PYMNTS

SEPTEMBER 12, 2016

Justice Department has created a team to conduct a threat analysis on the security risks of self-driving cars. Adam Hickey, acting deputy assistant attorney general of the national security division, is heading the group of five to 10 industry experts and is partnering with other federal agencies.

National 100

National Security Detroit Groups 100

South State Correspondent

FEBRUARY 18, 2024

We recently reviewed a loan term sheet from a national bank for a $13mm commercial real estate (CRE) loan. This particular national bank has the ability to offer the borrower an interest rate hedge or an on-balance sheet fixed-rate loan. The borrower was provided options on the type of hedge and when to execute.

Management 195

Management National Guidelines Capital 195

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133

National Training Bitcoin Samsung 133

The Financial Brand

DECEMBER 13, 2023

Read this 360-Degree Analysis from OCC appeared first on The Financial Brand. A guide written for national banks should be required reading for any banking institution that wants to venture into buy now, pay later. Read this 360-Degree Analysis from OCC appeared first on The Financial Brand.

Analysis 20

Analysis Branding National Compliance 20

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. The national banks may offer excellent products and services, but the hedge employees at a national bank may have little exposure to the community bank’s desired service, client, and product.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. The national banks may offer excellent products and services, but the hedge employees at a national bank may have little exposure to the community bank’s desired service, client, and product.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

SEPTEMBER 18, 2023

The national banks have already indicated how they plan to reverse the efficiency ratio increase – through headcount reduction. The national banks have been clear and loud about how they intend to decrease their efficiency ratios – with headcount reductions.

Management 195

Management How To Community Bank Community 195

PYMNTS

AUGUST 12, 2016

11) it teamed up with the National Institute of Standards and Technology (NIST) to publish a new resource to help enterprises and government organizations enhance their cybersecurity risk analysis , reporting and decision-making. ” and “What activities matter the most and should be prioritized?”

Resources 100

Resources National Technology Analysis 100

Perficient

APRIL 2, 2021

The five federal agencies are: the Consumer Financial Protection Bureau (CFPB), the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board (Fed), the National Credit Union Administration (NCUA) and the. Textual analysis. Office of the Comptroller of the Currency (OCC).

Regulation 309

Regulation Industry Risk Management Analysis 309

The Financial Brand

NOVEMBER 30, 2021

The post From Neobank to National Bank: Was Varo’s Quest Worth It? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The mobile bank trails neobank leader Chime by a large measure. But it has a capital war chest and more ways to grow revenue rapidly.

National 37

National Banking Trends Analysis Trends 37

PYMNTS

DECEMBER 28, 2020

The firm says that it continues to build out its “one-stop-shop platform” and grows its activities from 15 to 20 European nations with the transactions, according to a Wednesday (Dec. Unifiedpost Group has grown significantly as of its 2001 founding to include offices in 15 nations across Europe, according to the announcement.

Groups 279

Groups National Analysis Fintech 279

The Financial Brand

OCTOBER 18, 2021

The post Inside KeyBank’s New Strategy for Its National Digital Brand appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The superregional tables plans to grow its refi unit into a broad digital loan platform, opting for a full-service niche app. Here's why.

Branding 34

Branding National Strategy Banking Trends 34

South State Correspondent

AUGUST 21, 2023

While Moody’s reviewed the risks across the entire banking sector, substantial analysis focused on the community bank space. Community bankers often lament the COF advantage at national banks – but the numbers do not support this view. Rising Funding Costs In Q2/23, the industry’s cost of funding rose rapidly.

Community Bank 195

Community Bank Community Capital Analysis 195

The Financial Brand

OCTOBER 18, 2021

The post Why KeyBank Changed Course with Its National Digital Brand appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The superregional transforms an online student loan refinance specialty into a healthcare banking engine by treating it as a digital startup.

Course 32

Course Branding National Banking Trends 32

The Financial Brand

OCTOBER 6, 2021

The post Customers Bank Pursues Branch-Light, High-Tech National Strategy appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Next-generation management puts more chips on digital for all customers, but sees a critical role for humans on the business-banking side.

National 31

National Strategy Banking Trends Analysis 31

South State Correspondent

MARCH 5, 2024

This analysis concluded that smaller loans had an average loss rate of 2.5X To provide relationship banking, the commercial relationship manager must spend time understanding his client’s business and local and national trends. Credit quality is the second factor driving the relationship between loan size and ROA/ROE.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

This analysis concluded that smaller loans had an average loss rate of 2.5X To provide relationship banking, the commercial relationship manager must spend time understanding his client’s business and local and national trends. Credit quality is the second factor driving the relationship between loan size and ROA/ROE.

Community Bank 195

Community Bank Community National Lending 195

Abrigo

FEBRUARY 6, 2024

Cash flow analysis: Draft policies focused on consistent and accurate cash flow analyses. Consider that global cash flow analysis will be necessary for complex borrowers and outline cases in which analysis is encouraged. How robust is your compliance program?

Lending 221

Lending How To Risk Management Policies 221

CFPB Monitor

SEPTEMBER 9, 2015

On August 27, 2015, the CFPB issued two Technical Reports: one on the National Mortgage Database (NMDB), and the other on the National Survey of Mortgage Borrowers (NSMB). Technical Report 15-01 National Mortgage Database. Technical Report 15-02 National Survey of Mortgage Borrowers. Sutherland.

National 60

National Survey Report Data 60

PYMNTS

DECEMBER 9, 2020

Like many nations, France has been battling a second wave of COVID-19 infections. The nation ordered a partial lockdown in late October that required most people to remain at home and nonessential shops to close. European nations have been split on whether to close their ski resorts. in November, compared to 50.0

National 237

National Industry Analysis Report 237

Perficient

MARCH 3, 2022

Federal bank regulators work together to design Comprehensive Capital Analysis and Review (“CCAR”) stress tests that are designed to ensure that even in the case of a severe recession, significant banks can lend to households and businesses. Covered institutions are required to use specific scenarios to conduct the stress tests.

