PYMNTS

NOVEMBER 5, 2020

which had the innovative idea in 1848 that people might want a way to purchase mail-order jewelry. He was the first in a long time of innovators who realized that taking out the middleman and selling direct to consumer (D2C) allowed him to undercut stores on price. million, the brand’s biggest quarterly sales since 2003.

Retail 171

Retail United States Chicago US 171

PYMNTS

JUNE 22, 2020

Many businesses today see selling products in new markets as a growth opportunity. Expanding into a new market — even one as geographically close as Mexico, for example — would present a number of logistical hurdles that many businesses may not be equipped to handle. Appealing to a wider array of customers within the U.S.

Strategy 230

Strategy Payments America Examples 230

Celent Banking

FEBRUARY 20, 2016

responded to Google’s innovation quite awkwardly, first partnering with Google, then walking away from the partnership in 2004 as it sought to exploit the technology of acquired businesses such as Inktomi (2002) and AltaVista (2003). It’s very simple: innovation is a game that is played for a full 9 innings.

Google 100

Google Innovation Taxes Marketing 100

PYMNTS

AUGUST 11, 2020

Apple is on the cusp of a stock market first — becoming the first public company in history to capture a $2 trillion valuation. trillion market capitalization — almost double where it was just two years ago. And its market cap will hit $2 trillion if the stock rises about another 5 percent to $467.77

Apple 120

Apple Video Marketing Mobile 120

PYMNTS

MARCH 2, 2020

As of last week — which saw the S&P 500 lose over $1 trillion in a day and the stock market across the board suffer its worst week since the dawn of the Great Recession in 2008 — concern is emerging that COVID-19 might just tip off a worldwide recession. And then there are the jerks.

Apple 130

Apple Marketing Examples Google 130

PYMNTS

JANUARY 28, 2019

For proof, we need look no further than the two markets that many in the payments industry regard as leading the pack in payments innovation: Australia and the U.K. Innovation by Any Other Name. Surcharging has been permitted Down Under since 2003. And then regulators are forced to backtrack. Back here in the U.S.,

Regulation 181

Regulation Boston Cards Innovation 181

Celent Banking

MAY 31, 2016

Temenos's strategic expansion makes sense in that its flagship core banking platform T24 has traditionally been aimed at the universal banking market, so fund administration represents somewhat of a contiguous market for them.

Conference 100

Conference Community Bank Boston Technology 100

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Microsoft and Nokia. Date: April 25, 2014. Price: $7.9B. Price: $6.3B.

Google 76

Google Software Innovation Company 76

PYMNTS

MARCH 5, 2017

market, they are still far from replacing cash. relies more on cash than on any other form of payment, according to the analysis, with cash usage remaining relatively steady since 2003, ranging between 14.3 percent and 15.5 percent of the gross domestic product. percent in 2015. Paid in cash, pay in cash.

Technology 100

Technology San Francisco Analysis United States 100

NCR

OCTOBER 5, 2017

There have also been systems adopted in markets like the UK and Canada that allow images of checks to be captured the moment they are deposited. percent in value between 2012 and 2015, the decline was slower than in earlier periods since 2003. Awareness improving, but still more to do. While check payments dropped by 4.4

System 53

System Payments Mobile Innovation 53

Javelin Strategy & Research

OCTOBER 21, 2014

While the mainstream media was ooing and aaahing over Apple’s innovative new product, us fintech geeks were generally a little underwhelmed by certain aspects. That’s been rattling around since 2003. Of course, small merchants in the market for POS hardware won’t be able to do away with cards and cash.

Apple 74

Apple Fraud US Security 74

PYMNTS

JULY 11, 2016

True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. You get the picture – it was an all physical world, all the time.

Google 100

Google Mobile Apple Online 100

Fintech Labs Insights

JANUARY 19, 2016

STRANDS develops innovative software solutions that enable banks to offer personalized digital banking experiences by applying machine learning algorithms within big data ecosystems. After cofounding the company in 2003, Torrens leads Product Strategy, Innovation and Intellectual Property Management. Register today. .

