CB Insights

MAY 9, 2019

Today, it seems like every large corporation has its own “ innovation lab.”. Few are more critical of the model than startup entrepreneurs and VCs, who argue that corporate innovation labs are mostly innovation theater. Get the Best of corporate innovation. Get the Best of corporate innovation. Waymo (Google X).

Innovation 76

Innovation Apple Google System 76

Insights on Business

NOVEMBER 12, 2018

According to the Boston Consulting Group , there have been more than $321 billion in regulatory compliance penalties levied globally since the financial crisis of 2007- 2008. Next-gen means an ecosystem of standardized GRC knowledge and tools all operating together.

Compliance 107

Compliance Technology User Experience Analytics 107

PYMNTS

FEBRUARY 7, 2020

7-Eleven President and CEO Joe DePinto said in an announcement , “Retail technology is evolving at a rapid pace, and customer expectations are driving the evolution. Our team is dedicated to continuing 7-Eleven’s legacy of innovation with industry-leading digital solutions. Mike Motz, CEO of Staples U.S.

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Retail Dallas Massachusetts Technology 143

PYMNTS

FEBRUARY 1, 2021

Eleven years ago, video conferencing tech was in a very different place, even though the technology itself had come a long way from the commercial launch of Bell Lab’s Picturephone in 1964. It had the “fax” problem: The only way people could see each other was if the party on the other end had access to the same technology.

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US Innovation Video Maine 345

PYMNTS

JANUARY 22, 2019

In 2007, at the company’s peak, it was worth about $65 a share. After a thorough review of strategic options, we have determined that the sale of Telematics to Bridgestone is in the best interest of both Telematics and our core location technology business,” TomTom CEO Harold Goddijn said. “We Within two years it was down to $3.

Google 136

Google Leadership Software Mobile 136

PYMNTS

OCTOBER 1, 2018

Ten years after PayPal launched, it was operating in 190 countries and had 60 million users. The innovation touted 10 years ago, that has garnered billions of dollars of venture capital (VC) funding, hasn’t turned out to be the “internet of money” as advertised. Innovation By Any Other Name. It isn’t because it won’t.

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Bitcoin blockchain cryptocurrency Innovation 214

Chris Skinner

FEBRUARY 21, 2017

At university I started a company that went onto Y Combinator in 2007, but I had to leave at that time. And it gave me this grounding in how money works, how FinTech, financial technology works, and sort of, how money moves around the world…I worked for a dating website for a year, after I left GoCardless, which was amazing fun.

Study 283

Study Training Fintech Digital Banking 283

Celent Banking

SEPTEMBER 13, 2016

We began the program in 2007 and are celebrating its 10th anniversary this year. Celent Model Bank is awarded for best practices of technology usage in different areas critical to success in banking, and is the main award that a financial institution (FI) can win from Celent. Operations and Risk. Emerging Innovation.

Case Study 100

Case Study Innovation Guidelines Study 100

Bank Innovation

MARCH 31, 2016

Fidor began in Munich in 2007, and gained traction as a digital bank during and after the financial crisis. Fidor Bank is closer to its U.S. launch, but is still missing a critical piece to complete its services: a bank charter. It has routinely been hailed as one of the most Read More.

Digital Banking 150

Digital Banking Operations Online Compliance 150

PYMNTS

AUGUST 22, 2016

These investments enable ecobee to drive significant operational improvements, profitable growth and future product innovations for our customers,” said Stuart Lombard, president and CEO of ecobee, in a press release announcing the closing of the round of fundraising.

Company 100

Company Innovation Marketing US 100

PYMNTS

DECEMBER 28, 2020

He also said Ant should secure a license to operate its personal credit business, offer more transparency about third-party payment transactions and not engage in unfair competition. subprime mortgage industry’s collapse and the 2007-08 Great Recession. Will Chinese Authorities Force Ant To Restructure? .

