Abrigo

JANUARY 24, 2024

These failures were primarily brought on by liquidity concerns around bank stability from severely decreased values of bank security portfolios and inadequate equity to absorb the hit. Absolutely not, as the industry continues to be very well-capitalized. Should we panic?

FDIC 195

FDIC Regulation Strategy Data 195

PYMNTS

AUGUST 14, 2020

India-based ZipLoan secured $2 million in debt funding from Stride Ventures, the Economic Times of India said this week. ZipLoan operates a digital platform to connect small businesses to loans, with a focus on kirana stores and micro-enterprises. Accounting automation startup CANDIS secured about $14.2

California 163

California Capital Fintech Security 163

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions.

Report 195

Report Risk Management Capital Data 195

PYMNTS

FEBRUARY 8, 2019

Growth of FinTech funding seems unstoppable, with the latest analysis from Hampleton Partners finding enterprise financial services and integration, online financial services, enterprise financial software and Software-as-a-Service (SaaS) risk management as some of the hottest spots for investors this year.

Fintech 188

Fintech Capital New York City Analysis 188

PYMNTS

JANUARY 14, 2021

Fraudsters are deploying strategies, such as credit card theft and false chargebacks, to capitalize on online marketplaces’ security vulnerabilities, and merchants are scrambling to anticipate and counter fraudsters’ emerging schemes. The secret sauce to preventing fraud year-round is diversification, Brendel said.

Fraud 143

Fraud Miami Security Retail 143

PYMNTS

JANUARY 26, 2021

In a statement, HashCash CEO Raj Chowdhury said, “the USA-based bank can protect their data through encryption and blockchain immutability” and, with HashCash’s technology, can enhance its working capital and account balance operations. Temenos Targets Banks With Digital Transformation Tools.

blockchain 355

blockchain Data Fintech Technology 355

South State Correspondent

NOVEMBER 7, 2022

Available-for-sale securities are reported at fair value, and any unrealized gains and losses are included in accumulated other comprehensive income (AOCI) in the equity section of the balance sheet. Banks had enough liquidity so it didn’t really matter in terms of day-to-day operations. Capital got scarce.

Marketing 195

Marketing Community Bank Community Security 195

PYMNTS

DECEMBER 14, 2018

This week’s B2B venture capital roundup includes a slew of companies experimenting with enterprise data use cases. They include Internet of Things (IoT)-connected manufacturing machines, cross-platform financial data analysis, predictive analytics for inventory management and more. In all, more than $87.8 In all, more than $87.8

Data 128

Data Capital Analytics Fintech 128

PYMNTS

OCTOBER 31, 2018

Cloud Elements , a platform offering application program interface (API) integration solutions, secured an investment from the venture capital (VC) arm of American Express (Amex), the company said in a press release issued Tuesday (Oct.

Leadership 135

Leadership Technology Operations Analysis 135

PYMNTS

AUGUST 17, 2020

The Federal Trade Commission recently filed a complaint against Yellowstone Capital, Fundry and their officers, alleging the merchant cash advance companies had been withdrawing funds from small business bank accounts. The FTC complaint also accuses the companies of deceiving mall business customers about their merchant cash advance products.

Fraud 237

Fraud Trends Security Report 237

PYMNTS

NOVEMBER 15, 2018

billion in small business loans from non-bank lenders to increase availability of working capital for the nation’s SMBs. Central bank analysis suggests small business loan interest rates can be as much as 2.15 Central bank analysis suggests small business loan interest rates can be as much as 2.15

Lending 146

Lending National Capital Analysis 146

PYMNTS

DECEMBER 12, 2018

Financial institutions are in the midst of becoming more mobile, with many of those legacy operations opting to — or at least considering — working more closely with FinTech providers to upgrade services, retain customers and acquire new ones. The debut of 5G promises to add another tool that can aid such efforts. What does that mean, then?

Fintech 211

Fintech Mobile Analysis Technology 211

PYMNTS

NOVEMBER 10, 2020

He spoke with PYMNTS about the rising challenge of organizations operating across borders with multiple bank accounts, as well as the potential use cases for open banking that are on their way to gaining widespread traction. Salt Edge operates a technology that can help these platforms do so. Bringing Order To Bank Data.

