William Mills

SEPTEMBER 25, 2018

Voice reads key and then can access the dashboard manager where you can then log into a variety of apps like Credit Karma, Amex, Bank, etc. VoiceBiometrics, Password Manager, voice driven payments, digitizes ID’s, (not a digital ID), They are an identity provider. ^DG. Fortress ID is a password manager.

Mobile 78

Mobile Customer Experience Lending Analytics 78

Accenture

APRIL 21, 2017

A recent Accenture roundtable discussion concluded that European banks have the opportunity to develop innovative transaction banking offerings using virtual accounts, such as virtual cash management, to address changing market needs and create new business models.

Management 200

Management Innovation Taxes Marketing 200

Insights on Business

FEBRUARY 13, 2019

Banks continue their digital transformation journey to create new business models to satisfy today’s demanding customers. How do banks prepare for this new reality? For Bradesco, a large Brazilian bank, NEXT is the answer. Next is a digital bank, completely disassociated from the Bradesco brand.

Albuquerque 152

Albuquerque Digital Banking Millennials social media 152

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Digital banks. Blockchain. Blockchain.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

DECEMBER 11, 2020

London challenger bank Revolut has rolled out four new cryptocurrencies — EOS, OMG Network, Tezos and 0x — for users in the Europe Economic Area (EEA), the company said in a blog post on Thursday (Dec. The blockchain network Tezos is linked to a digital token called a tez or a tezzie. In March, Revolut launched in the U.S.

cryptocurrency 214

cryptocurrency blockchain FDIC Bitcoin 214

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. There’s nothing wrong with making it fun!

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

PYMNTS

SEPTEMBER 3, 2019

With Monese Savings, the London startup will be able to offer customers savings account access and management all within the Monese app. PayPal, Augmentum Fintech, International Airlines Group and Investec’s INVC Fund also participated in the round. The company said it has more than 1.4

Fintech 129

Fintech Apple National Mobile 129

FICO

MAY 6, 2022

Following the highly successful The 11 Commandments of Digital Banking eBook , we are completing our series of 5 deeper dive blog posts that group the 11 Commandments below into common themes: Digital lift-and-shift is not a strategy! Read my post: 11 Commandments of Digital Banking: The Customer Journey.

Digital Banking 52

Digital Banking System Data Customer Experience 52

William Mills

SEPTEMBER 12, 2017

William Mills Agency will be live blogging at FinovateFall 2017. Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution.

Samsung 69

Samsung Mobile User Experience Google 69

FICO

MARCH 1, 2022

Following the highly successful The 11 Commandments of Digital Banking eBook , we are kicking off a series of 5 deeper dive blog posts that group the 11 Commandments below into common themes. Digital lift-and-shift is not a strategy! How FICO Can Help You Advance Your Digital Banking. Respect the data.

Digital Banking 52

Digital Banking Data Customer Experience eBook 52

Chris Skinner

FEBRUARY 21, 2017

After studying law at Oxford, he went back to business and is now Co-Founder and CEO of digital bank Monzo. And then, GoCardless in 2011, we founded it, myself and my two co-founders, Matt and Hiroki, and I was there for almost three years, and that was my first experience with FinTech. What really stands Monzo apart?

Study 283

Study Training Fintech Digital Banking 283

FICO

AUGUST 19, 2022

Tackling the Fintech Threat: A Guide for Banks and Credit Unions. What financial institutions need to compete with fintech threat disrupters. As FinTech funding rises to new record levels – $131.5 Taking the FinTech Threat Seriously: What Should Banks Be Doing to Compete? banks collected $15.47

Fintech 52

Fintech Millennials Lending Tools 52

Chris Skinner

AUGUST 20, 2019

Tom Braithwaite is the companies editor, managing the FT’s business coverage. … The post Silicon Valley is eating the crumbs the banks’ left after lunch appeared first on Chris Skinner's blog. The article was written by Tom Braithwaite. Based in London, he was previously a Lex columnist in San Francisco.

