South State Correspondent

APRIL 10, 2023

While the market focuses on deposits and liquidity, media pundits and analysts are waiting for credit problems to appear. CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). touched off a wave of bankruptcies.

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PYMNTS

JANUARY 24, 2019

Those downloads are led, it turns out, by China, which alone accounted for nearly half of the total apps downloaded last year, according to App Annie’s new “ The State of Mobile 2019 ” report. And that dominance came during a slowdown in the Chinese smartphone market, as well as some games being frozen on the market.

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PYMNTS

MAY 31, 2020

Uber has been approved by the National Economic Prosecutor’s Office (FNE), Chile’s antitrust regulator, to acquire the Chilean grocery shopping app Cornershop, according to an FNE statement. Uber first announced it was looking to acquire a stake in the Santiago-based Cornershop app in October 2019.

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PYMNTS

FEBRUARY 17, 2020

The expansion of BankFinancial Equipment Finance brings its leasing capabilities to governmental, middle-market and small businesses, BankFinancial announced on Friday (Feb. BankFinancial already has a strong reputation in the corporate leasing segment of the market. BankFinancial Corp.

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South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. percentage points to 67.52% from the end of 2019 to the end of 2021. from 2019 to 2021.

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PYMNTS

MAY 31, 2020

Uber has been approved by the National Economic Prosecutor’s Office (FNE), Chile’s antitrust regulator, to acquire the Chilean grocery shopping app Cornershop, according to an FNE statement. Uber first announced it was looking to acquire a stake in the Santiago-based Cornershop app in October 2019.

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South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ).

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FICO

DECEMBER 20, 2018

For my predictions, I’ll focus on four areas of tactical concern within consumer banking that I feel confident bank executives will make significant progress addressing 2019. This regulatory green light will embolden bank product managers to think creatively in 2019 about how they can carve out a slice of the estimated $90 billion U.S.

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PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year.

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PYMNTS

OCTOBER 23, 2020

To that end, and in terms of the data announced by the National Association of Realtors, existing home sales grew by 9.4 million homes on the market. Drilling into the data, NAR said that each of the four regions tracked showed month-over-month and year-over-year growth. Home sales in that region were up more than 40 percent.

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Perficient

JANUARY 26, 2021

Let’s start off with an understanding of what quantum computing is, how it’s going to reshape the world, and what the current market trends look like. The Global Commercial Quantum Computing Market. As you can see, the quantum market is highly competitive. What is Quantum Computing? Silicon Quantum Computing. Alphabet Inc.

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PYMNTS

JUNE 17, 2020

The United Nations said in January that it had evidence of bin Salman’s involvement in that plot, which Saudi Arabia called “absurd,” according to Reuters. Bezos said leaked texts between him and a girlfriend, done by a U.S. tabloid, were being investigated for reported meddling from a Saudi-backed entity.

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PYMNTS

JANUARY 1, 2020

“Small business job gains have flattened in the second half of the year as labor markets prove very tight,” said James Diffley, chief regional economist at IHS Markit. “In The national jobs index hit 98.16 It picked up further in late 2018 and 2019. The Southern region led small business growth. in December, up 0.6

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PYMNTS

MARCH 12, 2020

With a longtime presence in New York and surrounding suburbs, Modell’s has 153 stores mostly located in the northeast region. But it has now become the latest in an array of New York retailers to file for bankruptcy, following luxury retailer Barneys New York and grocer Fairway Market.

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New York Regional Retail Resources 144

PYMNTS

MARCH 6, 2018

s exit from the bloc next year, the EU’s executive is set to propose a draft law aimed at boosting the FinTech market throughout the region. Some national watchdogs offer these controlled environments (or “sandboxes”) to FinTech firms for testing new applications on real customers. exits the bloc in 2019.

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Fintech blockchain Maine Guidelines 136

PYMNTS

DECEMBER 6, 2018

Visa , the Official Payment Services Partner of FIFA , announced Wednesday (December 6) partnerships with the Union of European Football Associations’ ( UEFA ) Women’s Football Competitions and the Confederation of African Football ( CAF ) Total Africa Cup of Nations tournament.

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PYMNTS

FEBRUARY 27, 2020

The 2020 outlook report from the National Restaurant Association was released today and it paints a picture of an industry dealing with the countercurrents of solid consumer spending and disruptive technology. In fact, by 2030, the National Restaurant Association expects that technology could completely change the face of dining.

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PYMNTS

AUGUST 5, 2020

billion) write-down as a result of a bigger-than-expected decline in sales, as demand for its range of alcoholic beverages has plummeted in nearly all markets. By region, Diageo’s Asia sales saw the biggest drop at 16 percent. However, not all regions showed declines: North America bucked the trend and saw its sales rise 2 percent.

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South Carolina US America Regional 140

PYMNTS

APRIL 2, 2019

Reuters , citing Reis, the real estate research firm, reported the vacancy rate in 28 of the 77 metro areas increased during the first three months of 2019. As the retail sector continues to undergo restructuring, a number of retail real estate markets face more vacancies and falling rents. percent to 9.3 New construction plummeted 53.9

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FICO

FEBRUARY 25, 2019

After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? In 2019, enhanced credit underwriting via digitally contributed-consumer data will hit the mainstream. We will be closely monitoring the odds-to-score relationship in 2019. revolver vs. transactor). has experienced.

