PYMNTS

JUNE 24, 2019

“We are incredibly excited with the opportunities that this innovative payment solution serves to millions of consumers, connecting them to an extensive network of merchants globally,” said Razer Co-founder and CEO Min-Liang Tan.

Company 100

Company Online San Francisco Payments 100

PYMNTS

FEBRUARY 25, 2019

That brought about an idea to create a card that would give kids — who didn’t have a credit card, but did have access to high-speed internet at school — a way to buy things online. The iGen product was sold — and loaded with funds — at convenient retail locations around college campuses and upper middle-class neighborhoods.

Innovation 137

Innovation Cards Maine Online 137

PYMNTS

NOVEMBER 20, 2020

But as the pandemic has progressed it has become increasingly clear that Target is also laying claim to the paycheck, and is often more innovative and digital-first than Walmart. It’s hardly competing with Amazon yet, but Target has shown more digital momentum than any major retailer during the pandemic.

Comparison 165

Comparison Strategy Retail Minneapolis 165

PYMNTS

NOVEMBER 2, 2020

Today, the “membership has its privileges” mantra is at the core of the latest face-off between the two retail behemoths vying for an increasing portion of consumer spend: Walmart and Amazon. The Prime, Plus Membership Face-off: In-store Versus Online. A PYMNTS study of a census-balanced sample of 2,165 consumers conducted Oct.

Millennials 246

Millennials Retail Online Report 246

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Innovation 15

Innovation Fintech Online Mobile 15

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

JUNE 15, 2020

Innovators with better tech will appear and — literally overnight — snatch your customers out of your calcified incumbent arms and build scale, they say. Especially if any of those innovations touched the physical world. Broadband wouldn’t become pervasive in homes until about 2005. These innovations would usher in digital’s 2.0

Innovation 214

Innovation Mobile Capital Operations 214

PYMNTS

APRIL 29, 2019

In Amazon’s case, that takes the form of holding 50 percent of all eCommerce spend and more than 6 percent – and growing – of all retail consumer spend. Plastic cards and the card rails are reliable and certain, at the physical store as well as online. Then, buying and selling online was a sea of uncertainty.

Online 162

Online Retail Study Cards 162

PYMNTS

MAY 4, 2016

Where there’s a holiday, there’s an opportunity for retailers of every stripe to cash in with well-timed promotions. Sears announced its temporary Mother’s Day promotion, which will run from May 3 to 7, and will give last-minute shoppers the chance to win a $5,000 gift card to the department store.

Online 100

Online Innovation Capital Retail 100

CB Insights

JULY 19, 2017

Corporate innovation is critical for established companies looking to stay relevant in the face of disruption from up-and-coming startups. With industries being unbundled left and right ( supermarkets , banking , cars — just to name a few) more companies are opening up in-house innovation labs every day. Retail/Consumer Goods.

Innovation 74

Innovation San Francisco Georgia Technology 74

PYMNTS

MARCH 12, 2018

When Amazon launched its Prime service in 2005, its visionary chief executive had big plans to shake up eCommerce retail. Amazon Prime takes the effort out of ordering: no minimum purchase and no consolidating orders,” Jeff Bezos, CEO of Amazon, said in a letter posted on the company’s website in 2005. in the U.S.,

Retail 101

Retail Video Report Cards 101

PYMNTS

OCTOBER 20, 2016

– Key initiatives – like MasterCard IdentityCheck Program: Mobile as a biometric authentication solution for cardholders – and the effect on online shopping. Paul Baker joined Mastercard in June 2005. . – Successful 3DS 2.0 adoption, including Service Provider and Software Developer viewpoints. James Rendell.

Security 100

Security CA Cards Strategy 100

PYMNTS

AUGUST 29, 2016

DSW , the discount shoe retailer, is investing big resources into transforming its business from a traditional brick-and-mortar, off-price retailer to a true omnichannel player that can sell customers whatever they want, at any time or place they want, however they want. No one ever said the retail business is easy.”.

