South State Correspondent

AUGUST 8, 2022

With 100+ public banks reporting, we have more than a representative sample to see 2Q 2022 bank earnings trends and derive some operational insights on bank performance. We used the S&P Global database, earnings releases, and investor calls to gather the first hundred banks releasing 2Q numbers as of 8/2/2022.

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Trends Community Bank Community Retail 195

SWBC's LenderHub

MAY 2, 2022

The rout in both the equity markets and the bond market continues to pick up intensity. It is hard to imagine anybody went home for the weekend happy. Global inflation continues to build as the supply of just about everything needed to make the world clothed, sheltered, and fed is experiencing major problems.

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SWBC's LenderHub

JANUARY 10, 2022

The markets rang in 2022 with what could be the real beginning of a bond market rout that has been predicted incorrectly for at least a decade—up until now.

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Marketing Capital 78

SWBC's LenderHub

JUNE 6, 2022

It was another wild rollercoaster ride for the financial markets in the holiday-shortened week as equities, corporate debt, and risk-free rates reminded me of Evelyn Cross (Faye Dunaway) in the 1974 classic, Chinatown, “Hard landing, soft landing, worst is over, still more to come, long rates capped, still have a long way to run, etc.”.

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Marketing Capital 148

Gonzobanker

JANUARY 4, 2022

This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. It’s meant to help financial institutions plan for 2022—i.e., Capital One said it will eliminate overdraft and non-sufficient funds (NSF) fees for all bank customers, foregoing $150 million in annual revenue.

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Trends Fintech social media Strategy 188

SWBC's LenderHub

APRIL 4, 2022

Last week’s biggest market event in this reporter’s opinion was the continued sky-rocketing yield of the U.S. Treasury 2-year note as it rose another 19 basis points for the week with 2s 10s curve spread inverting Friday.

Marketing 147

Marketing Capital 147

SWBC's LenderHub

APRIL 18, 2022

Last week, the financial markets took hits from all directions. On the inflation front, March CPI and PPI came in at levels not seen since the late 1970s to early 1980s. On the war front, the conflict continued to rage as we move closer to direct engagement with Russia by announcing to deliver more and heavier weapons to Ukraine.

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Marketing Capital 148

SWBC's LenderHub

MAY 23, 2022

About the only thing good about last week in financial markets was that it ended on time on Friday. Equities and all credit spread off U.S. Treasuries had a nightmarish week. Major retailers like Walmart, Target, and Lowes all posted weaker than expected earnings, citing serious margin pressures.

Marketing 144

Marketing Retail Capital 144

SWBC's LenderHub

MAY 9, 2022

That is the best way I can describe the financial markets last week. About 10 minutes later, announcer Pat Summerall stated, “The word on Montana from the 49er sideline is, ‘Everything hurts.’”

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Montana San Francisco Marketing New York 146

SWBC's LenderHub

FEBRUARY 22, 2022

It was another wild and crazy one last week as the markets dealt with the dueling narratives of a flight to quality, risk-off reaction to the growing Ukraine crisis in Europe, and continued inflation pressures at home. We ended the week focused on the former as stocks sold off hard.

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SWBC's LenderHub

APRIL 25, 2022

For the second straight week, the financial markets took hits from all directions. There was literally no place to hide.

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CB Insights

MAY 15, 2023

The Nasdaq Stock Market is home to over 4,200 listed companies with a combined market capitalization of approximately $19.3T, as of year-end 2022. But more broadly, Nasdaq is a global capital markets tech company that builds and sells financial software to corporations, investors, and other marketplaces.

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Capital Strategy Marketing Analytics 63

Abrigo

FEBRUARY 1, 2023

This change in approach introduces new variables in the interest rate projections that for decades have been a non-issue as we were effectively in a 0% interest rate market. Markets move in unpredictable ways when least expected. This happens when market expectations are for a reduction in inflation or a flight to safety.

Marketing 195

Marketing Strategy eBook Policies 195

SWBC's LenderHub

MAY 31, 2022

Equities and credit sensitive bonds jumped sharply last week leaving investors wondering over the long weekend if the worst is over or whether it is a chance to exit at higher levels. The “good” news over the week was that both the U.S.

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Marketing Policies Capital 148

Perficient

OCTOBER 27, 2022

Seeking additional arrows in their quiver against large bank failures, on October 14, 2022, the Federal Reserve Board (FRB) and Federal Deposit Insurance Corporation (FDIC) published an Advance Notice of Proposed Rulemaking (ANPR). Current Capital Requirements. The current long-term debt calibration for U.S.

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Capital Regulation FDIC Regional 275

SWBC's LenderHub

FEBRUARY 28, 2022

Last week’s action was punctuated by the shocking Russian invasion of its neighbor, Ukraine, on Wednesday night.

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Marketing Operations Capital 148

SWBC's LenderHub

MAY 16, 2022

It was a terrible, horrible, no-good week as nearly every asset class (save the USD against any other currency) took its turn to get pummeled. The combination of inflation and growth concerns thrashed stocks and just about all fixed income products spread off U.S. Treasuries.

Marketing 147

Marketing Capital 147

Bobsguide

MARCH 21, 2022

Devoted to continuous advanced technology research and product innovation, CompatibL is proud to be recognized as one of the world’s best providers of risk management solutions, advanced analytics, and model validation services that help capital markets organizations better understand and reduce financial risks.”.

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Innovation Technology Risk Management Analytics 147

SWBC's LenderHub

APRIL 11, 2022

Last week was highlighted by carnage in the long end of the Treasury yield curve as both Federal Reserve Vice-Chairwoman Lael Brainard and Kansas City Federal Reserve Bank President Esther George took to the airwaves to say that the Fed would be reducing its $8+ trillion balance sheet very soon.

