PYMNTS

JANUARY 17, 2019

As innovative technologies move down stream, small and medium-sized businesses are poised to benefit significantly from being able to customize a flexible payroll and human capital management (HCM) program. The evolution of payroll is all about pushing back against the notion of one-size-fits-all. ” In the U.S.,

Capital 173

Capital Tools Survey Management 173

PYMNTS

DECEMBER 17, 2020

Account takeovers and shipping fraud increased by 347 percent and 391 percent, respectively, between 2018 and 2019, and the pandemic has only exacerbated these issues. Fraudsters are also capitalizing on the holiday shopping season as merchants experience higher online shopping rates than ever before due to social distancing orders.

Fraud 255

Fraud Online Retail Examples 255

PYMNTS

JANUARY 7, 2019

and China has ended up costing billions of dollars for both sides during 2018, with agriculture feeling the most pain. A recent study commissioned by the Consumer Technology Association found the tariffs on imported Chinese products resulted in an additional $1 billion per month in costs for the technology industry.

Lending 129

Lending Taxes Study Report 129

PYMNTS

APRIL 16, 2019

It also introduces updated requirements, in line with post ‘07-’09 financial crisis levels, for liquidity and capital. Parliament also passed protection for whistleblowers who bring crimes like tax evasion to light. The TIPS system, which was launched in 2018, is a challenge to payment companies and technology players such as PayPal.

System 116

System Taxes Regional Google 116

Bussman Advisory

DECEMBER 13, 2017

On the other hand, I don’t think anyone expected the unprecedented growth in the market capitalization of cryptocurrencies or the related ICO boom. New ecosystems with smart contract technology will arise as integration platforms between existing industries. But overall, I expected to see more “go lives” than we did.

blockchain 40

blockchain cryptocurrency Industry Examples 40

PYMNTS

FEBRUARY 8, 2019

Technology speeds commerce and eases daily life, but also acts as a conduit to payments fraud. The news comes as shares in the bank have been hit in the wake of an accounting error that in turn resulted in capital levels being reduced by $1.1 Wirecard said that an inquiry revealed nothing to substantiate those claims.

Metro 169

Metro Fraud Compliance Taxes 169

PYMNTS

JUNE 25, 2018

However, for many financial services firms, RegTech’s (Regulatory Technology) potential is limited by any number of causes. Among those factors: the cultural hallmarks of the organizations adopting such technologies. But without the marriage of technology and talent, he said, such efforts amount to a farce.

Risk Management 167

Risk Management Strategy Management Compliance 167

PYMNTS

JULY 5, 2018

Furthermore, USA Payroll provides customers with payroll and tax services, timekeeping, third-party administration and other back-office services. Financial terms of the acquisition were not disclosed, but Asure said it has revised its 2018 financial outlook. The tool helps businesses mitigate payroll compliance risk.

Marketing 108

Marketing Software Taxes Resources 108

PYMNTS

JANUARY 16, 2020

To that end, Far Point Acquisition – which operates as a “blank check” company that focuses on financial technology deals – said on Thursday (Jan. Taken together, the $350 million in capital invested by Ant and the group of financial investors values the firm with an enterprise value of about 2.3 billion euros.

Payments 100

Payments Taxes Groups Fintech 100

PYMNTS

APRIL 12, 2019

Amazon is advancing warehouse automation tech with a big leveling up of its autonomous cart technology. Carts Go Driverless: The Acquisition of Canvas Technology. Amazon’s efforts in robotics upgraded this week with the acquisition of Colorado-based Canvas Technology. told Adweek. Those remodels will add on to the roughly $2.2

Taxes 100

Taxes Retail Columbus Operations 100

PYMNTS

APRIL 23, 2018

She expects the Cupertino, California technology company to ship 210 million iPhones in fiscal 2018, down from her previous forecast of 217 million. Thanks to President Trump’s tax reform , Apple was able to bring a lot of cash back into the country.

Apple 109

Apple California Taxes Maine 109

PYMNTS

SEPTEMBER 18, 2019

s largest banks, including Goldman Sachs, Citigroup and JPMorgan, are among the biggest investors in FinTechs, with a particularly large focus on payments technology startups as FIs remain on-track to meet last year’s FinTech equity deals (2018 equity investment levels saw a 180 percent increase from 2017’s levels, reports said).

