Abrigo

JUNE 2, 2015

For more than 30 years, the number one vehicle in America by sales is the Ford F-series line of trucks. Overall auto lending at credit unions is up more than 30 percent in recent years, a positive sign that CUs remain competitive in an evolving banking landscape. billion of that in their auto lending portfolio.

Lending 150

Lending San Antonio CA Sacramento 150

PYMNTS

APRIL 26, 2020

The coronavirus pandemic has caused big banks like JPMorgan , Goldman Sachs and Bank of America (BoA) to reduce the size of loans or cancel funding talks. “We We are increasingly observing an ‘America first’ attitude among large U.S. lenders, but a senior supervisory official told FT that they can’t “force them to lend.”.

US 143

US Regional America Lending 143

PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. Another key factor is that over 60 percent of eCommerce in Latin America is done via installments. “If

America 100

America Payments Fraud Case Study 100

Celent Banking

SEPTEMBER 30, 2015

Celent has been collaborating to help create the fintech ecosystem in the Latin American region since its inception and I had the honor, for 2nd time, to judge the fintech start-ups participating in the BBVA Open Talent, which brought the Latin American finalists into town as part of Finnosummit. Discover the finalists of all regions here.

America 100

America Fintech Big Data Regional 100

PYMNTS

MAY 2, 2017

In a partnership formed recently with Puerto Rico’s Oriental Bank, Biz2Credit said late last month that it has begun offering its digital lending platform to the bank’s commercial clients. Drilling down a bit into the Puerto Rico market in particular, Arora noted some differences between small business lending versus, say, the United States.

Puerto Rico 118

Puerto Rico Lending Online United States 118

PYMNTS

NOVEMBER 15, 2020

Big bank mergers have been scarce in the past decade since the financial crisis of the late 2000s, but despite that rarity, regional lenders have felt the crunch from bigger rivals like J.P. Morgan Chase and Bank of America , which have been bringing in deposits through digital apps, marketing and nationwide branch networks, WSJ reported.

Report 247

Report Alabama US Texas 247

PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. This week alone saw two examples of those concerns in action: One U.S. lawmaker, Rep.

Lending 109

Lending Capital Fintech Data 109

PYMNTS

OCTOBER 14, 2016

Not one of the four alternative lending startups that secured investments this week were from the U.S. Alternative Lending. Late last week, South Africa’s LulaLend brought some rare attention to the nation’s alternative lending space. There’s talk that alternative finance is dead. Well, in the U.S.,

Lending 100

Lending US Capital Report 100

CB Insights

FEBRUARY 20, 2020

Latin America was one of the fastest-growing regions for fintech in 2019. While lending and payments providers saw the most deals and dollars in the year , startups are increasingly turning their focus to areas like wealth management and investing. Want the full expert post? Become a CB Insights customer.

America 37

America Management Regional Lending 37

Let's Talk Payments

JUNE 17, 2019

In region-specific terms, the Americas dominated global FinTech VC funding in May with 68.8% The United Kingdom was a distant second with a 12.1% ($325.4 million) contribution, with Canada and Mexico contributing 4.3% ($117.5 million) and 3.9% ($105.5 million) respectively. in contributions in terms of funding value ($1.84

Fintech 101

Fintech Lending Regional America 101

FICO

JULY 9, 2021

For credit unions and smaller banks in North America, the challenge of how to compete with their bigger counterparts is a constant and pressing matter.

Regional 52

Regional Software Analytics Resources 52

South State Correspondent

JANUARY 25, 2024

Recently, larger lenders, including Bank of America, JPMorgan, Goldman Sachs, and Wells Fargo, have announced that they are seeing an elevated appetite for forward rate locks on loans for future anticipated commercial borrowings. A forward rate lock allows lenders to deliver a known loan rate on future borrower financing.

How To 195

How To Community Bank Community National 195

PYMNTS

NOVEMBER 10, 2020

The prospect of stronger growth ahead, in turn, sets the stage for a return to higher interest rates and more profitable lending by banks, experts say. Morgan Chase and Bank of America, both of which jumped 14 percent on Monday, before edging down by less than a percent Tuesday morning (Nov. 76 percent.

United States 206

United States Conference Regional America 206

PYMNTS

FEBRUARY 13, 2020

Another $5 trillion comes from merchant settlement, marketplace payouts and alternative lending. Other, Individual presentations (with just three of the main markets noted below) delved into the market specific opportunities by region and country, detailing total addressable markets that stretch into the trillions of dollars.

Payments 163

Payments Regional America Cards 163

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model.

Community Bank 195

Community Bank FDIC Community National 195

PYMNTS

JULY 29, 2019

Based throughout Northern California, the consultant team will be led by Jim Pelka, who is joining the bank as head of Treasury Management Solutions, reporting to Chief Lending Officer Scott Myers. Jeff Mills will also be coming onboard as a Treasury Management sales consultant with a focus on the Sacramento and North State region.

California 108

California Management Sacramento Regional 108

PYMNTS

JANUARY 25, 2017

With plans to release the second edition of their Americas study, which will explore alternative finance across North, Central and South America, industry experts plan to add new data to the debate over the resilience of alternative finance. Will 2016 once again present an explosion in alt-lending transaction value?

America 100

America Lending Regulation Regional 100

PYMNTS

NOVEMBER 22, 2019

The fund has also invested in delivery company Rappi, lending outfit Creditas and tech company QuintoAndar. Gomide said VTEX needs to look beyond just serving its own region. “At Companies that have been focused on one specific region are now realising that trade is a global thing.

