PYMNTS

OCTOBER 7, 2019

With the app, Affirm users can shop at almost any retailer by creating a onetime-use virtual card instead of being limited to shops that have Affirm integrated at checkout. . Half of Affirm’s users are millennials or Gen Z, the company says. It also has raised $1.03 In September, the company said it was looking to raise around $1.5

Payments 139

Payments Millennials Retail Cards 139

PYMNTS

JULY 3, 2019

million from investors including Partech, Axeleo Capital, Lafayette Plug and Play and others to further develop its loyalty program integrated into credit or debit cards. Founded in 2018, Joko’s loyalty program already works with dozens of major retailers including McDonald’s, Uber, Starbucks, Zara and more.

Cards 135

Cards Fintech Retail User Experience 135

Gonzobanker

FEBRUARY 7, 2018

Imagine one big party of more than 1,000 larger bank acquirers, smaller bank potential sellers, salivating investment bankers, and pen-in-hand attorneys full of big grins and big plans for 2018. As Kirk Wycoff, Managing Partner from Patriot Financial Partners pointed out: 50% of a mid-size commercial bank’s deposits are retail.

Taxes 75

Taxes Video Analytics Arkansas 75

PYMNTS

JANUARY 21, 2019

Reuters reported the high-end luxury online retailer has issued a request for proposal to potential advisors and underwriters to take The RealReal public in 2019. Other investors to participate in that round included Sandbridge Capital and Great Hill Partners. In July the company raised $115 million, led by Perella Weinberg Partners.

Online 122

Online Millennials Retail Report 122

PYMNTS

DECEMBER 14, 2018

A growing group of consumers — particularly millennials and other young shoppers — are embracing connected grocery offerings. Online and mobile food sales are projected to have a 13 percent annual growth rate in 2018, with digital supermarket sales projected to reach $100 billion by 2025. billion in capital. households.

Retail 197

Retail Millennials Capital Operations 197

PYMNTS

JANUARY 15, 2018

The leader of the latest capital raise is Partech. The funding will be used for growth initiatives, with an eye on millennials, and a launch of nine new localized sites across the U.S., and select European markets — undertakings that will see hiring accelerate at the company.

Millennials 134

Millennials Branding Capital Report 134

PYMNTS

SEPTEMBER 19, 2018

They are increasingly seeing the upper-end of their prime demographic, a group PYMNTS titled bridge millennials. Looking at the data, a significant minority of bridge millennials report Amazon as their preferred shopping destination (19 percent), while a full a 50 percent noted that their preferred commerce experiences are omnichannel.

Millennials 138

Millennials Montana social media Branding 138

PYMNTS

MAY 28, 2019

The company previously raised $111 million in venture funding from Accel, Bessemer Venture Partners, Square Peg Capital, Qumra Capital and others. billion – of funds were lost to card fraud in 2018, up from $1.4 Smartphones contributed one trillion dollars to overall retail sales in the United States during 2018.

Apple 159

Apple Mobile Fraud Branding 159

Accenture

NOVEMBER 28, 2017

With the introduction of the revised payment services directive (PSD2) in January 2018 just around the corner, banks face a new and potentially disruptive era. But in order to capitalize on this in a rapidly changing market landscape, banks need to act now and create their strategy for winning in the era of open banking.

Study 150

Study Millennials Examples Data 150

CB Insights

MARCH 14, 2018

RESEARCH BRIEFING: WEALTH TECH IN 2018. Millennials stand to inherit approximately $30T from their parents, the baby boomers, in the coming decades, and both upstarts and advisors are vying for a piece of the pie. We expect impact investing to be a major trend in 2018. What’s at stake? Wealth Tech.

Millennials 53

Millennials Trends Management Company 53

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M savings accounts. Key takeaways.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

FEBRUARY 16, 2018

While much of physical retail struggled in 2017 from rapidly realigning consumer shopping habits, the team at Home Depot had an incredibly solid year, with same-store sales growing each quarter and a stock price that surged 42 percent. Despite retail’s slump, the stock market did well in 2017. A Stumbling Start to 2018.

