PYMNTS

APRIL 10, 2019

Bank of America is making changes to its cash-back small business credit card, reports in NerdWallet said this week. The biggest change to the bank’s Business Advantage Cash Rewards Mastercard small business credit card is a lower cap on bonus rewards. Qualifiers can see their 3 percent cash-back category elevate to 5.25

America 115

America Cards Analysis Management 115

PYMNTS

OCTOBER 15, 2020

But bank earnings are showing that loan loss reserves were more conservative than needed (at least for now) and that in some cases, consumer spending and card activity might be emerging from the most recent depths spurred by the pandemic. At least in terms of third-quarter results that gave insight into card spending and charge-offs.

America 171

America Cards Mobile Management 171

Bank Innovation

DECEMBER 8, 2017

EXCLUSIVE – Bank of America has rolled out a series of features and upgrades to its mobile banking app including a timely partnership for the holiday season with Blackhawk Network Holdings’ gift card marketplace Gift Card Mall.

America 170

America Mobile Cards Management 170

PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card. One area of development that J.P.

Mobile 211

Mobile Cards Samsung America 211

PYMNTS

SEPTEMBER 2, 2020

From flexible repayment plans for cash flow management to sustainability programs that offset carbon emissions from fleet vehicles, the commercial card is versatile in this week's innovation roundup. American Express is expanding its Pay Over Time offering on credit card bills to business cardholders in the U.S.,

Cards 150

Cards Innovation Management Tools 150

PYMNTS

SEPTEMBER 11, 2019

Illinois-based daVinci Payments has announced it is releasing a Chinese Yuan (CNY) corporate-funded prepaid card for employees or customers of multi-national corporations. The launch makes daVinci, formerly Swift Prepaid, the first North American program manager with this offering. The currency lineup at daVinci also includes U.S.

Cards 147

Cards Payments Illinois National 147

PYMNTS

NOVEMBER 8, 2018

PNC Bank’s Treasury Management unit is testing a new solution to address card-not-present (CNP) fraud for commercial clients. 7) that it is piloting Dynamic CVV2 technology for commercial card customers. ” PNC Treasury Management added that the solution does not require a change in buyer behavior. .

Fraud 116

Fraud Cards United States Online 116

Banking Exchange

APRIL 14, 2021

Coronavirus worries have helped boost the case for contactless card payments Payments Retail Banking Financial Trends Mobile Online Cards Tech Management Branch Technology/ATMs Covid19 Feature Feature3.

America 78

America Payments ATM Trends 78

PYMNTS

OCTOBER 1, 2020

As the digital revolution continues to transform the way shoppers pay for things amid the COVID-19 pandemic, Mastercard announced a free online tool to help entrepreneurs future-proof their companies. A Mastercard survey revealed 76 percent of small businesses in North America said the pandemic prompted them to become more digital.

Tools 262

Tools Cards Guidelines Online 262

CB Insights

DECEMBER 10, 2020

Bank of America and the traditional banking system is being disrupted across a wide variety of core revenue streams. . Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. However, both brands have expanded to additional products, such as Venmo’s credit card and Cash App’s stock investing offering. .

America 101

America Lending Cards San Francisco 101

PYMNTS

APRIL 13, 2020

This week, Wells Fargo , JPMorgan Chase , Citigroup , Bank of America and Goldman Sachs will report results for the March quarter and are likely to show volatility, to put it mildly, rocked by the impacts of the coronavirus, which spread like wildfire through the world beginning in January. The pressures will come across all fronts.

America 312

America Cards Mobile Report 312

PYMNTS

MARCH 11, 2016

Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. Another key factor is that over 60 percent of eCommerce in Latin America is done via installments. “If

America 100

America Payments Fraud Case Study 100

PYMNTS

OCTOBER 18, 2018

17) that it will enable tokenization services on all cards by 2020, as part of its Digital Commerce Solutions, a suite of offerings geared toward making online transactions speedier and more secure. The company is also working with issuers, including Citi and Fifth Third Bank, to convert cards on file into tokens.

