PYMNTS

JULY 6, 2018

billion payment chip cards were shipped worldwide in 2017. While shipment volumes in China and the United States “continue to normalize,” contactless payment cards are more than 70 percent of shipments in “a growing number of territories,” the association said in an announcement. marking a twofold increase over 2014.

Cards 110

Cards United States America Payments 110

PYMNTS

MAY 4, 2016

Bluefin Payment Systems, which offers point-to-point encryption (P2PE) solutions to several industries, including retail and health care, said on Tuesday (May 3) that it will also add the Visa Data Secure Platform (DSP) to its portfolio, through its Decryption-as-a-Service P2PE Solution.

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Security Data Fraud Meeting 100

PYMNTS

NOVEMBER 8, 2019

Thanks to smartphones equipped with facial and fingerprint recognition for security, many consumers now have up close and personal experience with newer forms of digital ID. Innovations — some more fantastical than others — keep emerging, though. Biometrics isn’t as sci-fi as it once was. Vein recognition? Voice patterns?

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Innovation Fraud Security Data 120

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. The network would run on a card issued by Barclays U.S.,

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Innovation Payments Apple Mobile 131

PYMNTS

JANUARY 11, 2021

He added that Revolut strives to be “the best in class for customer experience, value and capabilities” and offer a full range of services from deposit accounts and overdraft protection to loans and credit cards. The London-based FinTech was founded in 2015 and has secured more than $580 million in funding on a $5.5

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cryptocurrency Leadership Bitcoin Fintech 216

PYMNTS

MARCH 1, 2019

When credit cards first debuted in 1920s America,they brought with them myriad benefits. While the benefits were great, the innovation came with its share of risks, too. For instance, prior to a law passed by Congress in the mid-1970s, companies could mail consumers activated credit cards without their consent.

Security 134

Security Payments Fraud Cards 134

Gonzobanker

OCTOBER 27, 2022

It’s time for innovative banks and credit unions to redesign checking — fast. In early October, the Federal Reserve finalized a rule, known as Regulation II (Debit Card Interchange Fees and Routing), that requires every debit card transaction to have access to two unaffiliated payment card networks.

Cards 78

Cards Fraud Regulation Trends 78

PYMNTS

DECEMBER 28, 2016

Payments 2016: The Year Of EMV-Enabled Cards. While the EMV liability shift took place in October 2015, many of the effects of that shift were felt throughout 2016. At the transaction level, consumers began to feel like they were more protected from fraud with the introduction of the EMV chip card. Best of Times.

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Cards Payments eBook Fraud 116

PYMNTS

JUNE 1, 2020

Capturing and then enabling card-on-file payments when consumers buy the products or services they consume in the physical world. Part of that includes reminding consumers to use their contactless cards when they check out in their stores (if they have one) or their mobile wallets (if they choose). Uber and Starbucks pioneered it.

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Cards Study Maine Payments 147

NCR

OCTOBER 13, 2017

One innovation that demonstrates what can be achieved when the mobile and ATM channels are brought together is Mastercard’s Cash Pick-Up. This mobile cash disbursement service allows individuals or companies to send money to anyone with a valid mobile phone number, even if the recipient doesn’t have a bank account or debit card.

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ATM Innovation Mobile America 96

PYMNTS

FEBRUARY 26, 2020

Founded in 2010, Sightline has experienced 744 percent revenue growth since 2015. A value card gives VIP guests immediate access to winnings. The card is reloadable and can be used on any service (gaming, hospitality, entertainment and ATMs) at the resort, in brick and mortar retail worldwide, and online. .

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Oregon Pennsylvania Innovation Operations 232

PYMNTS

SEPTEMBER 29, 2017

PingPong is yet another innovative FinTech player that chose Luxembourg as its EU hub. The EU’s PI licensing requirements are especially stringent, with strict requirements on PI infrastructure, shareholder qualifications, Know Your Customer (KYC) and AML policies and information security programs.