UX 12

UX Big Data Strategy Innovation 12

Fintech Labs Insights

JUNE 14, 2016

Bristow ( pictured ) comes to Interactions having served as VP Finance & Treasurer of Amazon for 10 years, helping to grow the company’s revenues from $5 billion in 2003 to $89 billion in 2014. He most recently served as CFO of Code42 Software, a SaaS data security provider.

Software 12

Software Strategy Innovation Security 12

NCR

JULY 28, 2017

million people over the past year, marking a record high since Javelin began tracking identity fraud in 2003. billion in assets are at risk from mobile malware, which has already “created chaos” in China and India and could soon become more pervasive in western markets. Javelin has estimated that 7.7

Fraud 74

Fraud Digital Banking Survey Security 74

Fintech Labs Insights

AUGUST 26, 2016

“Our main goal is to make SafetyPay well known to the market. Founded in 2003, SafetyPay’s sales have grown 5X over the past three years. Moya attributes the growth to “investments in technology, innovation in [its] product portfolio and the hard work of [its] devoted and highly qualified team.”

Florida 12

Florida Maine America Operations 12

CB Insights

AUGUST 14, 2018

Perhaps the most glaring example of the tendency to dismiss innovative new players was when Apple’s iPhone hit the market in 2007. Innovation Summit: (N+1) Trends. “Microsoft will roll [Salesforce] over,” Thomas Siebel of Siebel Systems flatly told Bloomberg in 2003. ” Innovation Summit: (N+1) Trends.

Bitcoin 78

Bitcoin Apple Industry Nebraska 78

CB Insights

SEPTEMBER 27, 2017

Here’s our guide on how corporations can use startups to innovate faster. Perhaps the most glaring example of the tendency to dismiss innovative new players was when Apple’s iPhone hit the market in 2007. Innovation Summit: (N+1) Trends. ” Innovation Summit: (N+1) Trends. The iPhone and iPod.

Bitcoin 65

Bitcoin Apple Innovation Industry 65

PYMNTS

JULY 18, 2016

Blockbuster filed for bankruptcy in 2010 with a market cap of $12 million, down from $4 billion just a decade before in 2002 — the year that Netflix IPO’d. Before it entered the market, Netflix spent a lot of time researching the customer that it wanted to better serve. By June 2003, DVD rentals overtook VHS rentals.

Payments 100

Payments Video Marketing Course 100

CB Insights

SEPTEMBER 15, 2017

In 2003, the Human Genome Project was completed after fully sequencing and mapping the genetic code of a human being. We mapped discussion using our Trends tool , which analyzes millions of media articles to track emerging trends in innovation and tech. and making several private market investments.

Trends 55

Trends Data Software Analytics 55

Fintech Labs Insights

JUNE 9, 2016

Pictured (left to right): Jelmer de Jong (Global Head of Marketing) and Jouk Pleiter (CEO) demonstrating Backbase DBP for Wealth Management at FinovateEurope 2016. Founded in 2003 and headquartered in Amsterdam, The Netherlands, Backbase demonstrated its DBP for Wealth Management at FinovateEurope 2016.

Management 12

Management Retail Operations Software 12

Fintech Labs Insights

JULY 6, 2015

Amid the revenue and profitability metrics in the recent trading update from UK mobile banking innovator Monitise was news that the company was shifting strategy from “purpose-built” platforms to standardized, cloud-based APIs in a bid to cut costs. Founded in 2003 and headquartered in London, U.K.,

Strategy 12

Strategy Taxes Capital Innovation 12

Fintech Labs Insights

OCTOBER 19, 2015

.” Payfone CEO Rodger Desai called IDology an “excellent strategic partner” and said the new relationship also would be an opportunity for his company to fight fraud in markets such as alternative finance and payment gateways. Read more about Payfone in an interview with Desai in the New York Business Journal.

New York 12

New York Georgia Atlanta Fraud 12

PYMNTS

APRIL 17, 2017

In May 2007, Voice Commerce, the voice biometrics company he founded in 2003, launched VoicePay, the consumer-facing application of the company’s secure voice-initiated transactions processing platform. Ogden said what sparked the idea for ClearBank was the perfect storm of market consolidation in the U.K. that he sold to RBS in 2002.

