Abrigo

OCTOBER 29, 2014

This metric surged from 2 percent as of June 30, 2013, to 4.4 ” As a regulatory body, the OCC said it will focus on the following to address the increasing risk: • Execution of bank strategic plans and management of strategic risk. • Liquidity risk management and adequacy of contingency funding plans.

Rhode Island 236

Rhode Island District of Columbia West Virginia New Jersey 236

PYMNTS

JUNE 24, 2016

The new capital will be used to accelerate SecurityScorecard’s ongoing scale and foster innovation in its delivery of cybersecurity health ratings. Since launching in 2013, the company has actively tracked more than 100,000 companies and identified vulnerabilities using an outside-looking-in perspective.

Google 101

Google Risk Management Survey Capital 101

Abrigo

APRIL 1, 2015

McGrane and Hilsenrath also noted that following the push for higher capital cushions, “regulators are now focusing on corporate governance and the role of directors to ensure banks have the right culture and controls to prevent excessive risk taking.” What about liquidity risks, interest rate exposure and IT security threats?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Abrigo

NOVEMBER 2, 2016

Using data from quarterly Call Reports going back to 2013, analysts compared the performance of “energy-sensitive banks” with that of similar banks that aren’t located in energy-dependent regions. Lower energy prices have had only a modest effect on banks’ profitability and capital adequacy.”

Comparison 150

Comparison Regional Study Risk Management 150

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

Abrigo

OCTOBER 9, 2019

Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. Stress testing gives an institution a serious look into their capital and reserves, and if they possess enough of each to remain viable, should a recession hit.

Data 150

Data Exercises Software Tools 150

PYMNTS

MARCH 10, 2017

Earlier this year, the Treasury Inspector General for Tax Administration reported that there was a reduction in the number of fraudulent tax returns identified between 2013 and 2015. On the other hand, around that same time the IRS released data showing that phishing and malware incidents in the 2016 tax season increased by 400 percent.

Taxes 144

Taxes Fraud Risk Management Data 144

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. Using CB Insights data, we dug into deal and funding trends to regtech startups, 2013 – 2017 YTD (9/10/17). You can see 100+ startups innovating in this area in our regtech market map.).

Compliance 46

Compliance Trends Software Capital 46

Abrigo

JUNE 29, 2022

Both payments and higher prices had helped ag producers in 2020 and 2021 generate their highest levels of net farm income since 2013. The forecasted drop in the bottom line was driven by the winding down of pandemic-related stimulus payments but higher commodity prices. Estimated net farm income was $119.1 billion in 2021 and $95.2

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

Insights on Business

APRIL 23, 2018

Previously collaborating on projects involving mobile , risk management , or cognitive computing to improve customer service , Citi has not been shy to embrace modern technological advances to improve their business. Technology moves fast. Of all these stolen records, a shockingly low rate of only 4% of corporate data was encrypted.

Security 87

Security Data Analytics Industry 87

PYMNTS

OCTOBER 1, 2018

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. We have full confidence in our new management team and we are a better company today.”. million Series C financing round led by Foundation Capital and joined by Morgenthaler Ventures, Norwest Venture Partners and Canaan Partners.

Lending 135

Lending Fraud Management San Francisco 135

Jeff For Banks

JANUARY 19, 2013

The stock markets rejoiced and rallied 2% to 3% on January 2nd, because the fiscal cliff was now manageable, not an apocalypse. Higher wage earners will see an increase in the top tax bracket, from 35% to 39.6%, and an increase in their capital gains and investment income levels from 15% to 20%. 4% in 2013, rather than -1.2%

Taxes 70

Taxes Philadelphia DC New Jersey 70

Jeff For Banks

MAY 20, 2017

Construction concentration criteria : Loans for construction, land, and land development (CLD) represent 100% or more of a banking institution's total risk-based capital. The OCC did an excellent analysis of the impact of this guidance in 2013. Risk mitigants tend to lag growth, especially fast growth.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

JULY 15, 2013

Shell Shocked If you are a fixed income investor, you have seen the worst that the markets have to offer in the second quarter of 2013. Real GDP growth for the first quarter of 2013 was just revised down to 1.8%, following the anemic 0.4% The selloff in 2009 was an adjustment following the extreme crisis in late 2008.

Marketing 81

Marketing Dallas Policies Groups 81

Jeff For Banks

JULY 9, 2012

Dimon and his bank have long been viewed as one of the best run banks in the world and leaders in risk management. They are even credited with developing one of the premier risk measurement systems called Value-at-Risk to measure daily losses that can occur at designated standard deviation intervals. and for 2013 by 0.4%

Taxes 65

Taxes Washington Risk Management Marketing 65

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. Greenspan faced the 1987 stock market crash when he was new and in the late 1990s, faced the Asian currency crisis and the collapse of Long Term Capital Management, and the stock market crash of 2000. This is not a good trend. Stay tuned.