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Trends Fraud Data National 63

Independent Banker

JANUARY 31, 2022

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. billion to the state’s GDP in 2019, according to state records. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6

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PYMNTS

MAY 21, 2019

Banking service Monese now offers Apple Pay through 13 countries in Europe , as the digital payment service has also arrived at National Australia Bank (NAB). retailer Iceland has seen encouraging results from a mobile wallet technology pilot during a marketing campaign. Users who reside in Belgium, the U.K., And in the U.K.,

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PYMNTS

NOVEMBER 17, 2019

Hoesley also previously led the midwest region for Silicon Valley Bank, and was a partner at Prism Capital, a middle-market provider of venture capital and mezzanine debt. He was a technology banker with Wells Fargo Securities and RBC Capital Markets before launching CIBC’s Innovation Banking practice.

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FICO

NOVEMBER 19, 2020

Our latest UK Credit Market Report shows the continuing impact of COVID-19 on household finances even while furlough and payment holidays remained in place during the month. Regional lockdowns and the end of the school holidays appears to have curbed the increase in spend seen over the previous three months. Although increasing 2.8

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Report Marketing Cards Payments 52

PYMNTS

JANUARY 8, 2019

In addition, Pakistan’s Telenor Microfinance Bank unveiled a cross-border remittance service based on Alipay’s blockchain technology, Indonesia’s KinerjaPay notched an investment of $200 million from a construction firm in the region and mobile payments are on the rise in China. percent year on year in 2019.

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Jeff For Banks

NOVEMBER 24, 2019

The bank, First National Bank of Keystone, was $1.1 Another depressed town due to the general economic malaise that bedraggled the region when the steelmaking industry moved elsewhere. The government guarantee allowed for a secondary market in these loans. And so went the birth of First National Bank of Keystone's meteoric rise.

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National West Virginia Virginia Pennsylvania 78

PYMNTS

DECEMBER 9, 2020

FIS and Worldpay combined in mid-2019, Fiserv and First Data combined shortly thereafter and Worldline SA purchased Ingenico earlier this year. Clearly there's regional saturation, which leads to consolidation.”. These are $100 billion market cap companies that are sitting in the middle of the payments supply chain.”.

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Innovation Fintech Payments Regulation 306

Jeff For Banks

NOVEMBER 16, 2020

The markets are taking it all in stride, rallying strongly for most of this week and they seem more grateful for the prospect of a divided Congress, i.e, The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. lower than its peak in the fourth quarter of 2019.

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Marketing National New York City Taxes 78

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

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Fintech Community Regional Technology 194

PYMNTS

FEBRUARY 3, 2020

By comparison, 2019 saw 9,200 stores closed as brands like Payless ShoeSource, Fred’s, Gymboree, Charlotte Russe, Family Dollar, Forever 21 , Charming Charlie, Sears, Kmart, A.C. The emergent form of coronavirus that originated in China’s Wuhan region continues to spread and pick up fatalities. Criminal activity accounted for $3.5

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Bitcoin Data Retail Charlotte 132

PYMNTS

AUGUST 2, 2019

Latin America showed the strongest growth and offset declines in the Asia Pacific region and in the U.S. domestic market. Westernunion.com is now available in 70 nations and represented 13 percent of total C2C revenue. We also saw more leading global brands turn to Western Union for our unique cross-border capabilities.

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Strategy Branding Regional America 219

PYMNTS

AUGUST 6, 2019

Latin America is often considered to be the world leader in electronic invoicing thanks to government mandates, but the Asia Pacific region is quickly gaining steam in its eInvoicing efforts, too. And beyond government efforts, FinTechs in the private sector are also promoting eProcurement digitization in the region.

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Regional Taxes System Guidelines 108

Abrigo

JULY 22, 2022

A new and unpredictable market. The order seems well-timed given the recent crash of some platforms which helped trigger a flight from the cryptocurrency market, driving its value from $2.9 that were unbanked as of 2019 may not be interested in jumping through the hoops required to open a traditional bank account.

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cryptocurrency FDIC Regulation Fraud 195

PYMNTS

JANUARY 21, 2020

Less than a month ago, the outbreak of a new virus in the city of Wuhan centered on a cluster of consumers who had been exposed to live animals at a local food market. As of the third week of this month, it has grown to 300 cases spread across five nations, including China, Japan, Thailand, South Korea and (as of this week) the U.S.

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Washington National Marketing Training 130

PYMNTS

DECEMBER 18, 2018

The problem in connecting consumers to services in still-developing nations is that there is an asynchrony between what is profitable and productive for banks to offer in terms of financial products and the needs of customers and small businesses in developing nations. “It The Rewards, And Risks, Of Experience.

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National Marketing Regional Data 137

PYMNTS

AUGUST 16, 2019

Remittances to developing nations continue to grow, which has spurred many global markets to pursue efforts to enable more efficient cross-border payments. World Bank data shows that remittances to low- and middle-income nations reached a record high last year, with migrants sending $529 billion to their home countries.

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Payments System Fintech Innovation 204

PYMNTS

APRIL 8, 2019

Azimo says it has received a license from the Dutch Central Bank to operate in the Netherlands, Cubic Transportation Systems has notched a contract for a mobile ticketing system in Ireland , and Bear Market Coffee in Ireland has gone cashless. Banco BASE has tapped Volante Technologies Inc.

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Payments New York City System Metro 100