Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

CB Insights

MAY 9, 2019

Today, it seems like every large corporation has its own “ innovation lab.”. Few are more critical of the model than startup entrepreneurs and VCs, who argue that corporate innovation labs are mostly innovation theater. Get the Best of corporate innovation. Get the Best of corporate innovation. Waymo (Google X).

Innovation 76

Innovation Apple Google System 76

PYMNTS

MARCH 12, 2019

Payments technology company InComm has acquired Linq3 Technologies with the purpose of entering the lottery industry, the company announced on Tuesday (March 12). Linq3, founded in 2007 in Atlanta, develops, builds and markets traditional and digital lottery products.

Industry 134

Industry Atlanta Cards United States 134

Insights on Business

NOVEMBER 12, 2018

According to the Boston Consulting Group , there have been more than $321 billion in regulatory compliance penalties levied globally since the financial crisis of 2007- 2008. Beyond ensuring compliance, executives are often preoccupied with the substantial organizational and business challenges in developing and implementing effective GRC.

Compliance 107

Compliance Technology User Experience Analytics 107

PYMNTS

FEBRUARY 7, 2020

7-Eleven President and CEO Joe DePinto said in an announcement , “Retail technology is evolving at a rapid pace, and customer expectations are driving the evolution. Our team is dedicated to continuing 7-Eleven’s legacy of innovation with industry-leading digital solutions. Mike Motz, CEO of Staples U.S.

Retail 143

Retail Dallas Massachusetts Technology 143

PYMNTS

JANUARY 22, 2019

Telematics is a service that helps companies manage fleets in real time, and lets them know the location of each vehicle along with a look into driver behavior. In 2007, at the company’s peak, it was worth about $65 a share. TomTom announced the sale on Tuesday, according to reports. Within two years it was down to $3.

Google 136

Google Leadership Software Mobile 136

Chris Skinner

FEBRUARY 21, 2017

At university I started a company that went onto Y Combinator in 2007, but I had to leave at that time. I did GoCardless because it got me out of being a management consultant, initially. [You can download and listen to this interview if you prefer] This isn’t your first startup. What really stands Monzo apart?

Study 283

Study Training Fintech Digital Banking 283

FICO

NOVEMBER 11, 2020

FICO has announced its panel of independent judges for the 2021 FICO® Decisions Awards which honor clients achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. In 2018, he was recognized as an “Analytics Visionary” by Consumer Goods Technology.

Meeting 52

Meeting Analytics Big Data Management 52

PYMNTS

DECEMBER 28, 2020

Howard Yu , LEGO professor of management and innovation and director of IMD’s signature program, Advanced Management Program (AMP), told Karen Webster last month that regulators would soon force Ant to restructure to address such concerns. subprime mortgage industry’s collapse and the 2007-08 Great Recession.

US 168

US Regulation Groups System 168

PYMNTS

AUGUST 4, 2017

Pi UK Bidco Limited — a newly incorporated company jointly-owned and managed by American multinational private equity firm Blackstone and private investing consulting firm CVC — announced it has reached an all-cash agreement to acquire online payments company Paysafe.

Online 108

Online Innovation Payments Capital 108

PYMNTS

JUNE 20, 2019

In an era of restaurant technology that provides diners with many choices, mobile order-ahead is more popular than ever with consumers. To meet this rising demand, QSRs are tapping into ordering interfaces built into cars and reconstructing stores to make for smoother mobile pickup — along with other innovations.

Mobile 116

Mobile Jacksonville New York City New York 116

BankUnderground

JUNE 16, 2021

Since the Great Financial Crisis started in 2007 there has been renewed interest in using the past as a basis for policy responses in the present, but how useful is history and how is it best used? The minutes of the FOMC when the swaps were renewed in 2007–08 make no mention of this particular type of swap in the past. What’s next?

