PYMNTS

FEBRUARY 21, 2020

regulators to secure a national bank charter, in turn clearing the runway for the entity to accept consumer deposits. Home sales were up 34 percent in the month, the best showing since 2012. The LendingClub announcement follows the news that mobile bank Varo received approval from U.S. Home sales: In a sign that U.S.

Digital Banking 224

Digital Banking Conference Samsung Fintech 224

PYMNTS

DECEMBER 14, 2020

The Commission Nationale de l’Informatique et des Libertés (CNIL), the French data protection watchdog, has hit Amazon and Google with significant financial penalties for allegedly contravening regulations on the digital advertising trackers known as “cookies,” CNBC reported. Amazon was told to pay 35 million euros (approximately $42.5

Google 132

Google social media Compliance Regulation 132

PYMNTS

JUNE 6, 2016

These nations have long been regarded by the U.S. The fact remains, though, that since a 2012 congressional panel hearing that stated Huawei was a security threat, the firm has since tried to come into the good graces of regulators, including suing Samsung on alleged intellectual property theft.

US 100

US United States Samsung New York 100

PYMNTS

FEBRUARY 26, 2019

.” Founded in 2012, Boston-based DraftKings offers daily fantasy sports contests across 11 professional sports and in eight countries, including the U.S., and international sports, pursuant to state rules and regulations. and Australia.

Online 108

Online Mississippi New Jersey Boston 108

PYMNTS

AUGUST 6, 2018

in 2012 that challenged SWIFT’s position as a neutral player in the global financial services system. SWIFT has since rebuffed efforts by regulators to use the company as a pawn in global negotiations. sanctions that target Iranian banks, the nation has moved forward with a plan to develop its own cryptocurrency.

Fraud 145

Fraud cryptocurrency Policies Regulation 145

PYMNTS

AUGUST 29, 2016

Where the issue gets sticky is when it comes to groups like La Raza, the National Urban League, the National Community Reinvestment Coalition and more — which are consumer support groups with a decidedly left-leaning political orientation. million to the National Urban League and $1.5 No one objects. million to La Raza.

Groups 100

Groups America Community National 100

PYMNTS

JANUARY 16, 2017

The FTC is cracking down on robocall telemarketing businesses, announcing last week it cracked down on two such companies that have been making robocalls to consumers that have been on the National Do Not Call Registry since 2012 or even earlier. In July 2012, in one week alone, the FTC contends the defendants made more than 1.3

Company 100

Company National Operations Marketing 100

FluentBanking

APRIL 18, 2020

It is important to know thoroughly about the syllabus and regulations of any course before enrolling in that. Such limits may be attained in two to three years (2010, 2011 and 2012, respectively) after making the course contents, reading materials, library facilities and coaching facilities available to the candidates.

Regulation 52

Regulation Case Study Security Management 52

PYMNTS

MAY 12, 2016

According to FT , no public or private action was taken against the bank by regulators after the information was disclosed. regulators didn’t seem inclined to take any real steps toward looking into the claims about BSI’s role in tax evasion at the time. But as the FT’s reports showed, U.K. But as the FT’s reports showed, U.K.

Taxes 100

Taxes Fraud Regulation New York 100

PYMNTS

APRIL 30, 2018

During the exchange, lawmakers raised the specter of regulating Facebook — which boasts more than 2.2 similar regulations are already being put to the test in other regions around the world. That effort kicked off in 2012, when the European Commission first began taking steps to advance data protections in the EU.

Data 119

Data Compliance social media Regulation 119

CFPB Monitor

MAY 13, 2021

While HUD asserts that Respondents engaged in illegal and unfair mortgage modification assistance, the basis of the charge alleging violations of the Act is that the Respondents targeted Hispanic mortgage loan borrowers and, thus, violated certain of the Act’s prohibitions against discrimination based on national origin.

