PYMNTS

JANUARY 7, 2020

Visner of the National Cybersecurity Federally Funded Research and Development Center (FFRDC) — managed by nonprofit MITRE , in support of the NIST National Cybersecurity Center of Excellence — said it’s important to put the cyberthreats, and Iran’s willingness to deploy them, in context. “As What Iran Wants.

National 145

National United States Operations System 145

PYMNTS

MAY 15, 2019

It was that observation that prompted the start of Foodsby in 2012, when the firm launched in Minneapolis to build a better delivery experience. Its national restaurant partners include TGI Fridays, Smashburger, Noodles World Kitchen, Famous Dave’s, Schlotzky’s and McAlister’s Deli. city where tech buzz is built most of the time.

San Diego 128

San Diego San Francisco Minneapolis Operations 128

Jeff For Banks

MARCH 5, 2022

Stock and bond market volatilities are also seeing winter squalls and are sending messages about shifting investor sentiments about risk. in May, 2012, but not near the all-time high of 22.0% The federal stimulus also drove our national debt levels to over $30 trillion, or 123.4% The index is currently at 11.5% in June, 1980.

Marketing 78

Marketing Policies Community Bank Community 78

PYMNTS

JUNE 11, 2020

A company called Buy It Installed , which launched in 2012, is ready to help the less skilled consumer with the task. Here’s how it works: Suppose a consumer in San Diego is in the market for a bike rack to store several bikes in a garage. That network is another value proposition for the company.

San Diego 141

San Diego Training Strategy Retail 141

PYMNTS

NOVEMBER 30, 2020

million) financial penalty to Facebook and has pursued a criminal probe for allegedly sharing the personal data of users with other operators in the absence of permission, Reuters reported. “We to the nation’s prosecution for a criminal probe. South Korea’s Personal Information Protection Commission issued a 6.7 billion won ($6.06

Taxes 130

Taxes Chicago Compliance Apple 130

CFPB Monitor

NOVEMBER 24, 2020

A bank with $100 million or more in total assets would be presumed to hold such a market position but could attempt to rebut the presumption by submitting written materials to the OCC demonstrating it does not hold either market position. Comments on the proposal are due by January 4, 2021.

Operations 78

Operations Industry Analysis Policies 78

PYMNTS

MARCH 18, 2019

Approximately 2 percent to 5 percent of the world’s gross domestic product (GDP) – $800 billion to $2 trillion – is laundered each year, according to a report from the United Nations Office on Drugs and Crime (UNODC). FIs that fail to catch illicit activities miss opportunities to hamstring such operations and unwittingly help fund them.

Compliance 181

Compliance Regulation Chicago Tools 181

PYMNTS

AUGUST 30, 2018

29) that the government’s efforts to spur small business lending by pumping money into the financial services market has yielded only modest success. “Given regulators have stressed the need to maintain a bottom line of no systematic financial risks, we have to operate more compliantly,” the executive added.

Policies 100

Policies Lending Regulation Community 100

PYMNTS

JANUARY 8, 2018

In a recent interview with PYMNTS, Donovan explained how the company works to replace good ol’ transit tickets in 30 global markets. s national railroad system. In 2012, we moved beyond the U.K. After finding success with Chiltern Railways, Masabi turned its attention to building a mobile ticketing system for the U.K.’s

Mobile 161

Mobile Training Boston Alaska 161

PYMNTS

SEPTEMBER 30, 2019

We here at PYMNTS will leave it to others to hash out the truths of that view, but here is one thing we know: All that stuff is creating a tremendous opportunity for self-storage operators, especially those who know how to get the attention of younger consumers. Indeed, one of the most recent and reliable estimates of self-storage in the U.S.

Policies 117

Policies Millennials Industry Operations 117

PYMNTS

NOVEMBER 27, 2018

On the upside, researchers found small businesses’ demand for loans is at its highest level since 2012. “What we didn’t know until this study was the size of the credit market for small businesses. It’s probably bigger than anybody really understands — in the trillions of dollars.” Filling The Gap.

Lending 159

Lending Fintech Capital Report 159

PYMNTS

DECEMBER 17, 2018

The signature innovation of Drizly – founded in Boston in 2012 – has been to more or less bypass the three-tiered structure in enabling alcohol eCommerce. And Drizly’s offering, according to Rellas, gives consumers something the market has heretofore lacked, which is a well-designed, easy-to-use channel.

