Abrigo

DECEMBER 22, 2023

Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list. Articles on creating a sound credit risk rating system and preparing for the possibility of new requirements such as the CFPB ruling were among the most-viewed throughout the year.

Lending 221

Lending Risk Management Community Management 221

South State Correspondent

MAY 22, 2023

This article explores how this thinking framework can be put to use and highlights how to apply it more often to banking. We should keep originating.” Thus, we should reduce origination.” The “most important thing,” as described in the book, is the ability to drill down in order to get to the heart of an issue.

Analysis 195

Analysis Lending Industry How To 195

Abrigo

FEBRUARY 23, 2022

Would you like other articles like this in your inbox? Takeaway 3 A good automated underwriting origination solution offers flexibility in set-up and achieves consistency. Takeaway 1 Financial institutions are using small business loans as a source of growth and this trend will continue. . Streamline the Process.

Lending 195

Lending Community Bank Community Analysis 195

South State Correspondent

MARCH 5, 2024

In this article, we will consider how and why loan size is one of the most significant drivers of profitability for community banks and what community banks can do to improve performance. It takes almost the same upfront costs (source, underwrite, approve, document, and fund) to originate a $250k commercial loan as a $5mm commercial loan.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

In this article, we will consider how and why loan size is one of the most significant drivers of profitability for community banks and what community banks can do to improve performance. It takes almost the same upfront costs (source, underwrite, approve, document, and fund) to originate a $250k commercial loan as a $5mm commercial loan.

Community Bank 195

Community Bank Community National Lending 195

Abrigo

JULY 20, 2021

Looking to Increase SBA Loan Origination? Want other articles like this on SBA loan origination in your inbox? Takeaway 1 Offering SBA loan origination can expand your product offerings to win deals with prospects and existing customers or members. Major motivations to boost SBA loan origination.

Lending 195

Lending FDIC Capital Risk Management 195

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). ” The Fed article observes that although consumer credit markets have changed considerably since the NCCF report was published, the Fed’s findings suggest that “the NCCF’s conclusions are still valid today.”.

Study 148

Study Survey National Analysis 148

Abrigo

DECEMBER 31, 2019

Articles focused on improving loan pricing, creating a better experience for borrowers, and developing risk ratings customized for the institution were among the most-viewed throughout the year. Popular articles about credit, lending. Loan Origination System. Aite Commercial Loan Origination Report. Learn More.

Lending 150

Lending Community Bank Software System 150

South State Correspondent

JANUARY 17, 2024

In our last article ( HERE ), we highlighted the methodology around why banks should calculate and drive value through customer profitability and product profitability. In this article, we wanted a different approach to arrive at the same conclusion but in a slightly different context. While some banks do, many do not.

Study 195

Study Maine Analytics Capital 195

South State Correspondent

AUGUST 16, 2023

Consumer Credit – Mortgage & HELOC Originations are down to the lowest level since 2005. Fixed-rate second mortgages have been in demand (primarily driven by the lenders’ marketing), and origination has increased. New inventory normalization should help originations. We are starting to see this trend now.

Trends 195

Trends Cards Capital Data 195

Abrigo

SEPTEMBER 20, 2023

Would you like other articles like this in your inbox? Business accounts cashing tax return checks in ways inconsistent with their original business intent. Takeaway 1 Fraudsters file illegitimate tax returns early, hoping people wait to submit their legitimate ones. Strengthen your new account surveillance to recognize such actions.

Taxes 195

Taxes Fraud Trends Exercises 195

South State Correspondent

MAY 3, 2023

Last week, we published an article [ here ] discussing how fair value accounting for assets and liabilities may have prevented the failure of Silicon Valley Bank, even if sound risk mitigation practices were not resolutely embraced by management. Banks can then measure the economic value obtained from each action taken separately.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Last week, we published an article [ here ] discussing how fair value accounting for assets and liabilities may have prevented the failure of Silicon Valley Bank, even if sound risk mitigation practices were not resolutely embraced by management. Banks can then measure the economic value obtained from each action taken separately.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Last week, we published an article [ here ] discussing how fair value accounting for assets and liabilities may have prevented the failure of Silicon Valley Bank, even if sound risk mitigation practices were not resolutely embraced by management. Banks can then measure the economic value obtained from each action taken separately.

