Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Crude oil prices have dropped more than 50 percent from last July to this January, and they haven’t hovered this low since 2009. billion-asset community bank based in Happy, Texas. By Howard Schneider. More stable than real estate.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

Jeff For Banks

NOVEMBER 16, 2020

Did you manage a vacation over the summer? Moody’s estimates that there is $70 billion in back rent across the nation. By the way, our economy has done better than all other nations; for example, Europe is 4.3% The national unemployment rate peaked at 14.7% The housing market is robust across the nation.

Marketing 78

Marketing National New York City Taxes 78

PYMNTS

AUGUST 25, 2016

First, according to Breon, Vacasa tends to operate in smaller towns and more affluent communities, where people have vacation or second homes, as opposed to larger cities and urban centers, where Airbnb typically dominates the market. A lot of the properties we manage are owned by people who are very busy and very successful.

New York City 100

New York City Idaho Portland Oregon 100

Independent Banker

OCTOBER 29, 2014

Early Air Force service prepared the way for community banking in California. I reluctantly agreed to call the number in the ad and, to my surprise, was granted an interview and soon hired as the first management trainee for American National Bank, a small community bank headquartered in Bakersfield. By Stephen M.

Community Bank 79

Community Bank Training Community Montana 79

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. billion of assets under management. It was always clear how much Jones loves his credit union, his team and his community. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

Independent Banker

OCTOBER 29, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials. “At

Millennials 110

Millennials Community Bank social media Community 110

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. The upshot of the analysis, in my opinion, is that the risk can be further limited to CLD lending, more so than straight, plain vanilla CRE lending that is so common in community financial institutions. We perform this service for dozens of community banks.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

DECEMBER 12, 2017

The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Their non-performing loans (NPL)/total loans ratio peaked at 12.54% in 2010, and between 2009-12, the Bank charged off over 11% of its loan portfolio. billion of assets and operates twenty five branches in the western suburbs of Chicago.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Independent Banker

NOVEMBER 13, 2014

And the great news, according to “American Millennials and Banking,” a major new study commissioned by ICBA, is that Bauhs and the 80 million other people in his generational cohort are prime potential customers for community banks. This is really the moment for community banks to show that they’re a fit for millennials. “At

Millennials 87

Millennials Community Bank social media Community 87

Gonzobanker

DECEMBER 20, 2018

PNC made a Gonzo move with a national digital expansion in 2018 with the unique idea of building a small number of branches in target metro markets like Kansas City and Dallas. Timing is everything, and Feiger knew that after tripling the stock price since the 2009 downturn, it was time to get the shareholders a solid payback.

Fintech 102

Fintech Conference Innovation Community 102

PYMNTS

NOVEMBER 6, 2017

Since 2004, October has been observed as National Cyber Security Awareness Month by the Department of Homeland Security (DHS). Nelson said the organization was alerted by the FBI in 2009 regarding a rise in corporate account takeovers. At the time, they were seeing about 80 cases a week,” Nelson said. “It

Exercises 119

Exercises Resources Industry Cyber Security 119

Jeff For Banks

FEBRUARY 6, 2011

Take for example the language from an FA Article relating to a strategic plan issued by the OCC to The Suffolk County National Bank of Riverhead (“SCNB”) in New York on October 25, 2010: “The Board shall adopt, implement, and thereafter ensure Bank adherence to a written strategic plan for the Bank covering at least a three-year period.

Regulation 70

Regulation FDIC National Capital 70

Independent Banker

MARCH 15, 2015

in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. What concerned me most wasn’t that the customer was upset with me,” recalls Hartings of the homebuyers who ignored his community bank’s cautiously pragmatic approach. “I Fortunately, most did listen.

Ohio 70

Ohio Community Bank Community Lending 70

Jeff For Banks

DECEMBER 19, 2015

Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. But management went to work. through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 16 locations. What a ride!

North Dakota 60

North Dakota Arizona Michigan Florida 60

Fintech Labs Insights

JULY 16, 2015

” Previous investors in the company include Live Oak Banking Company and Wellington Management, which led the company’s last funding round, a $6.5 Malauzai specializes in developing innovative banking apps for community banks and credit unions. million fundraising, in May 2014.

San Jose 12

San Jose Austin Iowa Software 12

Tech and Finance

APRIL 22, 2016

Margareth Tran …”after graduating from Cornell University in 2009 at the height of the recession, she could not find work on Wall Street, a long-held ambition. She moved to Shanghai and found a job at a management consulting firm. Mobile Capabilities Remove Financial Barriers. Refugees and jobs.

New York 28

New York Washington Idaho Study 28

CB Insights

APRIL 24, 2018

As a result, an entire ecosystem comprised of hundreds of tech startups has emerged to help brick-and-mortar retailers adapt, working across categories from inventory management to shelf monitoring. Lucky’s market capitalizes on health and community. Kohl’s can move into smaller markets where a larger store may not fit.

Retail 59

Retail Trends Technology Branding 59

CB Insights

NOVEMBER 9, 2017

Indeed, co-founder Alejandro Resnik, the CEO, told the WSJ in 2015 that it was looking to raise a “monster round” of $300 million at a $2 billion valuation to fuel its national expansion. Select VC Investors: Khosla Ventures, Alberta Investment Management Corporation, Artis Capital Management. via TechCrunch. Company: KiOR.

Capital 78

Capital Company San Francisco Operations 78

CB Insights

JULY 19, 2017

National Medal of Science, Turing Awards, Kyoto Prizes, and many others. Wells Fargo’s internal lab brings together product strategists, developers, and project managers to build innovative new products, relying on a lean startup mindset. Founded: 2009 (Vancouver), 2016 (NYC). It boasts awards including Nobel Prizes, U.S.

Innovation 74

Innovation San Francisco Georgia Technology 74