Independent Banker

APRIL 30, 2022

It’s no secret why Alpine Bank’s mystery shopper program has helped the community bank meet and exceed customer expectations over the past two decades. Alpine Bank finds this question helpful, as it aligns with both the community bank’s culture and the customer surveys that it conducts. Mystery shop advice for other community banks.

Community Bank 91

Community Bank Community Illinois Online 91

PYMNTS

MARCH 6, 2018

Vamos served as CEO of Microsoft Australia from 2003 to 2006, then as non-executive director of Telstra since 2009. “It’s I’m so proud of the Xero team, the community that’s formed around us, the positive impact we’ve had on our customers, and the shareholder value we’ve created.”. million subscribers. “It’s

Community 122

Community Strategy Innovation US 122

Independent Banker

APRIL 1, 2018

But community banking remains and is in many ways stronger today than it was when I arrived at ICBA in May 2003. If community banking can adapt and assimilate to the ever-changing technological landscape, community banks and banking will flourish. That is what makes our nation’s community banks unique.

Community Bank 70

Community Bank Community United States National 70

Abrigo

FEBRUARY 16, 2016

According to the Urban Institute’s “ Nonprofit Sector in Brief 2015 ,” the number of nonprofits registered with the Internal Revenue Service increased by about 3,000 a year between 2003 and 2013. Recognize fundamental differences between nonprofit and for-profit lending to avoid suffering losses due to nonprofit delinquencies.

Analysis 150

Analysis Lending Community Bank Community 150

PYMNTS

MAY 24, 2019

If you look at the fitness landscape, you quickly realize you can’t really tell the difference between an at-home fitness video from 1993, 2003, 2013 or today,” Mullett told Fast Company. So what we really care about is where accountability meets that community. “Nothing really grabs you and makes you excited to work out.

Exercises 139

Exercises Video Millennials Branding 139

PYMNTS

NOVEMBER 6, 2018

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports.

Capital 130

Capital Iowa Management Community 130

Abrigo

NOVEMBER 21, 2019

Customer due diligence (CDD) and enhanced due diligence (EDD) have become common phrases in the anti-money laundering community. The Financial Action Task Force (FATF) led the way as the first international body to set global standards on beneficial ownership in 2003 as part of a strong CDD program.

United States 195

United States Regulation National Taxes 195

Independent Banker

AUGUST 23, 2016

In fact, this is the first election since I arrived at ICBA in 2003 that the association has not sponsored events at or sent staff members to the national political party conventions to represent the nation’s community banks. However, ICBA hasn’t been sitting on the sidelines.

Community 70

Community Policies Washington Industry 70

PYMNTS

JULY 12, 2019

The city-state of Singapore has long been at the forefront of digital identity, first introducing its SingPass national ID card in 2003. Kipande grants citizens access to government aid programs, such as the Community Development Fund and Joint College Admission, and young Kenyans without it are frequent targets of police harassment.

Mobile 108

Mobile National Samsung Case Study 108

Independent Banker

SEPTEMBER 21, 2015

imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. Over the next three years, Anderson enrolled in all three of Community Banker University’s in-depth compliance certification training programs.

Compliance 70

Compliance Community Bank Community Training 70

Jeff For Banks

MARCH 29, 2013

It opened for business in 2003 and hasn''t been below a 2% ROA since 2005. Many community bankers would roll their eyes at such banks. Now, how many of you are rationalizing the performance of Optum Bank from the first paragraph, thinking, "oh, it''s only an Industrial Bank"? If you could deliver such performance, would you?

Utah 89

Utah Strategy North Carolina Risk Management 89

American Banker

SEPTEMBER 15, 2016

Lantz, 37, worked at Bank of America from April 2003 to 2010, eventually serving as senior vice president of program management. Washington Federal in Seattle has named Erin Lantz, a general manager of mortgages at Zillow Group, to its board.

Washington 28

Washington Seattle America Groups 28

Jeff For Banks

OCTOBER 5, 2012

The average profitability of fee-based products was -10% during the first quarter of 2003, and is –7% during the first quarter of 2012. But we have to be cautious comparing a community financial institution’s brokerage operation to Charles Schwab. These departments are not usually found in community FIs brokerage arms.

Community 79

Community Operations Strategy Management 79

BankUnderground

OCTOBER 26, 2021

Royal monetary policy was conducted by practitioners recruited from the moneychangers and nascent banking community. The French crown successfully engaged in repeated episodes of inflation-tax financing of wars ( Sussman and Zeira (2003) ). Monetary theory and policy in Medieval France.

