Abrigo

OCTOBER 29, 2014

Multifamily, commercial and automotive loans are driving loan growth among banks in the Northeast, but increasing risk will draw fresh attention from regulators to ensure recent and future growth is sound, the Office of the Comptroller of the Currency said recently. This metric surged from 2 percent as of June 30, 2013, to 4.4

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

Abrigo

APRIL 1, 2015

A recent Wall Street Journal article by Victoria McGrane and Jon Hilsenrath highlighted how the nation’s regulators are increasingly questioning and turning their focus toward bank boards. These smaller banks have also seen new, and more frequent, attention from regulators. How is the management of risk overseen?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Abrigo

AUGUST 10, 2015

In the same way, financial institutions conducting stress tests to satisfy prudential regulators’ queries on reserves and capital can generate additional benefits from this process, according to Elizabeth Williams, managing director of financial consulting firm CEIS Review Inc. Manage concentration risk.

Risk Management 150

Risk Management Exercises Capital Regulation 150

PYMNTS

DECEMBER 9, 2020

The company was founded in 2013, and its mission is to address India’s enormous credit problem by providing flexible and timely credit delivered via a seamless mobile experience. Capital Float had provided 500,000 clients with $1.2 billion in funding as of April, although the virus’s spread was greatly impacting India’s FinTech space.

Video 175

Video Capital Lending Security 175

Independent Banker

OCTOBER 14, 2014

In fact, the FFIEC even released guidance in December 2013 on social media, entitled “Social Media: Consumer Compliance Risk Management Guidance.” Section IV, Risk Areas, is helpful in evaluating risk and ensuring social media activity complies with regulations. It is no wonder banks are joining in.

social media 88

social media Risk Management Compliance Community Bank 88

Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. The OCC did an excellent analysis of the impact of this guidance in 2013. Risk mitigants tend to lag growth, especially fast growth.

Lending 60

Lending Regulation Community Community Bank 60

Independent Banker

MAY 24, 2016

This leaves federal crop insurance support as a key risk-management tool. It’s a crucial risk-management tool” for 1.7 Because real estate often collateralizes rural loans, diminishing land prices are a factor that regulators will ask community banks to keep monitoring. Rural housing loans.

Community Bank 70

Community Bank Kansas City Community Iowa 70

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. Using CB Insights data, we dug into deal and funding trends to regtech startups, 2013 – 2017 YTD (9/10/17). Startups are working to change how companies comply with regulation. RegTech Trends.

Compliance 46

Compliance Trends Software Capital 46

Jeff For Banks

FEBRUARY 3, 2017

In the past ten years, the economy has not managed even one year of 3.0%+ growth. Third, the explosion in regulations over the past eight years has served to hinder businesses, especially new small business formation, and has drained valuable resources as compliance costs soared. So what has been holding us back? Thanks for reading!

Marketing 60

Marketing Taxes Regulation US 60

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. Greenspan faced the 1987 stock market crash when he was new and in the late 1990s, faced the Asian currency crisis and the collapse of Long Term Capital Management, and the stock market crash of 2000. This is not a good trend. But $23 billion—Wow! Stay tuned.

Washington 78

Washington Marketing Data Regulation 78

CFPB Monitor

AUGUST 29, 2016

According to the CFPB, its enforcement action represents “the eighth action the Bureau has taken in coordination with another regulator to address illegal practices with respect to credit card add-on products and the 12th action the Bureau has taken in total to address these practices.”

Cards 84

Cards Omaha Policies Compliance 84

PYMNTS

JULY 3, 2017

In 2013, new limits were set on the amount merchants were legally allowed to charge customers for paying by credit or debit card, and come 2018, that amount will be slashed to zero. This is done in accordance with The Package Travel, Package Holidays and Package Tours Regulations 1992.

Online 112

Online Payments Fraud Cards 112

PYMNTS

OCTOBER 1, 2018

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. We have full confidence in our new management team and we are a better company today.”. In 2013, the lender’s originations count had grown to $2 billion, and Google acquired a minority stake in the company for $125 million.

Lending 135

Lending Fraud Management San Francisco 135

CB Insights

OCTOBER 4, 2018

As the financial affiliate of Chinese e-commerce giant Alibaba Group , Ant Financial encapsulates a fintech ecosystem that starts with its dominant mobile payments service, Alipay, and expands into credit scoring, wealth management, insurance, and lending. Wealth management. The effects of regulation. Wealth management.

