The Financial Brand

APRIL 8, 2024

This article How Should Regulations Evolve to Keep Up with the Banking Industry? A handful of new changes in revenue models for the banking industry may call for new liquidity regulations. This article How Should Regulations Evolve to Keep Up with the Banking Industry? appeared first on The Financial Brand.

Regulation 32

Regulation Industry Branding Banking Trends 32

The Financial Brand

MARCH 27, 2024

This article A Focus on New Products May Push Varo to Profitability in 2024 appeared first on The Financial Brand. This article A Focus on New Products May Push Varo to Profitability in 2024 appeared first on The Financial Brand. A pivot from mass marketing to speedy product development drives customer growth and revenues.

Branding 34

Branding Marketing Banking Trends Trends 34

The Financial Brand

APRIL 5, 2024

This article Why Blackrock Opted to ‘Transition’ Socially Responsible Strategies appeared first on The Financial Brand. This article Why Blackrock Opted to ‘Transition’ Socially Responsible Strategies appeared first on The Financial Brand. Does that mean ESG is now a dirty word?

Strategy 32

Strategy Branding Management Banking Trends 32

The Financial Brand

MARCH 18, 2024

This article Intelligent Banks Do More with Less appeared first on The Financial Brand. As they face growing headwinds in 2024, banks and credit unions must double down on optimization and efficiency. This article Intelligent Banks Do More with Less appeared first on The Financial Brand.

Branding 34

Branding Banking Trends Report Trends 34

The Financial Brand

MARCH 6, 2024

This article CFPB Confirms Overdraft is Here to Stay appeared first on The Financial Brand. This article CFPB Confirms Overdraft is Here to Stay appeared first on The Financial Brand. Rather than threatening overdraft services, the CFPB's proposed rule shows that it acknowledges the value of these programs.

Branding 35

Branding Banking Trends Trends Strategy 35

The Financial Brand

MARCH 20, 2024

This article The Importance of Primacy in Banking appeared first on The Financial Brand. Banks are over-reliant on new account metrics that don't correlate to profitability. This article The Importance of Primacy in Banking appeared first on The Financial Brand.

Branding 33

Branding Banking Trends Report Trends 33

The Financial Brand

MARCH 26, 2024

This article How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks appeared first on The Financial Brand. The big banks have embraced small dollar lending, saving millions of consumers billions of dollars annually, according to a new report.

Lending 34

Lending Branding Report Banking Trends 34

The Financial Brand

DECEMBER 18, 2023

This article The Future of Retail Banking: A Look Into the Crystal Ball appeared first on The Financial Brand. Trends emerge for banks to reinvent customer lifetime value, personalization, digital platform thinking and reimagined experiences.

Retail 42

Retail Trends Branding Banking Trends 42

The Financial Brand

MAY 2, 2024

This article Hoodies and Suits: Can Banks and Fintechs Learn to Speak the Same Language? A good book title would be 'Fintechs are from Silicon Valley, Banks are from South Dakota.' This article Hoodies and Suits: Can Banks and Fintechs Learn to Speak the Same Language? appeared first on The Financial Brand.

South Dakota 22

South Dakota Fintech Branding Banking Trends 22

The Financial Brand

APRIL 1, 2024

This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. The Comptroller's Office and the Federal Deposit Insurance Corp.

Policies 31

Policies Regulation Branding Guidelines 31

The Financial Brand

FEBRUARY 26, 2024

This article Philly Fed Says ‘Banking Deserts’ Are Growing. Cheat Sheet: Even as majors like Chase announce aggressive branch build-outs, the Philly Fed says bank deserts are growing. This article Philly Fed Says ‘Banking Deserts’ Are Growing. Does It Matter — and How Much is a Mirage?

Branding 39

Branding Banking Trends ATM Trends 39

The Financial Brand

MARCH 20, 2024

This article Consumer Financial Stress Metric Shines Light On Economy’s Growing Debt Exposure appeared first on The Financial Brand. This article Consumer Financial Stress Metric Shines Light On Economy’s Growing Debt Exposure appeared first on The Financial Brand.

Branding 33

Branding Marketing Customer Experience Banking Trends 33

The Financial Brand

JANUARY 28, 2024

This article Playing Catch Up: Top Trends Banks Are Prioritizing in 2024 appeared first on The Financial Brand. This article Playing Catch Up: Top Trends Banks Are Prioritizing in 2024 appeared first on The Financial Brand.