Las Vegas 102

Las Vegas Retail Strategy Analytics 102

PYMNTS

NOVEMBER 12, 2018

In 2016, the company was was acquired by personal care products giant Unilever, and there were questions at the time about how a direct-to-consumer innovator like DSC would fit into the very much mass-market and retailer-focused Unilever constellation of brands. But as she told Ad Age , Blueprint was a rather difficult challenge.

Los Angeles 164

Los Angeles San Francisco Minneapolis Retail 164

CB Insights

DECEMBER 19, 2017

Modern-day retail is at an inflection point as retailers face struggling physical storefronts, massive debt, and inefficient operations, among other issues. Formerly beloved brands such as Aeropostale, American Apparel, and PacSun bit the dust in 2016, and the pace of retail deaths has accelerated since then.

Retail 78

Retail Branding Company Capital 78

PYMNTS

JANUARY 31, 2017

Ahold Delhaize (AD) — the food retail group that owns Food Lion, Hannaford and Stop & Shop, among others in the U.S. Technomic , a food industry research firm, found that freshly prepared foods generated $15 billion in sales for supermarkets in 2005. While online sales make up a small fraction of the total market in the U.S.,

social media 100

social media Online Atlanta Marketing 100

PYMNTS

DECEMBER 13, 2018

The good news — and there is always good news — is that merchants, card networks, issuers and others in the payments and commerce space have pretty good technology, too (or, at least, theoretical access to it), and that prevention of crime provides ample room for innovation. He described the current era as “Fraud 3.0.”.

Fraud 160

Fraud Innovation Cards Payments 160

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

Innovation 78

Innovation Google Apple Video 78

PYMNTS

APRIL 25, 2017

PYMNTS: How would you define your company’s approach to innovation? JD: There are a couple of factors that define our approach to innovation. First and foremost, our customers are the main source of what drives our innovation. PYMNTS: Where do you look for innovative ideas, and why? Here is an excerpt of the conversation.

Fraud 104

Fraud Innovation Mobile Industry 104

PYMNTS

APRIL 16, 2018

At the intersection of data privacy and security and payments innovation lies friction, possibly, for the consumer experience. In the case of the latter, of course, the EU’s online privacy laws have implications for firms far beyond Europe’s borders – to the tune of hefty fines for non-compliance. Are merchants ready?

Mobile 106

Mobile System Data Course 106

PYMNTS

APRIL 22, 2016

Regardless of the company, its industry, its customers or location, online fraud remains top of mind. In an interview with PYMNTS, Bradley Wiskirchen, CEO of fraud protection tech firm Kount, detailed the landscape of online fraud, where it is going, and the challenges and opportunities that confront innovative fraud detection.

Fraud 100

Fraud Idaho Innovation San Francisco 100

PYMNTS

JULY 11, 2016

In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. Thirteen years later, in 2016, American consumers now spend 46 minutes a day shopping, with women dedicating about 35 percent more of their day to retail pursuits than their male counterparts.

Google 100

Google Mobile Apple Online 100

PYMNTS

JANUARY 7, 2019

This is the year that everyone takes a critical look at the innovations they’ve pursued over the last decade to decide what’s worth taking forward into the decade of the ‘20s and what’s best left behind in the decade whose door will close 358 days from today. That makes it the most important year of the last decade. Consider this.

Mobile 205

Mobile Innovation Apple Study 205

PYMNTS

AUGUST 31, 2018

online grocery sales since 2017, the largest share of any single retailer and double its closest competitor. Acceptance of SNAP/EBT online : Amazon is one of several retailers, including Walmart, selected by the USDA to pilot the use of SNAP/EBT online to buy groceries. District 2: Walmart.

Branding 101

Branding Florida Retail Online 101

PYMNTS

SEPTEMBER 27, 2016

Cohen owns a national distribution network and deals with some of the nation’s biggest retailers. His aim is to change the way that the thousands of cases of retail goods are stored, handled and hauled. But it’s not just the retailers trying to cut costs who are embracing technology. In 2016, 5 percent of U.S. Jobs, perhaps?