Data 189

Data Management Resources Operations 189

PYMNTS

MARCH 6, 2019

“Time and time again we hear from small businesses that access to capital is the biggest obstacle to growth,” Company.com Chief Operating Officer David Kramer said in the announcement. Yet the FDIC said in previous analysis that the actual volume of traditional bank loans to small businesses in the U.S.

FDIC 116

FDIC Lending Capital Analysis 116

PYMNTS

MARCH 2, 2018

Toward the start of 2018, analysts began to highlight the potential for venture capital (VC) to embrace the B2B business model. The latest analysis from Accenture finds new evidence that investors have been acting on their B2B interest for some time. A report released this week found startups across the U.S., For markets like the U.K.,

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

MARCH 30, 2018

Boston-based PreVeil did not disclose how much it raised in its Series A funding round, but it did note that Spark Capital provided the funding to support the company’s email and file security solution. Kenna Security. Its platform provides proprietary cyber-risk analysis technology to corporate customers. Cybersecurity.

US 116

US Capital California San Francisco 116

PYMNTS

JUNE 23, 2017

Alternative lending platform Validus is deploying Visa virtual card technology to help small and medium-sized enterprises in Singapore with unpaid invoices access working capital, according to an announcement Thursday (June 22). Validus operates a platform through which investors can provide financing to SMEs directly.

Cards 139

Cards Capital Analysis Operations 139

PYMNTS

JUNE 10, 2019

The FSB announced Friday the findings of its analysis of Basel III regulations on the small business lending space. “The more stringent risk-based capital (RBC) requirements under Basel III slowed the pace and in some jurisdictions tightened the conditions of SME lending at the most ‘affected’ banks (i.e.

Lending 100

Lending Capital Regulation Survey 100

PYMNTS

MAY 1, 2020

As governments around the world work with financial institutions to connect these companies to capital, many firms are quickly recognizing just how drastically their financial worlds have been turned upside down. According to CRIF Realtime Chief Product Officer Glen Keller, this company — an operator of restaurants and cafes with £1.4

Capital 238

Capital Company Lending Data 238

PYMNTS

APRIL 23, 2019

Bookkeeping is at the core of many essential processes in the back office: tax filing, working capital management and access to financing, to name a few. In the case of accessing capital, the Federal Reserve ‘s latest analysis has suggested that small business demand for financing in the U.S. The firm secured $1.8

Fintech 154

Fintech Taxes Capital Analysis 154

PYMNTS

AUGUST 27, 2019

Such a move would enable people in need of such space – for, say, retailers or warehouses – to bypass the brokers typically involved in securing that real estate. And investors are still pouring capital into companies operating in the sector. But as one recent analysis noted , “B2B sharing models are still rare.

Denver 134

Denver Analysis Trends Resources 134

BankUnderground

NOVEMBER 30, 2021

In our paper , we use balance sheet data for 118 UK banks to empirically investigate whether the asset compositions of banks involved in the UK QE operations reacted differently in comparison to banks not involved in the initial rounds of QE between March 2009 and July 2012. QE and central bank reserves. Source: Bank of England.

Lending 82

Lending Capital Groups Policies 82

Jeff For Banks

MAY 8, 2012

But through it all, risk requires capital. Look at the capital needed through the recent recessionary period for credit losses provided by either private investors or the US Treasury. Regulators assign risk weightings as a proxy for how much capital is needed based on the perceived risk of the asset. I say the topic stays.

Capital 79

Capital Course Examples Risk Management 79

PYMNTS

AUGUST 29, 2018

This AI-enabled solution allows Ramco to maximize both growth and efficiency for their customers in areas such as operational productivity, advanced analytics, Power BI and IoT.” In another statement, Microsoft India President Anant Maheshwari said the human capital management space is ready for a boost of technology.

Tools 101

Tools Software Capital Analytics 101

PYMNTS

NOVEMBER 22, 2019

Talk of a decelerating FinTech venture capital market continued to mount this week with reports that digital banking startup Aspiration is struggling to raise money. However recent analysis from Iron Pillar , as reported recently in the Times of India, suggests that such a slowdown may not be detrimental to the B2B FinTech startup arena.

