Bank Innovation

JANUARY 2, 2020

Gartner’s Digital IQ Index for 2019 surveyed 80 banking and financial brands, including national banks, regional banks, online banks and fintech startups. It examined 1,200 data […].

Regional 273

Regional Study Survey National 273

PYMNTS

NOVEMBER 13, 2020

Power research shows that the number of customers doing their credit applications online has kicked into high gear. Consumers and Banks Both Like Online Auto Loans. Consumers are apparently so glad to dump the back-office haggle between dealer and bank that roughly one-third of car buyers are now doing the loan process online, J.D.

Online 214

Online San Francisco Trends Marketing Strategies 214

PYMNTS

FEBRUARY 4, 2020

The decision opened the floodgates to legalized sports betting – both in-person and online – in the U.S. All in, counting online and in-person wagers, Super Bowl betting was worth roughly $6.8 In a microcosm of the national expansion, New Hampshire’s newly online sports gambling program raked in $2.31

Online 134

Online New Hampshire Rhode Island District of Columbia 134

PYMNTS

OCTOBER 1, 2020

With a business model that resembles Carvana’s, Cazoo purchases and refurnishes vehicles prior to marketing them via the internet. The revenue result marked a rise of 13 percent from 2019, while the count of cars sold represents an increase of 25 percent year over year. L Catterton, Blackrock Inc. As the coronavirus shuttered U.S.

Online 140

Online National Tools Strategy 140

PYMNTS

FEBRUARY 6, 2019

The National Retail Federation (NRF) predicts that retail sales this year will increase between 3.8 The Federation is now predicting that there will be growth in 2019 of between 3.8 Based on growth of 10 to 12 percent, online sales are expected to be between $751.1 percent and 4.4 percent to reach more than $3.8 percent to $3.68

Retail 116

Retail Taxes National Marketing 116

PYMNTS

DECEMBER 31, 2019

percent as of 2019 — PYMNTS’ 2019 numbers are historic, trailing 12-month numbers based on data from Q4 2018 through Q3 2019. percent as of 2019 data. In related grocery delivery news, Amazon Fresh, the company’s online grocery delivery program that pre-existed Whole Foods, dropped its $14.99 Webster added.

Retail 136

Retail Online Georgia North Carolina 136

Gonzobanker

DECEMBER 20, 2019

GonzoBankers, 2019 was a year of extremes. Third, read and enjoy the 2019 edition of the GonzoBanker Awards, our 18 th. The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. annual list. We may not be good, but we’re persistent!

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

JULY 26, 2020

Since its debut four years ago, India’s Unified Payments Interface (UPI), the instant payment system developed by the National Payments Corp. of India (NPCI) that facilitates inter-bank transactions, has propelled the growth of online payments, the Financial Times (FT) reported. The country has diverse needs.

Payments 309

Payments Mobile Analysis Google 309

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. percentage points to 67.52% from the end of 2019 to the end of 2021. from 2019 to 2021.

Community Bank 195

Community Bank Community Industry Online 195

CFPB Monitor

JULY 27, 2021

In 2019, Congressmen García Grothman introduced the Veterans and Consumers Fair Credit Act, which would extended the Military Lending Act’s all-in 36% rate cap to most consumer credit transactions. Miller, Jr., Jack Lee Chair in Financial Institutions and Consumer Finance, Mississippi State University.

National 78

National Mississippi Groups Cards 78

PYMNTS

APRIL 4, 2019

As far as made-up, non-holiday holidays go, you could probably do worse than National Burrito Day , which takes place on Thursday (April 4). Part of the growth in digital came from online marketing, Niccol told investors when discussing the latest Chipotle financials. A “few dozen more” such lanes in 2019.

Innovation 136

Innovation National Mobile Trends 136

PYMNTS

JUNE 10, 2020

These reasons are driving a surge of interest in and use of remote online notarization (RON) services, according to James Schlimmer , managing partner of Naples, Florida-based notary firm Cottrell Title & Escrow. The state legislature adopted such regulations in late 2019, permitting these services for use beginning in January 2020.

