The Financial Brand

AUGUST 10, 2021

The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share.

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Innovation Cards Marketing Banking Trends 40

The Financial Brand

DECEMBER 9, 2021

The megabank rolled out a key enhancement to its loyalty program and launched a slick new card — both aimed at high net worth consumers. The post BofA Wades Into High Net Worth Battle with New Rewards and Card Offers appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Banking Trends Analysis Trends 37

The Financial Brand

SEPTEMBER 16, 2021

Buy now, pay later isn't merely a Covid-related trend. The post Credit Cards Still Rule, But Face an Existential Threat From BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers who adopted it during the pandemic say they are likely to continue using it.

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Cards Banking Trends Analysis Trends 39

The Financial Brand

JUNE 14, 2021

New cashback rewards card for mass affluent is spearhead for a rejuvenated card program rolling out first phases over 2021-2022. The post Wells Fargo Launches Fresh Attack on Credit Card Market appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Marketing Banking Trends Analysis 32

The Financial Brand

SEPTEMBER 26, 2021

Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt. The post Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Banking Trends Analysis Trends 38

The Financial Brand

OCTOBER 21, 2021

Revenue potential and competitive pressure beckon to card issuers, but Fitch Ratings warns of credit risks in this trendy product. The post Rating Agency Weighs BNPL Versus Credit Cards, With Surprising Results appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Banking Trends Analysis Trends 32

The Financial Brand

OCTOBER 13, 2021

BNPL use is surging, but card issuers can win by delivering digital journeys that engage and delight cardholders. The post 3 Ways Credit Cards Can Compete Against Buy Now, Pay Later Trend appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Cards Banking Trends Analysis 32

BankBazaar

AUGUST 7, 2019

Owing much to the changes in banking trends and the emergence of fintech companies, millennials across India have become open to the idea of borrowing credit. But there’s a major issue that quietly cripples this trend. Check out these amazing offers on Credit Cards! New to credit? What’s the current scenario like?

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Millennials System Lending Trends 60

PYMNTS

DECEMBER 27, 2019

Strong balance sheets in key areas like credit card debt ($64.4 That help is forthcoming, as in the case of the Central Bank of Ireland , which is changing regulations to favor more CU lending with higher limits. A Small Change It’s Not. billion), car loans ($382.9 But credit unions must remember that trust is their cornerstone.

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Digital Banking Millennials Banking Trends Mobile 130

The Financial Brand

AUGUST 24, 2023

This article How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More appeared first on The Financial Brand. Regional bank failures and troubles in early 2023 may bear bitter fruit for the institutions in that size class and beyond that survived.

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Capital Cards Regional Branding 29

The Financial Brand

OCTOBER 13, 2021

Financial institutions can't approach the generation that's growing up with BNPL and likes debit cards the same way as Millennials. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post Will Loan Volume Shrivel as Debt-Wary Gen Z Hits Their Borrowing Prime?

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Millennials Banking Trends Analysis Trends 40

The Financial Brand

JANUARY 10, 2022

Co-branded GM card, with unique e-commerce potential, is latest foray into banking. The post What’s Next for Goldman’s Marcus Banking Strategy? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Meanwhile, the industry awaits launch of Marcus checking.

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Strategy Banking Trends Analysis Branding 26

Javelin Strategy & Research

JANUARY 12, 2022

2022 Digital Banking Trends & Predictions Javelin Report Date: December 1, 2021 Authors: Mark Schwanhausser , Emmett Higdon , Dylan Lerner Research Topic(s): Digital Banking , Digital Strategy & Experience , Mobile & Online Banking The traditional definition of “financial relationship” has changed forever.

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Trends Fraud cryptocurrency Austin 40

The Financial Brand

DECEMBER 13, 2021

The post 9 Pivotal Trends that Will Shape Banking Strategies for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Some represent serious operational challenges, others big revenue opportunities.

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Trends Strategy Banking Trends Analysis 40

The Financial Brand

AUGUST 16, 2021

The post This Fintech Lender Has Big Plans to Be More Than ‘Just a Bank’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Brex aims to build a vast customer base of small-to-midsize businesses, which it says are underserved by traditional institutions.

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Fintech Banking Trends Analysis Trends 40

The Financial Brand

DECEMBER 19, 2021

The post The Future of Consumer Credit in 2022 (And Beyond) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Omicron and persistent inflation cloud an otherwise upbeat view of growth in most categories. Home equity credit may be in for a boom.

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Banking Trends Analysis Trends Branding 33

The Financial Brand

AUGUST 15, 2021

The post New Borrowing Options Raise Stakes for Consumer Credit Exponentially appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions seeking to capitalize on a borrowing surge face headwinds from fresh rewards offers and novel installment plans.

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Banking Trends Analysis Trends Capital 33

The Financial Brand

OCTOBER 25, 2021

The post Banks Duke it Out to Give Consumers a Cash-Back Christmas appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial marketers ramp up campaigns to capture holiday spend in a season that is all about cash rewards. But BNPL looms large.

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Banking Trends Analysis Trends Branding 32

The Financial Brand

NOVEMBER 9, 2021

The post Banks Risk Losing Key Income If Payment Trends Continue appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The shift to P2P and rapid growth of buy now, pay later are two more that directly impact revenue.

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Trends Payments Banking Trends Analysis 29

FICO

JANUARY 27, 2022

The most popular posts in our Customer Development category dealt with credit card payments, open banking, trends for financial services and small business lending — as well as FICO’s listing as a top risk management firm. The Impact of Covid-19 on Credit Card Payments . Here are extracts from those posts.

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CB Insights

AUGUST 23, 2018

JPM boasts an industry leading credit card network. With an elite rewards network, JPM is able to use its credit cards as a lever to attract and retain valuable clients. JPM’s evolving suite of digital banking apps. Credit cards as a lever to attract affluent clients. Branded cards. Table of Contents.

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Cards Mobile Strategy Branding 76

Fintech Labs Insights

FEBRUARY 3, 2017

This opens the door for fintech players to target consumers and workers who do not have access to traditional banking. Because of this banking gap, it is likely that some countries will entirely skip one generation of payment types (e.g. cards and start building a more innovative, mobile-drive(n) payments infrastructure.”

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Fintech Bitcoin Trends Conference 12