Retail 101

Retail Training Atlanta Marketing 101

PYMNTS

JANUARY 27, 2020

Indeed, when it comes to younger consumers these days, eSports are reportedly on the rise (including with high school students), and are even prime part of plans to revive retail malls and to collect more states taxes , as PYMNTS has covered. But as even casual students of history know, collectibles often lead to bubbles that eventually pop.

Video 226

Video Trends New York Report 226

PYMNTS

FEBRUARY 20, 2019

According to Reuters , Lau “said 2018 was the best year for the company in terms of investment” in remarks made at a “closed-door investor conference in Beijing” in January. In 2018, the report said, “a record high of 16 companies it invested in launched” initial public offerings (IPOs). Tencent was part of that action.

Mobile 129

Mobile America Fintech Capital 129

PYMNTS

JULY 6, 2018

Though millennial parents were hit with nostalgia, when it comes to the world of toy sales going forward, market watchers of all kinds have been asking themselves the same question for weeks: Now what? Geoffrey the Giraffe is, sadly, no more. Pop-Up Toy Stores. “That’s a big, big void that we’re hoping to fill up.”

US 101

US Retail Branding New York City 101

PYMNTS

FEBRUARY 28, 2018

As we enter 2018, we are working diligently to improve execution with a focus on conversion, gross margin and inventory management,” CEO Robert Niblock said in a statement. housing market and the increasing transition of the millennial generation into home ownership mode. percent, again ahead of the 3.1 tax reform.

Nashville 100

Nashville Tennessee Taxes Course 100

PYMNTS

MARCH 15, 2018

Toys R Us vs. The Retail Death Spiral . When Toys R Us first announced its bankruptcy a little under six months ago, it was with an almost upbeat tone: The move would allow the firm to refashion both its capital and operating structures and hit a reset on the business. Winner: The Retail Death Spiral.

Payments 108

Payments Millennials US Fraud 108

PYMNTS

JULY 1, 2019

Flash forward to 2018, and the brand had successfully made that more consumer-centric push as more millennials discovered the joys of plant ownership. million in venture capital funds The Sill has raised, is to continue to grow out and scale the businesses. And the goal, with the now $7.8

Online 109

Online New York Millennials Branding 109

PYMNTS

FEBRUARY 20, 2018

“Despite the decline in confidence, consumers’ expectations remain at historically strong levels, suggesting economic growth will continue well into 2018,” she said. percent in 2018 — up from the 4.32 retail banks indicate an almost 20 percent increase in credit card losses across the board during 2017. Credit Card Troubles.

Lending 105

Lending Cards America New York 105

FICO

DECEMBER 19, 2018

As far as industry predictions go, perhaps surprisingly, one of mine actually came true: “ 2018 will be the beginning of the end for physical credit cards. Capital One’s survey of consumer spending habits found that while a full third of women report they never or rarely carry cash, less than a quarter of men (22 percent) say the same.

Fraud 80

Fraud Payments Mobile Cards 80

CB Insights

DECEMBER 15, 2020

More recent entrants like Personal Capital and Betterment also provide hybrid robo-advisory solutions and will have to compete with incumbents on pricing to maintain their respective customer bases. Total wealth management deals were up 31% from 2018, according to PwC. In turn, this is driving revenue for big banks. . What’s next?

Management 87

Management Fintech Industry Trends 87

PYMNTS

OCTOBER 29, 2018

Facebook reported on their website that their teams have made progress: They removed 837 million pieces of spam in Q1 2018 before anyone reported it, disabled 583 million fake accounts “within minutes” of going online and removed 24 million inappropriate pictures related to violence and nudity. million such pieces. eBay … and eBay.

Payments 196

Payments Google Apple Innovation 196

CB Insights

JANUARY 5, 2018

Driven by Lore, Walmart acquired e-commerce platform Shoebuy in January 2017, followed by outdoor apparel retailer Moosejaw in February, womenswear site Modcloth in March, direct-to-consumer premium menswear brand Bonobos in June, and last-mile delivery startup Parcel in September. New Frontiers in Retail Tech. WALMART’S GOALS.