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US Regulation Groups System 168

BankUnderground

JUNE 16, 2021

Since the Great Financial Crisis started in 2007 there has been renewed interest in using the past as a basis for policy responses in the present, but how useful is history and how is it best used? The minutes of the FOMC when the swaps were renewed in 2007–08 make no mention of this particular type of swap in the past. What’s next?

Examples 128

Examples Policies United States Exercises 128

FICO

NOVEMBER 11, 2020

FICO has announced its panel of independent judges for the 2021 FICO® Decisions Awards which honor clients achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. In 2018, he was recognized as an “Analytics Visionary” by Consumer Goods Technology.

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Meeting Analytics Big Data Management 52

PYMNTS

DECEMBER 10, 2018

The year is 2007. Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. Just like 2000, and then again in 2007 with the initial hype over decoupled debit.

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

OCTOBER 16, 2017

Two innovators approached a well-heeled investor asking for money. They told this investor that their innovation was so incredibly cutting-edge that only the hopelessly uninformed would fail to recognize its value. The innovators said that they had picked him because he was smart and forward-thinking enough to see the potential.

cryptocurrency 177

cryptocurrency Bitcoin Innovation Regulation 177

PYMNTS

OCTOBER 8, 2018

B2B payments innovators and Warren Buffet have something in common: They are both obsessed with rails. Today, a host of innovators are making B2B payments rails sexy again too. It may have started in 2007 when the U.K. Topic Two: Banks — sure, they’re boring as all get out, but they are innovating. s footsteps.

Payments 192

Payments Innovation Regulation San Francisco 192

PYMNTS

AUGUST 25, 2016

Innovation in payments is easier said than done. It’s one thing to come up with a new solution or idea, but putting innovation into practice requires striking a balance that is not always easy to achieve. PYMNTS: How would you define your company’s approach to innovation? PYMNTS: What is the most innovative thing you’ve done?

Innovation 100

Innovation System Industry Payments 100

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

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Innovation Google Apple Video 78

PYMNTS

APRIL 15, 2019

Not every innovation is a good innovation. The marketplace operators sell the data to cybercriminals who use it for identity theft, online fraud and other crimes – and the data is worth anywhere from $5 to $200. Some, like the pet rock, are merely fads. Others, like the iPhone, are change-the-world impactful. Attorney Justin E.

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Fraud Data Security Ohio 129

PYMNTS

OCTOBER 26, 2017

Alternative and marketplace lending platforms promised faster, easier SMB lending than traditional banks could deliver and eventually led traditional financial institutions (FIs) to collaborate with their one-time rivals as they realized they needed to offer more technologically advanced lending experiences to their small business customers.

Lending 109

Lending Google Fintech Industry 109

BankUnderground

AUGUST 31, 2022

Since 2007, macroprudential policymakers have grappled with a broad set of vulnerabilities. But while some of this development can build on well-grounded principles for financial stability policy, other aspects are likely to come up against three timeless challenges, requiring novel and innovative thinking to overcome.

Policies 88

Policies Marketing System Regulation 88

Gonzobanker

DECEMBER 17, 2021

Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. Acronym of the Year. Has to be M-O-E. The most important aspect of this deal is Huntington.

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

JANUARY 14, 2019

To save physical retail, anyone who wants to operate a physical store must convince consumers that it’s worth their time to—how’s this for an insight?—go Aided and abetted by mobile devices, apps and payments and logistics innovations have substantially improved the consumer’s digital shopping experiences. go there to shop.

Retail 198

Retail Online Mobile Data 198

PYMNTS

APRIL 1, 2019

Apple, the company that transformed how consumers listened to music with the iPod, was outplayed by an innovator with a new business model and a cross-platform, cross-device appeal. Netflix has been around since 1997 and launched its streaming service in 2007. Consumers think access, not operating systems.

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Apple Google Cards Video 179

PYMNTS

MARCH 19, 2018

And not even because they’re job destroyers, which he said is the natural consequence of innovation, and innovation is goodness. That the middle class is bifurcating — to the have’s and mostly to the have not’s as a result of jobs that are disappearing because technology and software is eliminating them.

