The Financial Brand

AUGUST 30, 2021

The post Community Institutions’ Golden Opportunity to Grow Small Business Loans appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The PPP program not only created a halo effect, but opened the door for ongoing loan growth. Tech upgrades will be essential.

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The Financial Brand

JULY 4, 2021

The post How Community Banks Can Stay Relevant in the Face of a Digital Assault appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Traditional strengths still count, yet the ability to innovate and adapt are key. Asset size does play a role, bankers and others note.

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The Financial Brand

JULY 8, 2021

The post How Community Banks Can Foster (and Benefit From) Financial Inclusion appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Local financial institutions should be a natural for serving many underbanked consumers. Here's why they're not and how to change it.

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Community Bank Community Banking Trends Analysis 32

The Financial Brand

SEPTEMBER 14, 2021

The highly digital yet personal strategy of one community institution points a way forward. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fragmented relationships are the new reality. The post The ‘Primary Financial Institution’ Concept Is Dead… Now What?

Banking Trends 43

Banking Trends Analysis Strategy Community 43

The Financial Brand

DECEMBER 22, 2021

A consortium of community financial institutions uses 'open' approach to give their customers a 'one-stop-' approach to mobile payments. The post Will ‘Chuck’ Give Smaller Banks an Edge in P2P Versus Venmo, Cash App and Zelle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 11, 2021

By tapping data and advanced analytics, banks and credit unions can deliver meaningful solutions to underserved communities at scale. The post Banking Needs To Do More Than Talk About Financial Inclusion appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analytics Analysis Community 35

The Financial Brand

SEPTEMBER 20, 2021

An unusual alliance, inspired by 'Shark Tank,' aims to address capital needs to help maintain banking access in communities of color. The post FDIC Recruits Microsoft & Truist to Build a Fund for Minority-Owned Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 9, 2021

Comparing Covid's impact with the Great Recession reveals ways community institutions can attain a sustainable mix of loan and deposit growth. The post 5 Growth Strategies Financial Institutions Can Use for 2021 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

FEBRUARY 3, 2022

Community institutions are losing share among Millennial and Gen Z segments. Analytics and first-party data can help reverse the trend. The post How Small Banks Can Counter Fintech & Megabank Marketing Budgets appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 16, 2021

Community banking has plenty of innovation potential, but often it takes leaving the traditional banking mindset to find the opportunities. The post Tips & Insights on Creating (or Recreating) Brand Buzz in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

DECEMBER 8, 2021

Mortgage-as-a-service gets a big boost, giving community financial institutions new options, and confirming the value of a human connection. The post How the Salesforce + Rocket Partnership Could Completely Redefine the Mortgage Market appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 30, 2021

As part of a sweeping tech upgrade, a community bank brings retailing savvy to retail banking. The post Traditional Bank Borrows from Amazon to Build an App to Rival Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Community Bank Banking Trends Analysis Community 31

The Financial Brand

AUGUST 31, 2021

Framework takes into account all from funding to management depth to business recovery strength to lead to good choices by community banks. The post Bank Regulators Set Risk Guidance for Fintech Partnerships appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Fintech Community Bank Banking Trends 32

The Financial Brand

OCTOBER 21, 2021

The post 4 Real-World Lessons from Banks Wrestling with Digital Transformation appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Creating a seamless experience while keeping everything running may feel impossible for many institutions. Here's help in pulling it off.

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The Financial Brand

NOVEMBER 1, 2021

The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model.

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The Financial Brand

DECEMBER 15, 2021

The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows. The post The Convergence of Fintech & Banking Is Transforming Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JULY 25, 2021

Consumers' shift to digital banking channels is driving expectations for faster complaint handling. The post Financial Institutions that Botch Complaint Handling Kill CX appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Regulators expect quicker resolution.

