PYMNTS

MAY 4, 2018

To find companies that may be using software to fix prices, EU regulators may create their own algorithms. Through an inquiry in 2017, the European Commission discovered that two-third of retailers use software tools to monitor prices from their competitors.

Regulation 123

Regulation Software Taxes Study 123

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. Malls, retail stores and even some bank branch closings proliferated in 2017.

Conference 91

Conference Industry Community Bank Community 91

PYMNTS

SEPTEMBER 30, 2019

eCommerce sales tax laws are having unintended consequences in the tobacco industry. These laws were meant to make online sellers face sales tax requirements similar to those for retailers with on-the-ground locations, putting both types of businesses on equal footing. in 2017 had a 52.75

Retail 109

Retail Taxes Virginia South Dakota 109

PYMNTS

NOVEMBER 13, 2017

Small business owners have a lot on their plates today and, depending on who one asks, top concerns range from taxes to late invoice payments. Bank of America also found in a fall 2017 survey that nearly three-quarters of SMBs expect their 2017 year-end revenues to beat 2016’s figures.

Taxes 105

Taxes Survey Capital America 105

PYMNTS

MAY 3, 2017

The Small Business Administration’s National Small Business Week is in full swing, and new data from top banks finds small business optimism is soaring. SMEs are more optimistic about the national economy than they were last year, with 18 percent saying they feel the economy is expanding — double the amount that said the same a year ago.

Taxes 100

Taxes America National Survey 100

FICO

MAY 25, 2017

million digital records exposed the dark deeds of dirty money and tax evasion and burst the bubble of pretense that the world is effective at dealing with corruption. One in five banks in Asia Pacific say that they expect tax evasion to increase 100 to 500 percent over last year’s levels according to a recent poll by FICO.

Taxes 40

Taxes Survey Compliance Regional 40

PYMNTS

FEBRUARY 5, 2018

Analysts at CBIZ noted that SMBs will have to wait to feel any meaningful impact from tax reform, and with the economy growing, the nation is close to full employment. But a more holistic look at analysis of small business hiring finds cause for optimism, especially as SMBs prepare to benefit from tax reform.

Taxes 101

Taxes Analytics Data Analysis 101

PYMNTS

SEPTEMBER 13, 2017

. “Because of that complexity, taxes are more complex – it’s a snowball effect. The way taxes are done in the construction industry is different than in other industries.” ” Indeed, the construction industry has dizzying tax rules that don’t apply to other verticals. .”

Management 129

Management Taxes Industry Trends 129

PYMNTS

JANUARY 12, 2017

Analysis from Bloomberg BNA in its “ 2017 Outlook — International Payroll ” report released just before the new year suggests data protection has become a paramount concern for payroll managers. One of these regulations is the Privacy Shield agreement, which regulates how data is moved between the EU and U.S. In the U.K.,

Data 100

Data Taxes Compliance Regulation 100

BankUnderground

OCTOBER 26, 2021

Moreover, the national currency belongs to the people, and the state’s role is to regulate it to benefit the people. This is done by ensuring money is produced according to the strictest standards and avoiding manipulating it to the king’s benefit ( inflation tax ).

Policies 114

Policies Taxes Maine National 114

PYMNTS

MARCH 5, 2019

tax authority, HM Revenue & Customs (HMRC), conducted a week-long investigation into 50 estate agents suspected of trading without being registered. million over 2017 to 2018. According to Financial Times ( FT ), the U.K.

Compliance 134

Compliance Training Taxes National 134

PYMNTS

SEPTEMBER 11, 2018

In Kentucky, a proposal that dates back to 2017 would allow betting on college and professional sports, but prohibit wagering involving high school athletics. The state reportedly would impose a $250,000 licensing fee on betting providers, along with a 3 percent tax. percent state tax on sports wagers. Integrity Fees.

West Virginia 100

West Virginia Kentucky Rhode Island Mississippi 100

PYMNTS

JUNE 14, 2018

A new report from The National Cybersecurity Society (NCSS) published this week warns that business identity theft is an emerging threat for entrepreneurs and executives. Business identities can be used to open card accounts, initiate wire transfers or commit tax fraud. with more than 16,800 victims recorded in 2016.

