PYMNTS

JUNE 24, 2020

trillion in premiums for 2018, according to one recent report , a notable portion of the wider industry’s approximately $5 trillion in revenue that year. Today’s policyholders are much more tech-savvy and use digital solutions in much of their daily lives, meaning insurers must find innovative ways to send funds. It represented $1.6

Industry 152

Industry Payments Examples System 152

FICO

APRIL 19, 2023

It was 18 percent higher in 2018. It was 66 percent higher in February 2018. This predicts how much of the credit card balance is expected to not get paid. In comparison, the average Established cards balances at risk was 47 percent higher than all vintages in 2018. It was 53 percent higher five years ago.

Cards 52

Cards Risk Management Trends Groups 52

PYMNTS

JANUARY 15, 2020

Macy’s , Kohl’s , JCPenney, Five Below, L Brands and Bed, Bath & Beyond all made weaker-than-expected holiday sales in the final quarter of 2019 – and their stock prices have been hit hard for the failure. While we knew this season was going be challenging, it was even more challenging than we expected.”.

Retail 130

Retail Branding Report US 130

PYMNTS

JANUARY 15, 2020

Macy’s , Kohl’s , JCPenney, Five Below, L Brands and Bed, Bath & Beyond all made weaker-than-expected holiday sales in the final quarter of 2019 – and their stock prices have been hit hard for the failure. While we knew this season was going be challenging, it was even more challenging than we expected.”.

Retail 130

Retail Branding Report US 130

PYMNTS

DECEMBER 28, 2018

Charles Dickens’ famous starter to A Tale of Two Cities , as it turns out, is a pretty good way to sum up the year 2018 from the view of the alternative financial services segment. However, as 2018 wore on, headwinds started to blow back on the segment, most especially in the form of rising interest rates.

Millennials 145

Millennials Lending System Data 145

PYMNTS

JUNE 13, 2019

trillion in 2018, and fraudulent mobile app transactions increased 680 percent between 2015 and 2018. credit card losses will exceed $12 billion. One of the latest involves hackers successfully accomplishing account takeovers (ATOs) of users of Zelle, the digital payment service. Fraud doesn’t impact all industries equally.

Fraud 110

Fraud Security Retail Tools 110

Insights on Business

OCTOBER 16, 2018

Monday, October 22, 2018. Customers expect personalized engagement at every touch point. Customers expect personalized engagement at every touch point. 12:00-12:55 PM. Many FIs are re-evaluating if their current systems can survive global disruption and higher client service expectations. 12:15-1:30 PM.

Fraud 117

Fraud Customer Experience Analytics blockchain 117

Accenture

OCTOBER 18, 2019

Our analysis shows that consumer credit card revenue per transaction dropped 12 percent, from $1.21 Seventy-eight percent of them see payments as already being instant or becoming instant over the next 12 months; 73 percent believe the same for invisible payments. in 2015 to $1.07 trillion market by 2025.

Industry 150

Industry Payments Survey User Experience 150

Independent Banker

FEBRUARY 28, 2022

In March of that year, while thousands were attending ICBA LIVE in Orlando, the financial markets went into a frenzy. Clearly, the singular expectation of economic shutdown affected both sectors, and hence the disparate results, which seems to argue in favor of negative correlation. Up to 12 hours of CPE credit are offered.

Community Bank 91

Community Bank Community Memphis Security 91

PYMNTS

FEBRUARY 14, 2019

Security experts haven’t seen the data used in any of the ways they’d expect in a theft like this — not for impersonating victims, not for accessing other websites, nothing.”. In late 2018, for example, Juniper Research predicted there will be a 175 percent boost in cybercrime by 2023. That revelation came as the U.S.

Data 190

Data Operations Security Fraud 190

PYMNTS

SEPTEMBER 1, 2018

That last one is not a joke – in fact, if someone doesn’t make us an Angelo Azzurro cocktail at a neighborhood BBQ this Labor Day weekend, we’re not sure how we can be expected to get into the spirit of the holiday at all. Children under the age of 12 were 6 percent of the workforce. Cruising Amazon in your pajamas?

Cleveland 101

Cleveland Las Vegas Los Angeles US 101

PYMNTS

APRIL 3, 2019

It’s one of the rising ideals in this digital world of commerce and payments, a consumer expectation that doesn’t seem in danger of fading anytime soon: buy online and pickup — or otherwise fulfill that transaction — inside a brick-and-mortar store. Website revenues represented 12 percent of total C2C revenue in the fourth quarter of 2018.