Online 131

Online Florida Meeting Regulation 131

PYMNTS

OCTOBER 8, 2020

Comparing it favorably to the first half of 2019, Feedzai says it closed deals in the U.S., one of the biggest payments processors in the world, one of the top 3 banks in Brazil, one of the big four banks in Australia, the largest national card processor in Europe, and several others),” according to the release. And meanwhile, 35.7

Report 247

Report Fraud Risk Management America 247

PYMNTS

APRIL 24, 2017

Kicking off this week’s grocery tracker, Whole Foods Market (WFM) shares hit their highest level seen since the summer of 2015 as activist investor Jana Partners puts the squeeze on innovation and pressures the organic grocer towards a possible sale. percent from Thursday’s close with a market cap of just over $11.6

National 108

National Retail Branding Course 108

PYMNTS

DECEMBER 23, 2019

And as smartphones have saturated the market, the amount of time we collectively spend on our phones per day has risen every year of the last ten. This year, 2019, the average American will spend three hours and 43 minutes per day on mobile devices, just ahead of the three hours and 35 minutes spent watching television.

Lending 131

Lending National System Management 131

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ).

Community Bank 195

Community Bank Community Analysis Industry 195

PYMNTS

JUNE 17, 2020

percent below the May 2019 rate of 1,338,000. percent below the May 2019 rate of 1,268,000. percent below the May 2019 rate of 1,230,000. Any reading above 50 indicates a positive market. “As Building permits in May increased by 14.4 But last month’s numbers are 8.8 Housing starts in May were 974,000, a 4.3

National 140

National Survey Industry Marketing 140

PYMNTS

MARCH 15, 2019

Some of the largest global financial institutions are taking steps further into Mexico’s small business lending and finance space, the result of heightened competitive pressure imposed by FinTechs and alternative lenders in the market, reports in the Wall Street Journal said Thursday (March 14).

Lending 189

Lending Fintech National Taxes 189

PYMNTS

AUGUST 17, 2020

Amazon is facing an investigation by Germany’s national competition regulator over the eCommerce giant’s relationship with third-party sellers, Reuters reports. “We Germany is Amazon’s second largest market. Previously, Amazon prevented sellers from offering their products cheaper on other online sites. After the U.S.,

Retail 209

Retail Policies Marketing Online 209

PYMNTS

JULY 23, 2020

Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year. Growing interest in open banking typically coincides with the expanding use of online financial platforms and tools. The creation of open banking initiatives in the E.U.

America 165

America Regulation Regional Tools 165

PYMNTS

JANUARY 14, 2021

This IPO marks Petco’s third foray into the public markets following filings in 1994 and 2000. Many of you may think you already know Petco,” he said in the video, adding that the national chain is now “a radically transformed company that’s redefining the pet care industry.”. billion in 2019. . billion in 2019. .

Puerto Rico 178

Puerto Rico San Diego Video Retail 178

PYMNTS

JUNE 17, 2020

The United Nations said in January that it had evidence of bin Salman’s involvement in that plot, which Saudi Arabia called “absurd,” according to Reuters. Among Amazon’s other work in the Middle East is Payfort , which it owns and which will work on boosting revenues and online traffic for small businesses.

Washington 192

Washington Leadership Video Branding 192

PYMNTS

APRIL 9, 2020

Though they’ve overcome serious technical hurdles, work well, and are now in the hands of billions of smartphone-owning consumers, mobile wallets including those from Big Tech players Apple and Google are starving for share as Q1 2020 usage slipped below an unimpressive 2019. percent in 2019.”. percent in 2019. up from 39.3

Mobile 140

Mobile Apple Cards Millennials 140

PYMNTS

JUNE 19, 2020

Amazon and Italian luxury brand Maison Valentino filed a lawsuit against a retailer Thursday (June 18), alleging the company sold counterfeit goods as the trade in the so-called “gray market” continues to draw attention. It’s run through Homeland Security’s National IP Rights Coordination Center. customs authorities.

social media 181

social media United States Branding National 181

PYMNTS

FEBRUARY 27, 2020

The 2020 outlook report from the National Restaurant Association was released today and it paints a picture of an industry dealing with the countercurrents of solid consumer spending and disruptive technology. In fact, by 2030, the National Restaurant Association expects that technology could completely change the face of dining.