Company 57

Company Branding Millennials Retail 57

PYMNTS

MARCH 23, 2018

Millennials across America singing “I’m a Toys R Us kid” in as solemn a fashion as possible this week are a testament to that. What’s certain is that the company started cutting back on its stock and struggled — along with every other retailer — in the face of rising eCommerce popularity. Stores became more and more dated.

US 122

US Industry Washington Millennials 122

CB Insights

OCTOBER 23, 2018

Daniel Loeb, manager of activist hedge fund Third Point LLC, led an investment of roughly $3B into Nestle in 2017 and launched an attack on the company’s leadership in mid-2018. Barington Capital pressured Avon CEO to step down. Retailers move downstream. Investing in vertical integration.

Branding 73

Branding Industry Retail Strategy 73

CB Insights

SEPTEMBER 24, 2018

The wellness trends is affecting everything from the way gyms operate to how retailers design clothing to how smart cities are designed. Notably, millennials are more lifestyle-focused, placing a greater value on health and wellness over material goods than ever before. Meet Maya, our hypothetical wellness-focused millennial consumer.

Trends 76

Trends Branding Examples Industry 76

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. Of 2018’s 7 best performing tech IPOs, according to Motley Fool, 6 used either Goldman Sachs or Morgan Stanley, or both, as underwriters. Source: Getty. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

Insights on Business

OCTOBER 11, 2017

Better yet for these companies, they are unburdened by assets such as brick and mortar retail branches, allowing them to operate on very thin margins. I wonder what the millennials think of that.) With online retail hitting trillions of dollars annually, faster payments can mean faster deliveries and even more satisfied customers.

Industry 70

Industry Payments Course Meeting 70

CB Insights

JULY 11, 2019

Latest to launch: Dave was founded in October 2016, and its first reported capital raise was a $3M seed round in April 2017, making it one of the youngest companies in this cohort to cross 1M+ customers. Coinbase and Circle , for example, were 2 of the earliest players to capitalize. Series A in 2007. cbi_cta id=70404.

Fintech 64

Fintech cryptocurrency Examples Cards 64

CB Insights

MARCH 2, 2018

BRIEFING: Surviving the Retail Apocalypse. How are brick-and-mortar retailers surviving and adapting in the world of digital commerce? The e-commerce giants are capitalizing on three important trends: Global financial systems are going digital and mobile. Millennials account for one-third of India’s population.

Regional 68

Regional Retail Marketing Online 68

CB Insights

NOVEMBER 6, 2018

Amazon’s next big move could be in beauty retail. Retail partnerships to add value for SMB clients. Google UK hosted its inaugural “Connected Beauty” event in October 2018, bringing speakers from YouTube, Sephora, indie beauty brands, and more to discuss trends across consumer beauty product discovery.

Google 72

Google Apple Industry Branding 72

CB Insights

JULY 17, 2018

Instead, new millennial-inspired and tech-infused dining trends have been emerging across the US and internationally. How are food leaders adapting in 2018? Many of yesterday’s casual dining brands are dying, but not because millennials “don’t eat out.” the Future of food report.

San Francisco 69

San Francisco California United States CA 69

CB Insights

JUNE 4, 2019

GET the 54-page retail TRENDS report. Download the free report to learn about the biggest emerging trends in retail and strategies to watch for 2019. Fueled by social media, consumers want to get a hold of the latest trends as quickly as possible, and retailers must rapidly increase production to meet demand. Source: ThredUp.

Industry 78

Industry Branding Examples Innovation 78

CB Insights

JUNE 17, 2020

Retail: Shopping goes even more online as grocery joins the e-commerce revolution. For example, in 2018, 18% of American doctors reported treating a patient via telemedicine. Retail: Shopping goes even more online as grocery joins the e-commerce ranks. Remote learning technology. Online courses & content. 3D printing.

Industry 101

Industry Technology Online Video 101

Fintech Labs Insights

AUGUST 26, 2016

They have Braintree -owned Venmo’s ( FD2016 ; F2013 ) millennial-focused social components stamped all over them: Founded by former N26 employees, Cookies launched this week to offer Germany-based users a free P2P payment solution. Capital One Wallet. Venmo competition heats up. Android Pay. Walmart Pay. MasterPass.

Trends 12

Trends Fintech ATM Google 12