FICO

FEBRUARY 17, 2023

Banks and other financial institutions are adopting a digital first strategy, and there’s no going back. The shift to digital payments has spurred a reinvention of the humble wallet. Not in the traditional, physical sense anyway, as my wallet diet has led me to wholeheartedly embrace digital transformation.

South Carolina 52

South Carolina Fraud Management Payments 52

William Mills

MAY 9, 2018

Welcome to FinovateSpring 2018. There are a number of great events in FinTech but this one I do my best to attend each year. If you are here at the conference feel free to stop by at the breaks, I’m on the front row or email me at william@williammills.com. See you soon! Can I do all this and still pay my bills?

Security 40

Security Samsung Strategy San Jose 40

PYMNTS

OCTOBER 26, 2018

Fitness tracker sales are forecast to fall by 43 million units in 2018, and are predicted to fall to 39 million total units sold by 2022. CCS further notes that much of the growth in 2018 has been driven by Apple and its smartwatch product. Source: How We Will Pay Report 2018 Edition. for consumers who do not own wearables.

Samsung 134

Samsung Apple Study Report 134

PYMNTS

APRIL 29, 2019

Humans hate uncertainty – so much so that scientists who study the human brain observe that people will do whatever it takes to avoid it. You guessed it. Would you?). Okay, you might say, they are probably criminals – but almost all civil cases also get settled before a judge or jury decides. For instance.

Online 162

Online Retail Study Cards 162

PYMNTS

DECEMBER 16, 2016

11), bitcoin rose to a weekly peak of $788.49 It was a really, really good machine for us. Now, we’re doing well north of 15,000 transactions a month. Most recently, that demand has taken Coinsource back to its home state of Texas, where it added 11 additional ATMs in Q4, bringing the total to 14.

Bitcoin 100

Bitcoin Las Vegas Texas Fort Worth 100

PYMNTS

DECEMBER 12, 2017

One might think that a $200 million funding round might inject some swagger into a CEO’s step, a bit of bounce to the tune of “wow, the investors must really love what I’m doing.”. With the newest capital raise, Levchin said, “one of the initiatives that we are going to undertake in 2018 is ‘where do we help our merchant partners more?’

Lending 100

Lending Capital Tools Retail 100

PYMNTS

APRIL 12, 2019

Walmart’s bots are store-bound and set to do more of the grunt work so that sales associates can be selling. But the portion of the letter that really got everyone’s attention was his challenge in closing for other retailers — left unnamed — to match Amazon’s employee benefits and its minimum wage of $15 an hour.

Taxes 100

Taxes Retail Columbus Operations 100

Lex Sokolin

SEPTEMBER 23, 2020

It is well known that large numbers of Americans are living paycheck to paycheck and do not have anywhere close to sufficient savings. Do we really think that those investors are just uninformed and irrational, while we are wise by divinity? In 2018, over $1 trillion was spent by corporations on digital transformation projects.

Capital 52

Capital Software Lending Apple 52

PYMNTS

AUGUST 10, 2018

At first glance, 2018 is shaping up to be a year that has brought meaningful consumer, regulatory and legislative backlash against lax online privacy. What seems to be genuinely changing is consumer awareness of how privacy really works in the digital world. First, a few caveats. Privacy Changes. In fact, just 9 percent of U.S.

Online 101

Online social media Baltimore Data 101

CB Insights

NOVEMBER 9, 2018

Given the importance of innovation to drive the longevity, growth, and competitiveness of large corporations, here are 19 bulletproof strategies you can use to look innovative. If you want to learn how to drive growth, innovation, and digital transformation — be there. Lots of them. And then don’t follow through.

Innovation 78

Innovation Strategy Google Meeting 78

PYMNTS

NOVEMBER 1, 2019

But November has officially arrived and with it the unofficial start of the holiday shopping season, when the race for the consumer’s whole paycheck — and then some — really gets into gear and becomes something of a race between every entity looking to capture consumer dollars. Big Play of the Week: Alexa Can Now Pay Your Bills.

Payments 101

Payments Retail Florida Regulation 101

PYMNTS

JANUARY 24, 2020

Amazon made its first cross into 13-digit territory last fall, and this week’s excursion marks its first of 2020. Reports indicate the eCommerce company has already started working with Visa to test transactions on the terminals, and is in ongoing conversations with Mastercard to do the same. JPMorgan Chase & Co.,

Apple 132

Apple Retail Report Cards 132

Lex Sokolin

SEPTEMBER 19, 2019

If you are a thinking about starting a financial services company, and it does not have technology at its core?—?don’t. You will lose to someone similarly positioned building a more augmented business. The stellar FT Partners quarterly research report is out , and you can see continued health in the sector. Fintech is expensive.

Fintech 40

Fintech Lending United States Data 40

CB Insights

AUGUST 14, 2018

Sometimes disruption is staring you right in the face and you can’t help but look the other way. What the hell does the Nano do? Download this presentation from the CB Insights Innovation Summit to see the technologies, business models and distribution innovations that you should watch for in the next 5 to 10 years.

Bitcoin 78

Bitcoin Apple Industry Nebraska 78

PYMNTS

SEPTEMBER 30, 2019

The first is the rapid adoption and usage of voice-activated devices and apps that make it convenient for consumers to make purchases at home while doing other things like cooking, cleaning or watching the kids. Really, who’s not getting into this business? This study of more than 5,000 U.S.