Retail 128

Retail United States Boston System 128

PYMNTS

MAY 29, 2018

Whenever it happens, it’s safe to say that a $150 billion valuation would make Ant’s IPO one of the biggest ever, putting it ahead of Facebook ’s $104 billion IPO in 2012 and behind Alibaba’s $168 billion IPO in 2014. The company was initially only looking to raise $5 billion, half of what investors ended up wanting to contribute.

Capital 101

Capital Security Lending National 101

PYMNTS

DECEMBER 14, 2020

An Amazon representative said, per the report, “We continuously update our privacy practices to ensure that we meet the evolving needs and expectations of customers and regulators and fully comply with all applicable laws in every country in which we operate.”. Facebook and Google Could Face Large Fines With Potential Australian Legislation.

Google 132

Google social media Compliance Regulation 132

PYMNTS

JANUARY 25, 2018

But outside of the government, the financial services market has, in many ways, been working to play its own part in helping small businesses gain access to funding. “It will transform the business funding market and is a real step [toward] change for small businesses.” ’s small businesses,” said Stallon.

Lending 122

Lending Regulation Marketing Operations 122

PYMNTS

FEBRUARY 13, 2017

million last month to purchase the retail condo housing Murray’s flagship store, affiliated classrooms, as well as its catering and event operations. Murray’s Cheese and Kroger have been partners for nearly a decade, with the national grocer selling the cheese shop’s products in its supermarkets.

New York City 123

New York City Millennials New York Online 123

PYMNTS

APRIL 10, 2017

When operating a small business, “up” is typically a positive direction. Half also said they expect those conditions to improve in the next six months — the highest level since spring 2012, the bank said. SMEs need profits, sales, and performance all to be on the rise. But up isn’t always good.

Fraud 100

Fraud Lending Mobile Payments 100

Jeff For Banks

MARCH 29, 2014

The Bank offers a wide range of deposit services including demand deposits, regular savings accounts, money market accounts, individual retirement accounts, and certificates of deposit with fixed rates and a range of maturity options. We believe we can effectively compete as a community bank in our market area and the niche markets we serve.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

Jeff For Banks

DECEMBER 26, 2012

In its latest investor presentation, BofI highlighted it''s expense ratio (operating expense as a percent of average assets) compared to peer as 1.67% versus 3.17%, respectively, and efficiency ratio (operating expense as a percent of total revenue) compared to peer as 35% versus 63%, respectively. Well done! #3.

Texas 78

Texas National FDIC Capital 78

CB Insights

JUNE 7, 2018

Is it the “dark arts” of marketing — as some, including former presidential candidate Hilary Clinton and Democratic Congressman Adam Schiff, have claimed? Or is it merely the standard operating procedure for today’s savviest advertisers? For example, imagine trying to market a vegan protein bar. What is psychographics?

Marketing 78

Marketing Data Analytics Examples 78

PYMNTS

DECEMBER 7, 2017

When Panera Bread first rolled out its mobile order-ahead service in 2012, the idea was to attract consumers wary of waiting in lines for service. Panera Bread, which operates 2,024 locations in the U.S. Understanding customers and their needs has been crucial to devising mobile order-ahead efforts since 2012. “We

St. Louis 113

St. Louis Google Mobile Missouri 113

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. We may be skeptical, but the markets keep telling us: Don’t fight the Fed! in the second quarter of 2012. We should all be so lucky.

National 78

National Security US Massachusetts 78

Jeff For Banks

JANUARY 12, 2012

Before looking ahead to 2012, I can’t resist the traditional temptation to look back at the past year. These events led to the stock market taking a beating of -12% to -14% in the third quarter, but a fourth quarter recovery of +8% to +12% and a Santa Claus rally of close to +1% saved the day. Volatility, anyone?

National 74

National Groups Survey Marketing 74

PYMNTS

JANUARY 10, 2020

But Walmart had some tech upgrades of its own to announce, and the company was the source of some of the week’s more interesting speculation as market watchers began to openly wonder if it could be the buyer that GrubHub may (or may not) be looking for. Well, all is a big prediction, particularly considering it has competition in the market.

Las Vegas 131

Las Vegas Branding New Hampshire Online 131

CB Insights

SEPTEMBER 28, 2017

While India-based Blume Ventures takes the lead for most active venture capital investor in the country, corporate and CVC deals to the tech sector have risen every year since 2012. We used CB Insights data to dive deep into the activity of the top ten most active corporate investors into the country from 2012 to 9/19/17.