Washington 78

Washington Marketing Data Regulation 78

Fintech Labs Insights

MAY 27, 2016

Market capitalization of $3.8 Founded in 2013. Founded in 2013. TipRanks – FinovateFall 2013. Market capitalization of $33 million. Versafe – FinovateFall 2013. Zooz – FinovateFall 2013. Based in Raanana. Trades on NASDAQ: NICE. OurCrowd – FinovateSpring 2016. Founded in 2011.

Innovation 14

Innovation Fintech System Risk Management 14

Jeff For Banks

FEBRUARY 3, 2017

In the past ten years, the economy has not managed even one year of 3.0%+ growth. Bank lending has not been the catalyst it used to be for improved growth in this recovery compared to prior ones; maybe we can point at regulation after regulation being forced onto banks and higher, more restrictive capital requirements.

Marketing 60

Marketing Taxes Regulation US 60

Jeff For Banks

JANUARY 16, 2016

Between February and November, 2015, foreign capital was pulled out of the country to the tune of $843 billion. In any event, it is an unexpected result of the particle collisions now occurring at up to 13 teraelectronvolts, or “TeVs,” which is up from the 8 TeVs between 2009 and 2013. China is paying the price for these actions.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Jeff For Banks

OCTOBER 11, 2011

Liquidity is becoming a problem for these banks, and with their stocks battered daily, they have no ready sources of capital. In August, for the first time since the 1940s, the Fed made a two year “promise”—to keep short term rates at their current exceptionally low levels until mid 2013. Companies are sitting on $1.9 Thank you, Steve!

DC 65

DC Security Washington Risk Management 65

CB Insights

OCTOBER 4, 2018

As the financial affiliate of Chinese e-commerce giant Alibaba Group , Ant Financial encapsulates a fintech ecosystem that starts with its dominant mobile payments service, Alipay, and expands into credit scoring, wealth management, insurance, and lending. Wealth management. credit cards per capital in the US. Wealth management.

US 78

US Fintech Mobile Regulation 78

Jeff For Banks

JULY 27, 2014

Numerous regulations burdening all industries and higher capital requirements for the banking industry will weigh down growth. It is my view that the program initially worked, but in 2013, the Fed lost credibility with it and had to begin to unwind it. Investors’ Business Daily has estimated the annual cost of regulation at $1.86

Analysis 87

Analysis Report US Industry 87

CB Insights

OCTOBER 6, 2017

In 2013, Nike invested in California-based industrial robotics startup Grabit , which is currently deployed in some of Nike’s manufacturing facilities. In financial markets, global risk and asset management firm BlackRock laid off around 40 employees earlier this year, including portfolio managers and stock managers.

Software 69

Software Industry Retail United States 69

Gonzobanker

DECEMBER 22, 2015

Bank project management offices. A phenomenally successful $50+ billion private/wealth management bank with a customer list to die for probably won’t hurt on the reference list. Roboadvisor Future Advisor acquired by establishment asset management giant BlackRock for $150M. Vendor management. “I Conversion of the Year.

Community Bank 60

Community Bank Apple Community Technology 60

Jeff For Banks

OCTOBER 19, 2012

If I said it once, I said it one thousand times: “My biggest fear is that the Fed is sowing the seeds of the next crisis with their flatter yield curve tricks, leaving many investors holding these low yielding long bonds when rates rise in future years, unable to get out without substantial capital losses.” So stay tuned! Thanks for reading.

National 78

National Security US Massachusetts 78

Tefkin

MAY 6, 2015

It may sound cliché but the Innovator Dilemma effect is playing at full when most of your current revenue base depends on traditional distribution / management methods. Oscar’s mobile experience not only reduces its operational cost but helps redefine the link between carrier, customer and physician and potentially affect risk levels.

Industry 50

Industry Examples Google Big Data 50

Jeff For Banks

OCTOBER 21, 2010

Rates have fallen to incredible lows; Pimco, a large money manager, has referred to them as “Eisenhower” lows because they were prevalent in the 1950s. Rebuilding of depleted inventories and increased capital spending helped to get GDP growth back on track in the summer of 2009 and into 2010. What are the Markets Thinking?

Taxes 60

Taxes Marketing Capital Policies 60

CB Insights

DECEMBER 5, 2017

Assurant most recently made a $5M investment in professional rental management company Vacasa , while AIG made investments in 2015 in construction-site wearable safety firm Human Condition Safety and cyber defense services and compliance firm K2 Intelligence. Investment frequency: Average of 4 new portfolio companies per year since 2013.

Strategy 28

Strategy Marketing Analytics Innovation 28