PYMNTS

AUGUST 14, 2017

Take a look at this chart, which lays out grocery chain market share. Walmart has the largest market share at 14.2 In 2015, the tech media was gaga over Snap and its ability to corral the so-called most valuable eyeballs in media: the millennial. This one is particularly amusing. What a difference two years makes.

Innovation 109

Innovation Online Google Millennials 109

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. The conference was well attended, with broad representation from all institution sizes and markets. Presentations focused on targeted marketing for “moneyhawks” , new P2P models (e.g. One spoke of the need to market correctly.

Conference 100

Conference Retail Community Community Bank 100

PYMNTS

JANUARY 22, 2018

More important, perhaps, than the innovations they made on behalf of their more famous lead players, was how their contributions accelerated those innovations’ time to market. Innovation in payments and commerce has an unsung hero, too. And who will influence how innovation happens. Distribution.

Innovation 135

Innovation Online Branding El Paso 135

Gonzobanker

DECEMBER 22, 2015

Well, what do we say about 2015? And, give or take a stumble or two, we snuck through it and did a reasonable job on 2015 objectives, in our humble opinion. So, it seems we’re good with only one outstanding item—digest the 2015 GonzoBanker Awards! 2015 Executive Call-out. Community bank marketing resources.

Community Bank 60

Community Bank Apple Community Technology 60

Banking 2020

JANUARY 15, 2015

The retail banking industry has seen major changes occurring in the industry over the last few years with the adoption of mobile banking, the rise to prominence of the millennial demographic, narrowing margins, stagnant top line revenues, the future of the branch and continued regulatory changes. Payment disruption and innovation.

Retail 40

Retail Trends Millennials Mobile 40

PYMNTS

JULY 25, 2019

In an interview with PYMNTS, Deirdre Ives, CEO and managing director at Wirecard North America, noted that when it comes to innovation, issuers face challenges in meeting the needs and expectations of a diverse populace of users spanning borders and cultures. market as an example of the co-existence and collision of cash and digital payments.

Payments 189

Payments Innovation Examples FDIC 189

PYMNTS

AUGUST 11, 2017

This stems from emerging markets like China, Russia and the United Arab Emirates starting to move into the luxury purchasing arena, with 70 percent of consumers increasing their spending. Within these emerging markets, we’ve seen retailers make large bets on luxury.

Millennials 122

Millennials Survey Retail social media 122

PYMNTS

MAY 26, 2017

Analysis from Expert Market found that some small businesses in the U.K. Nearly half of all payments in 2015 were made using a credit or debit card, according to Expert Market, which equates to more than $121,000 in profits for a single small business.

Report 140

Report Cards Millennials cryptocurrency 140

PYMNTS

JANUARY 23, 2017

WHAT DO HILLBILLIES HAVE TO DO WITH PAYMENTS INNOVATION? As important as that work is, discussing this social and public policy agenda isn’t why I was intrigued by Vance and his book — nor why I asked him to join me on stage on March 15, 2017, at the Innovation Project. In 2015, 50 percent of the tax filers in the U.S.

Innovation 100

Innovation Payments Taxes Policies 100

PYMNTS

JUNE 7, 2019

Forget millennials, that consumer segment that is blamed for the downfall of most everything while also being the target of many innovative efforts. So much retail and payments innovation takes place in China, and, in a sense, that holds true when it comes to single consumers. Shifting Tide. Singles’ Day. It takes place on Nov.

Retail 133

Retail Millennials Online Innovation 133

PYMNTS

MAY 23, 2019

According to the Credit Union Innovation Playbook , a PYMNTS and PSCU collaboration, trust is the driving factor in that choice. Millennials, Bridge Millennials and the rapidly up-and-coming Gen Z consumers mostly prefer digital banking as their go-to when they interact. That result, Chambers noted, is just an average.

Online 123

Online Millennials Digital Banking Maine 123

PYMNTS

JANUARY 24, 2019

In fact, in 2015, ICBA Bancard provided more than $800,000 in financial assistance to help its community bank clients prepare for first-gen EMV. Small businesses are becoming more savvy about payments” as well, she noted, adding that many of them are “owned by millennials.”. million payment cards, Giorgio said.