Examples 128

Examples Policies United States Exercises 128

PYMNTS

APRIL 11, 2019

After the June 2007 announcement of Apple’s first-ever iPhone and the ensuing buzz around iOS apps, financial institutions (FIs) began developing offerings to ease digital banking. Though narrow in feature and scale, those initial apps put personal finance management at users’ fingertips. Digital transformation for the future.

Mobile 123

Mobile ATM Innovation Strategy 123

PYMNTS

DECEMBER 10, 2018

The year is 2007. Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. Just like 2000, and then again in 2007 with the initial hype over decoupled debit. But that may be as good as it gets.

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

JUNE 29, 2017

That is how the world first met the iPhone a little over ten years ago in January 2007, when Steve Jobs took to the stage to announce Apple’s latest and greatest innovation. And on June 29, 2007, we finally got it. The iPhone platform has enabled an incredible number of innovations that have made payments easier and more secure.

Apple 150

Apple Mobile Innovation social media 150

PYMNTS

JUNE 1, 2017

The good news, notes Rob Topol, general manager of Intel’s 5G business and technology, is the various wonders that this level of connectivity between devices will make things possible in the future that were the wildest dreams of science fiction writers in the not-to-distant past. In 2007, smartphones were a bit of a novelty.

US 182

US Data System Management 182

PYMNTS

AUGUST 11, 2020

But Apple’s biggest and most epoch-making hit to date came with the 2007 introduction of the iPhone, which more or less kicked off the global mobile era. For all of Apple’s brilliant innovations over the past 25 years, the company has also managed to enjoy some very good timing. The iPhone Era . Of course, timing is everything.

Apple 120

Apple Video Marketing Mobile 120

PYMNTS

JUNE 8, 2016

The advent of technology is a movement to try to make the transaction, ideally, a frictionless one. But how can technology work to bring new merchants to new buyers, without lopsided development or imbalances on either side of the scale? When I think about the learnings we’ve had in contactless in the U.K.

Payments 100

Payments Training Video Technology 100

PYMNTS

AUGUST 25, 2016

Innovation in payments is easier said than done. It’s one thing to come up with a new solution or idea, but putting innovation into practice requires striking a balance that is not always easy to achieve. PYMNTS: How would you define your company’s approach to innovation? PYMNTS: What is the most innovative thing you’ve done?

Innovation 100

Innovation System Industry Payments 100

PYMNTS

APRIL 8, 2019

But he went on to hit a career 755, a feat that no one came close to matching until 2007, when Barry Bonds broke that record. A hundred forty-five years after money was first moved by wire transfer using the telegraph, money still travels relatively slowly – a surprise given all of the innovation that surrounds it.

Data 100

Data Payments Cards San Francisco 100

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

Innovation 78

Innovation Google Apple Video 78

Gonzobanker

DECEMBER 17, 2021

This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. Congrats to Randy and a great management team. Eric has always been a student of innovation, and now at Coastal, this fearless leader has spearheaded a number of high-profile banking-as-a-service partnerships.

Fintech 143

Fintech Strategy Leadership Lending 143

PYMNTS

OCTOBER 8, 2018

B2B payments innovators and Warren Buffet have something in common: They are both obsessed with rails. Today, a host of innovators are making B2B payments rails sexy again too. It may have started in 2007 when the U.K. Topic Two: Banks — sure, they’re boring as all get out, but they are innovating. s footsteps.

Payments 192

Payments Innovation Regulation San Francisco 192

Gonzobanker

OCTOBER 6, 2014

But it’s something every institution needs, and it is the underlying technology that enables our branches, ATMs, phone systems, vendors and Internet to talk to each other. Is employee Internet usage managed? Market Commoditization: Every seven or so years a new technology emerges in the telecom space. I get that.

Branch Strategies 93

Branch Strategies Technology Data Management 93

PYMNTS

APRIL 6, 2017

Creating links between these channels using analytics technology is what Brad Snedeker, director of innovation at Calabrio , said is the key to understanding customer buying preferences and behaviors because it provides a single view of all customer interactions, enabling retailers to better understand what’s happening in their business.