US 78

US Fintech Mobile Regulation 78

Jeff For Banks

JULY 15, 2013

Shell Shocked If you are a fixed income investor, you have seen the worst that the markets have to offer in the second quarter of 2013. Real GDP growth for the first quarter of 2013 was just revised down to 1.8%, following the anemic 0.4% The selloff in 2009 was an adjustment following the extreme crisis in late 2008.

Marketing 81

Marketing Dallas Policies Groups 81

Jeff For Banks

JULY 9, 2012

Dimon and his bank have long been viewed as one of the best run banks in the world and leaders in risk management. They are even credited with developing one of the premier risk measurement systems called Value-at-Risk to measure daily losses that can occur at designated standard deviation intervals. and for 2013 by 0.4%

Taxes 65

Taxes Washington Risk Management Marketing 65

Jeff For Banks

JANUARY 16, 2016

Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. In any event, it is an unexpected result of the particle collisions now occurring at up to 13 teraelectronvolts, or “TeVs,” which is up from the 8 TeVs between 2009 and 2013.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Jeff For Banks

JULY 27, 2014

Numerous regulations burdening all industries and higher capital requirements for the banking industry will weigh down growth. Investors’ Business Daily has estimated the annual cost of regulation at $1.86 It is my view that the program initially worked, but in 2013, the Fed lost credibility with it and had to begin to unwind it.

Analysis 87

Analysis Report US Industry 87

Jeff For Banks

JANUARY 12, 2015

I do see millions of jobs being created in 2015, but still many are part-time, thanks mainly to Obamacare and other regulations. Well- no one- except maybe Dr. Lacy Hunt of Hoisington Management, who has been on top of trends most of us do not see. The aforementioned risk of a Fed policy error of premature tightening tops the list.

Philadelphia 60

Philadelphia US Policies Taxes 60

Jeff For Banks

JULY 24, 2015

If selling in stocks and bonds begins in earnest over this crisis, we will have some of the first tests of liquidity in the markets since new regulations kicked in and restricted financial institutions from trading or making markets. All of this Greek drama could hurt the Euro initially, but it could actually improve if Greece exited.

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60

FICO

JANUARY 15, 2021

In our top post, Vice President and General Manager of Scores, Sally Taylor explained the new FICO Resilience Index, designed to provide lenders with a more precise assessment of consumer credit risk and consumers with demonstrated talent for weathering economic storms greater access to credit.

Report 59

Report Payments Cards Data 59

CB Insights

OCTOBER 6, 2017

In 2013, Nike invested in California-based industrial robotics startup Grabit , which is currently deployed in some of Nike’s manufacturing facilities. In financial markets, global risk and asset management firm BlackRock laid off around 40 employees earlier this year, including portfolio managers and stock managers.

Software 69

Software Industry Retail United States 69

Jeff For Banks

JANUARY 12, 2012

They survived tight credit, lack of confidence, and over regulation to take GDP to record levels, to take corporate profits to record levels, and to make lots of cash so that they can hoard it on their balance sheets to the tune of $2.1 As they say, “don’t fight the Fed,” especially when they are “over-easing.” Businesses fared okay in 2011.

National 74

National Groups Survey Marketing 74

Gonzobanker

DECEMBER 22, 2015

Bank project management offices. Regulator Award. The all-powerful banking regulator claimed that car dealers discriminated against minority borrowers—by guessing the race of borrowers based on last names and addresses in loan files, and claimed racism if the people they guessed were minorities seemed to be paying higher rates.

Community Bank 60

Community Bank Apple Community Technology 60

Jeff For Banks

OCTOBER 19, 2012

I know I risk sounding like Charles Plosser, but so be it. It seems to me that reducing burdensome regulations and not implementing harsher capital requirements would be more effective alternatives to incentivize lending than pushing all yields toward zero while buying up all of our bonds. So stay tuned! Thanks for reading.

National 78

National Security US Massachusetts 78

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. see [link] ).

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. see [link] ).

Utah 60

Utah System Community Marketing 60

William Mills

SEPTEMBER 12, 2017

Transforming consumer risk management with patented analytics, proprietary data and real-time insight into consumer behavior. YUKKA Lab‘s software reads and understands financial news within seconds and provides asset managers and financial advisors with an information advantage at a considerable smaller expenditure of time.

Samsung 69

Samsung Mobile User Experience Google 69