Google 148

Google Apple Retail Millennials 148

Celent Banking

APRIL 26, 2016

" Just as the railroad builders used the river to guide the design and layout of the early railroads, bankers have used technology to guide how banking services are their designed and built. Throughput is the key to understanding how high-volume banking systems and today's railroad system works. That is, until recently.

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Chicago Training Illinois System 100

PYMNTS

AUGUST 4, 2017

And, while it might be an out-of-the-box choice, we think after the week in specific — and year in general — that QR codes have had, it might be fair to suggest that LL Cool J’s 1995 anthem should be the new theme song for the often under-appreciated technology. As this week demonstrated, that problem seems to be working itself out.

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Payments Mobile United States Technology 124

PYMNTS

MARCH 14, 2016

Well, it is “an innovative new payment platform created to transform the payments industry by drastically altering the economics through Internet-based technology, generating significant consumer benefits.” Except, of course, it didn’t – and it is now in the crowded graveyard of payments innovations that sounded too good to be true.

Bitcoin 100

Bitcoin blockchain Video Apple 100

PYMNTS

APRIL 29, 2016

“Its last breakthrough innovation was the iPhone, which was released in 2007. ” So, Musk is a creative genius with exciting electric car technology and all the vision in the world, and Apple is a firm reportedly hoping to jump into the electric car field, conceivably in the next decade. He wasn’t joking.

Apple 100

Apple Washington Innovation Operations 100

PYMNTS

DECEMBER 14, 2016

Wireless was built prior to 2007, so it didn’t have the opportunity to take advantage of smartphone or cloud infrastructure. Third, Mist Systems incorporated AI components into their technology. Aaron gave a few examples of the services Mist System’s technology provides. It’s managed via the cloud.”.

System 100

System social media Retail Examples 100

PYMNTS

MARCH 18, 2016

That may not have been surprising this time last year, but today, considering talk of lackluster performance by these innovators — plus recent warnings over a total market collapse — that funding is pretty impressive. Now, InstaRem operates across Canada and various markets in Asia, with plans to expand in the U.S. and Europe.

Lending 100

Lending Capital Google Security 100

Jeff For Banks

MARCH 3, 2018

That's what I thought about while reading a recent Financial Brand post about Innovation in Banking: Killer Ideas? They can be a strategic shift of your franchise, a new product line, or a new operating environment. Sticking with the Apple theme, in 2007, they launched the iPhone. or Idea Killers? A 26% decline.

Apple 65

Apple Millennials Massachusetts FDIC 65

PYMNTS

MARCH 9, 2016

By engaging in some heart-pounding retail archaeology, the adventurous “raiders” find pieces of archaic technology, electronic accessories or obsolete video games and consoles still inexplicably carried by Walmart and often discounted (or not) to laughably impossible degrees. Still, the label indicates that the $99.99

Retail 100

Retail Online New York Video 100

PYMNTS

JUNE 24, 2016

Netflix pre-2007 was a manual, paper-based system — relying entirely on manual shipping, manual returns and absolutely no customer self-service. By the time the mid-2000s rolled around, Netflix’s stock price had plateaued, and innovation was needed to take its business to another level. Advances In Cash Application. B2B Payment Trends.

Cards 109

Cards System Payments Technology 109

BankUnderground

JULY 2, 2021

Battiston et al (2017) exploit a natural experiment involving 999 call handlers and radio operators in the United Kingdom. A meta-analysis of 46 psychological studies by Gajendran and Harrison (2007) also suggests that more than 2.5 days/week of WFH could harm relationships with co-workers.

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Study Survey Policies Capital 130

PYMNTS

NOVEMBER 7, 2016

In that same interview, Ballmer also explained away his initial skepticism of Apple as his inability to process the “business model” innovations that he claimed drove its popularity — the carrier subsidies that made the iPhone cheaper for consumers to buy. Shoulda-Woulda-Coulda. Maybe those lexicographers have a point after all.

Mobile 188

Mobile Apple Google Software 188

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date: May 18, 2007. in May of 2007 to Google’s $3.1B

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Google Software Innovation Company 76