Lending 195

Lending Capital Management Tools 195

Perficient

JULY 13, 2022

Auto loan originations hit a record high during the pandemic, total outstanding debt grew, and constrained inventory and pent-up demand drove new and used car prices (and monthly payments) to record highs. A July 8 th Barron’s article highlighted the ugliness that is coming to the auto finance industry.

Meeting 275

Meeting Marketing Operations Strategy 275

CFPB Monitor

OCTOBER 13, 2021

Originally filed in Illinois state court, the plaintiffs’ lawsuits were removed by the defendants to federal court. Both plaintiffs filed motions to remand their cases to state court based on their lack of Article III standing. The decisions are at variance with recent New York federal court decisions.

Illinois 78

Illinois New York Management 78

South State Correspondent

FEBRUARY 28, 2023

We will consider the minimal project DSCR in this article and cover the debt yield topic in future blogs. Some banks are originating loans with very little room for error – low-interest rates, low cap rates, low DSCR, and high LTVs all point to highly vulnerable credits from every conceivable angle.

Lending 195

Lending Community Bank Community National 195

Abrigo

SEPTEMBER 1, 2021

Would you like others articles like this in your inbox? Danielle Austin-Rios , CAMS also contributed to this article From drug cartels to street gangs, the illegal drug market has been a consistent moneymaker for drug trafficking organizations (DTOs), and there is no end or slowdown in sight.

Training 195

Training Regulation Community Austin 195

Abrigo

AUGUST 6, 2021

Would you like other articles like this in your inbox? Because of the higher fixed costs associated with originating small business loans, many large banks restrain from these small loans, leaving community banks to meet the need. What basic functions should a loan origination system complete? Loan Origination System.

Community Bank 195

Community Bank Community Kansas City Lending 195

PYMNTS

AUGUST 19, 2019

The move by Disney is an effort to tackle rivals with original content such as Netflix, Apple and Amazon. Disney+ will also be available in Canada and the Netherlands on the same day, with Australia and New Zealand getting the service a week later, the article said. cost for the service is $6.99 per month or $69.99

Apple 139

Apple Branding Online Marketing 139

PYMNTS

JANUARY 27, 2021

American allegiance could be critical, the article indicated. The Summer Olympics 2020 — originally scheduled July 24-Aug. “But if he makes a positive statement about the Olympics going ahead, we’d gain strong momentum.”. As Japan’s ally and military support, the U.S. brings the most athletes and advertising dollars to the Games.

Leadership 169

Leadership National Security 169

Bobsguide

SEPTEMBER 29, 2017

First coined by Kevin Ashton of Procter & Gamble in a 1999 article describing how RFID tags might make industrial production more efficient, IoT has come to mean a great deal more than it was originally intended. What is the Internet of Things (IoT)? Having said that, the core principles.

Industry 103

Industry 103

South State Correspondent

OCTOBER 31, 2023

In this article, we discuss the top four mistakes that we see in commitment/proposal letters. We have overhead costs for originating loans that are not captured by the 25bps loan origination fee that the bank charges. Lender : The bank has costs to underwrite, book, and fund the loan.

Strategy 195

Strategy Examples Exercises Marketing 195

South State Correspondent

OCTOBER 9, 2023

In two articles in the past few weeks ( here and here ), we discussed how the “higher-for-longer” interest rate environment will affect the community bank sector – continued increase in the cost of funds (COF), steady yields on loans, and a decrease in net interest margin (NIM) will put severe pressure on ROE for new loan originations.

Tools 195

Tools Community Bank Community Strategy 195

Abrigo

MARCH 8, 2024

Would you like other articles like this in your inbox? Bank wire transfer fraud Current fraud trends Current fraud trends highlight a shift in scam origins. Bank wire fraud is growing and becoming more complex. Here are a few simple things you, as a financial crime professional, can do to slow it down. citizens.

