The Financial Brand

APRIL 1, 2024

This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. The Comptroller's Office and the Federal Deposit Insurance Corp.

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Policies Regulation Branding Guidelines 32

The Financial Brand

SEPTEMBER 8, 2021

Given the burgeoning role of fintechs and big techs in banking, legislators and analysts are raising the call for more regulations. The post Regulators’ Revenge: Fintechs’ Success Spurs Calls for More Oversight appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Fintech Banking Trends Analysis 31

The Financial Brand

AUGUST 31, 2021

Framework takes into account all from funding to management depth to business recovery strength to lead to good choices by community banks. The post Bank Regulators Set Risk Guidance for Fintech Partnerships appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Fintech Community Bank Banking Trends 32

The Financial Brand

JANUARY 11, 2024

This article Trends 2024: Consumers Will Drive Open Banking, Not Regulators appeared first on The Financial Brand. toward open banking. This article Trends 2024: Consumers Will Drive Open Banking, Not Regulators appeared first on The Financial Brand. Marketplace forces are finally pushing the U.S.

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Trends Regulation Branding Banking Trends 24

The Financial Brand

MARCH 26, 2023

This article Preventing Bank Failures is Not the Job of Regulators appeared first on The Financial Brand. Senate and House banking committee probes into the failures of SVB and Signature Bank have to consider the true role of regulators.

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Regulation Branding Washington Banking Trends 35

The Financial Brand

JULY 11, 2021

How industry newcomer Carla Zakhem-Hassan has been blending old and new as the top marketer at the nation's #4 bank. The post Citi’s CMO Talks Branding, Social Stands and the Plus Side of Regulation appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Branding Regulation Banking Trends Analysis 29

The Financial Brand

MARCH 27, 2023

This article Fed’s Barr to Congress: How Should Regulators Adapt to New Banking Risks? Silicon Valley Bank’s failure raises questions about evolving risks in the banking industry and whether regulators should intercede more. This article Fed’s Barr to Congress: How Should Regulators Adapt to New Banking Risks?

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Regulation Branding Industry Banking Trends 34

The Financial Brand

JANUARY 15, 2024

This article Banks Must Prepare for Climate Change — Regulators Finally Say How appeared first on The Financial Brand. Long-awaited guidance on climate risk outlines what federal regulatory agencies expect from banks — while avoiding controversial issues.

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Regulation Branding Banking Trends FDIC 18

The Financial Brand

JULY 25, 2021

Consumers' shift to digital banking channels is driving expectations for faster complaint handling. Regulators expect quicker resolution. The post Financial Institutions that Botch Complaint Handling Kill CX appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Digital Banking 43

The Financial Brand

JUNE 2, 2021

Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority. The post New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Fintech Banking Trends Analysis National 43

The Financial Brand

OCTOBER 25, 2021

Amazon, Apple, Facebook, Google, PayPal and Square must turn over payment system plans to the regulator and answer detailed questions. The post CFPB Orders 6 Big Techs to Disclose Consumer Payment Data Practices appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Data Payments Apple Google 34

The Financial Brand

NOVEMBER 10, 2021

Potentially the answer to the controversy swirling around payday lenders and overdrafts, can this nascent product be regulated appropriately? The post Increasing Popularity of ‘Early Pay’ Products Raises Thorny Questions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Regulation 36

Chris Skinner

JULY 7, 2017

His work and publications have not only described the future of financial services and banking – it is shaping it as great many of the world’s leading banks look to Chris Skinner and his publications for advice and inspiration when shaping their strategies and solutions.

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America Maine Trends Innovation 223

The Financial Brand

DECEMBER 5, 2021

The bank is the biggest so far to nix the fees. The action has emboldened legislators and regulators to try and abolish OD fees altogether. The post Why Capital One’s Move Won’t Be the Death of Overdraft Fees appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Capital 36

Capital Banking Trends Analysis Trends 36

PYMNTS

DECEMBER 27, 2019

That help is forthcoming, as in the case of the Central Bank of Ireland , which is changing regulations to favor more CU lending with higher limits. There is a sense, however, that CUs themselves bear responsibility for falling behind the digital banking trends that first took hold with consumers.

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Digital Banking Millennials Banking Trends Mobile 130

Jeff For Banks

MARCH 15, 2014

So the transition period, and how we execute on it, are critical to our individual banks'' success. Regulations : Here is where I think future and existing executives would agree. Look at how regulators impact mortgage financing. What do you think are industry game changing trends?

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The Financial Brand

JULY 29, 2021

The post 4 Reasons Why Digital Banking Teams Struggle to Innovate appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Having innovation as a priority is the first step, but it rarely goes further without first overcoming common roadblocks.

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Digital Banking Innovation Banking Trends Analysis 43

The Financial Brand

DECEMBER 1, 2021

Here's a sustainability crash course for banks and credit unions. The post Banks Can No Longer Ignore Climate Change (And Here’s Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 35

Banking Trends Analysis Course Trends 35

The Financial Brand

DECEMBER 7, 2023

This article CEO Survey Finds ‘Cautious Optimism’ Among Banking Leaders appeared first on The Financial Brand. As 2023 comes to a close and we approach 2024, banking CEOs remain upbeat about growth despite inflation, disruption and regulators.

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Survey Branding Regulation Banking Trends 33

The Financial Brand

OCTOBER 24, 2021

The post Justice Department Sets Major Fair-Lending Enforcement Push appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions must scrutinize marketing, branching and lending strategies as Attorney General targets redlining in mortgage credit.