Strategy 109

Strategy Fintech Capital Lending 109

PYMNTS

MARCH 11, 2020

In China, venture capitalists have placed $36 million in Fenbeitong , a business expense management startup that recently introduced virtual card (v-card) payment capabilities to augment its product offering, the latest example of FinTechs exploring how to combine commercial card technology with value-added tools like spend analysis.

Cards 130

Cards Capital Fintech Tools 130

PYMNTS

SEPTEMBER 1, 2017

Don’t let the lack of news about mega-grossing venture capital (VC) rounds fool you. This week’s B2B venture capital activity led to an impressive $141.2 SIG, GGV Capital, Yunqi Partners, Huochebang, SKy9 Capital and Chuangban Investment also participated in the funding round, reports said. TravelBank.

Fintech 135

Fintech Capital Groups Analytics 135

PYMNTS

NOVEMBER 18, 2016

Along with CB Insights, KPMG researchers found in their latest quarterly analysis that FinTech investment by venture capitalists declined across the globe in Q3 of this year. Though averaging about $1 million per loan, the company said it has just secured a $10 million line of credit for a borrower, its largest to date. P2Bi nvestor.

Fintech 100

Fintech US Capital Community 100

PYMNTS

JULY 6, 2018

That means Internet of Things (IoT), data analytics and robotics process automation — three areas that saw particularly high funding rounds in this week’s B2B venture capital roundup. Check out the rundown of investments below, including the firm that secured a $1.8 Trillium Secure. billion valuation. Oden Technologies.

Analytics 103

Analytics Capital Security Software 103

PYMNTS

DECEMBER 8, 2016

Venture capital has hit a plateau, according to some analysts. “After $100M+ checks flowed freely to VC-backed companies through much of 2015, the mega-round trend has settled into a lower range through 2016,” concluded KPMG and CB Insights in their Q3 2016 venture capital report. With that in mind, investors want in.

Fintech 100

Fintech Capital Analysis Trends 100

PYMNTS

MARCH 7, 2018

According to news from Cointelegraph , venture capital funding for blockchain and blockchain-adjacent startups (which use technologies like bitcoin, Ethereum and other virtual currencies) this year is on track to exceed 2017 funding in this industry. To date, an estimated 130 deals have been inked in 2018, valuing about $400 million.

blockchain 160

blockchain cryptocurrency Analysis Operations 160

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. CB Insights Note. Investment syndicates. BEST OF DISRUPTION REPORT.

Capital 34

Capital Software Google Company 34

BankUnderground

MAY 3, 2022

Our paper helps to fill that gap in the literature by looking at the impact of past recessions and crises on inequality, and the amplifying roles of credit and capital within that. They are also more likely to be young with less secured job contracts. Extension: the role of bank capital.

Trends 105

Trends Policies Capital Analysis 105

BankUnderground

JULY 18, 2023

Leverage – created by borrowing or arising ‘ synthetically ’ through the use of derivatives – allows schemes to use less capital to hedge the same amount of liabilities, freeing up cash to be invested in higher returning assets. Why and how do liability-driven investors deploy leverage? What happened when yields increased?

Marketing 84

Marketing Data Capital Analysis 84

PYMNTS

NOVEMBER 29, 2016

With more than 700 now in operation across the United States, small business accelerators are becoming increasingly crucial engines of the U.S. Startups often need the resources — including the capital, equipment and expertise offered by these organizations — to stay afloat in an increasingly competitive marketplace.

Portland 100

Portland United States Analysis Resources 100

PYMNTS

MARCH 25, 2016

It may have been a big week for alternative lending in the consumer finance space, but in B2B payments, blockchain and eCommerce startups snagged the biggest share of venture capital. Elliptic revealed a $5 million funding round on Monday (March 21), with the Series A funding led by Paladin Capital. Blockchain.

blockchain 100

blockchain Capital Data Analytics 100

PYMNTS

MARCH 27, 2019

While regulators had transparency and financial security in mind when introducing more stringent requirements for banks following the global financial crisis, financial institutions faced a sudden surge in the burden compliance. From Burden To Opportunity.

Compliance 116

Compliance Data Regulation Analytics 116