Company 78

Company Exercises California National 78

PYMNTS

MARCH 21, 2018

The FTC published a blog post this week announcing the formation of its Blockchain Working Group, an initiative to address cryptocurrency-related security issues. Blockchain technology has the potential to help the economy function more efficiently and securely.” Several areas of the U.S. Cracking Down on the Blockchain Hype.

blockchain 123

blockchain cryptocurrency Technology Report 123

PYMNTS

JULY 31, 2017

Regulators are reportedly inquiring about how a lawyer for wealthy customers of Wells Fargo came to access so large a trove of customer information. Regulators have reportedly informally reached out to the attorneys involved in the lawsuit underlying the release of information to figure out how the data breach happened.

Taxes 100

Taxes Data Security Report 100

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. trillion of securities amassed during QE1 and QE2. Or should I say “manipulate” interest rates lower?

National 78

National Security US Massachusetts 78

BankUnderground

OCTOBER 26, 2021

Moreover, the national currency belongs to the people, and the state’s role is to regulate it to benefit the people. This was perhaps a necessary condition for the emergence of national money, but not a sufficient one. According to Orseme, money serves as a medium of exchange to reduce transaction costs in trade.

Policies 114

Policies Taxes Maine National 114

Independent Banker

SEPTEMBER 22, 2015

Recently Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012, followed by the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA). Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. Escrow obligations.

Regulation 70

Regulation Policies Community Bank Taxes 70

Jeff For Banks

NOVEMBER 7, 2015

Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? Interestingly, Kelly started what would end up being EnerBank at Baltimore's First National Bank of Maryland (now M&T Bank ), a former employer of mine in the mid 1990's. Seems risky. I would agree.

Community Bank 60

Community Bank Community Baltimore Lending 60

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). We are primarily a secured lender, with our greatest concentration of loans in Texas. In preparation for meetings, I frequently read 10k''s.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

CFPB Monitor

MARCH 8, 2017

He observed that “[c]ertain perspectives presented in the comments are not surprising,” with banks and other financial companies raising concerns about consumer data security and aggregators and users of the data recommending less fettered access and greater freedom to store and use collected data.

Conference 74

Conference Policies New York City Data 74

Jeff For Banks

DECEMBER 12, 2017

The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. That got regulator's attention in the form of a May 2011 Consent Order (CO). Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. In 2012, the company had net income of $7.0

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Banking 2020

SEPTEMBER 7, 2015

In 2012, the city of New York passed legislation known as the Responsible Banking Act. Just last year, a federal appeals court decided that the Securities and Exchange Commission can’t force companies to say whether they got conflict minerals from troubled African nations.

New York City 40

New York City New York Community Industry 40

PYMNTS

SEPTEMBER 25, 2017

For most regulators, management is the single most important issue.”. When we decided to move forward with the national rollout of queso, we opted to replace chorizo on the line with queso, so chorizo is going away,” Chris Arnold, spokesman for Chipotle, told CNBC via email. So, what did we learn this week?

FDIC 108

FDIC Data Policies Report 108

CB Insights

JUNE 6, 2019

After evaluating the vehicle, the EPA gave The Coda a fuel economy equivalence of 73 miles per gallon, the highest of any electric vehicle on the market in 2012. In tests conducted by the National Highway Traffic Safety Administration (NHTSA), The Coda was awarded a rating of 5 stars out of 5 for its side-impact and rollover tests.

Apple 78

Apple Branding Google Company 78

CB Insights

JUNE 7, 2018

We also analyze its impact, the likelihood of regulation, and the potential impact on business and industries including advertising, auto, healthcare, food, and politics. Regulation. Since 2012, IBM has been compiling Linguistic Inquiry and Word Count, a psycholinguistic dictionary that uses Twitter as its dataset. Healthcare.

Marketing 78

Marketing Data Analytics Examples 78

Tomorrow's Transactions

APRIL 5, 2016

As we look to the future, we can begin to ask, quite reasonably, whether developments in digital payment technology and changes in payments and banking regulation will bring us to the point of this kind of cashlessness within, say, a generation (as Mr. Cryan and I expect)? Control and regulation. Criminal activity.