Community Bank 156

Community Bank Community Cards United States 156

PYMNTS

NOVEMBER 11, 2016

We finally have a definitive answer to the mysterious, canary-yellow marketing campaign Snapchat launched earlier this year. It’s not just millennials and post-millennials using a free service any longer. It’s not just millennials and post-millennials using a free service any longer.

Millennials 143

Millennials Video Retail Regional 143

Independent Banker

FEBRUARY 24, 2016

How millennials will accelerate innovation and technology change. It’s where older, profitable customers have been slower to adopt new banking technologies that not-yet-profitable millennials pick up quickly and easily. Millennials, who will make up half the U.S. Millennials, who will make up half the U.S.

Mobile 70

Mobile Millennials Community Bank Community 70

PYMNTS

JUNE 5, 2018

Prettier pictures lead to more sales for airlines — that’s the philosophy behind a growing bookings system that offers what Reuters called on Tuesday (June 5) a “more engaging visual approach to marketing” of tickets. MMGY , a travel marketing firm, has found that 33 percent of millennials are willing to use travel agencies.

Millennials 100

Millennials System Trends Marketing 100

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend.

Apple 227

Apple Study Innovation Survey 227

Insights on Business

JUNE 23, 2017

They marketed themselves to younger consumers, often with the lure of slick technology. But as innovative as they were, they didn’t seem to pose much of a threat to century-old institutions with billions in assets. Innovating in the digital front office to serve both audiences. Shareholders in a bank are usually not as patient.

Fintech 154

Fintech Innovation Technology Branding 154

Abrigo

OCTOBER 15, 2014

This is certainly an interesting innovation, but many bankers may be asking themselves if it’s a practical one. Offering convenient ways to bank can be an appealing option to draw in those new customers, particularly for the millennial generation.

social media 150

social media Apple United States Innovation 150

PYMNTS

APRIL 11, 2017

There’s little doubt that the home share sector is beginning to boom globally among business travelers, with millennials adopting the practice at a greater rate than their older counterparts (as millennials are wont to do). To date, the Singapore startup has raked in just under SG$5 million ($3.52

Millennials 100

Millennials Regional Marketing Report 100

Alex Jimenez

AUGUST 28, 2018

"Fintech is a dynamic segment at the intersection of the financial services and technology sectors where technology-focused start-ups and new market entrants innovate the products and services currently provided by the traditional financial services industry." -PwC in 2010 to $19B in 2015. $ Source: Citi Fintech Study 2015.

Fintech 40

Fintech Case Study Study Millennials 40

NCR

MAY 9, 2017

But technology innovators and financial institutions have worked together for generations. The 2016 Millennial Money Mindset Report, released by iQuantifi earlier this year, reported that nearly 42 percent of millennials want to manage their banking relationship exclusively online. Each one appeals to a different market target.

Fintech 75

Fintech Hawaii Community Bank San Francisco 75

PYMNTS

OCTOBER 28, 2016

Owning a home might still be a significant piece of the American Dream, but with two-thirds of American millennials currently renting , it could be a far-fetched dream for young renters. For decades, checks have long been the primary method for rental payments, but for millennials, everything is changing.

Payments 100

Payments Software Millennials Management 100

PYMNTS

MARCH 5, 2017

market, they are still far from replacing cash. percent in 2015. The report found that 32 percent of transactions used cash in 2015 and that demand for cash remains strong in the United States. percent and 15.5 percent of the gross domestic product. Paid in cash, pay in cash. And it isn’t just Kaplan with a sunny view of cash.

Technology 100

Technology San Francisco Analysis United States 100

PYMNTS

JULY 26, 2016

The past 10 years have comprised the single most powerful and innovative time in the history of technology. The study found that luxury eCommerce was “growing faster than the retail industry at large,” with online sales of luxury products doubling from the beginning of 2014 to the beginning of 2015, according to WBR Digital’s data.

Branding 100

Branding social media Millennials Study 100

PYMNTS

APRIL 15, 2016

It’s taking its Premium McWraps, the signature “healthy” item designed to keep foodie millennials from abandoning it, and 86ing it from the menu. 2015 also marked the opening of Taco Bell’s first storefront in China.

social media 100

social media Millennials Branding California 100

PYMNTS

JANUARY 2, 2017

The goal: to start a conversation by taking a fresh look at how the ecosystem is changing, innovating and disrupting — all at the same time. Walmart’s revenues of nearly half a trillion dollars ($485 billion in 2015) and 2.2 Millennials Are In For Some Hard Times. million employees — half of whom are in the U.S. population.”.