Trends 37

Trends Branding Technology Banking Trends 37

The Financial Brand

MARCH 21, 2024

This article Why Conventional Wisdom is the Enemy of Success and Innovation appeared first on The Financial Brand. This article Why Conventional Wisdom is the Enemy of Success and Innovation appeared first on The Financial Brand.

Innovation 32

Innovation Leadership Branding Banking Trends 32

The Financial Brand

MARCH 14, 2024

This article Which Banks Offer HSAs to Customers (And Why Yours Should) appeared first on The Financial Brand. Here's how banks and credit unions both can capitalize on the popular savings vehicle and educate customers on HSAs.

Branding 33

Branding Capital Banking Trends America 33

The Financial Brand

NOVEMBER 12, 2023

This article Financial Institutions Face Critical Crossroads in 2024 appeared first on The Financial Brand. 2024 will be a pivotal year for a banking industry faced with an uncertain economy – but also with significant opportunities for growth.

Branding 43

Branding Industry Banking Trends Trends 43

The Financial Brand

FEBRUARY 4, 2024

This article Retail Banking Customers Seek Better Rates and Experiences As Satisfaction Plateaus appeared first on The Financial Brand. As economic uncertainty causes customers to reevaluate relationships, experience excellence becomes the battleground that will determine bank loyalty in the future.

Retail 37

Retail Branding Customer Experience Banking Trends 37

The Financial Brand

FEBRUARY 14, 2024

This article The Outlook for Bank and Fintech M&A in 2024 appeared first on The Financial Brand. Banks and fintechs' interest in M&A is waning. This article The Outlook for Bank and Fintech M&A in 2024 appeared first on The Financial Brand.

Fintech 36

Fintech Branding Banking Trends Trends 36

The Financial Brand

MAY 6, 2024

This article How PNC, Citizens, & Other Regionals Are Prepping for the Future Beyond CRE appeared first on The Financial Brand. This article How PNC, Citizens, & Other Regionals Are Prepping for the Future Beyond CRE appeared first on The Financial Brand.

Regional 17

Regional Branding Banking Trends Groups 17

The Financial Brand

MARCH 18, 2024

This article Why the Best Choice Between Growth and Risk May Be…Both appeared first on The Financial Brand. Dr. Wendy Smith argues that success in banking often requires the embrace of competing priorities, simultaneously.

Branding 30

Branding Banking Trends Trends Strategy 30

The Financial Brand

JANUARY 18, 2024

This article Banking at the Precipice: Navigating the Fifth Industrial Revolution appeared first on The Financial Brand. Banks must transition from a one-size-fits-all model of products and delivery to participatory engagement, where personal preference is king.

Industry 35

Industry Branding Customer Experience Banking Trends 35

The Financial Brand

OCTOBER 31, 2023

This article How Fintech Transformation Impacts the Future of Retail Banking appeared first on The Financial Brand. As fintechs still reshape banking, their focus on profits over scale does not diminish the competitive threat — or collaborative opportunity.

Retail 43

Retail Fintech Branding Banking Trends 43

The Financial Brand

APRIL 2, 2024

This article How Three Community Bank CEOs Are Tackling Tech, Talent and Deposit Challenges appeared first on The Financial Brand. Community banks find themselves at a crossroads, grappling with the dual pressures of technological advancement and shifting depositor expectations.

Community Bank 30

Community Bank Community Branding Technology 30

The Financial Brand

FEBRUARY 15, 2024

This article Should Banks Beware Credit Score ‘Grade Inflation’? This article Should Banks Beware Credit Score ‘Grade Inflation’? appeared first on The Financial Brand. Stimulus payments and loan forbearance boosted credit scores during Covid. appeared first on The Financial Brand.

Branding 33

Branding Payments Banking Trends Trends 33

The Financial Brand

FEBRUARY 29, 2024

This article Is Being a ’Regional Bank‘ Now a Reputational Liability? This article Is Being a ’Regional Bank‘ Now a Reputational Liability? appeared first on The Financial Brand. A few high-profile failures have tarnished the category. How can regionals regain their shine? appeared first on The Financial Brand.