Data 101

Data Analytics Customer Experience Branding 101

Jeff For Banks

JUNE 2, 2023

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. To you, manage your interest rate risk. I – like many – will use technology to move my money but keep my account open – costing the bank money.

FDIC 78

FDIC Community Bank Regulation Lending 78

Fintech Labs Insights

MAY 17, 2016

The new strategic partnership between UBS Wealth Management Americas (WMA) and SigFig announced this week is “strategic” in more ways than one. Mike Sha, SigFig CEO emphasized the importance of technology in helping wealth managers customize investing solutions for their clients.

Tools 14

Tools Management San Francisco America 14

Celent Banking

APRIL 26, 2016

" Just as the railroad builders used the river to guide the design and layout of the early railroads, bankers have used technology to guide how banking services are their designed and built. that they manage for in their own data center. That is, until recently.

Chicago 100

Chicago Training Illinois System 100

PYMNTS

DECEMBER 14, 2016

Wireless was built prior to 2007, so it didn’t have the opportunity to take advantage of smartphone or cloud infrastructure. It’s managed via the cloud.”. Third, Mist Systems incorporated AI components into their technology. Aaron gave a few examples of the services Mist System’s technology provides.

System 100

System social media Retail Examples 100

PYMNTS

JUNE 24, 2016

Netflix pre-2007 was a manual, paper-based system — relying entirely on manual shipping, manual returns and absolutely no customer self-service. By the time the mid-2000s rolled around, Netflix’s stock price had plateaued, and innovation was needed to take its business to another level. Advances In Cash Application. B2B Payment Trends.

Cards 109

Cards System Payments Technology 109

BankUnderground

AUGUST 31, 2022

Since 2007, macroprudential policymakers have grappled with a broad set of vulnerabilities. But while some of this development can build on well-grounded principles for financial stability policy, other aspects are likely to come up against three timeless challenges, requiring novel and innovative thinking to overcome.

Policies 88

Policies Marketing System Regulation 88

PYMNTS

MAY 19, 2017

Starting in 2007, the event has had a different focus each year on what is the next big thing for the social media giant, with breakout sessions on more tailored topics. When you look at the bot, there’s an underlying technology there that is basically a friendly human response algorithm. This is a big revenue generator for them.

social media 110

social media Conference Groups Branding 110

PYMNTS

AUGUST 4, 2017

And, while it might be an out-of-the-box choice, we think after the week in specific — and year in general — that QR codes have had, it might be fair to suggest that LL Cool J’s 1995 anthem should be the new theme song for the often under-appreciated technology. As this week demonstrated, that problem seems to be working itself out.

Payments 124

Payments Mobile United States Technology 124

William Mills

APRIL 27, 2017

With the Fannie Mae and Freddie Mac still in recovery there has not been great investment in mortgage technology. These folks are may be one of the companies that bring 21st Century technology to the industry. They invested in new technology and are promoting the heck out of it. 12:28 pm Infocorp. Ana, CEO is speaking. “20

San Francisco 69

San Francisco social media San Jose Customer Experience 69

PYMNTS

APRIL 29, 2016

Icahn said his choice to drop his massive 46 million-share holding in Apple had nothing to do with management or Tim Cook — who he praised — but as a measure against international uncertainty. “Its last breakthrough innovation was the iPhone, which was released in 2007. “It is about China,” he said.

Apple 100

Apple Washington Innovation Operations 100

PYMNTS

MARCH 18, 2016

That may not have been surprising this time last year, but today, considering talk of lackluster performance by these innovators — plus recent warnings over a total market collapse — that funding is pretty impressive. The company founded Cainiao, the logistics firm that helps businesses with an online sales base manage their shipments.

Lending 100

Lending Capital Google Security 100

PYMNTS

MARCH 9, 2016

By engaging in some heart-pounding retail archaeology, the adventurous “raiders” find pieces of archaic technology, electronic accessories or obsolete video games and consoles still inexplicably carried by Walmart and often discounted (or not) to laughably impossible degrees.

Retail 100

Retail Online New York Video 100