PYMNTS

OCTOBER 21, 2019

Brick-and-mortar retailers, as well as online merchants, are offering consumers all sorts of products and services through the subscription business model, from movies to tea. Some entertainment innovators are also rolling out new subscription services. And retailers are offering innovative subscriptions for all sorts of products.

Innovation 109

Innovation Retail Las Vegas Payments 109

PYMNTS

JANUARY 22, 2018

More important, perhaps, than the innovations they made on behalf of their more famous lead players, was how their contributions accelerated those innovations’ time to market. Innovation in payments and commerce has an unsung hero, too. And who will influence how innovation happens. From Betty Crocker to Boxed.

Innovation 135

Innovation Online Branding El Paso 135

Bank Innovation

FEBRUARY 19, 2018

EXCLUSIVE— A time-consuming and costly area of banking, Know Your Customer (KYC) and due diligence maintenance could use an upgrade, global payments provider SWIFT told Bank Innovation. KYC is a key tenant of our product set, part of a unit of SWIFT we launched in 2012. It’s part of a bigger play for us,” Paul Taylor, […].

Fintech 239

Fintech Innovation US Payments 239

PYMNTS

JUNE 1, 2020

Losing customers can be as easy as experiencing one too many online glitches, however, which can drive clients into the competition’s arms. The challenger bank has run on a cloud banking model since its 2012 launch and is available for business and consumer use in 30 European markets, including Austria, Germany and the Netherlands.

Innovation 132

Innovation Strategy Innovation Strategies Security 132

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. They saw a greenfield waiting to be planted.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

NOVEMBER 28, 2019

The event launched in 2012 and raised around $400 million in the U.S. And a hacking group has been mass-scanning the internet looking for Docker platforms that have application programming interface (API) endpoints exposed online. Crypto-based donations are taking center stage this holiday season with #BitcoinTuesday.

Bitcoin 176

Bitcoin Community Groups Innovation 176

Bank Innovation

APRIL 19, 2017

trillion in total payments through Alibaba’s Alipay service last year, compared to only $70 billion in 2012; Tencent’s WeChat users sent about $1.2 According to a new report released by the UN-based Better Than Cash Alliance, users sent $1.7 trillion in […].

Payments 305

Payments Report Online Mobile 305

Bank Innovation

OCTOBER 19, 2018

outpaced growth in noncash payments overall between 2012 and 2015, according to a Federal Reserve Payments Study released this week. billion in 2012 to $8.3 Noncash payments fraud in the U.S. The study’s survey of depository institutions found noncash payments fraud increased 37%, from $6.1 billion, in 2015.

Study 150

Study Fraud Payments Survey 150

CB Insights

SEPTEMBER 26, 2018

One solution: in-house healthcare innovation labs. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health. Sometimes corporate innovation goes wrong , and we’ve written about corporate innovation theater before.

Innovation 73

Innovation Cleveland New York New York City 73

Bank Innovation

JUNE 29, 2017

Free credit reporting company Credit Karma reported more than $500 million in revenue in 2016 — a 50% increase compared to the prior year — hitting 70 million members since the launch of its flagship product — credit monitoring — in 2012, the company announced this week. What’s the secret to its success?

Report 285

Report Company Taxes Operations 285

PYMNTS

MARCH 11, 2020

“Together, we aim to continue disrupting the payment, tech and mobility industries with innovative solutions that can improve the lives of millions.”. A Wirecard consumer survey indicated that more than 90 percent of Southeast Asian shoppers have purchased goods online and in-store using some type of digital payment.

Survey 131

Survey Mobile Regional Groups 131

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

JANUARY 8, 2020

Mediaocean is continuing to innovate with partners like Amino Payments to empower marketers and agencies to plan, execute and measure global cross-media advertising,” said Ramsey McGrory, CRO of Mediaocean. It combines blockchain, advertising and payment technologies to enforce transparency in online advertising.

