PYMNTS

JANUARY 9, 2020

as there is in the rest of the world,” said Stephanie Martz, senior vice president and general counsel of the National Retail Federation (NRF) , the world’s largest retail trade association. Europe was the first region to adopt EMV technology, and sees a transaction rate of more than 99 percent. comes in dead last, however, as only 59.2

Fraud 131

Fraud Cards Retail Security 131

PYMNTS

FEBRUARY 24, 2020

Financial institutions (FIs) and merchants from other regions have been dipping their toes into the Chinese market, but open banking has compounded the difficulty involved in setting up operations. The country’s government and regulators are keeping pace with those in the European Union and the U.S. The law is still ambiguous.

Regulation 160

Regulation Policies Data Compliance 160

PYMNTS

SEPTEMBER 7, 2018

In addition, the official noted that the region has “seen cases recently where AML issues have compromised the functioning and even the viability of some banks, so it is very important here to move forward.”. Monitoring money-laundering, however, is usually handled at the national level.

Regional 109

Regional Compliance Regulation Meeting 109

PYMNTS

JULY 5, 2017

citizens’ data or national security. attention on Europe, with the desire to gain a post, or perhaps outpost, in payments processing in the region. Adyen operates in the Netherlands, which means that it has roots in the region. Regulatory concerns have hinged on whether there is, may be, or could be risk to U.S.

Regional 101

Regional United States Payments New York 101

NCR

MARCH 28, 2018

Home to more than 261 million people, it is the world’s fourth most populous country and also the largest island nation on the planet, comprising more than 13,000 islands. As the national government pursues initiatives to address this problem over the coming years, ATM deployment could prove a vital part of the mission.

ATM 72

ATM Regional National Innovation 72

PYMNTS

JULY 21, 2017

Fraud varies country to country, region to region. As has been widely noted, the region has paved the way for the adoption of EMV, and its embrace by merchants in the EU, mandated though it has been, has steered hackers and criminals to online methods of siphoning funds from consumers and cheating companies.

Fraud 116

Fraud United States Regional Cards 116

PYMNTS

APRIL 20, 2017

Ant Financial was valued at around $60 billion in 2016, though its exact value after an additional $3 billion funding round has yet to be made public. The acquisition of MoneyGram would provide the AliPay operator with a global payments and remittance network. million to 92.1 million by 2020, according to projections from eMarketer.

National 111

National Regional Mobile Marketing 111

PYMNTS

MAY 4, 2016

Chase for Business said on Tuesday (May 3) that its 2016 Business Leaders Outlook took the pulse of roughly 1,000 small business leaders, finding that 69 percent of those responding showed optimism about their individual prospects looking down the road through the next year. economy over the next year.

Survey 100

Survey America National Regional 100

PYMNTS

DECEMBER 28, 2020

In Mercado’s home nation of Brazil, he describes the last eight months as a “fundamental transformation” in a conversation with PYMNTS’ Karen Webster. I mean, throughout the Latin American region that has happened, but it has been massive in Brazil. Brazil at the beginning of last year was a different Brazil, for sure,” he said. “We

Lending 220

Lending Data Marketing Regional 220

PYMNTS

MARCH 15, 2017

International food retail group Ahold Delhaize (AD) saw a minor upward push in the past week, though a broader view shows prices down overall compared to all-time highs in July 2016. Mid-Atlantic regional supermarket chain Weis Markets announced strong Q4 and full-year financial results despite falling food prices. billion ($27.8

Marketing 100

Marketing Trends Online Retail 100

PYMNTS

FEBRUARY 21, 2018

A regional government in Russia is now working with state-backed VEB, reports in CoinDesk said this week, as authorities explore how to use blockchain “to improve the quality of management decisions.”. Ubin was first announced in 2016 with the central bank launching a partnership with blockchain company R3. United States.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

PYMNTS

JULY 1, 2019

Entities such as the National Payments Corporation of India — an umbrella organization for operating retail payments in India — have been helping to guide electronic payments adoption. However, more developed nations have been relatively constrained by legacy technologies and entrenched ways of conducting commerce.

Payments 130

Payments Mobile Security National 130

BankUnderground

FEBRUARY 9, 2023

To ensure the availability and affordability of flood insurance to households in flood-prone areas, the UK Government introduced an innovative reinsurance scheme, Flood Re, in April 2016. In our regression, we interact this flood exposure with a binary variable capturing the time period when Flood Re was operating.