Apple 164

Apple Google Study Strategy 164

PYMNTS

DECEMBER 24, 2018

More generally, 36 percent of consumer own six or more devices, and you can bet that percentage will grow in the near term. #2: In 2018, 49 percent of surveyed consumers expressed interest in making automatic payments at the gas station, up from 41 percent in 2017. 2: With Their Voices. 3: Via Automatic Payments. . #3: That’s not all.

Cards 207

Cards Payments Mobile Millennials 207

PYMNTS

OCTOBER 22, 2018

Using smartphones and apps to autopay at gas stations, or to find and pay for parking, or asking a voice-activated assistant on the other end of a speaker to order a pizza aren’t just what early adopters of cool, connected tech are doing. The consumer’s shopping journey isn’t just moving from physical to digital. buy and pay.

Millennials 212

Millennials Study Payments Data 212

PYMNTS

FEBRUARY 27, 2019

By the end of 2018, that had swelled to 36 months. Demand for entry-level and mid-price smartphones remained strong across markets, but demand for high-end smartphones continued to slow in the fourth quarter of 2018,” said Anshul Gupta, senior research director at Gartner, in a press release announcing the results of the research.

Samsung 149

Samsung Apple Google Branding 149

PYMNTS

OCTOBER 26, 2017

The forecast for 2018 is for continued high single-digit growth in 2018. Earnings were up 11 percent to $2.14 Visa Direct , Visa’s digital disbursements solution, saw volumes increase by 75 percent over last year, driven by push payment demand from the U.S. percent) to $1.93 trillion, on a constant dollar basis.

Payments 123

Payments Marketing Cards Regional 123

CB Insights

OCTOBER 29, 2018

Ballmer left Microsoft that same year and new CEO Satya Nadella had to do significant restructuring and layoffs to streamline the company, including cutting 15,000 Nokia employees. Plus, it seems Zynga didn’t really have a plan for the acquisition. Cisco and Pure Digital. The Sad State of Corporate Innovation. Price: $7.9B.

Google 76

Google Software Innovation Company 76

PYMNTS

NOVEMBER 5, 2018

The Wall Street Journal threw some serious shade on that move, citing Steve Jobs’ reaction to Amazon’s decision in 2009 to do the same for the Kindle — that it must not be selling many. Don’t say I didn’t warn you back in June of 2016. Or at any other time — unless it wants to. If they aren’t, then they don’t.

Apple 174

Apple Taxes Mobile Google 174

PYMNTS

JULY 13, 2018

Taylor was not the first celebrity to try to do something like this, said Chang, but she was “the first truly successful one.” And you could tell that she had a hand in every single element of that perfume. 1 on its list of the top 10 emerging restaurant brands of 2018. She quite literally copied her body.”. and other countries.

Branding 101

Branding social media Course Phoenix 101

PYMNTS

JUNE 7, 2019

This week was one of the latter, as Walmart hosted its investor meeting in Arkansas and Amazon decided this week’s menu of technological innovations in retail would be an all-you-can-eat buffet. There are full weeks in the race to control the consumer’s whole paycheck — and then there are very full weeks. We think we can have that.”.

Arkansas 109

Arkansas Training Las Vegas Kansas City 109

CB Insights

OCTOBER 31, 2019

When a company creates a chatbot, what exactly is it trying to do? Mentions of chatbots in earnings calls and press releases skyrocketed, and for many, it seemed that chatbots might be the next big disruptive technology. Thousands of companies commissioned their own chatbots in anticipation. Key takeaways from the ‘chatbot revolution’.

Industry 78

Industry Examples Tools Retail 78

CB Insights

SEPTEMBER 4, 2019

in 2018, up from less than $2B in 2013. Also in 2018, nearly 80M American households went camping — a new high. households that began camping for the first time in 2018, almost 60% preferred cabins, recreational vehicles, and other “glamping” amenities to sleeping in tents. However, these industries won’t thrive unchanged.

Millennials 78

Millennials Industry Branding social media 78

PYMNTS

APRIL 11, 2019

The Amazon marketplace stands as one of the most successful efforts of the eCommerce operator, and that fact was underscored on Thursday (April 11) by the annual Amazon letter to shareholders from CEO Jeff Bezos – a letter that also apparently served as a rebuke to a recent political call to break up Amazon and other large digital firms.

Massachusetts 100

Massachusetts Retail Tools Operations 100

CB Insights

FEBRUARY 27, 2018

Digital stylists get personal. We’re uniquely suited to do this,” said Eric Colson, Chief Algorithms Officer at Stitch Fix. A Nordstrom doesn’t have this type of data because people try things on in the fitting room, and you don’t know what they didn’t buy or why. We have this access to great data and we can do a lot with it.”.

Industry 78

Industry Branding social media Retail 78

CB Insights

MAY 1, 2018

An early tablet that played HD videos but lacked a native email client and calendar, two things Blackberries were renowned for doing well. This was a dedicated device that just sent out and received tweets, but couldn’t even do that properly, giving users only a 20-character preview of their tweets. Twitter Peek, Peek (2009).

Innovation 78

Innovation Google Apple Video 78