Remove 2009 Remove Capital Remove Regulation Remove Risk Management
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Get your ducks in a row: HVCRE risk management

Abrigo

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. Ashbaugh’s presentation begins with a quick summary of why regulators care about HVCRE. How did we get here? What are HVCRE loans?

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Stressing the importance of stress tests

Abrigo

The reports were positive: all 31 stressed banks “passed,” showing that they are stronger than they have been at any time since the tests began in 2009, the Fed reported. During examination time, regulators are increasingly looking at a bank’s stress testing processes and resulting capital plans.

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Are you a bull or a bear, and how will it impact your planning for 2020 and beyond?

Gonzobanker

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. What businesses need capital in the interim? Risk Management.

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US Government Policy On SMB Lending In Flux

PYMNTS

Carranza has a history at the SBA, serving as its deputy administrator between 2006 and 2009. ” He added that the hiked fees are likely to pass costs down to small business borrowers, and limit their ability to access capital. ” said Trump in a tweet announcing the nomination, according to Reuters. Last year, the U.S.

Lending 128
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What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

And regulators are getting anxious. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. But isn't fast growth by itself an indicator of increased risk of failure, regardless of the loans that fueled the growth? Anxiety, anxiety, anxiety.

Lending 60
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Guest Post: Quarterly Financial Markets and Economics Update by Dorothy Jaworski

Jeff For Banks

Since the recovery began in June, 2009, real GDP growth has averaged 2.3%. Third, the explosion in regulations over the past eight years has served to hinder businesses, especially new small business formation, and has drained valuable resources as compliance costs soared. since 2009. since 2009. and 2018 at 1.8%

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Managing Commercial Real Estate in a COVID-Ravaged Landscape

Gonzobanker

As banks and credit unions look at their loan portfolios, they will be smart to begin assessing whether they have all the coding necessary to identify the highest risk segments. If the institution is using this service in the AML and fraud departments, it might be wise to open these searches to loan officers managing their portfolios.