Rhode Island 151

Rhode Island National social media Arizona 151

PYMNTS

MAY 27, 2020

The increase during what has been a volatile time for financial markets tells a “tale of two cities,” he told the network on Wednesday (May 27), as COVID-19 has wreaked economic havoc in addition to its health toll. In 2019, it launched SoFi Invest and SoFi Money, a cash management account. It will be available to U.S.

Samsung 131

Samsung San Francisco National Millennials 131

PYMNTS

FEBRUARY 6, 2020

percent market rate reported by the National Retail Federation (NRF). Despite six fewer shopping days between Thanksgiving and Christmas in 2019 than in 2018, PSCU owner credit unions saw nearly double the year-over-year market growth rate in sales,” he said. That’s a big upswing from the 4.1

Report 131

Report Samsung Retail Trends 131

PYMNTS

AUGUST 25, 2019

Kohl’s CEO Michelle Gass said she wants to keep physical retail significant in the age of online shopping dominance. After expanding nationally, Kohl’s has indicated the service is creating more store traffic, leading to more sales. Facebook-curated brands launch in 2020.

Millennials 133

Millennials Data social media Branding 133

PYMNTS

OCTOBER 23, 2020

To that end, and in terms of the data announced by the National Association of Realtors, existing home sales grew by 9.4 million homes on the market. In terms of turnaround, properties were on the market for only 21 days. This implies that first-time buyers are being priced out of the market. million units.

Survey 227

Survey Maine New York Millennials 227

PYMNTS

JULY 22, 2020

The projections were led by the National Retail Federation (NRF) this week, as it foresees record sales for back to school. Its estimates are based on a hybrid schoolyear, one in which parents have to split their bets between possibly going back to physical classrooms and possibly taking courses online. billion in 2019.

Retail 186

Retail Meeting Arizona Florida 186

PYMNTS

AUGUST 24, 2019

As new PYMNTS research documents, over the past year, 18 Major League Baseball (MLB), National Basketball Association (NBA), National Football League (NFL) and Major League Soccer (MLS) arenas have deployed biometric solutions by CLEAR. Not only that, but over the next decade, some 90 percent of sports bets will be made online.

Payments 161

Payments social media Mobile Seattle 161

PYMNTS

FEBRUARY 17, 2020

increased regulation over content delivered online through platforms may be on the horizon. This week, the National Payments Corporation of India (NPCI) granted Facebook permission to put WhatsApp Pay into operation in a phased manner, The Business Standard reported. In the U.K.,

Regulation 140

Regulation Google Operations Company 140

PYMNTS

APRIL 23, 2020

Lloyds will look to both of these providers to help it create digital banking tools for its customers that will allow it to compete with the rising number of online-only FinTechs and challenger banks grasping at established FIs’ market share in the United Kingdom. The acquisition was finalized in July 2019 for $34 billion.

Digital Banking 262

Digital Banking Security Innovation Google 262

PYMNTS

SEPTEMBER 9, 2020

Its eCommerce numbers grew 97 percent in Q1 compared to 2019 numbers. Several reports say the new service is being tested in Dallas and Southern California, and could be rolled out nationally to include more loyalty perks, possibly tying in gasoline. households were active online grocery customers. million U.S.

Dallas 141

Dallas California Survey Industry 141

PYMNTS

JUNE 3, 2020

His ringing endorsement of the luxury goods market, released yesterday as his annual letter to shareholders , was a clarion call to the frontlines of retailing during a decidedly difficult time. His letter did detail the Fiscal 2019 results in which revenue increased 5.4 Will luxury move online?

Retail 130

Retail Online Marketing Study 130

PYMNTS

AUGUST 12, 2020

On the positive side is the retailing trade group the National Retail Federation ( NRF ). For example, College Hill Custom Threads, which supplies logo-based goods for universities and collegiate student groups, told the Advertising Specialty Institute that sales could be off as much as 50 percent vs 2019. percent from last year.

Comparison 145

Comparison Retail Survey Washington 145

PYMNTS

MAY 1, 2020

Madewell sells women’s apparel online and through brick-and-mortar stores with an emphasis on casual denim. It had slashed prices by 60 percent online this week. Some of the nation’s weakest retailers that have not formally filed for bankruptcy, including J.Crew, Gap and JCPenney, have very few options. billion debt. “The

Retail 185

Retail Dallas Branding Analytics 185