San Diego 52

San Diego Groups Capital Operations 52

Jeff For Banks

DECEMBER 29, 2021

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. MCBS, with a market cap of $705 million, and LTM revenues (net interest income plus fee income) of $125.5

Capital 78

Capital Texas Metro North Carolina 78

Filene

MAY 3, 2016

To recognize entrepreneurs and the impact they have on the heartbeat of our economy, we join millions of Americans celebrating National Small Business Week in May. And as we honor the large economic contributions of our nation’s small business community, it’s worth noting a growing trend in its development.

Trends 28

Trends Marketing Community Lending 28

PYMNTS

NOVEMBER 21, 2016

.” This concept considers the role that small businesses play in their local and national economies overall. Indeed, it’s been repeated countless times: “Small businesses are the bedrock of the national economy ,” and it’s an anthem that rings true for the U.S. and other markets.

Lending 100

Lending Meeting National Community 100

Abrigo

DECEMBER 16, 2019

MST Loan Loss Analyzer (which Summit uses) and Sageworks ALLL , Abrigo’s Allowance for Loan and Lease Losses (ALLL)/CECL solutions, have been identified by the ABA as best-in-class solutions that meet the operational needs of financial institutions as they prepare for CECL compliance deadlines. Assess data first, then move to methodology.

West Virginia 195

West Virginia Virginia Data Community 195

CB Insights

MARCH 8, 2018

Since 2012, news mentions of artificial intelligence and energy have consistently increased. According to a recent report from Greentech Media, the American energy storage market officially hit a milestone in the fourth quarter of 2017, deploying over 1000 cumulative megawatt-hours of storage between 2013 and 2017. The autonomous grid.

Industry 67

Industry United States Google California 67

NCR

OCTOBER 28, 2016

Back in spring 2012, President Barack Obama shocked conservative critics (maybe not for the first time) when he appeared on The Tonight Show to “slow jam” the news. That was an early appearance for this topic on a national stage, and it hasn’t let up since. trillion market, and in dire need of enhancement and change.

Community Bank 40

Community Bank San Francisco Community National 40

NCR

OCTOBER 7, 2016

Back in spring 2012, President Barack Obama shocked conservative critics (maybe not for the first time) when he appeared on The Tonight Show to “slow jam” the news. That was an early appearance for this topic on a national stage, and it hasn’t let up since. trillion market, and in dire need of enhancement and change.

Community Bank 40

Community Bank San Francisco Community National 40

CFPB Monitor

JULY 10, 2020

The CFPB has issued a ratification of “the large majority of its existing regulations” and certain other regulatory actions taken from January 4, 2012 through June 30, 2020 (Ratified Actions). The ratification, which was published in today’s Federal Register , was issued in response to the U.S. In January 2013, the D.C.

Regulation 78

Regulation National Marketing Operations 78

PYMNTS

FEBRUARY 6, 2017

And while it was a great game — particularly the part where the Patriots edged out the Falcons in overtime — we as a nation all face a collective conundrum: Now, what do we do? percent in 2012. Prior to this point, a single firm carrying market share of 40 percent or more has been mostly unheard of in the retail industry.

Retail 100

Retail Strategy Report Video 100

PYMNTS

JUNE 21, 2016

These programs — which include apps like GrubHub, Foodler, Favor, Seamless and DoorDash – operate independently of merchants, acting as middlemen between in-home consumers and various eateries. Recent market research performed by the NPD Group revealed that delivery traffic outside of pizza has expanded by 33 percent since 2012.

Resources 102

Resources Operations Technology Boston 102

CB Insights

JUNE 6, 2019

The company announced it was effectively ceasing operations immediately and filing for Chapter 11 bankruptcy, putting more than 1,100 people out of work overnight. After evaluating the vehicle, the EPA gave The Coda a fuel economy equivalence of 73 miles per gallon, the highest of any electric vehicle on the market in 2012.

Apple 78

Apple Branding Google Company 78

CB Insights

AUGUST 25, 2017

Activity was spearheaded by Mumbai-based seed-stage venture fund Blume Ventures, which has been the most active investor (by unique companies invested in) in Indian startups since 2012. We include Mauritius, an island nation off the coast of Madagascar, in our definition of India-based investors.

US 34

US United States New York Trends 34