Fraud 109

Fraud Taxes Resources National 109

PYMNTS

FEBRUARY 1, 2021

As Camporeale told Webster, Italian banks were among the first to adopt the SEPA instant credit transfer schemes, back in November 2017. The FIs, in turn, should consider making special offers for users and incentivizing low-value, high-frequency transactions — including cash back for consumers and tax rebates for merchants.

Payments 250

Payments Cards Taxes System 250

PYMNTS

AUGUST 7, 2018

corporate lending sphere suggests banks have adjusted the competitive tides, with rising rivalries between each other now driving business lending trends in the nation — though the trend is not all good news for the corporate finance sector. According to regulators, corporate loan growth hit an annual rate of 3 percent by mid-May.

Lending 100

Lending Survey National Trends 100

Jeff For Banks

DECEMBER 12, 2017

The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. That got regulator's attention in the form of a May 2011 Consent Order (CO). Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. How did they lose it? Welcome to the list! #2.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

APRIL 17, 2017

In their 2017 Private Capital Access Index report, Dun & Bradstreet and Pepperdine found that mid-sized businesses, with between $5 million and $100 million in revenue, reported a decline in profitability as well as their inability to hire new staff as a direct result of higher interest rates.

US 103

US Capital Policies Taxes 103

PYMNTS

MAY 8, 2018

In all, retail return losses total between $9 billion and $15 billion per year, according to a 2017 survey by the National Retail Federation. The crime cuts into state sales tax revenue, too, with Tennessee losing more than $14 million each year to return fraud.

Tennessee 101

Tennessee Policies Retail Fraud 101

ZootBlog

JUNE 8, 2016

In July 2015, the Department of Defense (DoD) passed major changes to the Military Lending Act (MLA) with target compliance dates of October 3, 2015 and October 3, 2017. The 2017 date applies only to credit cards. However, the original act only applied to payday loans, tax refund anticipation loans, and vehicle title loans.

Lending 60

Lending Regulation Taxes Security 60

PYMNTS

JANUARY 29, 2020

small businesses had sought a loan online, compared to just 19 percent that did so in 2017. As online lending platforms proliferate among the SMB borrowing community, however, experts warn that a lack of regulation means these companies rarely publicly reveal interest rates and fees. MacKrell highlighted the work of U.S.

Lending 136

Lending New York Online New Jersey 136

PYMNTS

AUGUST 5, 2019

Merchants’ financial institutions (FIs) or payment processors are no doubt well aware that adhering to today’s stricter anti-money laundering (AML) regulations, tax evasion laws and economic sanctions — while simultaneously combatting cyber fraud — all add to these transactions’ complexity and expense.

Payments 115

Payments Compliance Operations System 115

Jeff For Banks

FEBRUARY 3, 2018

At September 30, 2017 there were 5,737, a 16% decline. There were 166 mergers, and four new charters in the first three quarters of 2017. Because the nation's balance sheet and income statement is not improving. And I have never heard a regulator say the phrase "over capitalized". In 2017, NIMs ranged from a high of 3.8%

Taxes 60

Taxes Regional Industry Trends 60

PYMNTS

MAY 4, 2017

There have been 52 new startups founded in 2017. Low sales tax and zero state income tax are huge incentives for new tech companies who have a plethora of some of the largest clients in Orlando such as Disney, Universal, Sea World and Florida Hospital. Median household income (2015): $42,318.

Florida 110

Florida United States Taxes Community 110

PYMNTS

DECEMBER 12, 2017

Retail return losses total between $9 billion and $15 billion per year, according to a 2017 survey by the National Retail Federation. In addition, the crime cuts into state sales tax revenue: Tennessee loses more than $14 million a year to return fraud.