San Francisco 305

San Francisco Management Company Digital Banking 305

PYMNTS

DECEMBER 11, 2020

London challenger bank Revolut has rolled out four new crypto tokens — EOS, OMG Network, Tezos and 0x — for users in the Europe Economic Area (EEA), the company said in a blog post on Thursday (Dec. The blockchain network Tezos is linked to a digital token called a tez or a tezzie. In March, Revolut launched in the U.S.

cryptocurrency 150

cryptocurrency blockchain FDIC Bitcoin 150

Chris Skinner

DECEMBER 16, 2018

I present regularly to retail, commercial and investment banks, wealth managers and fund managers, insurance companies and more about how technology is transforming everything. appeared first on Chris Skinner's blog. I often can feel a sense of cynicism in the room.

Retail 269

Retail Management Technology Company 269

Insights on Business

FEBRUARY 19, 2016

My engagements with a number of global banks of various sizes over the past several months have been on one common agenda. What should be their strategy for Digital Banking transformation? Examples include Lending Club and Zopa in lending, Nutmeg and Weathfront in Wealth Management; WePay and Stripe for Payments.

Fintech 132

Fintech Video Lending Industry 132

PYMNTS

SEPTEMBER 1, 2020

Plaid is doubling down on its push to connect banks to FinTechs and their customers with a new, instant account update feature. With that offering, banks and other financial institutions (FIs) can build out their own APIs, making it far easier to connect with FinTech app developers and firms and their growing legion of users.

San Francisco 159

San Francisco Fintech Software Data 159

ZootBlog

FEBRUARY 6, 2019

Note: A version of this blog post originally appeared in the Center for Financial Inclusion blog. The post Good Intentions, Bad Security – Finding Footing in Fintech appeared first on Zoot Solutions. But until last year, I spent very little time thinking about financial inclusion. When we launched […].

Security 67

Security Fintech Strategy Industry 67

PYMNTS

JANUARY 15, 2021

In total, investors placed nearly $600 million for firms in the B2B payments, T&E, financial management and other B2B spaces. But it was an embedded finance FinTech that took home more than half of the funding announced. B2B payments FinTech Qolo has announced a $3.8 PYMNTS rounds up all the latest deals below.

Capital 167

Capital Fintech Operations Technology 167

Chris Skinner

JULY 23, 2017

This week’s main blog headlines are … Why FinTech start-ups think they can beat the banks There’s an old joke about the guy who’s lost driving in the countryside who stops to ask a pedestrian how to get to the city. You will all know by now that I love the innovations in retail banking in Turkey, and Gürhan didn’t disappoint.

Boston 171

Boston Bitcoin Innovation Conference 171

Chris Skinner

AUGUST 8, 2017

The pitch focused upon how the CFO would be managing risk, incorporating different technologies, managing M&A, dealing with globalisation and so on and so forth. I couldn’t … The post Your CFO is an algorithm appeared first on Chris Skinner's blog.

Groups 289

Groups Management Technology Digital Banking 289

Chris Skinner

APRIL 30, 2018

Here are my headlines: 76% of millennials are looking for new forms of banking 40% of people in their twenties have downloaded a money management app 80% of millennials … The post The future of money (research report) appeared first on Chris Skinner's blog.

Report 280

Report Millennials Management Digital Banking 280

Insights on Business

FEBRUARY 19, 2016

My engagements with a number of global banks of various sizes over the past several months have been on one common agenda. What should be their strategy for Digital Banking transformation? Examples include Lending Club and Zopa in lending, Nutmeg and Weathfront in Wealth Management; WePay and Stripe for Payments.

Fintech 93

Fintech Video Lending Industry 93

FICO

MAY 18, 2023

The innovative pay-as-you-go solution allows Dock’s clients, including banks, fintechs, and retailers, to intercept fraudulent transactions and protect their operations, while also improving the user experience. The fraud prevention solution is based on FICO® Falcon® Fraud Manager and FICO® Customer Communication Services (CCS).