Fintech 144

Fintech Payments Meeting Capital 144

PYMNTS

APRIL 2, 2018

China vowed to “fight to the end” to avoid those taxes, according to the South China Morning Post. Trade agreement overhauls and threats of a trade war could significantly impact these figures in 2018 and beyond, however. amid the trade dispute, by boosting the strength of the yuan and encouraging foreign capital inflows. $60

US 100

US Taxes Washington Data 100

PYMNTS

DECEMBER 20, 2017

3, 2018, following “potentially manipulative transactions” last month. Malibu, California-based Crypto calls itself “one of the first publicly traded technology companies” providing investors with “responsible access” to digital currencies and blockchain. The company has a valuation of $11.9 In a similar warning issued Monday (Dec.

Bitcoin 101

Bitcoin Company cryptocurrency Regulation 101

PYMNTS

MAY 21, 2020

FIs are working on a number of technologies to fight these financial crime attempts, however. percent higher than 2018 and had 160,000 more reported cases than the previous record year of 2015. The FTC attributes this increase to the trove of personal data leaked by high-profile breaches, such as at Capital One and Equifax.

Fraud 131

Fraud Tools Training Taxes 131

Abrigo

JANUARY 29, 2020

Technology has been a key resource for both ag borrowers and ag lenders seeking efficiency, growth, and profitability. The passing of the 2018 Farm Bill , for example, legalized the regulated production of hemp, and it is becoming a hot topic amongst producers and lenders. Leverage technology to mitigate risk and gain efficiency.

Lending 195

Lending How To FDIC Survey 195

Gonzobanker

MAY 31, 2019

billion, respectively, to small businesses in 2018, PayPal is now the largest online small business lender in the United States, with over $4 billion funded in 2018. Source: DeBanked ) Square Capital lent about $1.6 billion to small businesses in 2018, up nearly 36% over 2017 and double that of 2016. Taking Stock.

Lending 126

Lending Community Bank Community Data 126

PYMNTS

JUNE 7, 2019

consumers can now access same-day ACH, so the technology is there. While digital fund disbursements clearly can affect insurance claims, government tax returns and gig economy workers’ paychecks, it’s reimbursements that play a major role for the retail industry. Additionally, nearly half (44 percent) of U.S. It’s no small matter.

Online 178

Online Retail Study Video 178

PYMNTS

NOVEMBER 14, 2018

Even though Bitcoin’s mid-November price this year is similar to last year’s, it is pretty unlikely that 2018 will see a repeat of what happened in 2017 as November and then December wore on. At its lowest point the price of bitcoin dipped below $6,000 in June — but its price has been between $6,000 and $7,000 for most of the fall 2018.

Bitcoin 108

Bitcoin Lending cryptocurrency Taxes 108

CB Insights

NOVEMBER 21, 2019

Canadian VC-backed companies saw funding drop 13% in H1 2019 compared to H1 2018. Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Qualifying top five venture capital investors (e.g. GET THE ENTIRE 41-PAGE CANADA VC REPORT H1 2019.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

JANUARY 22, 2020

The business of an account aggregator will be entirely information technology (IT)-driven,” notes the document, which also states that no other business can be conducted by the aggregator. This means data cannot be retrieved, shared or even transferred by the aggregator without that consent. Third-party arrangements are expressly prohibited.

Data 141

Data Payments Regulation System 141

PYMNTS

JANUARY 22, 2020

The business of an account aggregator will be entirely information technology (IT)-driven,” notes the document, which also states that no other business can be conducted by the aggregator. This means data cannot be retrieved, shared or even transferred by the aggregator without that consent. Third-party arrangements are expressly prohibited.

Data 132

Data Regulation System Taxes 132

PYMNTS

DECEMBER 7, 2017

Blockchain and crypto companies may be operating with cutting-edge technology, but in the back-office, accounting and bookkeeping strategies are stuck in the stone age. These businesses are desperate for technology that can work with that on which their companies were built, Benson said. Libra, which recently announced $7.8

blockchain 131

blockchain cryptocurrency Software Regulation 131

PYMNTS

JANUARY 10, 2019

Some might think of eCommerce as a global force, where technology underpins transactions done 24/7, and where even the smallest businesses can see significant top-line gains as they tap new markets. trillion) in 2018 alone, and growing at double digits into the current year.

