 82

Fraud Analytics Compliance Management 82

PYMNTS

MARCH 24, 2016

As it turns out, the answer may lie in social commerce. However, given that theirs is a creative business, finding means to profitably connect to consumers takes some creativity in and of itself. We could never have this reach with traditional merch.” NOTE: Yes, he uses the term “merch” a lot.].

social media 100

social media Industry Branding Online 100

FICO

APRIL 20, 2023

Had we surveyed the scammers who take advantage of real-time payment users, they might have provided similar answers! Banks and consumers must work together to combat fraud in real time,” said my colleague Adam Davies, vice president of fraud and identity solutions at FICO. Debbie holds a B.A.

Survey 52

Survey Payments Fraud Management 52

FICO

OCTOBER 25, 2021

Scott has blogged extensively and been in the news talking about Ethical AI, one of four critical components of Responsible AI , along with Explainable AI, Robust AI and Audtable AI. The Answer May Surprise You." It’s very difficult to work with the concept of Responsible AI, and hard to find the skilled people to do so.”.

Regulation 52

Regulation Exercises Data Analytics 52

FICO

AUGUST 22, 2018

As I recently blogged , “Clearly, there’s a big disconnect between what companies perceive to be their strengths and the reality on the ground.” In my last blog in this series, you’ll read about how insurers like Aspen are embracing the FICO Enterprise Security Score as an important component of their underwriting process.

How To 53

How To Michigan System Resources 53

FICO

JULY 30, 2019

Once all of these questions have clear answers, then analytical techniques can dramatically help reduce and prevent subscription fraud losses. Follow my posts on this blog for more information on telecom fraud prevention. How FICO Is Helping Telcos See my posts on account takeover fraud, and how to tackle these kinds of fraud.

Fraud 52

Fraud How To Analytics Analysis 52

FICO

JUNE 21, 2021

In my 2020 AI predictions blog I foresaw the rise of AI advocacy groups. In the absence of full-fledged AI regulation, advocacy groups play a powerful role, finding a never-ending stream of bias at which to target their efforts; a quick search on “AI advocacy groups” turned up nearly 60,000 news articles. If so, when?

Data 116

Data Groups Regulation Analytics 116