Regional 31

Regional Branding New York Banking Trends 31

The Financial Brand

FEBRUARY 20, 2024

This article Moves By Chase and PNC Re-ignite the Branch Versus Digital Debate appeared first on The Financial Brand. As Chase, BofA and PNC build out with their branch networks, digital banking advocates challenge the need for more brick-and-mortar.

Branding 33

Branding Digital Banking Banking Trends America 33

The Financial Brand

FEBRUARY 13, 2024

This article Auto Lenders Shift Gears in a Race to Outrun Covid Aftereffects appeared first on The Financial Brand. This article Auto Lenders Shift Gears in a Race to Outrun Covid Aftereffects appeared first on The Financial Brand. Rising auto loan delinquencies are colliding with underwater loans when vehicles are repossessed.

Branding 32

Branding Banking Trends Trends Strategy 32

The Financial Brand

APRIL 30, 2024

This article Why Credit Unions Are Buying Community Banks Faster Than Ever appeared first on The Financial Brand. More than a quarter of the bank acquisitions in the U.S. This article Why Credit Unions Are Buying Community Banks Faster Than Ever appeared first on The Financial Brand.

Community Bank 20

Community Bank Community Branding Banking Trends 20

The Financial Brand

OCTOBER 8, 2023

This article Future-Proof Banking: Surviving in a World of Digital Ecosystems appeared first on The Financial Brand. Modern technologies are the foundation for a reset of existing business models in banking including AI, hybrid cloud, embedded solutions and BaaS.

Branding 43

Branding Technology Banking Trends Trends 43

The Financial Brand

DECEMBER 31, 2023

This article Banking 2030, Part 1: The New Realities of Banking appeared first on The Financial Brand. Special Report: The first of a four-part series on the long-term future of the banking industry, looking past current challenges to future growth.

Branding 37

Branding Industry Report Banking Trends 37

The Financial Brand

JANUARY 23, 2024

This article Charge-offs and Bigger Reserves: Inside the CRE Crisis at the Regional Banks appeared first on The Financial Brand. Regional banks with heavier exposure to office CRE take pains to show they're on it, while others emphasize their lack of exposure.

Regional 36

Regional Branding Banking Trends Groups 36

The Financial Brand

JANUARY 30, 2024

This article Members Only: Are Subscription Services the New Revenue Stream for Banks? Should other fintechs, banks and credit unions follow? This article Members Only: Are Subscription Services the New Revenue Stream for Banks? appeared first on The Financial Brand. appeared first on The Financial Brand.

Branding 33

Branding Fintech Banking Trends Trends 33

FICO

FEBRUARY 21, 2020

I jumped into the fray in 2019 by focusing on four areas of tactical concern within consumer banking that I feel bank executives will make significant progress addressing. I wrote an article in Bank Business about the big 3 consumer banking trends I see happening in 2020. Read more: [link].

Trends 52

Trends Banking Trends Analysis Lending 52

The Financial Brand

DECEMBER 27, 2023

This article Trends 2024: Bank Spending on RegTech Will Reach New Heights in 2024 appeared first on The Financial Brand. While overall bank tech spending remains flat, intensifying focus on security and fraud means that regtech will demand an ever bigger piece of the pie.

Trends 37

Trends Fraud Branding Security 37

The Financial Brand

DECEMBER 27, 2023

This article Trends 2024: Four Banking Growth Strategies for a Challenging Year appeared first on The Financial Brand. Beset by threats on all sides, banks and credit unions need to focus their efforts in 2024 on a short list of priorities.

Trends 36

Trends Strategy Branding Customer Experience 36

The Financial Brand

FEBRUARY 19, 2024

This article The Strategy Behind PNC’s $1-Billion Branch Build-out appeared first on The Financial Brand. This article The Strategy Behind PNC’s $1-Billion Branch Build-out appeared first on The Financial Brand. Bill Demchak's PNC seeks organic growth with a new commitment to expand branches in key markets by about 4%.

Strategy 30

Strategy Branding Marketing Banking Trends 30

The Financial Brand

DECEMBER 11, 2023

This article Five Key Takeaways from the Latest Senate Banking Hearing appeared first on The Financial Brand. Heads of JPMorgan Chase, Bank of America, Goldman, Wells Fargo and more got — and sometimes gave — an earful to the Senate Banking Committee.

America 37

America Branding Banking Trends Trends 37