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Get your ducks in a row: HVCRE risk management

Abrigo

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. These caps were 100% of capital for construction loans, and 300% for all investor CRE. How did we get here? What are HVCRE loans?

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How to manage the risk of commercial real estate lending

Abrigo

As banks are increasingly playing a bigger role in commercial real estate lending, it is more important than ever to ensure proper risk management practices. Due to the volatility of CRE concentrations at banks, regulators have released supervisory guidance to ensure sound risk management practices.

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Are you diversifying your portfolio appropriately?

Abrigo

Consequently, interagency guidance on CRE concentration risk management , released in 2006, helps institutions pursue CRE lending with safety and soundness. Important to note, though, is that these loans would comprise part of the 300 percent CRE limit set by the 2006 interagency guidance. Blog Bank Credit Union'

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US Government Policy On SMB Lending In Flux

PYMNTS

Carranza has a history at the SBA, serving as its deputy administrator between 2006 and 2009. ” He added that the hiked fees are likely to pass costs down to small business borrowers, and limit their ability to access capital. ” said Trump in a tweet announcing the nomination, according to Reuters. Last year, the U.S.

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What if it’s a perfect storm? Stronger evidence that insurers should account for co-occurring weather hazards

BankUnderground

By better modelling how this relationship might raise insurers’ capital risk we can more firmly argue that insurers’ model assumptions should account for key dependencies between perils. In panel (a) the historically observed losses (2006–18) on Great Britain’s rail network are used as a sense-check on the climate projection results.

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How To Live Forever In The Financial Services Space

PYMNTS

From user interface technology to security and risk management, the only constant in the financial space is that nothing stays the same for long. Apart from significant investments in marketing, there are two critical components for the long haul: technology and working capital. How do you manage security and risk?

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LendingClub Settles With SEC, DOJ

PYMNTS

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. We have full confidence in our new management team and we are a better company today.”. When LendingClub entered the market in 2006, Laplanche had one idea in mind: disrupt the banks. The Rundown on the Run-up to the Decisions.

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