Innovation 101

Innovation Fintech System Regulation 101

PYMNTS

JUNE 10, 2019

The iTunes storefront for purchasing music, movies and TV may remain up and running within the major apps, but it will be less of a central focus as Apple redirects its attention to the booming subscription eCommerce market. It also came to the market at just the right time – about 10 months before the iPod hit the market in October 2001.

Apple 122

Apple Data social media Policies 122

CB Insights

AUGUST 30, 2017

In 2003, the Human Genome Project was completed after fully sequencing and mapping the genetic code of a human being. We mapped discussion using our Trends tool , which analyzes millions of media articles to track emerging trends in innovation and tech. and making several private market investments.

Trends 41

Trends Data Software Company 41

PYMNTS

MARCH 2, 2020

Apple, Google, Amazon, Microsoft and Visa collectively lost $1 trillion of their market value last week as investors assessed the effect of lost sales on their short- and long-term performance. Innovators examined opportunities to reduce B2B payments efficiencies by using digital methods to reduce the cost of making and receiving payments.

Innovation 281

Innovation Online Video Maine 281

Fintech Labs Insights

MAY 24, 2017

Founded in 2003. We have a penchant for innovation – we were the first company to offer genuine straight through online currency payments back in 2006. Then we created a proper market for prepaid currency cards. “It is here today,” Lee-Browne said. “It’s not theory. It’s practice.”

blockchain 25

blockchain Regulation Security Technology 25

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2013: Decentralize decision-making to generate innovation. 2011: Self-service platforms unlock innovation. 2004: Free cash flow enables more innovation.

Customer Experience 78

Customer Experience Innovation Company Technology 78

PYMNTS

JULY 17, 2019

What they didn’t have as of 2003, after over 60 years in business, was any cash. For a design-based firm, Bailey noted, that means there is a risk of stagnating in one’s offering, and falling into a safe zone of always offering the safest, most easily mass-marketable items.

Retail 108

Retail San Francisco Branding Operations 108

CB Insights

FEBRUARY 28, 2019

Market volatility. He increased his holdings dramatically during the bear market of the mid-70s when GEICO was struggling. He prefers to invest in companies that are already successful (even if that success is undervalued by the market) and that have a strong chance of continuing success over the long term. Market volatility.

Omaha 78

Omaha Company Capital Management 78

CB Insights

MAY 10, 2018

The early consultants changed that by using market research and data analysis combined with niche expertise to help companies manage their supply chains, improve their product positioning, and enter new markets to beat their competitors. State of Innovation Report. Many are still in wide usage today.

Strategy 78

Strategy Management Analytics Tools 78

CB Insights

APRIL 24, 2018

Retailers are leveraging technology, such as artificial intelligence and augmented reality, to enhance operational visibility and personalize their customer service, a new necessity in fast-changing and demanding consumer market. Kohl’s can move into smaller markets where a larger store may not fit. Turning grocery on its head.

Retail 59

Retail Trends Technology Branding 59

PYMNTS

DECEMBER 3, 2020

Catastrophe breeds innovation — at least in terms of new business concepts. And in a roundtable with Karen Webster, five panelists from innovative companies — and one investor who gave insight into what he looks for when funding such firms — said digital-first should be the guiding light in backing nascent business ventures.

Payments 168

Payments Innovation Capital Mobile 168

CB Insights

JUNE 17, 2020

From healthcare to education to entertainment to manufacturing, technology innovators are stepping forward to help answer that question. Telehealth technology is estimated to be a $43B market, according to CB Insights’ Industry Analyst Consensus. Table of Contents. Telehealth technology. Continuous & remote diagnostics.

Industry 101

Industry Technology Online Video 101

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Understanding failure is crucial since so many accounts of innovation focus on the successes and so are affected by survivorship bias.

Innovation 78

Innovation Google Apple Video 78

PYMNTS

MARCH 25, 2016

Their ‘Kodak Moment’ came in 2003 – seven years after its best year ever – and not long after a board report concluded digital was nothing to really worry about.”. “In With nearly every major car company in the market building and banking on full or partial autonomy, the day may come when people don’t even need to learn how to drive.

Innovation 100

Innovation Payments Technology Online 100