New York City 130

New York City blockchain Philadelphia New York 130

PYMNTS

AUGUST 9, 2019

The tool uses facial analysis and bridges the gap, the company said, between online and in-person shopping. Younique was launched in 2012, and it gained traction using a social media-based model. Its aim is to answer the timeless question of “will this look good on me?” while showcasing Younique’s premium brand of cosmetic accessories.

social media 136

social media Tools Branding Analysis 136

Accenture

SEPTEMBER 22, 2019

But there’s another reason why the neo-challengers are so front-of-mind: They’re industry leaders in cultivating technology innovation and optimising customer service and experience. They also deliver innovative, easy-to-use apps that help users with things like managing their daily budget or travelling abroad. Customer growth.

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

AUGUST 10, 2016

In general, venture capitalists are boosting their investments in Latin America, with funding reaching $594 million in 2015, a stark increase from $387 million in 2012, the Latin America Venture Capital Association confirmed.

Innovation 100

Innovation Apple social media America 100

PYMNTS

NOVEMBER 5, 2019

“We are excited about our growing relationship with Visa and are looking forward to continuing to drive innovation in financial services.” ” Founded in 2012, Cincinnati-based LISNR specializes in data-over-sound solutions as well as its ultrasonic platform.

Mobile 113

Mobile Payments Metro Innovation 113

PYMNTS

JUNE 7, 2019

Forget millennials, that consumer segment that is blamed for the downfall of most everything while also being the target of many innovative efforts. There are signs of an emerging mini-genre online that gives advice on what single people should buy at that warehouse store – which, of course, sells items in bulk. Shifting Tide.

Retail 133

Retail Millennials Online Innovation 133

Bank Innovation

JUNE 21, 2016

Since 2012, it has been the fastest growing technology in banking. That’s the word out of Digital Banking 2016 here, where bankers outnumber entrepreneurs (but not vendors). The mobile banking app traces its roots to SMS banking back in 1999. But it comes with Read More.

Digital Banking 199

Digital Banking Mobile Technology Operations 199

PYMNTS

FEBRUARY 20, 2020

Since it was founded in 2012, the company has grown to a team of 140 employees across the U.S. and Europe, with revenues growing from $1 million in 2012 to $84 million in 2016. Right now, we’re taking each of the stores to the best level that they can be and doing a lot of innovation there,” Lucaciu said. “We

UX 210

UX Retail Technology Mobile 210

PYMNTS

JUNE 11, 2020

Biometric recognition technology uses a combination of artificial intelligence (AI) and machine learning (ML) to scan, analyze and store users’ biometric data, such as fingerprints, facial features, voices or even online browsing patterns to confirm that users are who they say they are. Digital Innovation, Legal implementation.

Compliance 186

Compliance Guidelines Meeting Tools 186

PYMNTS

FEBRUARY 11, 2020

And, he added, with the emergence of the government as a major shareholder of these large financial firms (via capital infusion and bailout packages), a dampening effect was felt on innovation. And in the drive toward innovation, as Choubey told Webster, the partnership with Mastercard seeks to revamp and speed up payments.

Fintech 152

Fintech Innovation Digital Banking Course 152

PYMNTS

JANUARY 28, 2019

For proof, we need look no further than the two markets that many in the payments industry regard as leading the pack in payments innovation: Australia and the U.K. Innovation by Any Other Name. The result of that complaint was a toughening of the surcharge rules in 2012 – but apparently, they still weren’t tough enough.

Regulation 181

Regulation Boston Cards Innovation 181

PYMNTS

JULY 3, 2020

Given the ever-changing landscape related to the COVID-19 pandemic, constant innovation is more critical than ever before when it comes to serving retailers and customers. Gucci 9” has been designed as an empty store that allows customers to shop online from continents away. The biggest room for innovation lies in experiential escapes.

Branding 142

Branding New York Retail Examples 142

Bank Innovation

OCTOBER 27, 2016

MintChip was developed by the Royal Canadian Mint in 2012 and shuttered in 2014. Toronto-based payments platform nanoPay announced yesterday that it has raised $10 million in a Series A round in order to expand its business and offerings, most notably its open API platform, MintChip. In January 2016, the project was Read More.