Capital 294

Capital Regulation Exercises United States 294

CFPB Monitor

DECEMBER 22, 2020

Additionally, subscribers will be enrolled in an interactive, searchable, online database that enables subscribers to have 24-hour access to our information and analysis. Subscribers to each service will receive weekly emails and have the opportunity to discuss developments in each area during a monthly call.

National 78

National Report Security Data 78

PYMNTS

DECEMBER 1, 2020

The statement further emphasized the need for a more “broad-based” approach to support national fiscal policies “for longer than initially envisioned.” The analysis shows that lockdowns negatively affects women’s mobility more than men’s. The IMF pointed to the 390 billion euro ($465.8

Policies 168

Policies National Regional Analysis 168

PYMNTS

OCTOBER 20, 2020

10 — occupancy, daily rates, and revenue per available room, according to the latest STR Report , which included the Golden Week national holiday. A Bernstein analysis of the data indicates that China is the first country experiencing year-over-year revenue growth in the hotel industry since the start of COVID-19. percent over 2019.

Industry 130

Industry National Analysis Report 130

PYMNTS

JUNE 15, 2020

As the growing app economy has brought innovation throughout 175 nations, Apple said Monday (June 15) the App Store ecosystem fostered $519 billion in sales around the world just last year. The app store counts nearly a million apps in its catalog and half a billion individuals each week visit the marketplace from 175 nations.

Apple 151

Apple National Study Retail 151

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ).

Community Bank 195

Community Bank Community Analysis Industry 195

PYMNTS

JANUARY 15, 2021

EedenBull , which works with payment and spend technology, has a new agreement with National Australia Bank (NAB) in which the bank will let its small- to medium-sized business (SMB) users access EedenBull’s payment and spend platform, according to a report from Finacial IT.

Management 172

Management National Regional Analysis 172

PYMNTS

NOVEMBER 30, 2020

FT reported that 50 percent year-over-year declines were reported by both RetailNext and Sensormatic Solutions , which base their analyses on video analysis of retail locations and data from electronic sensors, respectively. Older shoppers, especially, stayed away from stores, FT reported.

Retail 209

Retail Online Video Analysis 209

TheGuardian

DECEMBER 2, 2020

Analysis : exasperation as fates and fortunes of large industries reliant on efforts to expand much smaller one An island nation can be forgiven for a preoccupation with fish. Meanwhile, far bigger industries in the UK economy are left waiting. Continue reading.

National 103

National Analysis Industry Policies 103

PYMNTS

APRIL 24, 2020

are some of the large national chains noting they will not partake in the early phase of reopening in places like South Carolina and Georgia per The Wall Street Journal. The large chains note that their phased plans to reopen will depend on local and state guidelines in addition to infection rates, consumer polls and market analysis.

South Carolina 130

South Carolina Las Vegas Retail Georgia 130

PYMNTS

JANUARY 18, 2021

Currently, the firm has a technology hub in Hyderabad and a workforce of nearly 100 individuals in the nation who are mainly software programmers, according to the report. Tide India is poised to come online in Q1 2021 beginning with an alpha pilot offering based on its international technology stack.

Fintech 196

Fintech Maine Analysis Software 196

Abrigo

FEBRUARY 24, 2022

Takeaway 3 Two methods of measuring short-term interest rate risk are a gap analysis and, more commonly, an income simulation. Using gap analysis and income simulation. One traditional method of measuring short-term IRR is a gap analysis. Earnings at Risk. Measuring interest rate risk accurately. Measurement Methods.

Management 195

Management Analysis Strategy Policies 195

CFPB Monitor

MARCH 6, 2017

In a new white paper, “ An Overview of the Analytical Flaws and Methodological Shortcomings of the CFPB’s Survey of Consumer Experiences with Debt Collection ,” ACA International takes aim at the report released by the CFPB in January 2017 that presented the findings of the CFPB’s national debt collection consumer survey.

Survey 79

Survey National Analytics Examples 79

PYMNTS

JANUARY 24, 2019

“In recent years cybersecurity has become a deciding factor in whether your firm wins or loses public sector tenders,” stated Tracker Intelligence in recent analysis. “[SMBs] that fail to adjust to rising expectations around cybersecurity risk being left behind when it comes to public procurement opportunities.”

Analysis 154

Analysis Security National Strategy 154

PYMNTS

NOVEMBER 24, 2020

The remittance firm said it has grown its real-time digital payout abilities in a move that encompasses billions of bank accounts in 100 nations. The eurozone economy is backsliding during a second lockdown in the continent brought about by a tide of new coronavirus infections per an IHS Markit analysis.

Payments 214

Payments Regional Strategy Analysis 214

Abrigo

JUNE 8, 2022

World Elder Abuse Awareness Day is an international United Nations observance day commemorated each June 15 by most countries around the globe. The National Adult Protective Services Association defines EFE as any time a person misuses or takes the assets of a vulnerable adult for their own personal benefit. Need to Know.

Training 195

Training Fraud National Resources 195

PYMNTS

JANUARY 27, 2021

The National Restaurant Association , the country’s (and world’s) foodservice trade association, released its annual State of the Restaurant Industry report on Tuesday (Jan. 26) compiling and analyzing data elicited from 6,000 restaurant operators and 1,000 adult consumers. Off-Premise Dining . Creating Culinary Experiences Remotely.

Industry 264

Industry Report Technology National 264