Retail 153

Retail Mobile Compliance Payments 153

PYMNTS

SEPTEMBER 14, 2018

Except, of course, it won’t be a little rain — it will be a lot of rain for the Carolina coastline as Hurricane Florence roars in this weekend and brings with her torrential downpours, high winds, massive storm surges and widely expected flooding. That effect, however, most agree will likely be short lived.

Retail 135

Retail North Carolina Puerto Rico Houston 135

PYMNTS

DECEMBER 30, 2020

Here are some of the most important connected-economy IPOs expected in 2021, listed in order of either their last publicly estimated or confirmed valuation or published reports indicating what a company expects its value at IPO to be: Instacart ($30 Billion) . Then shares soared 85.8 percent to $158.22 on their first trading day.

Marketing 198

Marketing Company Online Management 198

PYMNTS

AUGUST 17, 2019

And to be clear, parents are not pinching pennies for holidays or birthdays: Americans spent close to $1 trillion (with a T) on Christmas last year alone, and we live in a world where a birthday cake for a 10-year-old’s party can be called a “statement piece” by a parent who paid $600 for it. record set in 2017.

social media 136

social media Retail United States Report 136

BankBazaar

JULY 4, 2019

There are several expectations from the Union Budget this year. Will the Budget this year live up to at least some of them? FDI inflows remained strong in 2018-19 marking a 6% growth. 12:03 AM: Special programme/channel featuring Start-ups will be part of Doordarshan group of channels. The Union Budget for 2019 is here!

National 60

National Cards Taxes Policies 60

PYMNTS

JANUARY 9, 2019

The Federal Bureau of Investigation (FBI) has now pegged total losses to BEC scams at $12 billion across 150 countries, marking a 136 percent rise in BEC cases between December 2016 and May 2018. The tactic is relatively simple. In the case of Same Day ACH in the U.S.,

Payments 141

Payments Fraud Security Data 141

PYMNTS

AUGUST 16, 2018

Approximately 48 percent of American consumers expect their online orders to be delivered faster in 2018 than they did in 2016, according to the PYMNTS Omni Usage Report. Retailers are quick to adapt to new consumer expectations, whether they offer faster shipping or an upgraded program offering. to receive them within the hour.

Dallas 106

Dallas Las Vegas Fort Worth Atlanta 106

PYMNTS

SEPTEMBER 16, 2019

Recognizing this, in the late 13 th century, sheepherders decided to make their lives (and that of their border collies) a little easier. This study, the third in our annual series, identifies marked shifts in the attitudes, behaviors and expectations for the role devices, apps and purchasing channels play in how U.S. adult population.

Millennials 222

Millennials Study Course Trends 222

Insights on Business

JULY 2, 2018

As IBM CEO Ginni Rometty mentioned in her 2018 CEBIT keynote address , it is a moment of “exponential impact.” By 2019, banking’s spending on cloud is expected to approach USD $100 billion with cloud-enabled workloads of top-tier banks expected to double.

Data 114

Data Technology Security Industry 114

PYMNTS

AUGUST 13, 2019

Many have argued that microlending in practice has not lived up to its initial hype — that it would help people lift people out of poverty. Loans are very much at a higher rate than you would normally expect,” said Daniel Rozas, co-founder of consultancy group Microfinance Index of Market Outreach and Saturation ( Mimosa ) told Bloomberg.

Report 158

Report Study Industry Marketing 158

PYMNTS

DECEMBER 13, 2019

We see more of this going forward as our new bottom-up US package model assumes Amazon Logistics US packages grow at a 68 percent [compound annual growth rate from 2018 to 2022],” Morgan Stanley said. The cars will be able to hold up to 12 grocery bags at a time in two customer compartments designed to hold six apiece.

New York City 131

New York City New York Retail US 131

PYMNTS

DECEMBER 24, 2019

For the annual holiday exercise at PYMNTS (describing the 12 main or most exciting ways to pay in 2019), it is clear that what has happened this year will have big implications for the new decade. About 31 percent of consumers now own voice-activated devices, up from 27 percent in 2018 and 14 percent in 2017. Past is prologue.

Cards 160

Cards Payments Study Examples 160

PYMNTS

JULY 6, 2018

Even in its declining days, Toys R Us represented some 12 percent of the U.S. However, as David Conn — CEO at ThreeSixty Group (the current owner of the FAO Schwarz) — told Karen Webster in a recent conversation that FAO Schwarz will be back for holiday 2018 with a brand new store in a New York City.

US 101

US Retail Branding New York City 101

PYMNTS

OCTOBER 29, 2018

Before “fake news,” there were the public beheadings, live shootings, live suicides and bullying – many of which were very viral. Only 38 percent of hate speech content was identified by their technology in Q1 2018, they reported, resulting in the removal of 2.5 million such pieces. eBay … and eBay.