Cards 150

Cards Security Online Branding 150

PYMNTS

NOVEMBER 4, 2019

Earnings season is upon us, offering insight into business spending among payment network giants such as Visa , Mastercard and WEX — across cards and, of course, cross-border payments. In the Mastercard results late last month, management said it had seen growth across credit, debit, prepaid and commercial spending.

Cards 101

Cards Payments America United States 101

PYMNTS

OCTOBER 25, 2017

24) they had formed a new partnership to expand the acceptance of the UnionPay card in the U.S. to pay with their UnionPay chip, credit and debit cards at First Data merchant clients. We are extremely proud to work with an innovative partner like UnionPay International to expand their card acceptance throughout the United States.”.

Data 100

Data Cards United States US 100

PYMNTS

OCTOBER 6, 2020

The technology of SafetyPay lets those who don’t have cards and consumers who are worried about fraud take part in the digital marketplace through cash or bank transfer. According to the announcement, the platform paves the way for online retailers to reach a wider array of customers by taking alternative payment methods.

Payments 151

Payments America Fraud Online 151

Bank Innovation

MAY 22, 2018

market gets saturated with various P2P apps, consumers are demanding that Venmo or Apple Pay or whatever platform they are using provide them with some money-management capabilities as well. The expectation for P2P payment apps is more than just payments. As the U.S.

Management 186

Management Conference Apple Fintech 186

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Stripe really did come about because we were really appalled by how hard it was to charge for things online.” — John Collison.

Online 98

Online Company Retail Payments 98

PYMNTS

OCTOBER 8, 2020

Risk management platform Feedzai announced a 44 percent increase in growth for the first half of the fiscal year for 2020, which a press release says was one of the company’s most successful so far. EMEA, Asia and the Pacific and Latin America. Comparing it favorably to the first half of 2019, Feedzai says it closed deals in the U.S.,

Report 247

Report Fraud Risk Management America 247

The Paypers

DECEMBER 7, 2023

Global card issuer and tech company in the payments industry, Mastercard , has recently partnered with online payment gateway and fraud management solution provider, First Atlantic Commerce (FAC) , to boost financial inclusion across Central America and the Caribbeans.

America 36

America Fraud Cards Online 36

PYMNTS

SEPTEMBER 29, 2020

The cash flow challenges for small businesses have been in place for a while, in Latin America since well before the pandemic took root. And in an interview with PYMNTS, Jacob Shoihet , co-founder and CEO of the online financing platform Marco Financial , said the problem is particularly acute for exporters. “In

United States 286

United States Regional America Trends 286

PYMNTS

AUGUST 3, 2017

InvoiceASAP provides both mobile and web invoicing tools, and joint customers can enable credit card processing on both platforms thanks to the GlobalOnePay partnership. The company launched in 2011, targeting businesses like contractors, plumbers and other independent companies.

Cards 101

Cards Payments Tools America 101

PYMNTS

JANUARY 20, 2020

Wall Street being Wall Street was focused, at least in part, on trading and asset management revenues, which rebounded strongly in the fourth quarter, up double-digit percentages in most cases amid record high stock markets. With a nod toward commercial and business banking digital efforts, there are 500,000 CashPro online users.

Cards 134

Cards America Course Mobile 134

PYMNTS

MARCH 20, 2020

In today’s top news, Bank of America will offer mortgage, credit card and other loan deferments to customers impacted by the coronavirus, and India is moving to tighten controls on Big Tech companies by requiring them to turn over data. Also, Airbnb is speaking with investors and is considering a fundraising round.

Data 140

Data Payments America Fraud 140

PYMNTS

JANUARY 13, 2021

The demand for online payments has skyrocketed following the restrictions due to the effects of COVID, and as a company, we are well placed to provide businesses across the globe with the solutions they need and to get them up and running fast,” Rapyd Co-Founder and CEO Arik Shtilman said in a Wednesday (Jan. 13) press release. .