Fraud 52

Fraud Technology social media Innovation 52

PYMNTS

OCTOBER 17, 2019

The French payment processor Lemon Way has announced a near-$28 million (€25 million) investment round by the multi-asset fund management firm Toscafund, Aithority reported on Thursday (Oct. The startup said in a blog post that it now has 10 relationships with major banks and plans to further develop partnerships with financial institutions.

Fintech 100

Fintech Capital Millennials US 100

PYMNTS

DECEMBER 16, 2018

Robinhood , the FinTech that garnered a lot of attention last week after announcing a checking and savings product with 3 percent interest, has retreated from that, removing any mention of checking and savings from the product.

FDIC 191

FDIC Fintech Regulation Report 191

Insights on Business

FEBRUARY 19, 2016

My engagements with a number of global banks of various sizes over the past several months have been on one common agenda. What should be their strategy for Digital Banking transformation? Examples include Lending Club and Zopa in lending, Nutmeg and Weathfront in Wealth Management; WePay and Stripe for Payments.

Fintech 70

Fintech Video Lending Industry 70

Insights on Business

FEBRUARY 19, 2016

My engagements with a number of global banks of various sizes over the past several months have been on one common agenda. What should be their strategy for Digital Banking transformation and what they can learn from FinTech innovation? What can banks learn from FinTech Innovation?

Fintech 70

Fintech Innovation Lending Video 70

Accenture

MARCH 23, 2017

Development was evident everywhere—product, but also management teams. I wanted to follow on from my previous blog around the emergence of RegTech (technologies that address the challenge and cost of regulatory compliance.) Right now, compared with Fintech, RegTech has low investment for the size of spend.

Regulation 150

Regulation Industry Trends Compliance 150

Chris Skinner

JUNE 13, 2017

I hosted a banking dinner the other night, where we were talking about the FinTech scene in this particularly vibrant and innovative country. It was under the Chatham House Rule, so I can’t say too much about who and where this dinner was, but it did amuse me half way through when we were talking about banks trying to be innovative.

Innovation 226

Innovation Management Fintech Operations 226

Accenture

MARCH 23, 2017

Development was evident everywhere—product, but also management teams. I wanted to follow on from my previous blog around the emergence of RegTech (technologies that address the challenge and cost of regulatory compliance.) Right now, compared with Fintech, RegTech has low investment for the size of spend.

Regulation 150

Regulation Industry Trends Compliance 150

William Mills

SEPTEMBER 7, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. Data and Analytics are a profit center rather than something that just needs to be managed. Demo: A Wealth Management Company (ACME)– GoodData can embed analytics directly in ACME’s dashboard. Provides mobile banking to banks and credit unions.

Mobile 40

Mobile Cards Fraud Data 40

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

SEPTEMBER 16, 2020

PSD2 and open banking regulations were forged to accelerate competition in the financial services arena, and this week, a look at the latest initiatives reveals the opportunity for new market entrants to rival incumbents in the small business banking arena. Payoneer Debuts Program For Banks. Countingup Teams Up On SMB Solutions.

Taxes 141

Taxes Fintech Payments Security 141

Chris Skinner

JUNE 9, 2016

I get all sorts of crappy press releases from public relations managers who are eager to see me prostitute my blog for them. You can decide which category this fits into: first direct identifies the factors … The post The financial customer of 2025 (according to #firstdirect) appeared first on Chris Skinner's blog.

Management 150

Management Digital Banking Fintech 150

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. An App Store for FinTech applications. Listening to banks and realized that they don’t have sentiments of their customers to create insights and they were not looking forward. Built a solution called Customer Insight for banking. finovate Tweets.

social media 40

social media ATM Mobile Customer Experience 40

Chris Skinner

APRIL 18, 2017

The banker took exception to purely being a store of value, and felt that the risk management aspect of banking was a critical part of their function. I argued that the bank’s risk management function is being eaten by software.

Risk Management 321

Risk Management Analytics Lending Software 321