Software 108

Software America Regional Tools 108

PYMNTS

JULY 10, 2020

Mexico is one of Latin America’s high-growth markets. The company said its all-in-one platform also allows these businesses to quickly expand into other high growth markets in Latin America, almost instantly. Rapyd supports more than 900 payment methods in more than 100 countries, the company said.

Payments 153

Payments America Capital Online 153

PYMNTS

NOVEMBER 24, 2020

A Kaspersky survey indicated that 47% of banking customers in the META region (Middle East, Turkey and Africa) were victims of some type of bank fraud in the first six months of this year. It offers a single app in eight African markets for digital services, including bill payments, remittances, lending and more.

Digital Banking 145

Digital Banking Security User Experience Fraud 145

PYMNTS

FEBRUARY 19, 2019

As reported, iwoca , a small business lender focused on online lending (with loans up to 250,000 pounds) said it raised 150 million pounds in debt and equity financing (where the division was 20 million pounds of equity financing and with the remainder as debt), as per reports Monday (Feb. In news that came from across the Pond, two U.K.-based

Fintech 187

Fintech Lending Capital Regional 187

PYMNTS

NOVEMBER 27, 2017

In the Asia Pacific (APAC) region, small businesses that sell online have a particularly difficult time finding a loan, especially from traditional sources, according to Yochanan Forman-Zvezhinskiy, head of eCommerce at Hong Kong-based SMB and corporate payments company Currenxie. Outside of China, businesses secured $1.46

Online 109

Online Regional Lending Operations 109

American Banker

JANUARY 17, 2020

Citizens Financial Group’s fourth-quarter results highlight the challenges regionals face in generating top-line growth.

Regional 37

Regional America Groups Lending 37

PYMNTS

JUNE 7, 2019

The company will reportedly use the capital to expand across Europe, though reports noted the potential for growth in Asia and Latin America, considering Tencent’s current investment portfolio in the regions. Biz2Credit. Yellowbrick Data.

Data 139

Data Capital Analytics Lending 139

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

APRIL 6, 2020

The Independent Community Bankers of America (ICBA) told the Small Business Administration (SBA) and the Treasury about the “massive delays” and “failed technology” that members were facing. In addition, community bankers shared their frustrations on social media about not being able to get into the system and modifications to the form.

social media 130

social media America Community Regional 130

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

Community 243

Community Regional Technology Company 243

American Banker

NOVEMBER 5, 2020

Executives from a half-dozen major financial institutions avoided detailed commercial lending forecasts and gave a mixed outlook on consumer credit at an industry conference. And they called on Washington to pass an aid package targeted at the most troubled business sectors as soon as it can.

Lending 57

Lending Washington Conference Industry 57

BankInovation

JUNE 1, 2020

Santander Group’s venture capital fund, Santander InnoVentures, has deepened its presence in Latin America with its fourth investment in the region, this time funneling $5 million in a Series A funding round into a55, a niche alternative SME lender, the VC firm announced in a release last week.

Fintech 69

Fintech America Regional Capital 69

PYMNTS

APRIL 10, 2018

The company said it will use the funds to expand across Latin America. Latin America is a promising market for trade finance expansion. According to Gabbay, the region struggles with late supplier payments. Reports in ImpactAlpha on Monday (April 9) said Peru-based Tienda Pago, which operates in Peru and Mexico, secured $7.5

Mobile 100

Mobile America Regional Marketing 100

Jeff For Banks

JUNE 30, 2017

Professor of city and regional planning at the University of Pennsylvania. For example, the securitizing of the residential lending business moved most of that business away from banks to mortgage bankers and brokers, that far and away were the culprits behind preying on the underbanked. Didn't see that coming. Even in spite of it.

America 60

America Report Pennsylvania Regulation 60

The Paypers

SEPTEMBER 9, 2020

Yabx , a fintech venture in digital lending, has announced its foray into Mexico as part of its expansion strategy in the Latin America region.

Marketing 28

Marketing Regional America Lending 28

PYMNTS

JUNE 24, 2020

In an interview with Karen Webster, Mastercard’s Craig Vosburg , president of North America, said that Mastercard has taken what he termed a “more localized view” about how best to approach new markets. We’d been focusing on Finicity for some time as our preferred means of entering the market in the U.S.,” said Vosburg.

Data 262

Data Fintech Strategy Security 262

PYMNTS

SEPTEMBER 27, 2019

As has been seen in previous quarters, “tailored experiences” aided by algorithms are strengthening company/consumer bonds, as major regions such as North America and China were up double-digit percentage points year over year. Digital, of course, also can help goose margins, as gross margins grew to 45.7

Regional 116

Regional Exercises Retail America 116

PYMNTS

SEPTEMBER 22, 2017

Once again, the world’s alternative SMB lending industry regained the spotlight, with key deals in Asia and South America placing the industry in the top spot for this week’s B2B FinTech roundup. Alternative Lending. Find out who scored how much of the more than $75 million that made its way to B2B startups this week.

Capital 152

Capital America Lending Industry 152

South State Correspondent

JANUARY 4, 2023

Lending Focus – Interest Rate Sensitivity and Credit Accuracy. If you look back over any recession, it is the two years prior when banks make 80% of their lending mistakes. Many banks, for example, are still hyper-competitive in multifamily lending. That market share has come mainly from regional and community banks.

Community Bank 195

Community Bank Capital Lending Training 195