Marketing 80

Marketing Policies Regional Data 80

PYMNTS

OCTOBER 16, 2018

billion in deals reached in H1 of 2016. Research recently published by AsiaInspection (AI) found that businesses in the region have begun to diversify their supply chains, largely as a result of redrawn trade lines and disputes. That’s less than half of the $56.7 “In some cases, U.S. businesses that said the same.

Compliance 164

Compliance Survey United States Report 164

PYMNTS

APRIL 2, 2020

Formed in 2008, Green Goo is a women-owned, family-operated company that started out making organic soaps, hand creams, lip balm and first aid salves for friends and family. Its eCommerce business has jumped 35 percent each year since 2016. Green Goo is right on the edge of a breakout. Last year, it began selling at Walmart.

Colorado 131

Colorado US Branding Regional 131

PYMNTS

JANUARY 18, 2019

Smart trash receptacles are already being used to alert sanitation crews where trash collection services are needed, allowing them to adjust their routes and operate in a cost-effective manner. launched a test in 2016 to secure digital driver’s licenses, and Wyoming joined the program the following year.

Millennials 198

Millennials Tools Wyoming Idaho 198

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. We are launching a pilot for the 2016-17 Australian grains harvest. Visit us at www.liferay.com.

social media 40

social media ATM Mobile Customer Experience 40

PYMNTS

NOVEMBER 11, 2019

The fee-free card is Goldman Sachs’ latest inroad into the retail consumer business after establishing its online Marcus brand in 2016, which makes unsecured personal loans. From an operational and risk perspective, we’ve handled the inflows smoothly, and without comprising our credit underwriting standards.”. India, the U.K.

Apple 101

Apple Massachusetts Data Cards 101

Jeff For Banks

FEBRUARY 3, 2018

Because the nation's balance sheet and income statement is not improving. That yielded 291 total institutions, broken down by region. Some regions are experiencing slightly elevated non-performers from the previous year. Are these anomalies due to region, competition, or business models? Positive operating leverage!

Taxes 60

Taxes Regional Industry Trends 60

Jeff For Banks

APRIL 23, 2017

In 2016, we decided to ask our customers for feedback on their relationship with [Bank A]. We also believe there is a direct correlation between these customer quotes and our bank’s performance, and we’re very pleased to report that 2016 was an outstanding year for tangible results at [Bank A].

US 65

US Regional Marketing Branding 65

PYMNTS

JULY 8, 2016

The Asia-Pacific region undoubtedly led the way, with India securing the largest investment of the week (alternative SME lending) and other deals reaching Australia and China in the logistics, cross-border payments and SaaS segments. Check out our breakdown of all the deals below. ” Alternative Lending.

Capital 101

Capital Lending Industry Management 101

PYMNTS

OCTOBER 26, 2017

Total operating revenue rose 14 percent to $4.86 He told analysts on the call that his first year in the role was marked by the ability of Visa to execute its operating plan “guided by our strategic pillars.”. and CEMEA regions. The forecast for 2018 is for continued high single-digit growth in 2018.

Payments 123

Payments Marketing Cards Regional 123

CB Insights

MARCH 2, 2018

India is the region with the highest growth potential, and this is why both Amazon and Alibaba see it as critical to their long-term strategy. Research from Morgan Stanley projects the online retail market will explode from $15B in 2016 to $200B in 2026. Amazon made a follow-on investment in the company in 2016.

Regional 68

Regional Retail Marketing Online 68

Gonzobanker

APRIL 18, 2017

Commercial cash management/fee income (sixth in 2015, second for 2016 and 2017). Small business market share (fourth in 2015, third in 2016, and now eighth in 2017). From 2014 to 2016, the commercial loan growth has been almost 20% in commercial and industrial (C&I) lending and just under 22% in commercial real estate (CRE).

Lending 60

Lending Strategy Management Marketing 60

Jeff For Banks

DECEMBER 12, 2017

Before we begin and for comparison purposes, here are last year's top five , as measured in December 2016: #1. billion of assets and operates twenty five branches in the western suburbs of Chicago. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Summit also operates an insurance subsidiary.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

JUNE 17, 2016

million as of 2016. Roughly 251,000 people are employed in this sector across the region, representing 36 percent of the country’s financial services sector employment. Roughly 251,000 people are employed in this sector across the region, representing 36 percent of the country’s financial services sector employment.