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Kansas City Kansas Marketing Capital 148

Perficient

JULY 8, 2021

The Fed’s Comprehensive Capital Analysis and Review (“CCAR”) stress tests are designed to ensure that large banks can lend to households and businesses even in a severe recession. The 23 large banks tested remained well above their risk-based minimum capital requirements. Test Results.

Capital 309

Capital Exercises Analysis Lending 309

SWBC's LenderHub

MARCH 21, 2022

Last week was marked once again by extreme volatility. On Wednesday, we had the Fed FOMC statement and presser. Stocks and credit risk assets were soothed by Chairman Powell’s words that his aggressive inflation fighting monetary policy wouldn’t bring on recession.

Marketing 148

Marketing Policies Capital 148

SWBC's LenderHub

MARCH 14, 2022

Last week was marked, once again, by extreme volatility. The violence of Russia’s war in Ukraine intensified while sanctions against Russia and its major industries continued to ramp up.

Marketing 148

Marketing Industry Capital 148

SWBC's LenderHub

MARCH 7, 2022

Last week was dominated by the increasing aggressiveness of the Russian invasion of Ukraine along with the advancement of additional sanctions on Russia by the West. If Putin didn’t know who owns the machine that makes the money go around, he certainly found out last week.

Marketing 147

Marketing Capital 147

SWBC's LenderHub

JUNE 13, 2022

Last week marked the market’s final confirmation that corrosive inflation is out of the barn with the Fed hopelessly behind trying to play catch-up.

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Marketing Policies Course Capital 147

SWBC's LenderHub

FEBRUARY 14, 2022

It was another week for the ages. On Thursday, the January CPI reading came in much higher than expected (and expectations were pretty high) with price pressure hitting just about every part of the economy. at day's end.

Marketing 148

Marketing Capital 148

SWBC's LenderHub

FEBRUARY 7, 2022

The best way to describe last week is, “the week of the hawk." On Thursday, the Bank of England became the first of the major central banks to raise policy rates 25 basis points with four members of the BOE’s committee calling for a 50-basis point hike.

Marketing 147

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South State Correspondent

NOVEMBER 7, 2022

The AOCI is an accounting adjustment meant to reflect the economic value of assets and is the process of “marking loans to market.” In this article, we explore what signals marking your loans to market might send. However, the public markets were another story. Capital got scarce. Today’s Environment.

Marketing 195

Marketing Community Bank Community Security 195

SWBC's LenderHub

JANUARY 18, 2022

Last week was “all inflation all the time," with a little bit of disappointing large bank earnings thrown in. On Tuesday, we got the headline CPI number for December printing at an optically ugly (but anticipated) seven percent. CPI, excluding Food and Energy, did surprise to the upside, coming in at 5.4% year over year.

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Marketing Capital 142

Bobsguide

SEPTEMBER 19, 2022

PARIS, 15 September 2022 – TS Imagine , a global leader in trading, portfolio, and risk management solutions for capital markets, today announced that Varenne Capital, a Paris-based, process-driven, global investment manager, has selected TradeSmart OEMS, TS Imagine’s Order and Execution Management System, to support its trading activities.

Capital 88

Capital Risk Management Management Operations 88

SWBC's LenderHub

JANUARY 31, 2022

What do you get when you cram a historic FOMC meeting, a geopolitical crisis, and a global pandemic into one week? A bloody mess, that’s what!

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Marketing Meeting Capital 147

BankUnderground

JUNE 8, 2022

There is a lively debate about whether and how capital regulations for banks and insurers should be adjusted in response to climate change. Incorporating climate-related risks into the capital regime will require a reliable methodology to measure these risks. Marco Bardoscia, Benjamin Guin and Misa Tanaka.

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Capital Policies Tools Regulation 103

Perficient

FEBRUARY 16, 2021

In 2020, the Federal Reserve found that large banks were generally well-capitalized under a range of hypothetical events. The Fed’s Comprehensive Capital Analysis and Review (“CCAR”) stress tests are designed to ensure that large banks are able to lend to households and businesses even in a severe recession.

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Exercises Capital Analysis Lending 309

SWBC's LenderHub

JANUARY 3, 2022

The news during the holiday week centered squarely around Omicron as super-high infection rates played havoc in the U.S. and Europe.

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Marketing How To Capital 148

Jeff For Banks

DECEMBER 8, 2022

Financial Markets & Economic Update -Fourth Quarter 2022 What a year 2022 has been! We’ve seen tremendous market declines in both stocks and bonds, volatility, and a Federal Reserve who is raising interest rates at a breathtaking pace. Housing markets have suffered, with mortgage rates climbing up to 7.00%.

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Marketing Policies Philadelphia Community Bank 78

CB Insights

OCTOBER 4, 2022

They were chosen based on factors including proprietary Mosaic scores , funding, market potential, business relationships, investor profile, news sentiment analysis, competitive landscape, team strength, and tech novelty. GET the list of 2022 fintech 250 companies. Categories in the market map are not mutually exclusive.

Fintech 101

Fintech Company cryptocurrency Marketing 101

Independent Banker

DECEMBER 31, 2021

What changes will 2022 bring? And as local economies continue to stabilize and many challenged industries bounce back, 2022 may be the year community bankers put the rubber to the road by revisiting goals and turning them into action items. What will drive profit in 2022? Janet Silveria, Community Bank of Santa Maria.

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Community Bank Community Lending Louisiana 144

Jeff For Banks

MAY 31, 2022

Spring Storms So far, 2022 has brought one storm after another. Stock markets hit new highs in January and quickly began a long and painful sell-off that has continued into May. in 1Q 2022, showing economic weakness right as the Fed begins its tightening campaign. High mortgage rates will begin to affect the housing markets.

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Marketing Community Bank Community Management 78