Mobile 100

Mobile Payments Los Angeles California 100

PYMNTS

FEBRUARY 21, 2017

Until 2005, handmade and digital didn’t have much interaction with each other, as authentic craft goods were more the provenance of the local art show, craft fair or farmers’ market. All of the merchants we spoke to were small — and selling online is a sideline occupation rather than a full-time calling. “I Size Matters.

Community 102

Community US Online Course 102

NCR

DECEMBER 8, 2016

When the switch was made in 2006, just over half (55 percent) of retail spending was done on card. The move to online retail, at the expense of the high street, has undoubtedly fuelled card payment growth. By the end of 2015, the figure had risen to more than three-quarters (78.5 Contactless catalyst.

Fraud 40

Fraud Cards Payments Industry 40

NCR

APRIL 12, 2016

When the switch was made in 2006, just over half (55 percent) of retail spending was done on card. The move to online retail, at the expense of the high street, has undoubtedly fuelled card payment growth. By the end of 2015, the figure had risen to more than three-quarters (78.5 Contactless catalyst.

Fraud 40

Fraud Cards Payments Industry 40

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Date : September 2005. Date: August 12, 2005.

Google 76

Google Software Innovation Company 76

CB Insights

NOVEMBER 1, 2018

Twitter launched in 2005 as Odeo , a platform for discovering and subscribing to podcasts. Shopify’s founders launched the platform in 2004 as an online storefront for selling snowboarding gear, which was at the time known as Snowdevil. Four years later, Slack has 8 million active daily users and is valued at more than $7B.

Video 76

Video social media Online Company 76

Tomorrow's Transactions

JANUARY 27, 2017

The future of people, businesses and government in the post-industrial online and interconnected economy. ave at the Centre for the Study of Financial Innovation (CSFI) in November 2005 when M-PESA had 300 users and eight agents!!! As of today, it has 25 million users and 261,000 agents across 11 countries.

Industry 30

Industry America Study Conference 30

PYMNTS

SEPTEMBER 30, 2016

A top retailer said that its counterfeit fraud rates declined by 90 percent the first 30 days after flipping the switch. I think what we’re really going to see is the smaller retailer — the mom-and-pop stores — leading the way. I think we will see small retailers overtake the larger ones for sheer breadth of innovation.

Fraud 100

Fraud Cards United States Payments 100

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation. 2005: Don’t get fixated on short-term numbers.

Customer Experience 78

Customer Experience Innovation Company Technology 78

CB Insights

OCTOBER 6, 2017

Meanwhile, nearly 5 million retail workers are at a medium risk of automation within 10 years. With the emergence of industry-specific AI, the effects of automation — initially felt in manufacturing — are seeping into retail sales, restaurants, e-commerce, marketing, and even software development. Retail salesperson (4.6M).

Software 69

Software Industry Retail United States 69

CB Insights

MAY 23, 2019

Few places are more receptive to new ideas and innovative business models than Silicon Valley. Pixelon: Online video vaporware. LendingClub was one of many online lending services founded in the mid-2000s as entrepreneurs eyed the Byzantine financial sector as an area ripe for disruption. Autonomy: Big problems with big data.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

JUNE 6, 2019

Founded: 2005. The marketplace blended crowdsourcing and social media to create hype around new inventions; help inventors find partners, funding, and manufacturing resources; and sell their gadgets to major nationwide retailers such as Home Depot and Target. Nasty Gal: Applying the hyper-growth model to physical retail is hard.

Apple 78

Apple Branding Google Company 78

CB Insights

DECEMBER 14, 2017

New Frontiers in Retail Tech. Download this research briefing to see how corporates and startups are shaping the future of retail with tech. They don’t need to rely on traditional retail stores for exposure. They’re competing more efficiently by rethinking not just the product, but also the retail model.

Video 78

Video Branding Company Strategy 78