New York City 100

New York City Maine Regional America 100

PYMNTS

MAY 31, 2018

In 2016, 95 percent of transactions in in India were done in cash and there were approximately 60 million online shoppers – representing about 14 percent of the internet using base of the nation, according to a late 2017 report by Morgan Stanley. Flipkart reported a net loss of 87.71

Branding 101

Branding National Report Online 101

PYMNTS

APRIL 6, 2017

While these new ACH offerings are promising to quicken the pace of monetary transactions, the changes are also bringing new rules and regulations that directly impact how banks and other financial players operate. local time after Same Day ACH Phase One rolled out in September 2016. What’s so Scary about Faster Payments?

Resources 100

Resources Training Payments Regulation 100

NCR

MARCH 21, 2018

One common issue in this part of the world is that while many African economies remain heavily cash-based, this demand for physical currency is not being met by ATM operators. Therefore, improving access to cash will need to be a top priority for banks in the region. Therefore, there remains great potential for growth.

Meeting 74

Meeting ATM Examples Regional 74

FICO

JULY 31, 2019

Where does the vendor operate (e.g., regions, cloud)? Tools such as the ABC National Risk Score in the US, which provides a general rating of cyber risk for benchmarking, and the FICO® Cyber Risk Score, which provides company- specific metrics, may be leveraged in combination to provide a directionally correct view of relative risk.

Cyber Security 70

Cyber Security Management Security Risk Management 70

PYMNTS

APRIL 21, 2017

We are the premier, largest doctors-on-demand service currently operating in the United States and, per our announcement in February 2017, are beginning the process of a national rollout. At this time in 2016, we had seen 3,000 patients — as of today in 2017, we have seen more than 23,000 throughout California.

Pennsylvania 128

Pennsylvania Exercises United States Florida 128

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? We hope you enjoy our take on the good, the bad and the bigly of 2016. . The 2016 Headline That Will Give You a Headache – “Wells Fargo CEO Says the Ethics Hotline Was Mostly Ethical.” Or the need to take market share in a slowest growth region? THE BANKING AWARDS.

Utah 60

Utah System Community Marketing 60

PYMNTS

MARCH 11, 2017

Additionally, DRU Assist is able to hold digital conversations with customers about menus, ingredients, store locations and operating hours. DRU is starting out in Australia but designed with scalability in mind so that the service can easily expand Domino’s other regions worldwide supported by global cloud technologies.

Chicago 123

Chicago New York City New York Innovation 123

Gonzobanker

DECEMBER 19, 2016

What words describe 2016 GonzoBankers? We hope you enjoy our take on the good, the bad and the bigly of 2016. . The 2016 Headline That Will Give You a Headache – “Wells Fargo CEO Says the Ethics Hotline Was Mostly Ethical.” Or the need to take market share in a slowest growth region? THE BANKING AWARDS.

Utah 60

Utah System Community Marketing 60

NCR

AUGUST 18, 2017

A study by Business Insider Intelligence found that the most common reasons that financial services firms in the EMEA region are investing in blockchain is to create new business models or launch startups. Forecasts about medium-term cost savings of key operations are promising. Significant savings to be made.

blockchain 75

blockchain Technology cryptocurrency Study 75

Fintech Labs Insights

JANUARY 4, 2017

Pictured (left to right): NetGuardian’s Mine Fornerod (Digital Marketing Manager) and Eric Margaryan (Asia Regional Director) demonstrating FraudGuardian at FinovateAsia 2016. ” NetGuardians announced a deployment of FraudGuardian with the National Bank of Malawi last November.

Fraud 20

Fraud Regional Big Data Meeting 20

CB Insights

DECEMBER 7, 2017

As of September 2016, that share dropped to 21%. In 2016, non-bank lenders like Quicken Loans accounted for six of the top 10. Quicken Loans founder Dan Gilbert’s innovation in mortgages was to assign regional-specific loan application reviewers, who familiarized themselves with the regulations of certain geographies.

Millennials 69

Millennials Lending United States Technology 69