Fintech 178

Fintech Capital America Online 178

PYMNTS

JANUARY 21, 2021

In just a few recent examples: Bank of America said this past week that active mobile banking users rose 6 percent to 30.8 In terms of customers going online to bank, BofA added that digital sales accounted for 45 percent of all consumer banking sales for the quarter. million during the quarter.

Mobile 252

Mobile Report Trends Digital Banking 252

PYMNTS

DECEMBER 23, 2020

We’re all consumers of media, of content, of subscriptions — and we do it all online, which means we pay for it all online. Merchants can change on a dime, really, and go out and make an adjustment to how they're going to conduct eCommerce and accept payments either online or in the physical space," said Evans.

Company 274

Company Payments Fraud Online 274

PYMNTS

AUGUST 4, 2020

Jeanne DeWitt Grosser, head of Americas, revenue and growth at Stripe, said that the two companies “share a passion for entrepreneurship, so we’re thrilled to build technology together to alleviate the cash flow challenges that often come with running a small business today.”. employment. employment.

America 158

America Software Meeting Capital 158

PYMNTS

JANUARY 14, 2021

Via Mastercard’s relationship with Synchrony, it will work with Walgreens to launch new credit card products, as well as a pre-paid debit card. As of mid-2020, Walgreens has focused on its loyalty program, online capabilities and overall customer experience. But that’s where the standard co-brand partnership ends.

Payments 174

Payments Branding Analytics Data 174

PYMNTS

JUNE 22, 2020

Credit and debit card penetration in markets like Mexico is still low compared to the U.S. For example, so many of Mexico’s consumers who might be interested in purchasing their products may not have credit or debit cards to pay for their purchases.

Strategy 230

Strategy Payments America Examples 230

PYMNTS

FEBRUARY 2, 2021

That’s the thinking behind Mozper , a debit card and app focused on improving financial literacy in Latin America. The purchase habits among younger demographics have also shifted from cash to online. So they've been spending online — on Uber Eats , on apps, on gaming (lots of gaming!) Focusing On Financial Inclusion

Cards 157

Cards America Online Video 157

PYMNTS

FEBRUARY 19, 2020

Corporate buyers can pay more rapidly online with credit cards, benefitting sellers, and enjoy easy access to detailed, searchable information to guide their purchasing decisions. Some online sellers eschew online marketplaces in favor of more tailored digital sales experiences, turning to eCommerce system providers for help.

Mobile 197

Mobile Online Payments Tools 197

PYMNTS

JULY 24, 2018

Bank of America Merrill Lynch has announced the launch of a mobile application for cardholders of commercial prepaid cards. Prepaid card programs can deliver considerable benefits to companies and government agencies of all sizes.

ATM 101

ATM Cards Mobile America 101

PYMNTS

DECEMBER 10, 2020

This month’s Deep Dive examines how mobile and contactless payment options are poised to reshape the corporate payments ecosystem as well as how virtual cards can help businesses adapt their operations to the digital-first payments ecosystem that has emerged. . Virtual cards’ features can also endear them to corporate accounting departments.

Operations 192

Operations Payments Cards Mobile 192

PYMNTS

OCTOBER 21, 2020

"Demand for refurbished products has surged, and by securing exclusive rights to inventory sold directly from the most popular manufacturers, eBay is changing the way people shop this category," said Jordan Sweetnam , senior vice president and general manager for eBay's North America market.

Branding 192

Branding Samsung Meeting Millennials 192

PYMNTS

SEPTEMBER 7, 2016

Payroll cards have been hit with a new controversy. Filed last week, the suit accuses Dave & Buster’s of forcing employees to be paid via payroll card for their first and last month’s paychecks. That sentiment echoes other states’ legislative efforts to protect workers from payroll card fees.

Cards 100

Cards Oregon Policies Pennsylvania 100

PYMNTS

JULY 14, 2020

While JPMorgan Chase and Citi managed to come out ahead of analyst estimates, Wells Fargo posted a top-line miss and a significantly worse-than-expected bottom line. billion rise in credit reserves and a decline in cards purchase sales of 24 percent. North America consumer-banking revenues fell 5 percent year on year to $4.7

Cards 158

Cards ATM Report Community Bank 158