Millennials 119

Millennials Apple Retail Mobile 119

PYMNTS

JUNE 27, 2017

And as men – particularly single millennial men with a fair amount of discretionary capital to put toward the project – are moving toward a more pro-grooming stance – the market is moving quickly to catch up. Just this week, men’s grooming start-up Oars + Alps bagged $1.3 Overcoming The Challenges . A New Opportunity.

Millennials 116

Millennials Marketing Capital Branding 116

PYMNTS

JANUARY 25, 2018

In the financial services world, most buzzworthy payment innovations are frequently aimed at rendering older, physical financial concepts moot. But not all financial innovations are focused on making such concepts obsolete. trillion in cash in 2015, a higher rate than that of Western European nations. Postal Service (USPS).

ATM 100

ATM Millennials FDIC New Jersey 100

PYMNTS

MARCH 8, 2019

When the world first encountered the brand in 2011, Dollar Shave Club didn’t have much more than an innovative idea for selling razors and a viral video about the concept. That might be skin issues, dandruff or the wrinkles they are seeing for the first time on their millennial faces. Same quality, but 90 percent less expensive. “The

Branding 115

Branding Millennials Video Innovation 115

PYMNTS

SEPTEMBER 30, 2019

The latest Payments and the Platform Economy study examines how marketplaces are responding to the counterfeit threat as well as how they are continuing to innovate the customer experience. Millennials and Gen Z are driving the growth of the secondhand market and eCommerce, generally. In the U.S. trillion and $1.5 Online Resale.

Online 101

Online Fraud Branding social media 101

PYMNTS

DECEMBER 14, 2019

If you haven’t heard – well, someone in Disney’s marketing department is about to be fired, since the House Of Mouse (and superheroes, Wookiees and Jedis) has been fairly unsubtle in its attempts to make sure the entire U.S. As you may have heard, there is a new Star Wars movie coming out in a little under a week. Mostly, but not entirely.

Maine 170

Maine Retail Innovation Millennials 170

PYMNTS

APRIL 5, 2016

You have banks that are the ones that feel FinTech innovation is just a nuisance and that hopefully it will go away. The demographics are changing with millennials, technology is changing, the way people interact with money is changing.”. 2015, outpacing the 6.9 It’s extremely innovative and an entrepreneurial country.”.

Innovation 100

Innovation Fintech America Payments 100

PYMNTS

NOVEMBER 5, 2018

Retailers from H&M to Zara are also getting onboard with VR and AR, as the market is poised to grow to be worth billions with consumers willing to exploring virtual worlds through their devices. In 2017, the global AR market was valued at $1.43 By some estimates, the global AR market is set to reach $12.97

social media 152

social media Los Angeles Retail New York City 152

PYMNTS

OCTOBER 27, 2016

With new payment offerings constantly hitting the market, companies have to stay atop the latest technologies to ensure they’re meeting the needs of their consumers. To keep up with the ever-changing market needs, the company has built its mobile offerings on a scalable architecture that allows it to accommodate new offerings, Hampton said.

Payments 100

Payments Software Meeting Management 100

CB Insights

DECEMBER 7, 2017

The impact of tech on the mortgage market is still in the early innings. Quicken Loans founder Dan Gilbert’s innovation in mortgages was to assign regional-specific loan application reviewers, who familiarized themselves with the regulations of certain geographies. This helped navigate fragmented regional regulations.

Millennials 69

Millennials Lending United States Technology 69

NCR

FEBRUARY 17, 2017

In the rush to serve the tech-savvy millennial market and keep up with the latest developments in mobile and digital banking, some FIs might fall into the trap of overlooking traditional channels. million in 2015. Why the ATM is key to omnichannel. That figure is expected to increase to four million by 2021.

ATM 85

ATM Mobile Strategy Fraud 85

PYMNTS

DECEMBER 27, 2017

A new study from the Center for Talent Innovation (CTI) found that, according to the 2015 US government’s definition of disability , a significant portion of the white-collar workforce has a physical or mental impairment that substantially limits a major life activity: 30% of a nationally representative survey of 3,570 white-collar employees.

Compliance 100

Compliance Leadership Training Innovation 100