Payments 150

Payments Online Mobile Technology 150

Bank Innovation

SEPTEMBER 13, 2016

Sourcery, a digital payments platform founded in 2012, raised $5 million in venture funding in a round led by Marker LLC, the startup announced today. Sourcery’s digital platform focuses on accounts payable for restaurants and others institutions in the hospitality industry. The funding — which brings the company’s total equity to $7.5

Payments 150

Payments Industry Online 150

Bank Innovation

SEPTEMBER 15, 2016

million since its launch in 2012, according to Crunchbase. “I Ripple, the enterprise blockchain startup, today announced that it raised $55 million in Series B funding to accelerate customer adoption of its technology. That brings Ripple’s total funding to $93.6 I think there’s Read More.

blockchain 150

blockchain Technology Online Payments 150

Bank Innovation

JUNE 14, 2016

P2P payments were realtime within Chase since 2012, but now they are realtime among Read More. Bank, Bank of America, and as of yesterday, JPMorgan Chase. Bank and Bank of America joined the realtime network in March.

America 150

America Payments US Capital 150

Bank Innovation

FEBRUARY 25, 2016

The technology running GoBank, partially inherited from the Sam Altman-led startup Loopt, acquired by Green Dot in 2012, now underlies the entire Green Dot Read More. The unprofitable offspring of the industry-leading prepaid card? Turns out it’s much more than that.

Cards 150

Cards Mobile Industry Technology 150

PYMNTS

SEPTEMBER 24, 2018

In May , Sears Holdings announced that it had expanded its leasing program to allow customers to finance a variety of products, both in-store and online. In addition, Sears offers an online estimator tool to help members estimate their payment with different payment schedules and lease amounts.

Puerto Rico 176

Puerto Rico West Virginia Vermont Wisconsin 176

PYMNTS

JUNE 3, 2020

Some researchers estimate that Americans left close to $40 million of healthcare refunds and rebates in the form of paper checks unclaimed between 2012 and 2019, illuminating inefficiencies around healthcare’s rigid billing and payments systems. They were not born digitally — it’s a transformation they need to go through.”.

Payments 158

Payments Industry System Report 158

PYMNTS

AUGUST 18, 2017

Founded in 2012, the AI startup specializes in data analytics for enterprises looking to quickly find data, similar to an online search engine. Through this new AI-enabled product, the technology startup’s CEO Ajeet Singh is hoping to help stretch innovation in businesses.

Analytics 102

Analytics Data Capital Analysis 102

PYMNTS

JULY 26, 2016

Launched in March 2012, DSC rode the waves created by its clever marketing to thumb its metaphorical nose at entrenched businesses stuck in outdated retail models. “[Namely,] the economies of scale they can bring in a lot of different areas [and] how ambitious and aggressive and innovative they are.”

Retail 100

Retail Innovation Online Branding 100

PYMNTS

MARCH 6, 2018

In a recent interview, Ethan Song, Frank & Oak’s founder and CEO, told PYMNTS that has often meant providing online shoppers with the types of personalized recommendations they typically only receive from store associates, as well as giving in-store shoppers access to mobile and online-based features.

Trends 127

Trends Software Retail Report 127

PYMNTS

JANUARY 9, 2020

It’s all the fashion these days to battle it out online for more market share when it comes to selling clothes to consumers. This isn’t Amazon’s first attempt at breaking into the luxury fashion market – the retail giant originally tried in 2012, but was not successful. Part of the problem is the eCommerce brand’s image.

Branding 137

Branding Retail Marketing Operations 137

PYMNTS

AUGUST 11, 2020

As Infermedica Co-Founder and CEO Piotr Orzechowski told Karen Webster, had it not been for gaming, he never would have founded his firm — or set out on a quest to innovate healthcare using artificial intelligence (AI) and application programming interfaces (APIs) to create a “virtual GP,” or general practitioner.

Google 240

Google System Mobile Company 240