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Banking Trends Analysis Trends Digital Banking 43

The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

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Innovation Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 26, 2021

New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like. The post Neobank Alternative: Building a Hybrid Digital-First Bank from Scratch appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Florida Banking Trends Analysis Trends 43

The Financial Brand

OCTOBER 31, 2021

A neobank CEO personally buys a tiny bank as the next step in building a financial super app targeting poorly-served megabank customers. The post Banking + Investing on One Slick Mobile App: Retail Banking’s Future? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 18, 2021

The post How to Find Growth in the Next Wave of M&A in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. With mergers poised to accelerate, a niche approach to product marketing will improve retention and strengthen customer relationships.

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How To Banking Trends Analysis Trends 42

The Financial Brand

SEPTEMBER 15, 2021

The post The 6 Process Pain Points that Kill Banking CX appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Building customer loyalty today requires efficiently handling account problems, but many process weak spots frustrate the experience.

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The Financial Brand

JULY 26, 2021

187-year-old savings bank stakes its future on a scalable combination of a digital-only brand, well-trained people and data analytics. The post A Small Bank Believes Its Digital Brand Will Succeed Where Chase Failed appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 2, 2021

Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority. The post New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Fintech Banking Trends Analysis National 43

The Financial Brand

JANUARY 18, 2022

Instead of reacting defensively to competitive or regulatory pressures, technology lets banks and credit unions proactively assist customers. The post How Data Can Dramatically Alter the Overdraft Landscape in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Data Banking Trends Analysis Trends 36

The Financial Brand

SEPTEMBER 12, 2021

Policy issues threaten to quash the trend. The post Why Are So Many Credit Unions Now Buying Banks? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Cross-industry acquisitions, once rare, have shot up under the pressure to grow.

Banking Trends 39

Banking Trends Analysis Policies Trends 39

The Financial Brand

JUNE 13, 2021

The post Payments and Digital Drive Consumers to Big Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason.

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Fintech Payments Banking Trends Analysis 40

The Financial Brand

JANUARY 11, 2022

Innovative minds in other industries have come up with terrific ways to improve customer experience that banks and credit unions can borrow. The post Here Are 8 Inspired Ideas from Other Industries that Banks Should Use Too appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Industry Banking Trends Customer Experience Analysis 37

The Financial Brand

AUGUST 4, 2021

Ideas used by banks and credit unions that you can adapt to take your institution's annual report to the next level. The post Gallery: 29 of the Best Annual Reports in Banking to Inspire Your Next One appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JULY 7, 2021

challenger bank, but a raft of consumer grievances surfaced by ProPublica could damage Chime's reputation. The post Chime Is Leading the Neobank Pack, But Complaints Are Flooding In appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It's the top U.S.

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The Financial Brand

DECEMBER 28, 2021

Banks and credit unions are working to integrate diversity — but they are not even close to where they need to be, say two top consultants. The post Why Banking Is Only at the Start of Its Diversity and Inclusion Journey appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JULY 11, 2021

People could soon request all of their financial data and demand their banking provider share it with a third party, thanks to Biden's plan. The post White House Tells CFPB to Hit the Accelerator on Bank Data-Share Rules appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

DECEMBER 1, 2021

Here's a sustainability crash course for banks and credit unions. The post Banks Can No Longer Ignore Climate Change (And Here’s Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Course Trends 34

The Financial Brand

AUGUST 25, 2021

The post FDA Vaccine Approval Prompts New Mandates in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. With the FDA approval of the first vaccine, consumers and employers are increasingly supportive of mandates that keep others safe.

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Banking Trends Analysis Trends Branding 34

The Financial Brand

DECEMBER 1, 2021

The post 4 Ways to Help Consumers Build Savings When Budgeting Flops appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But taking a page from behavioral science can turn spenders into savers.

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Banking Trends Analysis Trends Branding 33

The Financial Brand

JANUARY 30, 2022

The post Credit Unions Are Buying Banks at a Breakneck Pace: Here’s How the Deals Work appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Don't be surprised to see this number double in 2022.

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Banking Trends Analysis Trends Branding 31

The Financial Brand

JANUARY 24, 2022

The post New Competition Forcing Smaller Banks to Try (Almost) Anything appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But the unwillingness to reconsider branch dependency could be a millstone.

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