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Security Payments Fintech United States 129

PYMNTS

SEPTEMBER 6, 2016

In a world where payments become more invisible the more digital they become, there’s never been a better opportunity to consider new ways to enable the digital transformation of financial services in a secure and compliant way. Payments Security As A Digital Business Enabler. Then, there was sudden exponential growth in innovation.

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Security CA Payments Big Data 100

PYMNTS

JANUARY 15, 2018

It also explains why some innovations in payments have been met with open arms by consumers and others given the cold shoulder. In 2015, these two researchers went back into the lab to dive deeper. For 50 years, consumers have been trained to produce a plastic card of some kind at the point of sale to pay for something.

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Innovation Payments Google Training 109

PYMNTS

FEBRUARY 7, 2019

million in Bink, a startup that lets customers store and view all their loyalty cards on a phone, and also links payment cards to get points and rewards automatically, according to reports. British financial institution Barclays has invested $12.9

United States 180

United States Mobile Innovation Cards 180

NCR

APRIL 26, 2017

The ATM Industry Association’s (ATMIA) 2016 annual fraud survey found that the proportion of respondents revealing a general increase in ATM crime dropped to 42 percent , from 51 percent in 2015. This emphasises the fact that one of the most testing aspects of ATM security today is the need to fight on several fronts.

ATM 81

ATM Security Fraud Cards 81

Gonzobanker

DECEMBER 22, 2015

Well, what do we say about 2015? And, give or take a stumble or two, we snuck through it and did a reasonable job on 2015 objectives, in our humble opinion. So, it seems we’re good with only one outstanding item—digest the 2015 GonzoBanker Awards! 2015 Executive Call-out. ” – Tom Armstrong. And the winners are ….

Community Bank 60

Community Bank Apple Community Technology 60

FICO

NOVEMBER 20, 2019

The only way is to innovate, learn and adapt. That is how UBS Card Center, which processes some 25% of card transactions in Switzerland, keeps fraud rates down and cardholders happy. UBS Card Center’s success has been recognized in the industry. UBS Card Center also won a FICO Decisions Award for their accomplishments.

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Video Fraud Cards Analytics 40

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. Founded: 2015. Founded: 2015.

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Innovation Retail Branding Technology 77

PYMNTS

FEBRUARY 26, 2020

In today’s top news, the stock market takes its biggest hit since 2015 due to mounting fears over the coronavirus, and an ex-Microsoft engineer is found guilty of stealing $10 million in digital currency. The S&P 500 lost $1.737 trillion, the largest drop since 2015, when the Chinese government devalued the yuan amid the U.S.-China

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Nevada Marketing US Payments 142

Banking 2020

JANUARY 15, 2015

As we begin 2015 in retail banking, here is a quick look at five trends to watch for in 2015. Now in 2015, we will see more experimentation in location-based services and loyalty, and reward tie ups with merchants. Payment disruption and innovation. Branch innovation and branch closings. Digital Banking.

Retail 40

Retail Trends Millennials Mobile 40

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

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Innovation blockchain Technology Groups 78

PYMNTS

JULY 13, 2017

It’s often declared dead, innovators of all stripes are constantly declaring war on it and it is so out of style that even technologies relating to it are considered doomed to the ranks of historical obscurity. Cash is one of the more underrated players in the payments and commerce ecosystem. The Literally Mobile ATM (Powered By BMW).

ATM 100

ATM Innovation Mobile User Experience 100

PYMNTS

FEBRUARY 15, 2017

The commercial card space is anything but straightforward. For one, payments innovation has created an explosion in the types of cards businesses can use, from fleet cards to one-time-use virtual cards. But innovators in the space press on. “We’ll be in other continents by the end of the year.”

Cards 120

Cards Innovation Fintech Tools 120

CFPB Monitor

MARCH 10, 2017

The CFPB has issued another request for information about the credit card market that identifies significant new issues of CFPB interest. The request is intended to inform the CFPB’s biennial review of the credit card market mandated by the CARD Act. Innovation. On April 13, 2017, from 12 p.m. to 1 p.m.

