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The pro-cyclicality of capital ratios and credit supply, a tale of two sizes

BankUnderground

The aim of having a long time series is to have a sample that covers at least a big portion of a credit cycle before the introduction of the much stricter capital requirements by Basel III standards in 2010. Although capital standards existed before 2010, they were significantly weaker. Pre-tax profits 8305 29.76 Cash 8762 1413.30

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Giving Truckers Better Loans Can Lower Carbon Footprints: Here’s Why

PYMNTS

“This law, while enormously beneficial to public and environmental health, meant that many independent truck drivers would have to cease operating if they could not afford to retrofit or replace their trucks,” Urrutia noted. is created in the economy in the form of new wages, new spending and additional tax revenue.

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Community banks are thriving in Texas

Independent Banker

The 2020 Census quantified the growth many residents were already sensing: Austin grew by 33% between 2010 and 2020, earning it the rank of fastest-growing large metro. ANB does “traditional lending in every aspect,” Edlund says, but commercial loans make up the majority of its loan portfolio.

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AltFin Shines As Investor Interest In B2B FinTech Continues

PYMNTS

Total venture capital across the global FinTech market between 2010 and 2017 hit a combined $97.7 Alternative Lending. alternative small business lending firm, that secured $900 million in 2017, while other alternative finance players, like LendingPoint and SoFi , landed significant investment rounds. ZenBusiness.

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AltFin’s Bumpy Ride Into An Uncertain 2019

PYMNTS

consumers owe roughly 26 percent of their annual income to debt, up from 22 percent in 2010. The rising rates have not only made debt more expensive, but they have been a weight on loan growth across both bank and FinTech lending platforms in the back half of the year. It’s easy to lend money. That amounts to $13.2

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The Lebron Effect On Payments

PYMNTS

As part of the deal, Motivate’s servicing and maintenance operations will remain a stand-alone business, and Motivate will retain its brand name and continue to support its North American bikesharing programs. Though FinTech companies originated less than 1 percent of personal loans in 2010, they originated 36 percent of them in 2017.

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Stripe Teardown: How The $35B Payments Company Plans To Supercharge Online Retail

CB Insights

Brothers Patrick and John Collison founded Stripe in 2010 in an attempt to gain share in online payments, a then-nascent market with seemingly boundless growth opportunity. Business lending and corporate cards. Sigma aims to streamline business operations. Virtual card issuance. Growing the internet economy. Source: Stripe.

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