Policies 30

Policies Retail Payments System 30

CB Insights

JUNE 17, 2020

Security: Higher internet usage and data generation lead to increased investment. In the case of telemedicine, government entities eased privacy regulations to facilitate more comprehensive remote diagnostics. Conversational AI/chatbots. Cloud call centers. Finance: Demand for contactless options accelerates digital adoption.

Industry 101

Industry Technology Online Video 101

CB Insights

MARCH 6, 2019

A lawsuit filed by the Securities and Exchange Commission followed, with Holmes agreeing in a settlement to return millions of shares, pay a $500,000 fine, and refrain from being an officer or director of a public company for 10 years. That July, it banned Holmes from owning or operating a lab for two years. in 2000 to 232.1M

Report 78

Report San Francisco Capital New York 78

CB Insights

FEBRUARY 16, 2018

Since its initial discovery in 2012, scientists have marveled at the applications of CRISPR (also known as Cas9 or CRISPR-Cas9). . But its function would not be discovered until 2012. Researchers did this by inserting a mouse gene into pig cells in order to better regulate body temperature. Yet some of this is already happening.

System 78

System Study Industry Tools 78

Gonzobanker

DECEMBER 22, 2015

We don’t know what Los Alamos National Bank’s marketing department was drinking when it designed the customized water bottle labels, but we’re giving them big points for creativity. Regulator Award. FFIEC’s Cyber Security Self-Assessment Tool. August 2012: Big merchants announce new consortium to combat interchange rates.

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

MAY 17, 2017

Named to Planet Compliance’s RegTech Top 100 Power List this spring, nCino partnered with North State Bank in April and teamed up with Valley National Bank in March to power commercial loan operations at both institutions. Founded in 2012. Company Facts. Headquartered in Wilmington, North Carolina.

System 14

System Operations North Carolina Compliance 14

CB Insights

JUNE 14, 2018

We can use mobile apps and voice commands to control our lighting, temperature, and home security. Housing supply is dire nationally, with the US reportedly staring down a housing shortage of 7.3M Technology companies have infiltrated the home. Smart home products and personal digital assistants sit on our coffee tables.

Seattle 56

Seattle Capital Industry New York 56

Fintech Labs Insights

MAY 17, 2017

Named to Planet Compliance’s RegTech Top 100 Power List this spring, nCino partnered with North State Bank in April and teamed up with Valley National Bank in March to power commercial loan operations at both institutions. Founded in 2012. Company Facts. Headquartered in Wilmington, North Carolina.

System 13

System Operations North Carolina Compliance 13

CB Insights

FEBRUARY 16, 2018

Since its initial discovery in 2012, scientists have marveled at the applications of CRISPR (also known as Cas9 or CRISPR-Cas9). . But its function would not be discovered until 2012. Researchers did this by inserting a mouse gene into pig cells in order to better regulate body temperature. Yet some of this is already happening.

System 40

System Study Industry Tools 40

CB Insights

SEPTEMBER 4, 2018

The Munich-based automaker followed this announcement by securing an alliance with Intel and Mobileye. In March 2017, Didi opened its own artificial intelligence lab in the heart of Silicon Valley, creating a distinct unit to drive its R&D for intelligent driving systems and AI-based security for transportation.

System 78

System Technology Michigan California 78

CB Insights

FEBRUARY 28, 2019

Since Apple first began buying back its own stock in 2012, it has become one of most prolific stock repurchasers in history. And it’s not one that can be fixed with regulation. Auditors can’t audit these contracts, and regulators can’t regulate them,” he added. of stock buybacks. Indeed, if all U.S.

Omaha 78

Omaha Company Capital Management 78

CB Insights

OCTOBER 31, 2017

We are confident that to truly have the long-term impact we want to make, we need to focus on finding an acquirer with an existing national fresh food supply chain who can carry forward the Juicero mission. Title: My Mobile AR Start-Up Died So Yours Doesn’t Have To. Product: Blin.gy App. Product: Auctionata Paddle8 AG. Product: BTCJam.

Company 78

Company US San Francisco Capital 78