Fraud 195

Fraud Technology Trends Training 195

South State Correspondent

APRIL 23, 2023

When banks consider sources of liquidity, they evaluate the proceeds from the current sales price and not the original costs. Investors want to know the value of the enterprise based on where assets and liabilities will settle today, not where they originated. That will be a discussion for a future article.

Management 195

Management Security Risk Management social media 195

Perficient

DECEMBER 14, 2020

In the event of a disaster, data can later be restored to their original locations. In the previously cited article, it is projected that an additional 20% of enterprises will prepare for IT workload disruptions by protecting data in the public cloud.

Technology 348

Technology Trends Software Resources 348

PYMNTS

AUGUST 8, 2019

Facebook said it would pay an amount up to $3 million to license the headlines and article previews from companies. The outlets could choose between hosting the stories right on Facebook, or just having headlines and previews that would then shepherd the user to the original site.

Washington 108

Washington Video Google Report 108

Abrigo

MARCH 30, 2023

Would you like other articles like this in your inbox? This article was written by Olivia Boyer, CAMS & Joann Millard, CAMS, of Abrigo Advisory Takeaway 1 P2P payments move from one individual account to another digitally, and they are becoming more commonplace. This can be a 314(b) request or a general inquiry.

Fraud 195

Fraud Trends Payments Cards 195

PYMNTS

AUGUST 31, 2017

The publication highlighted the upcoming rollout in an article Wednesday (Aug. Nav.com noted that businesses should speak with their financial service providers to see if they can originate same day ACH. Originating is not part of the three phases” of NACHA’s Same-Day ACH rollout, Hawkins told Nav.com.

Examples 133

Examples Payments Report 133

The Financial Brand

DECEMBER 12, 2022

This article How Chase, BofA & Citibank Got Speedier at Digital Transformation appeared first on The Financial Brand. Three megabanks share how they're decentralizing where new tech initiatives originate to let lines of business meet customer needs quickly.

Branding 36

Branding Meeting America Innovation 36

Bobsguide

NOVEMBER 6, 2018

This article was originally published on our sister site Global Treasurer. The Working Capital Summit, held jointly in San Francisco and Chicago in October, was a game-changer for the industry in more ways than one. As Taulia’s Matthew Stammers explains, “In Europe, there are.

San Francisco 68

San Francisco Capital Chicago Industry 68

CFPB Monitor

NOVEMBER 17, 2021

In the substitute opinion, the majority affirmed its original April 2021 holding that the plaintiff had Article III standing and sufficiently pled a claim but also included analysis of the U.S. Supreme Court’s intervening decision in TransUnion v. Ramirez in the panel’s standing analysis.

Analysis 78

Analysis Management 78

PYMNTS

DECEMBER 20, 2016

16 , the social media giant said there was a discrepancy in how the platform measured traffic from news outlets and other publishers who use Instant Articles, which it launched last year. The Instant Articles software allows the outlets to post its content directly and almost instantaneously to Facebook. 20 and Nov.

social media 100

social media Software Examples Report 100

CFPB Monitor

JANUARY 12, 2022

After ordering the rehearing en banc in November 2021, the Eleventh Circuit issued a memorandum indicating that for purposes of the rehearing, the Court wanted counsel to focus their briefs on the question: “Does Mr. Hunstein have Article III standing to bring this lawsuit?”.

Management 78

Management 78

South State Correspondent

FEBRUARY 27, 2024

In this article, we would like to define loan pricing discipline and cover bid, why it matters, and demonstrate how most community banks currently are not using loan pricing discipline. The national and regional banks originate about 85% of all domestic loans, and community banks hold the remainder.

How To 195

How To Community Bank Community Management 195

PYMNTS

APRIL 23, 2020

NBCUniversal , owned by Comcast , will allow consumers to buy products from branded TV advertisements, articles and videos without going to a new website, according to a CNBC report. Peacock is slated to follow in the tradition of other well-liked streaming services, containing both original and new content.

social media 144

social media Video Branding Study 144