Retail 105

Retail Fraud Cards Florida 105

Jeff For Banks

AUGUST 12, 2018

This is because the economy has been gaining momentum, however modest, from the tax cuts and deregulation. As well as the economy has been doing from the momentum of tax cuts and reduced regulation, there are always looming issues. for the year ending June, 2017, and +4.2% The economy has grown 2.2%

Marketing 60

Marketing Philadelphia Omaha US 60

PYMNTS

FEBRUARY 16, 2018

PepsiCo turned some heads with its quarterly earnings call announcement that it would take some of its tax reform windfall and reinvest it in improving the firm’s eCommerce efforts. According to PepsiCo CEO Indra K. Nooyi, that decision is entirely bottom line-driven – eCommerce was good for Pepsi last year.

Retail 124

Retail Branding Mobile Strategy 124

FICO

JULY 17, 2017

Perhaps an equally daunting challenge is the already crowded legislative agenda, which includes heavy-lift items like healthcare and tax reform and increased infrastructure spending. Similar efforts, further crowding the legislative calendar, may be pursued if the CFPB moves forward with issuing its final small-dollar lending regulation.

US 40

US Leadership Regulation Policies 40

Lex Sokolin

DECEMBER 25, 2019

Further, actually touching client funds immediately makes these apps into regulated custodians or money transmitters or financial advisors, which means a lot of compliance cost for little upside. Certainly, regulators will be asking the same question as the space grows more popular. Is that likely? see the DeFi Score initiative.

blockchain 52

blockchain Bitcoin Software Lending 52

Independent Banker

JULY 29, 2016

With congressional candidates and incumbents across the nation in full campaign mode this summer, this is an excellent opportunity to share how ICBA is affecting what is already a dramatic election season. The next summit takes place April 30–May 3, 2017. Keeping community banking interests front and center. By Courtney Schoenborn.

Community Bank 70

Community Bank Community Washington FDIC 70

Gonzobanker

DECEMBER 20, 2018

PNC made a Gonzo move with a national digital expansion in 2018 with the unique idea of building a small number of branches in target metro markets like Kansas City and Dallas. CenterState Bank Corporation and National Commerce Corporation merge to create a $16+ billion southeastern player. Capital One quit mortgage late in 2017.

Fintech 102

Fintech Conference Innovation Community 102

Gonzobanker

DECEMBER 17, 2021

Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. Congrats on a brave move and national recognition Jim! Since 2017, ROAE has grown from 7% to approximately 20% and ROAA has increased from.82% Bank Merger of the Year. Has it worked?

Fintech 143

Fintech Strategy Leadership Lending 143

CB Insights

JUNE 14, 2018

Housing supply is dire nationally, with the US reportedly staring down a housing shortage of 7.3M in 2017 — twice the rate of incomes, and 3x the rate of inflation, according to the WSJ. . Through June of this year, 45 deals have been completed, putting construction tech deals on track to meet or exceed 2017 figures.

Seattle 56

Seattle Capital Industry New York 56

CB Insights

FEBRUARY 28, 2019

In the early 70s, See’s was able to produce about $2M a year (after tax) on just $8M in net tangible assets (including all accounts receivable.) Berkshire Hathaway bought See’s, and by 1982, it was up to producing $13M after taxes on just $20M in net tangible assets. And it’s not one that can be fixed with regulation.

Omaha 78

Omaha Company Capital Management 78

CB Insights

JUNE 6, 2019

In tests conducted by the National Highway Traffic Safety Administration (NHTSA), The Coda was awarded a rating of 5 stars out of 5 for its side-impact and rollover tests. The company’s assets were acquired by Q Holdings in 2015, and the firm quietly relaunched the Quirky brand in 2017.

Apple 78

Apple Branding Google Company 78

CB Insights

OCTOBER 31, 2017

2017 Third Update (10/31/17). 2017 Second Update (6/9/17). 2017 First Update (2/10/17). 2017 Third Update (10/31/17). Six months prior to Wikimart’s July 2017 demise, co-founder Maxim Faldin wrote the following note on the company’s Facebook page. ” 2017 Second Update (6/9/17). .”

Company 78

Company US San Francisco Capital 78