Payments 196

Payments Google Apple Innovation 196

PYMNTS

APRIL 25, 2018

According to a study out of the University of North Carolina , when it comes to living up to that standard, the struggle is real. The expectations are getting ramped up and are increasingly getting harder to meet.”. We noticed that there were voice-assistant devices for the bedroom and living room, but not really in the kitchen.”.

North Carolina 102

North Carolina Google Cleveland Management 102

PYMNTS

NOVEMBER 2, 2020

Amazon’s introduction of Prime in 2005 was the shot heard across the retail landscape, simultaneously raising the bar for what consumers would come to expect from all of the retailers they shopped while emphasizing the importance of logistics in winning the consumer’s business and loyalty. In Q2, Amazon accounted for 14.7

Millennials 246

Millennials Retail Online Report 246

CB Insights

DECEMBER 4, 2019

Today, 22 Amazon Go stores are live in Seattle, New York, San Francisco, and Chicago. In December 2018, Reuters reported that Amazon was looking at airports as a potential Amazon Go partner. In March 2018, Greenlight Financial announced crossing 100,000 customers, growing its customer base 300% since the investment.

Cards 101

Cards Lending Strategy US 101

PYMNTS

NOVEMBER 13, 2018

Over the next three years or so, 5G deployment will result in an additional $12 billion in mobile commerce revenue for U.S. During the third quarter of 2018, Fitbit sold 3.5 retailers, according to Adobe Digital Insights. That, of course, “assumes a smooth, scheduled rollout of 5G networks. 5G Healthcare. percent until 2013.

Payments 158

Payments Mobile Technology User Experience 158

Fintech Labs Insights

APRIL 6, 2023

Other than a relatively short-lived spike in 2018, it’s been 15 years since short-term rates were high enough for most small- to-medium-size businesses (SMB) to worry about chasing yield on their parked cash. growth year over year (source: company ) – Deposits: $550 million (12/31/22), 2.2x 95,000 6 Meow * 11 4.3%

Digital Banking 15

Digital Banking Online FDIC San Francisco 15

Gonzobanker

MARCH 23, 2018

Three months into 2018, and the year is already shaping up to be the “year that could’ve been” for international core vendors in the U.S. federal and state compliance the Gang’s solutions are and what they’re going to be expected to test (and pay for if it’s not developed yet). financial institution and what products are live.

Regional 74

Regional Examples Marketing Compliance 74

CB Insights

APRIL 23, 2019

Demand for 5G is expected to be intense and dozens of corporations are seizing the opportunity. As of October 2018, Qualcomm was the only manufacturer making 5G modems and antennas in the United States. Louis will be among the first 12 cities in the country covered by AT&T’s 5G networks. Get the entire 31-page What is 5g?

Samsung 77

Samsung Mobile Technology Marketing 77

PYMNTS

DECEMBER 27, 2018

However, an awful lot is in fact different at the dusk of 2018 than it was at the dawn. The year 2018 saw massive changes in where consumers shop, how they pay, and what goods and services they want in their carts. Yet, as 2018 was coming to a close, Facebook was hit with just a bit more bad news. The Facebook Follies.

Retail 123

Retail Online Cards United States 123

PYMNTS

AUGUST 23, 2019

The expansions weren’t expected, exactly – but they aren’t all that surprising. Walmart’s move on skincare could have been forecast simply by looking at skincare’s $123 billion in global revenue in 2018, or the $175-$200 billion it is forecast to generate annually by 2027.

Branding 109

Branding Video Tools Retail 109

PYMNTS

AUGUST 21, 2018

Debt levels, well those continue to creep up, both for consumers and for businesses, which is to be expected in an economy that is robust as the U.S. percent over the last 12 months, essentially flattening wage gains that had edged into the last several months’ economic reports. economy is right now. Core inflation spiked 2.9

US 100

US Millennials New York St. Louis 100

BankBazaar

MAY 13, 2020

According to reports, world military expenditure is estimated to have been $1822B in 2018. Millions have now lost their lives to this pandemic and the world is still wrapping its head around the scale of the crisis and is at its wit’s end about how to emerge safely out of it. This lack of foresight has cost us dearly.

Policies 148

Policies Branding Online Cards 148

PYMNTS

JULY 19, 2018

billion on back-to-school shopping, and while that number is expected to slide slightly in 2018 to $82.8 Retailers have reason to want to tap into it because back-to-school shopping is an incredibly valuable run of commerce activity. In 2017, Americans spent $83.6

Taxes 101

Taxes Trends Massachusetts Louisiana 101