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Director Chopra promotes aggressive enforcement in remarks to National Association of State Attorneys General

CFPB Monitor

In remarks given on Tuesday to the National Association of State Attorneys General (NAAG), CFPB Director Chopra promoted an aggressive approach to enforcement by both the CFPB and state attorneys general (AGs). Advocated for the expansion of state AGs’ authority.

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US Government Policy On SMB Lending In Flux

PYMNTS

Carranza has a history at the SBA, serving as its deputy administrator between 2006 and 2009. Her rise to the position of SBA chief is not expected to disrupt the status quo, but she would step into the seat at a time of broader controversy at the SBA, surrounding its 7(a) small business lending program. Last year, the U.S.

Lending 128
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Rounding Out SME Cash Management Offerings

PYMNTS

Alternative lending platforms integrating with providers of other financial services has become a new norm. Just look at SAP Ariba , which integrated PrimeRevenue’s supply chain financing into its spend management platform, or Reckon , a small business accounting platform that recently rolled out an SME lending feature thanks to Prospa.

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Student Loan Debt Jumps More Than 100 Percent In Last Decade

PYMNTS

“Even with this number moving upward, the data is showing a decrease of delinquencies, which means that consumers are managing their loan payments better than they have in the past. percent since 2009, noted Experian. A student loan is an investment that can benefit someone for a lifetime. per person. but that has increased to 3.7

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What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. They need a marketing person to title their reports.

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Stressing the importance of stress tests

Abrigo

March comes in like a lion for the nation’s largest banks. The reports were positive: all 31 stressed banks “passed,” showing that they are stronger than they have been at any time since the tests began in 2009, the Fed reported. Stress testing is a critical risk management technique that deserves bolstering.

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The Mother List of All Banking Books

Jeff For Banks

A Primer on Money, Banking, and Gold 2008 Cordelia Frances Biddle Biddle, Cordelia Frances Biddle, Jackson, and a Nation in Turmoil: The Infamous Bank War 2021 Alan S. The Panic of 1907: Lessons Learned from the Market's Perfect Storm 2009 Lowell L. The Courage to Act: A Memoir of a Crisis and Its Aftermath 2015 Peter L.

America 78