Cards 68

Cards Comparison Trends Marketing 68

PYMNTS

AUGUST 10, 2016

In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone. In general, venture capitalists are boosting their investments in Latin America, with funding reaching $594 million in 2015, a stark increase from $387 million in 2012, the Latin America Venture Capital Association confirmed.

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Innovation Apple social media America 100

PYMNTS

MARCH 1, 2016

The tallies are in: Innovate Finance has calculated the state of investment in FinTech for 2015, and we have the numbers. Innovate Finance released The 2015 FinTech Investment Landscape this month, a report that offers a snapshot at how investors are placing their money among financial innovators. reigned supreme.

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Fintech Lending Capital Innovation 100

PYMNTS

APRIL 3, 2019

Ordering a cup of joe in the morning is standard practice for many, but customers couldn’t order it from their phones until 2015, when international coffee chain Starbucks launched order-ahead on its mobile app. UX, Payments and App Innovation. Costa needs to innovate continuously. We did a lot of operational testing beforehand.

Mobile 101

Mobile Innovation UX Security 101

PYMNTS

JUNE 20, 2017

PNC Bank is linking its corporate clients with a new mobile solution that links users of its Visa commercial cards into mobile wallet solutions Apple Pay, Android Pay and Samsung Pay. But the move is also part of a broader effort to keep corporate payments up to speed with consumer payment innovation, the financial institution said.

Mobile 110

Mobile Samsung Apple Cards 110

PYMNTS

FEBRUARY 19, 2019

Account takeovers are becoming bigger business for criminals — or, at least, the business of preventing account takeovers in the digital retail and payments realm is becoming an increasing focus of companies and security experts. Castle, founded in 2015, said it has raised $9.2 Fraud Prevention Innovation.

Retail 118

Retail Fraud Case Study San Francisco 118

PYMNTS

SEPTEMBER 25, 2019

Mastercard Farmer Network launched in 2015 and has connected with over 250,000 farmers in Uganda, Tanzania and India. We believe that sustainable partnerships in the food and agri value chain are key to guaranteeing food security in the future,” said Wiebe Draijer, CEO Rabobank. farming businesses. farming businesses.

Cards 128

Cards Regional Strategy Innovation 128

PYMNTS

JANUARY 23, 2017

And it also gave him a taste for what it felt like when those well-heeled colleagues disparaged the military and/or the working class in front of him, not knowing (or imagining, even) that their Yale-educated colleague was a card-carrying member of both. WHAT DO HILLBILLIES HAVE TO DO WITH PAYMENTS INNOVATION? BY THE NUMBERS.

Innovation 100

Innovation Payments Taxes Policies 100

PYMNTS

JANUARY 25, 2019

million raised for its solution, which KiWi said will be used to focus on growth in Mexico, where it has been operating since 2015. Reports said this week that the company aims to grow the adoption of commercial cards in the country by providing businesses with payment cards that they can give to their own employees.

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Fintech Capital Management Cards 192

PYMNTS

DECEMBER 20, 2019

Retailers and other customer-facing platforms adapted alongside the internet to offer these payment innovations, but legal firms still view many of these methods with trepidation. Digital disbursements have consumer advantages, but compliance and data security challenges may disincentivize legal firms from following DoNotPay’s lead.

Security 130

Security Innovation Data Payments 130

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend. Share of U.S.

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Apple Study Innovation Survey 227

PYMNTS

OCTOBER 1, 2019

Fraud has become particularly problematic in the United Kingdom, where last year card-based losses increased by 19 percent compared to the previous year. The agency reported that more than 21,000 individuals were tricked into sending $143 million in romance scams in 2018 — triple the rate reported in 2015.

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Fraud Millennials Regulation Trends 156

CFPB Monitor

MARCH 19, 2015

The CFPB has issued another request for information about the credit card market. The request is intended to inform the CFPB’s biennial review of the credit card market mandated by the CARD Act. The first four topics concern issues that the CFPB is required by the CARD Act to consider in its review.

Cards 60

Cards Marketing Report Innovation 60