2003 Branding Innovation Online 
Fintech Labs Insights
APRIL 12, 2024
Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).
PYMNTS
JANUARY 28, 2019
The specific issue that I’m referring to is merchant surcharging – a fancy term to describe the fee charged by merchants when consumers use network-branded card products to pay for their purchases. Innovation by Any Other Name. Surcharging has been permitted Down Under since 2003. And it will be a lot more than just 10 cents.
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PYMNTS
JULY 11, 2016
True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. The virtuous circle of commerce online began.
PYMNTS
MARCH 2, 2020
The SARS outbreak 17 years ago in 2003 was followed by a rapid growth of the laptop market in the third quarter of the same year, with one important underlying factor being that the crisis made more consumers aware of the importance of access to internet information, and of having portal internet-enabled devices.
CB Insights
OCTOBER 29, 2018
The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. While Google excelled in building software, it lagged behind in hardware and product innovation. Microsoft and Nokia. Date: April 25, 2014. Price: $7.9B. Price: $210M.
Fintech Labs Insights
AUGUST 26, 2016
Online payment solution SafetyPay began operations in its 21st country this week. The expansion also makes good business sense; half of the country’s population who have access to email have a habit of shopping online. Founded in 2003, SafetyPay’s sales have grown 5X over the past three years.
Fintech Labs Insights
MAY 24, 2017
“So our vision is to be the choice of millions who wish to send or spend overseas – either using our brand or other people’s – and blockchain connectivity is the way we’re going to be doing that.” Founded in 2003. “It is here today,” Lee-Browne said. “It’s not theory.
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