Policies 116

Policies Taxes Maine National 116

PYMNTS

APRIL 12, 2017

SW: We have had two physical ‘old school’ car washes since 2003. We’re fine with it, but we don’t waste a lot of time arguing about the purity of that with folks in the community — we’d rather focus on making customers happy. PYMNTS: What’s the story behind how Spiffy started? how fast and much you learn and b.)

Groups 131

Groups Millennials Mobile Customer Experience 131

PYMNTS

MARCH 2, 2020

The SARS outbreak 17 years ago in 2003 was followed by a rapid growth of the laptop market in the third quarter of the same year, with one important underlying factor being that the crisis made more consumers aware of the importance of access to internet information, and of having portal internet-enabled devices.

Apple 130

Apple Marketing Examples Google 130

Abrigo

NOVEMBER 29, 2021

Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Once accounting for 46 percent of bank revenue (2003), more recently, noninterest income averages closer to 34 percent (2018). Community banks target growth. Types of Noninterest Income.

Community Bank 195

Community Bank Community FDIC Trends 195

Fintech Labs Insights

JUNE 13, 2016

Swirlds enables developers to create distributed apps – permissioned and non-permissioned – with high throughput, fairness, and community consensus.The Swirlds platform differs further from the blockchain in that it has the ability to provide a timestamp of events as well as an evidentiary record.

blockchain 12

blockchain Colorado User Experience Denver 12

South State Correspondent

OCTOBER 25, 2023

The banking industry, pushed by the events of 9/11, moved to check imaging by the Check 21 Act in 2003. National and many community banks want to integrate into the accounting and enterprise resource planning (ERP) software (example below). From there, checks steadily declined.

Fraud 195

Fraud ATM Payments Management 195

CFPB Monitor

MARCH 10, 2022

In a related development, the Treasury Department announced that the Financial Literacy and Education Commission (FLEC) “would form a new subgroup on digital asset financial education, which will operate alongside the FLEC’s current workstream analyzing the impact of climate change on household and community financial resilience.

FDIC 148

FDIC National cryptocurrency Leadership 148

Celent Banking

MAY 31, 2016

FIS's community banks had their own conference called InfoShare back in April.).

Conference 100

Conference Community Bank Boston Technology 100

CB Insights

APRIL 24, 2018

We look into how stores are being transformed into showrooms, community gathering spots, and even event spaces as retailers leverage the physical store as tool for brand marketing. Lucky’s market capitalizes on health and community. The company has expanded to 33 locations across the US since 2003. Organic and cheap.

Retail 59

Retail Trends Technology Branding 59

CB Insights

OCTOBER 16, 2018

2003: Long-term thinking is rooted in ownership. One early critic of Amazon derisively described the company as a “charitable organization being run by elements of the investment community for the benefit of consumers.” 2003: Long-term thinking is rooted in ownership. Jeff Bezos’s 2003 Letter to Shareholders.

Customer Experience 78

Customer Experience Innovation Company Technology 78

Independent Banker

AUGUST 1, 2016

As an example, although Windows XP workstations and Windows Server 2003 have exceeded end of life, some institutions continue to run these operating systems because it appears to be prudent from a cost standpoint. Consider technology providers that can help.

Strategy 70

Strategy How To Security Resources 70

PYMNTS

SEPTEMBER 14, 2018

He was previously director of the Bureau of Competition between 2001 and 2003, and held positions in the 1980s as associate director for mergers and the assistant director for evaluation. Joseph Simons was sworn in as FTC chairman in May, but this isn’t his first experience with the agency.

Google 151

Google Policies Conference Community 151

Jeff For Banks

APRIL 14, 2022

Overdrawn: The Bailout of American Savings 1990 David Rockefeller Rockefeller, David Memoirs 2003 Felix G. Bye Bye Banks: The End of Community Banking as an Engine of Economic Growth 2010 Robert H. Robinson Robinson, Michael A. Rohatyn Rohatyn, Felix G. Dealings: A Political and Financial Life 2010 Walter S. Ross Ross, Walter S.

America 78

America National Denver United States 78

CB Insights

JUNE 17, 2020

It’s a sad consequence, but there is no other way [to communicate].”. As technology proves its value to the senior community during the Covid-19 crisis, digital infrastructure is likely to become a permanent fixture of senior care, both in-home and in care facilities. The 2020 Wimbledon event illustrates this point.

Industry 101

Industry Technology Online Video 101

CB Insights

NOVEMBER 16, 2017

Apax Partners also first invested in King Digital in 2005, when the company was still distressed from a point of near-bankruptcy in 2003. Then, in 2003, the firm invested another $30M, for a total of $120 million before SMIC’s IPO. The company’s backers included several Israeli investors. After SMIC raised $1.7B

Lending 78

Lending Capital Company Google 78

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress. By Ed Avis.

Community Bank 70

Community Bank Alabama Ohio Community 70