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Lending Banking Trends Analysis Trends 32

The Financial Brand

NOVEMBER 26, 2023

This article Will Federal Guidance Have ‘Chilling Effect’ on Banking-as-a-Service? Federal regulators don’t love BaaS. This article Will Federal Guidance Have ‘Chilling Effect’ on Banking-as-a-Service? appeared first on The Financial Brand. appeared first on The Financial Brand.

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Branding Regulation Banking Trends FDIC 33

The Financial Brand

MARCH 29, 2023

The regulation 'contagion' is what concerns banking leaders now. This article On Bankers’ Minds: Deposit Insurance and Regulatory Overload appeared first on The Financial Brand. This article On Bankers’ Minds: Deposit Insurance and Regulatory Overload appeared first on The Financial Brand.

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Branding Regulation Banking Trends Trends 30

The Financial Brand

FEBRUARY 8, 2023

The National Credit Union Administration chairman discusses new regulations, worrisome lending trends, fintechs and more in a wide-ranging interview. This article NCUA Chief Targets Rate & Liquidity Risks as Credit Unions Reframe Competitive Strategies appeared first on The Financial Brand.

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Strategy Trends Branding Lending 35

The Financial Brand

NOVEMBER 23, 2020

Agency rule would halt decisions by institutions to boycott 'disapproved' industries, clashing with growing 'responsible banking' trend. The post Guarding Bank Reputation from Tough Issues (Like Guns) Just Got Harder appeared first on The Financial Brand.

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Banking Trends Trends Branding Industry 27

The Financial Brand

JANUARY 11, 2024

This article How Banks Must Prepare for Their Next Reg Exam appeared first on The Financial Brand. Banks and credit unions know regulators are calling for heavily scrutiny of interest rate and liquidity risks. This article How Banks Must Prepare for Their Next Reg Exam appeared first on The Financial Brand.

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Branding Regulation Banking Trends FDIC 20

The Financial Brand

MARCH 9, 2023

Loan growth is a strength for credit unions, but the top federal regulator frets over rates and heightened risk trends. This article Credit Unions Bulk Up in Commercial Lending and Home Equity, Along with CDs appeared first on The Financial Brand.

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Lending Trends Branding Regulation 29

Accenture

APRIL 4, 2017

Storm clouds are gathering over the banking industry in the form of a fragmenting value chain, rapid migration to digital channels, encroaching financial technology firms, and open banking regulations.

Technology 157

Technology Trends Survey Customer Experience 157

The Financial Brand

NOVEMBER 23, 2020

Agency rule would halt decisions by institutions to boycott 'disapproved' industries, clashing with growing 'responsible banking' trend. The post Guarding Bank Reputation from Tough Issues (Like Guns) Just Got Harder appeared first on The Financial Brand.

Banking Trends 17

Banking Trends Trends Branding Industry 17

Lars Markull

JUNE 29, 2020

To further complicate matters, open banking is not just being used as a term to describe a certain trend but also as the official term in the United Kingdom for a special kind of regulation forcing certain banks to open their infrastructure. Part 2: How Did Open Banking Come About And How Does It Work?

Mobile 52

Mobile Data Trends Maine 52

Lars Markull

JUNE 29, 2020

To further complicate matters, open banking is not just being used as a term to describe a certain trend but also as the official term in the United Kingdom for a special kind of regulation forcing certain banks to open their infrastructure. Part 2: How did open banking come about and how does it work?

Mobile 52

Mobile Data Trends Maine 52

The Financial Brand

OCTOBER 4, 2021

Consumers favor 'sustainable banking,' but, equally important, financial institutions face looming regulations forcing them to take action. The post Green Banking: Brand Differentiator, Regulatory Requirement or Both? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Branding Banking Trends Analysis Regulation 26

PYMNTS

SEPTEMBER 29, 2020

Regulators are also looking more closely at the authentication measures attached to online payments as they continue to jump in volume, meaning merchants must keep pace with new compliance requirements as well as shifting consumer perceptions. Other regulators are working to keep pace with a pandemic-driven focus on online privacy standards.

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Payments Regulation Online Retail 172

Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. what trends should be on their strategic priority list for the coming year.

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Trends Fintech social media Strategy 188

The Financial Brand

DECEMBER 31, 2023

This article Banking 2030, Part 1: The New Realities of Banking appeared first on The Financial Brand. Special Report: The first of a four-part series on the long-term future of the banking industry, looking past current challenges to future growth.

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Branding Industry Report Banking Trends 37

The Financial Brand

OCTOBER 12, 2023

For decades, pundits have argued that deposit insurance leads to riskier behavior that ends in bank failures. This article Researchers Say the Federal Safety Net Isn’t a ‘Moral Hazard’ After All appeared first on The Financial Brand. Were they wrong all this time?

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Branding Banking Trends FDIC Trends 34

The Financial Brand

AUGUST 24, 2023

Regional bank failures and troubles in early 2023 may bear bitter fruit for the institutions in that size class and beyond that survived. This article How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More appeared first on The Financial Brand.

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Capital Cards Regional Branding 29

Fintech Labs Insights

FEBRUARY 3, 2017

The complexity and challenges of running capital intensive businesses in a highly regulated industry was never more real than 2016, but the top platform weathered the storm, and most are long-term stronger for it. Top 10 Retail Banking Trends and Predictions for 2017 – The Financial Brand.

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Fintech Bitcoin Trends Conference 12