United States 158

United States Regulation Compliance Strategy 158

PYMNTS

DECEMBER 28, 2018

Charles Dickens’ famous starter to A Tale of Two Cities , as it turns out, is a pretty good way to sum up the year 2018 from the view of the alternative financial services segment. However, as 2018 wore on, headwinds started to blow back on the segment, most especially in the form of rising interest rates.

Millennials 145

Millennials Lending System Data 145

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. ‘PayFac’ technology simplifies underwriting and onboarding. ‘PayFac’ technology simplifies underwriting and onboarding merchants.

Online 98

Online Company Retail Payments 98

CB Insights

DECEMBER 15, 2020

24 Industries & Technologies That Will Shape The Post-Virus World. These companies differentiate themselves from traditional human advisors with lower fees, 24-hour automated support, portfolio rebalancing, and tax optimization, which can translate to higher returns for investors in the long run. First name. Source: Bloomberg.

Management 87

Management Fintech Industry Trends 87

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. billion in 2018 growing to $1.1 Benjamin Franklin.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

APRIL 19, 2018

The retailer has announced that it will be adding more than 1,000 new employees to its technology teams this year, increasing the size of its tech department by more than a third. It will be investing $500 million in associate wages, training and development over the next three years, leveraging a windfall produced by recent tax law changes.

Vermont 100

Vermont New Jersey Connecticut social media 100

PYMNTS

JUNE 14, 2018

Sizzle of the Week: Retail’s 2018 Rebound. The May 2018 retail sales are the highest they’ve been since November of 2017. indebtedness in 2018. Bank margin boost on technology initiatives: Efficiency ratios dip lower (that’s a good thing) for firms like Bank of America amid their continued push beyond cash and into tech.

Retail 108

Retail Bitcoin Course America 108

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. At the same time, financial upstarts have built technologies that could eventually cut into the relationship-driven work that investment banks are used to doing.

Management 78

Management Capital Company Marketing 78

PYMNTS

FEBRUARY 24, 2020

The 2020s will be defined by the innovators who understand that time is a currency people truly value — and they will use technology and connected devices to maximize each unit of time. Benjamin Franklin wrote in 1789 that the only certainty in life was death and taxes. movies per year in the theater in 2018, versus the 5.2

Innovation 209

Innovation Study Mobile Online 209

CB Insights

NOVEMBER 5, 2019

As the payment market matures, Ant and Tencent are providing technology and user behavior analysis to help financial institutions provide more tailored product offerings. But in September 2019, Yu’e Bao lost the top money market fund spot as its assets shrunk 39% from its peak in March 2018. in transaction value in Q2’19.

Fintech 51

Fintech social media Analysis Marketing 51

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. The problem was that Theranos’ proprietary blood-testing technology was completely fictitious. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. Bouxtie’s broken promises. Autonomy: Big problems with big data.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

OCTOBER 10, 2018

Both have access to significant financial capital to scale far beyond what’s available to even well-funded startup challengers. Investors are ramping up investment: In the first 10 months of 2018, this cohort has seen investors participate in 53 investments worth $1.72B, representing 57% of the $3B raised in the last 5 years.

Retail 78

Retail Cards Millennials Mobile 78

CB Insights

SEPTEMBER 10, 2019

A 2018 survey by Bank of America shows that millennials’ top financial priorities were saving for emergency funds (64%), saving for retirement (49%), and saving to buy a house (33%) — not much different from the concerns their baby boomer parents had 30 years ago. Digit has raised $36M in venture capital to build out its service.

Millennials 77

Millennials Mobile Lending Cards 77

MyBankTracker

JULY 15, 2020

Specifically, Moderna uses new technologies based on messenger RNA, molecules that include information about a gene’s genetic sequence, to develop these medicines, rather than using traditional methods. The company went public in December 2018, becoming the largest biotech IPO in American history with an initial valuation of $7.5

How To 52

How To Analysis Taxes Strategy 52