Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. I want to read to you the FDIC’s conclusion from their An Examination of the Banking Crisis of the 1980’s and Early 1990’s. percent in 2004, a decline of 1.1 By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004.

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Independent Banker

SEPTEMBER 26, 2014

The bad news is the first review, conducted from 2004 to 2006, was a bust. Even though the industry identified several major regulatory burdens, including those posed by the Truth in Lending Act and the Home Mortgage Disclosure Act, few substantive regulations were repealed. Community Bankers Chosen as CFPB Advisors.

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Washington Fort Worth Regulation Community Bank 70

Jeff For Banks

FEBRUARY 1, 2019

Indeed, banks generally pull back on lending if longer-term loan rates are less than their cost of funds, which are generally based on shorter-term rates. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Since 1960, all six recessions have been preceded by inverted yield curves.

Marketing 60

Marketing Community Bank Community Risk Management 60

Jeff For Banks

FEBRUARY 3, 2017

Bank lending has not been the catalyst it used to be for improved growth in this recovery compared to prior ones; maybe we can point at regulation after regulation being forced onto banks and higher, more restrictive capital requirements. If bank regulations are lifted, lending and thus growth can improve.

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Jeff For Banks

MAY 4, 2020

Readers note: You can also view this post on Penn Community Bank's website. They also implemented large, aggressive borrowing and purchase programs for Treasuries, Agency mortgage backed securities, corporate bonds, municipal bonds, loans, commercial paper, bank lending, and small business loan programs. Click here.

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